100+ datasets found
  1. Average mortgage interest rates in the UK 2000-2025, by month and type

    • statista.com
    Updated Jun 24, 2025
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    Statista (2025). Average mortgage interest rates in the UK 2000-2025, by month and type [Dataset]. https://www.statista.com/statistics/386301/uk-average-mortgage-interest-rates/
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    Dataset updated
    Jun 24, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Time period covered
    Jan 2000 - May 2025
    Area covered
    United Kingdom
    Description

    Mortgage rates increased at a record pace in 2022, with the 10-year fixed mortgage rate doubling between March 2022 and December 2022. With inflation increasing, the Bank of England introduced several bank rate hikes, resulting in higher mortgage rates. In May 2025, the average 10-year fixed rate interest rate reached **** percent. As borrowing costs get higher, demand for housing is expected to decrease, leading to declining market sentiment and slower house price growth. How have the mortgage hikes affected the market? After surging in 2021, the number of residential properties sold declined in 2023, reaching just above *** million. Despite the number of transactions falling, this figure was higher than the period before the COVID-19 pandemic. The falling transaction volume also impacted mortgage borrowing. Between the first quarter of 2023 and the first quarter of 2024, the value of new mortgage loans fell year-on-year for five straight quarters in a row. How are higher mortgages affecting homebuyers? Homeowners with a mortgage loan usually lock in a fixed rate deal for two to ten years, meaning that after this period runs out, they need to renegotiate the terms of the loan. Many of the mortgages outstanding were taken out during the period of record-low mortgage rates and have since faced notable increases in their monthly repayment. About **** million homeowners are projected to see their deal expire by the end of 2026. About *** million of these loans are projected to experience a monthly payment increase of up to *** British pounds by 2026.

  2. T

    United States 30-Year Mortgage Rate

    • tradingeconomics.com
    • pt.tradingeconomics.com
    • +13more
    csv, excel, json, xml
    Updated Jul 3, 2025
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    TRADING ECONOMICS (2025). United States 30-Year Mortgage Rate [Dataset]. https://tradingeconomics.com/united-states/30-year-mortgage-rate
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    csv, json, xml, excelAvailable download formats
    Dataset updated
    Jul 3, 2025
    Dataset authored and provided by
    TRADING ECONOMICS
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Apr 1, 1971 - Jul 3, 2025
    Area covered
    United States
    Description

    30 Year Mortgage Rate in the United States decreased to 6.67 percent in July 3 from 6.77 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

  3. Mortgage interest rates Africa 2022, by country

    • statista.com
    Updated Jun 12, 2023
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    Statista (2023). Mortgage interest rates Africa 2022, by country [Dataset]. https://www.statista.com/statistics/789843/mortgage-interest-rates-africa-by-country/
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    Dataset updated
    Jun 12, 2023
    Dataset authored and provided by
    Statistahttp://statista.com/
    Time period covered
    2022
    Area covered
    Africa
    Description

    Libya registered the lowest mortgage interest rate in South Africa in 2022, at five percent. At the other end of the scale was Zimbabwe, where the prevailing mortgage rate was 50 percent. In Ghana, the second to last country in the ranking, interest rates on housing loans averaged 26 percent.

  4. Historical mortgage rates in the Netherlands 2003-2024, by mortgage term

    • statista.com
    • ai-chatbox.pro
    Updated Jun 20, 2025
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    Statista (2025). Historical mortgage rates in the Netherlands 2003-2024, by mortgage term [Dataset]. https://www.statista.com/statistics/596336/interest-rate-for-new-mortgages-in-the-netherlands/
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    Dataset updated
    Jun 20, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Area covered
    Netherlands
    Description

