Russia has recorded a decrease in the average weighted interest rate on mortgage loans issued to residents in the national currency in April 2025. In that month, the mortgage loan rate stood at **** percent.

Bank Lending Rate in Russia decreased to 22.35 percent in May from 22.74 percent in April of 2025. This dataset provides - Russia Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The annual average weighted interest rate on mortgage loans issued to residents of Russia in the national currency saw a decline over the period under consideration. In 2023, it amounted to around **** percent.

Key information about Russia Bank Lending Rate

• Russia Bank Lending Rate was reported at 23.790 % pa in Jan 2025.
• This records a decrease from the previous number of 23.980 % pa for Dec 2024.
• Russia Bank Lending Rate data is updated monthly, averaging 11.600 % pa from Jan 1995 to Jan 2025, with 361 observations.
• The data reached an all-time high of 179.700 % pa in Feb 1995 and a record low of 5.940 % pa in Nov 2020.
• Russia Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

Russia Bank Lending Conditions: Households: Mortgage: Loan Interest Rate data was reported at 17.857 % Point in Mar 2019. This records a decrease from the previous number of 20.238 % Point for Dec 2018. Russia Bank Lending Conditions: Households: Mortgage: Loan Interest Rate data is updated quarterly, averaging -6.061 % Point from Dec 2011 (Median) to Mar 2019, with 30 observations. The data reached an all-time high of 70.000 % Point in Dec 2014 and a record low of -31.818 % Point in Sep 2017. Russia Bank Lending Conditions: Households: Mortgage: Loan Interest Rate data remains active status in CEIC and is reported by The Central Bank of the Russian Federation. The data is categorized under Global Database’s Russian Federation – Table RU.KAC018: Bank Lending Tightness: Loans to Households.

The benchmark interest rate in Russia was last recorded at 20 percent. This dataset provides the latest reported value for - Russia Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The annual value of issued mortgage loans in Russia saw a decrease in 2022. In the latest year under consideration, mortgage loans worth *** trillion Russian rubles were issued to Russian residents in the local currency.

The mortgage loans volume development has been somewhat fluctuant over the period under consideration. After a negative growth observed in 2019, figures grew at over 50 percent in 2020. For 2021, forecast suggests only one percent growth mortgage loans issued in Russia, relative to the previous year's levels.

Russia Lending Rate: RUB Mortgage Loans: Avg from Year Beginning (YB) data was reported at 9.560 % pa in Dec 2018. This records an increase from the previous number of 9.540 % pa for Nov 2018. Russia Lending Rate: RUB Mortgage Loans: Avg from Year Beginning (YB) data is updated monthly, averaging 12.470 % pa from Dec 2008 (Median) to Dec 2018, with 121 observations. The data reached an all-time high of 14.640 % pa in Jul 2009 and a record low of 9.540 % pa in Nov 2018. Russia Lending Rate: RUB Mortgage Loans: Avg from Year Beginning (YB) data remains active status in CEIC and is reported by The Central Bank of the Russian Federation. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB010: Lending Rate: RUB Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

The volume of housing mortgages in Russia steadily increased year-on-year. Over the first half of 2020, mortgage loans worth over 1.4 trillion Russian rubles were granted, out of which 226 billion were used for refinancing existing ones.

Lending Rate: RUB Mortgage Loans: YB: CF: Ryazan Region data was reported at 7.460 % pa in Mar 2025. This records a decrease from the previous number of 7.920 % pa for Feb 2025. Lending Rate: RUB Mortgage Loans: YB: CF: Ryazan Region data is updated monthly, averaging 11.880 % pa from Dec 2008 (Median) to Mar 2025, with 196 observations. The data reached an all-time high of 15.200 % pa in Jun 2009 and a record low of 5.560 % pa in Dec 2022. Lending Rate: RUB Mortgage Loans: YB: CF: Ryazan Region data remains active status in CEIC and is reported by Bank of Russia. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB010: Lending Rate: RUB Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

Russia Lending Rate: Foreign Currencies Mortgage Loans: Avg from Year Beginning (YB) data was reported at 9.330 % pa in Dec 2018. This records an increase from the previous number of 9.320 % pa for Nov 2018. Russia Lending Rate: Foreign Currencies Mortgage Loans: Avg from Year Beginning (YB) data is updated monthly, averaging 9.670 % pa from Dec 2008 (Median) to Dec 2018, with 119 observations. The data reached an all-time high of 13.820 % pa in Apr 2009 and a record low of 6.740 % pa in May 2017. Russia Lending Rate: Foreign Currencies Mortgage Loans: Avg from Year Beginning (YB) data remains active status in CEIC and is reported by The Central Bank of the Russian Federation. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB012: Lending Rate: Foreign Currencies Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

The average value of a mortgage loan granted in Russia was close to 49,000 euros in 2022, having increased by roughly 30 percent from the previous year. Over the observed period, the lowest average value of a mortgage granted was seen in 2016 when the average mortgage loan granted amounted to approximately 23,200 euros.

