30 Year Mortgage Rate in the United States decreased to 6.23 percent in November 26 from 6.26 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

View weekly updates and historical trends for 30 Year Mortgage Rate. from United States. Source: Freddie Mac. Track economic data with YCharts analytics.

Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-11-26 about 15-year, mortgage, fixed, interest rate, interest, rate, and USA.

30-Year Fixed Rate Mortgage Average in the United States was 6.23% in November of 2025, according to the United States Federal Reserve. Historically, 30-Year Fixed Rate Mortgage Average in the United States reached a record high of 18.63 in October of 1981 and a record low of 2.65 in January of 2021. Trading Economics provides the current actual value, an historical data chart and related indicators for 30-Year Fixed Rate Mortgage Average in the United States - last updated from the United States Federal Reserve on December of 2025.

As of January 2025, the average monthly interest rate for house loans in Indonesia was **** percent. The country's house loan interest rate has gradually decreased over the past few years, with a drop of around *** percent compared to the rate in January 2021. House financing and ownership in Indonesia With mortgage interest rates anticipated to remain lower compared to the pre-COVID-19 pandemic level, Indonesia's residential property market is expected to continue growing. Indonesian banks provided mortgage loans exceeding *** trillion Indonesian as of January 2025, catering to the majority of Indonesians who rely on loans to finance their homeownership needs. Notably, house ownership rates in Indonesian rural areas are significantly higher compared to urban areas. Amid its soaring land and house prices, Jakarta struggled with the lowest house ownership rate of any province in Indonesia. Housing prices Despite its significant housing backlog, which underscores the need for affordable housing, Indonesia's residential property price index has steadily increased in recent years. At the end of 2024, cities like Batam, Pontianak, Pekanbaru, and Samarinda saw the highest increases in property prices. This trend is not limited to primary properties, as the resale price index of second-hand houses has also shown consistent growth over the past few years.

Austria Lending Rate: NB: Households: Mortgage: Rate Fixation: Between 1 and 5 Years data was reported at 3.490 % pa in Mar 2025. This records a decrease from the previous number of 3.650 % pa for Feb 2025. Austria Lending Rate: NB: Households: Mortgage: Rate Fixation: Between 1 and 5 Years data is updated monthly, averaging 2.590 % pa from Jan 2003 (Median) to Mar 2025, with 267 observations. The data reached an all-time high of 4.840 % pa in Nov 2008 and a record low of 1.210 % pa in Jan 2021. Austria Lending Rate: NB: Households: Mortgage: Rate Fixation: Between 1 and 5 Years data remains active status in CEIC and is reported by Oesterreichische Nationalbank. The data is categorized under Global Database’s Austria – Table AT.M004: Lending Rates.

Mortgage rates surged at an unprecedented pace in 2022, with the average 10-year fixed rate doubling between March and December of that year. In response to mounting inflation, the Bank of England implemented a series of rate hikes, pushing borrowing costs steadily higher. By October 2025, the average 10-year fixed mortgage rate stood at **** percent. As financing becomes more expensive, housing demand has cooled, weighing on market sentiment and slowing house price growth. How have the mortgage hikes affected the market? After surging in 2021, the number of residential properties sold fell significantly in 2023, dipping to just above *** million transactions. This contraction in activity also dampened mortgage lending. Between the first quarter of 2023 and the first quarter of 2024, the value of new mortgage loans declined year-on-year for five consecutive quarters. Even as rates eased modestly in 2024 and housing activity picked up slightly, volumes remained well below the highs recorded in 2021. How are higher mortgages impacting homebuyers? For homeowners, the impact is being felt most acutely as fixed-rate deals expire. Mortgage terms in the UK typically range from two to ten years, and many borrowers who locked in historically low rates are now facing significantly higher repayments when refinancing. By the end of 2026, an estimated five million homeowners will see their mortgage deals expire. Roughly two million of these loans are projected to experience a monthly payment increase of up to *** British pounds by 2026, putting additional pressure on household budgets and constraining affordability across the market.

View weekly updates and historical trends for 15 Year Mortgage Rate. from United States. Source: Freddie Mac. Track economic data with YCharts analytics.

Graph and download economic data for 30-Year Fixed Rate Veterans Affairs Mortgage Index (OBMMIVA30YF) from 2017-01-03 to 2025-12-01 about veterans, 30-year, mortgage, fixed, rate, indexes, and USA.

Lending Rate: RUB Mortgage Loans: YB: Far East Federal District (FE) data was reported at 6.490 % pa in Oct 2021. This records a decrease from the previous number of 6.780 % pa for Sep 2021. Lending Rate: RUB Mortgage Loans: YB: Far East Federal District (FE) data is updated monthly, averaging 12.260 % pa from Dec 2008 to Oct 2021, with 155 observations. The data reached an all-time high of 15.060 % pa in Aug 2009 and a record low of 6.380 % pa in Jan 2021. Lending Rate: RUB Mortgage Loans: YB: Far East Federal District (FE) data remains active status in CEIC and is reported by The Central Bank of the Russian Federation. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB010: Lending Rate: RUB Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

Graph and download economic data for 30-Year Fixed Rate Jumbo Mortgage Index (OBMMIJUMBO30YF) from 2017-01-03 to 2025-12-01 about jumbo, 30-year, mortgage, fixed, rate, indexes, and USA.