    Mortgage rates in the Netherlands increased sharply in 2022 and 2023, after declining gradually between 2008 and 2021. In December 2022, the average interest rate for new mortgage loans stood at **** percent, and by the end of 2023, it had risen to **** percent. The 10-year interest rate was the lowest, at **** percent; the floating and less than one-year interest rates amounted to **** and **** percent, respectively. In early 2024, mortgage rates decreased notably. Are mortgage rates in the Netherlands different from those in other European countries? When comparing this ranking to data that covers multiple European countries, the Netherlands’ mortgage rate was similar to the rates found in Spain, the United Kingdom, and Sweden. It was, however, a lot lower than the rates in Eastern Europe. Hungary and Romania, for example, had some of the highest mortgage rates. For more information on the European mortgage market and how much the countries differ from each other, please visit this dedicated research page. How big is the mortgage market in the Netherlands? The Netherlands has overall seen an increase in the number of mortgage loans sold and is regarded as one of the countries with the highest mortgage debt in Europe. The reason behind this is that Dutch homeowners were able to for many years to deduct interest paid from pre-tax income (a system known in the Netherlands as hypotheekrenteaftrek). Total mortgage debt of Dutch households has been increasing year-on-year since 2013.

  5. F

    15-Year Fixed Rate Mortgage Average in the United States

    • fred.stlouisfed.org
    json
    Updated Jul 3, 2025
    + more versions
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    (2025). 15-Year Fixed Rate Mortgage Average in the United States [Dataset]. https://fred.stlouisfed.org/series/MORTGAGE15US
    Explore at:
    jsonAvailable download formats
    Dataset updated
    Jul 3, 2025
    License

    https://fred.stlouisfed.org/legal/#copyright-citation-requiredhttps://fred.stlouisfed.org/legal/#copyright-citation-required

    Area covered
    United States
    Description

    Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-07-03 about 15-year, fixed, mortgage, interest rate, interest, rate, and USA.

  6. Quarterly mortgage interest rate in the U.S. 2019-2024, by mortgage type

    • statista.com
    • ai-chatbox.pro
    Updated Jun 20, 2025
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    Statista (2025). Quarterly mortgage interest rate in the U.S. 2019-2024, by mortgage type [Dataset]. https://www.statista.com/statistics/500056/quarterly-mortgage-intererst-rates-by-mortgage-type-usa/
    Explore at:
    Dataset updated
    Jun 20, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Area covered
    United States
    Description

    In the United States, interest rates for all mortgage types started to increase in 2021. This was due to the Federal Reserve introducing a series of hikes in the federal funds rate to contain the rising inflation. In the fourth quarter of 2024, the 30-year fixed rate rose slightly, to **** percent. Despite the increase, the rate remained below the peak of **** percent in the same quarter a year ago. Why have U.S. home sales decreased? Cheaper mortgages normally encourage consumers to buy homes, while higher borrowing costs have the opposite effect. As interest rates increased in 2022, the number of existing homes sold plummeted. Soaring house prices over the past 10 years have further affected housing affordability. Between 2013 and 2023, the median price of an existing single-family home risen by about ** percent. On the other hand, the median weekly earnings have risen much slower. Comparing mortgage terms and rates Between 2008 and 2023, the average rate on a 15-year fixed-rate mortgage in the United States stood between **** and **** percent. Over the same period, a 30-year mortgage term averaged a fixed-rate of between **** and **** percent. Rates on 15-year loan terms are lower to encourage a quicker repayment, which helps to improve a homeowner’s equity.

  7. Support for Mortgage Interest statistics: May 2018 to May 2022

    • gov.uk
    Updated Sep 27, 2022
    + more versions
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    Department for Work and Pensions (2022). Support for Mortgage Interest statistics: May 2018 to May 2022 [Dataset]. https://www.gov.uk/government/statistics/support-for-mortgage-interest-statistics-may-2018-to-may-2022
    Explore at:
    Dataset updated
    Sep 27, 2022
    Dataset provided by
    GOV.UKhttp://gov.uk/
    Authors
    Department for Work and Pensions
    Description

    Data for households in receipt of Support for Mortgage Interest (SMI) loans is available in Stat-Xplore on a quarterly basis.

    These quarterly experimental statistics include the number of households who are currently in receipt of the support as well as the number who have received SMI loans so far (see the background information and methodology note for an explanation of households).