The share of overdue credits in the mortgage portfolio across Russia generally decreased over the past decade. After a brief upswing to 1.7 percent in 2016, the figures continued to drop in subsequent years, reaching 0.4 percent by January 2023. In 2024, the figure was expected to increase.

As of January 1, 2019, 2.6 percent of overdue loans were recorded in the mortgage portfolio of the Russian capital. The Krasnoyarsk Krai followed Moscow with a percentage point difference. The Moscow region, which ranked second in terms of issued mortgage volume in 2018, only recorded a share of one percent overdue loans of the total.

Russia Bank Lending Conditions: Small & Medium Business: Loan Interest Rate data was reported at 1.020 % Point in Mar 2019. This records a decrease from the previous number of 10.000 % Point for Dec 2018. Russia Bank Lending Conditions: Small & Medium Business: Loan Interest Rate data is updated quarterly, averaging -12.415 % Point from Jun 2009 (Median) to Mar 2019, with 40 observations. The data reached an all-time high of 74.528 % Point in Dec 2014 and a record low of -48.889 % Point in Mar 2010. Russia Bank Lending Conditions: Small & Medium Business: Loan Interest Rate data remains active status in CEIC and is reported by The Central Bank of the Russian Federation. The data is categorized under Russia Premium Database’s Monetary and Banking Statistics – Table RU.KAC017: Bank Lending Tightness: Loans to Small & Medium Business.

The working population of Russia had the largest share of respondents with an outstanding housing loan in 2017, with one-fifth of the labor force yet to pay their credit. While only eight percent of young adults up to 24 years old had an outstanding housing loan, the share of those aged 25 and older who borrowed money for housing was twice as big.

Lending Rate: RUB Mortgage Loans: YB: Quarterly: CF: Kostroma Region data was reported at 8.910 % pa in Dec 2024. This records a decrease from the previous number of 9.310 % pa for Sep 2024. Lending Rate: RUB Mortgage Loans: YB: Quarterly: CF: Kostroma Region data is updated quarterly, averaging 12.315 % pa from Sep 2006 (Median) to Dec 2024, with 74 observations. The data reached an all-time high of 14.870 % pa in Jun 2009 and a record low of 6.980 % pa in Jun 2022. Lending Rate: RUB Mortgage Loans: YB: Quarterly: CF: Kostroma Region data remains active status in CEIC and is reported by Bank of Russia. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB010: Lending Rate: RUB Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

Russia Lending Rate: Foreign Currencies Mortgage Loans: YB: FE: Chukotka Area data was reported at 12.000 % pa in Dec 2008. Russia Lending Rate: Foreign Currencies Mortgage Loans: YB: FE: Chukotka Area data is updated monthly, averaging 12.000 % pa from Dec 2008 (Median) to Dec 2008, with 1 observations. Russia Lending Rate: Foreign Currencies Mortgage Loans: YB: FE: Chukotka Area data remains active status in CEIC and is reported by The Central Bank of the Russian Federation. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB012: Lending Rate: Foreign Currencies Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

Lending Rate: RUB Housing Loans: YB: Quarterly: SF: Volgograd Region data was reported at 7.670 % pa in Mar 2025. This records a decrease from the previous number of 9.190 % pa for Dec 2024. Lending Rate: RUB Housing Loans: YB: Quarterly: SF: Volgograd Region data is updated quarterly, averaging 12.170 % pa from Sep 2006 (Median) to Mar 2025, with 75 observations. The data reached an all-time high of 15.000 % pa in Dec 2006 and a record low of 6.450 % pa in Jun 2022. Lending Rate: RUB Housing Loans: YB: Quarterly: SF: Volgograd Region data remains active status in CEIC and is reported by Bank of Russia. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB009: Lending Rate: RUB Housing Loans: by Region: Average from Year Beginning.