Mortgage credit interest rate, percent in Armenia, December, 2024 The most recent value is 12.71 percent as of December 2024, an increase compared to the previous value of 12.46 percent. Historically, the average for Armenia from December 2009 to December 2024 is 11.97 percent. The minimum of 10.14 percent was recorded in January 2021, while the maximum of 13.69 percent was reached in December 2009. | TheGlobalEconomy.com

August 2024 marked a significant shift in the UK's monetary policy, as it saw the first reduction in the official bank base interest rate since August 2023. This change came after a period of consistent rate hikes that began in late 2021. In a bid to minimize the economic effects of the COVID-19 pandemic, the Bank of England cut the official bank base rate in March 2020 to a record low of *** percent. This historic low came just one week after the Bank of England cut rates from **** percent to **** percent in a bid to prevent mass job cuts in the United Kingdom. It remained at *** percent until December 2021 and was increased to one percent in May 2022 and to **** percent in October 2022. After that, the bank rate increased almost on a monthly basis, reaching **** percent in August 2023. It wasn't until August 2024 that the first rate decrease since the previous year occurred, signaling a potential shift in monetary policy. Why do central banks adjust interest rates? Central banks, including the Bank of England, adjust interest rates to manage economic stability and control inflation. Their strategies involve a delicate balance between two main approaches. When central banks raise interest rates, their goal is to cool down an overheated economy. Higher rates curb excessive spending and borrowing, which helps to prevent runaway inflation. This approach is typically used when the economy is growing too quickly or when inflation is rising above desired levels. Conversely, when central banks lower interest rates, they aim to encourage borrowing and investment. This strategy is employed to stimulate economic growth during periods of slowdown or recession. Lower rates make it cheaper for businesses and individuals to borrow money, which can lead to increased spending and investment. This dual approach allows central banks to maintain a balance between promoting growth and controlling inflation, ensuring long-term economic stability. Additionally, adjusting interest rates can influence currency values, impacting international trade and investment flows, further underscoring their critical role in a nation's economic health. Recent interest rate trends Between 2021 and 2025, most advanced and emerging economies experienced a period of regular interest rate hikes. This trend was driven by several factors, including persistent supply chain disruptions, high energy prices, and robust demand pressures. These elements combined to create significant inflationary trends, prompting central banks to raise rates to temper spending and borrowing. However, in 2024, a shift began to occur in global monetary policy. The European Central Bank (ECB) was among the first major central banks to reverse this trend by cutting interest rates. This move signaled a change in approach aimed at addressing growing economic slowdowns and supporting growth.

Lending Rate: RUB Mortgage Loans: YB: NW: City of St Petersburg data was reported at 7.660 % pa in Aug 2021. This records a decrease from the previous number of 7.700 % pa for Jul 2021. Lending Rate: RUB Mortgage Loans: YB: NW: City of St Petersburg data is updated monthly, averaging 12.220 % pa from Dec 2008 to Aug 2021, with 153 observations. The data reached an all-time high of 15.830 % pa in Jan 2015 and a record low of 6.740 % pa in Jun 2021. Lending Rate: RUB Mortgage Loans: YB: NW: City of St Petersburg data remains active status in CEIC and is reported by The Central Bank of the Russian Federation. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB010: Lending Rate: RUB Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

Canada Residential Mortgages: Funds Advanced: Uninsured: Fixed Rate: 3 to <5 Yrs data was reported at 4.410 % pa in Feb 2025. This records a decrease from the previous number of 4.430 % pa for Jan 2025. Canada Residential Mortgages: Funds Advanced: Uninsured: Fixed Rate: 3 to <5 Yrs data is updated monthly, averaging 2.950 % pa from Jan 2013 (Median) to Feb 2025, with 146 observations. The data reached an all-time high of 6.140 % pa in Nov 2023 and a record low of 1.830 % pa in Jan 2021. Canada Residential Mortgages: Funds Advanced: Uninsured: Fixed Rate: 3 to <5 Yrs data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M008: New and Existing Lending: Residential Mortgages. [COVID-19-IMPACT]

Mortgage credit interest rate, percent in Slovakia, June, 2025 The most recent value is 3.65 percent as of June 2025, an increase compared to the previous value of 3.64 percent. Historically, the average for Slovakia from January 2005 to June 2025 is 3.8 percent. The minimum of 0.98 percent was recorded in September 2021, while the maximum of 7.15 percent was reached in January 2005. | TheGlobalEconomy.com

The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Track real-time 10 Year Treasury Rate yields and explore historical trends from year start to today. View interactive yield curve data with YCharts.

Austria Lending Rate: NB: Households: Mortgage: Rate Fixation: Over 10 Years data was reported at 3.300 % pa in Mar 2025. This records an increase from the previous number of 3.290 % pa for Feb 2025. Austria Lending Rate: NB: Households: Mortgage: Rate Fixation: Over 10 Years data is updated monthly, averaging 3.530 % pa from Jan 2003 (Median) to Mar 2025, with 267 observations. The data reached an all-time high of 6.070 % pa in Feb 2005 and a record low of 1.330 % pa in Oct 2021. Austria Lending Rate: NB: Households: Mortgage: Rate Fixation: Over 10 Years data remains active status in CEIC and is reported by Oesterreichische Nationalbank. The data is categorized under Global Database’s Austria – Table AT.M004: Lending Rates.

The benchmark interest rate in Canada was last recorded at 2.25 percent. This dataset provides - Canada Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.