    The statistics are broken down by:

    • Quarter
    • Country, Region
    • Qualifying Benefit

    Geography data

    Geography information may not be up to date for some households. This affects the geography statistics from April 2020.

    Background information

    Read the background information and methodology note for guidance on these statistics, such as timeliness and interpretation.

    Feedback

    Please answer this https://forms.office.com/Pages/ResponsePage.aspx?id=6fbxllcQF0GsKIDN_ob4ww6eQtaLpw1MuH5cgQWx29tUMVE4QkFPVlUxMVM5VllRMDc2REpUWVc5UC4u" class="govuk-link">short survey to help us make the statistics better for you.

    We welcome all feedback on the content, relevance, accessibility and timing of these statistics to help us in producing statistics that meet user needs. For non-media enquiries on these statistics email: laura.parkhurst@dwp.gov.uk

    For media enquiries please contact the DWP press office.

    Next release

    Support for Mortgage Interest statistics are published quarterly. The dates for future releases are listed in the statistics release calendar.

    Pre-release access

    In addition to staff who are responsible for the production and quality assurance of the statistics, up to 24-hour pre-release access is provided to ministers and other officials. We publish the job titles and organisations of the people who have been granted up to 24-hour pre-release access to the latest Support for Mortgage Interest statistics.

  8. F

    5/1-Year Adjustable Rate Mortgage Average in the United States...

    • fred.stlouisfed.org
    json
    Updated Nov 10, 2022
    + more versions
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    (2022). 5/1-Year Adjustable Rate Mortgage Average in the United States (DISCONTINUED) [Dataset]. https://fred.stlouisfed.org/series/MORTGAGE5US
    Explore at:
    jsonAvailable download formats
    Dataset updated
    Nov 10, 2022
    License

    https://fred.stlouisfed.org/legal/#copyright-citation-requiredhttps://fred.stlouisfed.org/legal/#copyright-citation-required

    Area covered
    United States
    Description

    Graph and download economic data for 5/1-Year Adjustable Rate Mortgage Average in the United States (DISCONTINUED) (MORTGAGE5US) from 2005-01-06 to 2022-11-10 about adjusted, mortgage, interest rate, interest, 5-year, rate, and USA.

  9. M

    30 Year Fixed Mortgage Rate - Historical Chart

    • macrotrends.net
    csv
    Updated Jul 31, 2025
    + more versions
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    MACROTRENDS (2025). 30 Year Fixed Mortgage Rate - Historical Chart [Dataset]. https://www.macrotrends.net/2604/30-year-fixed-mortgage-rate-chart
    Explore at:
    csvAvailable download formats
    Dataset updated
    Jul 31, 2025
    Dataset authored and provided by
    MACROTRENDS
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    1971 - 2025
    Area covered
    United States
    Description

    Interactive historical chart showing the 30 year fixed rate mortgage average in the United States since 1971.

  10. F

    30-Year Fixed Rate Veterans Affairs Mortgage Index

    • fred.stlouisfed.org
    json
    Updated Jul 3, 2025
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    (2025). 30-Year Fixed Rate Veterans Affairs Mortgage Index [Dataset]. https://fred.stlouisfed.org/series/OBMMIVA30YF
    Explore at:
    jsonAvailable download formats
    Dataset updated
    Jul 3, 2025
    License

    https://fred.stlouisfed.org/legal/#copyright-citation-requiredhttps://fred.stlouisfed.org/legal/#copyright-citation-required

    Description

    Graph and download economic data for 30-Year Fixed Rate Veterans Affairs Mortgage Index (OBMMIVA30YF) from 2017-01-03 to 2025-07-02 about veterans, 30-year, fixed, mortgage, rate, indexes, and USA.

  11. Mortgage interest rates in selected countries worldwide 2024

    • statista.com
    • ai-chatbox.pro
    Updated Jun 20, 2025
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    Statista (2025). Mortgage interest rates in selected countries worldwide 2024 [Dataset]. https://www.statista.com/statistics/1211807/mortgage-interest-rates-globally-by-country/
    Explore at:
    Dataset updated
    Jun 20, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Time period covered
    Jun 2024
    Area covered
    Worldwide
    Description

    Mortgage interest rates worldwide varied greatly in 2024, from less than **** percent in many European countries, to as high as ** percent in Turkey. The average mortgage rate in a country depends on the central bank's base lending rate and macroeconomic indicators such as inflation and forecast economic growth. Since 2022, inflationary pressures have led to rapid increase in mortgage interest rates. Which are the leading mortgage markets? An easy way to estimate the importance of the mortgage sector in each country is by comparing household debt depth, or the ratio of the debt held by households compared to the county's GDP. In 2023, Switzerland, Australia, and Canada had some of the highest household debt to GDP ratios worldwide. While this indicator shows the size of the sector relative to the country’s economy, the value of mortgages outstanding allows to compare the market size in different countries. In Europe, for instance, the United Kingdom, Germany, and France were the largest mortgage markets by outstanding mortgage lending. Mortgage lending trends in the U.S. In the United States, new mortgage lending soared in 2021. This was largely due to the growth of new refinance loans that allow homeowners to renegotiate their mortgage terms and replace their existing loan with a more favorable one. Following the rise in interest rates, the mortgage market cooled, and refinance loans declined.

  12. F

    30-Year Fixed Rate FHA Mortgage Index

    • fred.stlouisfed.org
    json
    Updated Jul 3, 2025
    + more versions
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    (2025). 30-Year Fixed Rate FHA Mortgage Index [Dataset]. https://fred.stlouisfed.org/series/OBMMIFHA30YF
    Explore at:
    jsonAvailable download formats
    Dataset updated
    Jul 3, 2025
    License

    https://fred.stlouisfed.org/legal/#copyright-citation-requiredhttps://fred.stlouisfed.org/legal/#copyright-citation-required

    Description

    Graph and download economic data for 30-Year Fixed Rate FHA Mortgage Index (OBMMIFHA30YF) from 2017-01-03 to 2025-07-02 about FHA, 30-year, fixed, mortgage, rate, indexes, and USA.

  13. T

    China Prime Lending Rate

    • tradingeconomics.com
    csv, excel, json, xml
    Updated Apr 15, 2025
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    TRADING ECONOMICS (2025). China Prime Lending Rate [Dataset]. https://tradingeconomics.com/china/lending-rate
    Explore at:
    xml, excel, json, csvAvailable download formats
    Dataset updated
    Apr 15, 2025
    Dataset authored and provided by
    TRADING ECONOMICS
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Apr 30, 1991 - Oct 31, 2022
    Area covered
    China
    Description

    Lending Rate in China remained unchanged at 4.35 percent in October from 4.35 percent in September of 2022. This dataset provides - China Prime Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

  14. F

    30-Year Fixed Rate Jumbo Mortgage Index

    • fred.stlouisfed.org
    json
    Updated Jul 3, 2025
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    (2025). 30-Year Fixed Rate Jumbo Mortgage Index [Dataset]. https://fred.stlouisfed.org/series/OBMMIJUMBO30YF
    Explore at:
    jsonAvailable download formats
    Dataset updated
    Jul 3, 2025
    License

    https://fred.stlouisfed.org/legal/#copyright-citation-requiredhttps://fred.stlouisfed.org/legal/#copyright-citation-required

    Description

    Graph and download economic data for 30-Year Fixed Rate Jumbo Mortgage Index (OBMMIJUMBO30YF) from 2017-01-03 to 2025-07-02 about jumbo, 30-year, fixed, mortgage, rate, indexes, and USA.

  15. Mortgage Rates By Banks in Canada

    • rates.ca
    Updated Jul 24, 2024
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    RATESDOTCA (2024). Mortgage Rates By Banks in Canada [Dataset]. https://rates.ca/mortgage-rates
    Explore at:
    Dataset updated
    Jul 24, 2024
    Dataset provided by
    RATESDOTCA Group Ltd.
    Authors
    RATESDOTCA
    Time period covered
    2001 - 2023
    Area covered
    Canada
    Variables measured
    Mortgage rates
    Description

    Rates have been trending downward in Canada for the last five years. The ebbs and flows are caused by changes in Canada’s bond yields (driven by Canadians economic developments and international rate movements, particularly U.S. rate fluctuations) and the overnight rate (which is set by the Bank of Canada). As of August 2022, there has been a 225 bps increase in the prime rate, since beginning of year 2022, from 2.45% to 4.70% as of Aug 24th 2022. The following are the historical conventional mortgage rates offered by the 6 major chartered banks in Canada in the past 20 years.

  16. France Mortgage Rate: Avg: Consumer: Up to 1 Year

    • ceicdata.com
    Updated Jan 15, 2025
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    CEICdata.com (2025). France Mortgage Rate: Avg: Consumer: Up to 1 Year [Dataset]. https://www.ceicdata.com/en/france/mortgage-rate/mortgage-rate-avg-consumer-up-to-1-year
    Explore at:
    Dataset updated
    Jan 15, 2025
    Dataset provided by
    CEIC Data
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Feb 1, 2024 - Jan 1, 2025
    Area covered
    France
    Variables measured
    Lending Rate
    Description

    France Mortgage Rate: Avg: Consumer: Up to 1 Year data was reported at 3.780 % in Mar 2025. This records an increase from the previous number of 3.750 % for Feb 2025. France Mortgage Rate: Avg: Consumer: Up to 1 Year data is updated monthly, averaging 3.120 % from Jan 2003 (Median) to Mar 2025, with 267 observations. The data reached an all-time high of 5.380 % in Dec 2008 and a record low of 1.160 % in Feb 2022. France Mortgage Rate: Avg: Consumer: Up to 1 Year data remains active status in CEIC and is reported by Banque de France. The data is categorized under Global Database’s France – Table FR.M007: Mortgage Rate. http://www.banque-france.fr/gb/stat_conjoncture/series/statmon/html/statmon.htm [COVID-19-IMPACT]

  17. United States Bank Lending Rate

    • ceicdata.com
    Updated Jun 15, 2021
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    CEICdata.com (2021). United States Bank Lending Rate [Dataset]. https://www.ceicdata.com/en/indicator/united-states/bank-lending-rate
    Explore at:
    Dataset updated
    Jun 15, 2021
    Dataset provided by
    CEIC Data
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Mar 13, 2025 - Mar 24, 2025
    Area covered
    United States
    Description

    Key information about United States Bank Lending Rate

    • United States Bank Lending Rate was reported at 7.500 % pa in Mar 2025.
    • This stayed constant from the previous number of 7.500 % pa for Mar 2025.
    • US Bank Lending Rate data is updated daily, averaging 4.250 % pa from Aug 1955 to 24 Mar 2025, with 25436 observations.
    • The data reached an all-time high of 8.500 % pa in 18 Sep 2024 and a record low of 3.250 % pa in 16 Mar 2022.
    • US Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
    • The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Daily.

    Federal Reserve Board provides daily Bank Lending Rate.

  18. S

    Slovenia Mortgage credit interest rate, percent, March, 2025 - data, chart |...

    • theglobaleconomy.com
    csv, excel, xml
    Updated Mar 15, 2025
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    Globalen LLC (2025). Slovenia Mortgage credit interest rate, percent, March, 2025 - data, chart | TheGlobalEconomy.com [Dataset]. www.theglobaleconomy.com/Slovenia/mortgage_interest_rate/
    Explore at:
    xml, excel, csvAvailable download formats
    Dataset updated
    Mar 15, 2025
    Dataset authored and provided by
    Globalen LLC
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    May 31, 2005 - Mar 31, 2025
    Area covered
    Slovenia
    Description

    Mortgage credit interest rate, percent in Slovenia, March, 2025 The most recent value is 3.54 percent as of March 2025, no change compared to the previous value of 3.54 percent. Historically, the average for Slovenia from May 2005 to March 2025 is 3.9 percent. The minimum of 1.86 percent was recorded in February 2022, while the maximum of 7.4 percent was reached in October 2008. | TheGlobalEconomy.com

  19. Forecast: Household Expenditure on Mortgage Interest and Charges in the US...

    • reportlinker.com
    Updated Apr 11, 2024
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    ReportLinker (2024). Forecast: Household Expenditure on Mortgage Interest and Charges in the US 2022 - 2026 [Dataset]. https://www.reportlinker.com/dataset/5a6de07b2b4a316b017d9215f6d0f02ecead7220
    Explore at:
    Dataset updated
    Apr 11, 2024
    Dataset authored and provided by
    ReportLinker
    License

    Attribution-NonCommercial 4.0 (CC BY-NC 4.0)https://creativecommons.org/licenses/by-nc/4.0/
    License information was derived automatically

    Area covered
    United States
    Description

    Forecast: Household Expenditure on Mortgage Interest and Charges in the US 2022 - 2026 Discover more data with ReportLinker!

  20. Average mortgage interest rate in Europe 2020-2024, by country

    • statista.com
    • ai-chatbox.pro
    Updated May 7, 2025
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    Statista (2025). Average mortgage interest rate in Europe 2020-2024, by country [Dataset]. https://www.statista.com/statistics/615037/mortgage-interest-rate-europe/
    Explore at:
    Dataset updated
    May 7, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Area covered
    Europe
    Description

    Mortgage interest rates in Europe soared in 2022 and remained elevated in the following two years. In many countries, this resulted in interest rates more than doubling. In the UK, the average mortgage interest rate rose from **** percent in 2020 to **** percent in 2023, before falling to **** in 2024. Why did mortgage interest rates increase? Mortgage rates have risen as a result of the European Central Bank (ECB) interest rate increase. The ECB increased its interest rates to tackle inflation. As inflation calms, the ECB is expected to cut rates, which allows mortgage lenders to reduce mortgage interest rates. What is the impact of interest rates on home buying? Lower interest rates make taking out a housing loan more affordable, and thus, encourage homebuying. That can be seen in many countries across Europe: In France, the number of residential properties sold rose in the years leading up to 2021, and fell as interest rates increased. The number of houses sold in the UK followed a similar trend.

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Statista (2025). Average mortgage interest rates in the UK 2000-2025, by month and type [Dataset]. https://www.statista.com/statistics/386301/uk-average-mortgage-interest-rates/
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Average mortgage interest rates in the UK 2000-2025, by month and type

Explore at:
Dataset updated
Jun 24, 2025
Dataset authored and provided by
Statistahttp://statista.com/
Time period covered
Jan 2000 - May 2025
Area covered
United Kingdom
Description

Mortgage rates increased at a record pace in 2022, with the 10-year fixed mortgage rate doubling between March 2022 and December 2022. With inflation increasing, the Bank of England introduced several bank rate hikes, resulting in higher mortgage rates. In May 2025, the average 10-year fixed rate interest rate reached **** percent. As borrowing costs get higher, demand for housing is expected to decrease, leading to declining market sentiment and slower house price growth. How have the mortgage hikes affected the market? After surging in 2021, the number of residential properties sold declined in 2023, reaching just above *** million. Despite the number of transactions falling, this figure was higher than the period before the COVID-19 pandemic. The falling transaction volume also impacted mortgage borrowing. Between the first quarter of 2023 and the first quarter of 2024, the value of new mortgage loans fell year-on-year for five straight quarters in a row. How are higher mortgages affecting homebuyers? Homeowners with a mortgage loan usually lock in a fixed rate deal for two to ten years, meaning that after this period runs out, they need to renegotiate the terms of the loan. Many of the mortgages outstanding were taken out during the period of record-low mortgage rates and have since faced notable increases in their monthly repayment. About **** million homeowners are projected to see their deal expire by the end of 2026. About *** million of these loans are projected to experience a monthly payment increase of up to *** British pounds by 2026.

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