Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-10-02 about 15-year, mortgage, fixed, interest rate, interest, rate, and USA.

Switzerland Mortgage Rate: Fixed: by Maturity: 5 Years data was reported at 1.252 % pa in Sep 2018. This records an increase from the previous number of 1.201 % pa for Aug 2018. Switzerland Mortgage Rate: Fixed: by Maturity: 5 Years data is updated monthly, averaging 1.580 % pa from Jan 2008 (Median) to Sep 2018, with 129 observations. The data reached an all-time high of 4.500 % pa in Jun 2008 and a record low of 1.170 % pa in May 2017. Switzerland Mortgage Rate: Fixed: by Maturity: 5 Years data remains active status in CEIC and is reported by Swiss National Bank. The data is categorized under Global Database’s Switzerland – Table CH.M005: Mortgage Rates.

Switzerland Mortgage Rate: Fixed: by Maturity: 3 Years data was reported at 1.121 % pa in Sep 2018. This records an increase from the previous number of 1.109 % pa for Aug 2018. Switzerland Mortgage Rate: Fixed: by Maturity: 3 Years data is updated monthly, averaging 1.300 % pa from Jan 2008 (Median) to Sep 2018, with 129 observations. The data reached an all-time high of 4.380 % pa in Jun 2008 and a record low of 1.090 % pa in May 2017. Switzerland Mortgage Rate: Fixed: by Maturity: 3 Years data remains active status in CEIC and is reported by Swiss National Bank. The data is categorized under Global Database’s Switzerland – Table CH.M005: Mortgage Rates.

Graph and download economic data for 30-Year Fixed Rate Veterans Affairs Mortgage Index (OBMMIVA30YF) from 2017-01-03 to 2025-10-01 about veterans, 30-year, mortgage, fixed, rate, indexes, and USA.

Mortgage rates in the Netherlands increased sharply in 2022 and 2023, after declining gradually between 2008 and 2021. In December 2021, the average interest rate for new mortgage loans stood at **** percent, and by the end of 2023, it had risen to **** percent. In May 2025, mortgage rates decreased slightly, falling to **** percent on average. Mortgages with a 10-year fixed rate were the most affordable, at **** percent. Are mortgage rates in the Netherlands different from those in other European countries? When comparing this ranking to data that covers multiple European countries, the Netherlands’ mortgage rate was similar to the rates found in Spain, the United Kingdom, and Sweden. It was, however, a lot lower than the rates in Eastern Europe. Hungary and Romania, for example, had some of the highest mortgage rates. For more information on the European mortgage market and how much the countries differ from each other, please visit this dedicated research page. How big is the mortgage market in the Netherlands? The Netherlands has overall seen an increase in the number of mortgage loans sold and is regarded as one of the countries with the highest mortgage debt in Europe. The reason behind this is that Dutch homeowners were able to for many years to deduct interest paid from pre-tax income (a system known in the Netherlands as hypotheekrenteaftrek). Total mortgage debt of Dutch households has been increasing year-on-year since 2013.

Chile Mortgage Rate: Mortgage Loan: Endorsable: Term: 1 to 8 Years data was reported at 2.949 % pa in Jan 2018. This records an increase from the previous number of 2.882 % pa for Dec 2017. Chile Mortgage Rate: Mortgage Loan: Endorsable: Term: 1 to 8 Years data is updated monthly, averaging 4.572 % pa from Dec 2000 (Median) to Jan 2018, with 206 observations. The data reached an all-time high of 8.844 % pa in Dec 2000 and a record low of 2.683 % pa in May 2017. Chile Mortgage Rate: Mortgage Loan: Endorsable: Term: 1 to 8 Years data remains active status in CEIC and is reported by Financial Market Commission. The data is categorized under Global Database’s Chile – Table CL.M008: Mortgage Rate.

Mortgage rates surged at an unprecedented pace in 2022, with the average 10-year fixed rate doubling between March and December of that year. In response to mounting inflation, the Bank of England implemented a series of rate hikes, pushing borrowing costs steadily higher. By August 2025, the average 10-year fixed mortgage rate had climbed to 4.49 percent. As financing becomes more expensive, housing demand has cooled, weighing on market sentiment and slowing house price growth. How have the mortgage hikes affected the market? After surging in 2021, the number of residential properties sold fell significantly in 2023, dipping to just above *** million transactions. This contraction in activity also dampened mortgage lending. Between the first quarter of 2023 and the first quarter of 2024, the value of new mortgage loans declined year-on-year for five consecutive quarters. Even as rates eased modestly in 2024 and housing activity picked up slightly, volumes remained well below the highs recorded in 2021. How are higher mortgages impacting homebuyers? For homeowners, the impact is being felt most acutely as fixed-rate deals expire. Mortgage terms in the UK typically range from two to ten years, and many borrowers who locked in historically low rates are now facing significantly higher repayments when refinancing. By the end of 2026, an estimated five million homeowners will see their mortgage deals expire. Roughly two million of these loans are projected to experience a monthly payment increase of up to *** British pounds by 2026, putting additional pressure on household budgets and constraining affordability across the market.

This table contains data described by the following dimensions (Not all combinations are available): Geography (1 items: Canada ...).

Graph and download economic data for 30-Year Fixed Rate Jumbo Mortgage Index (OBMMIJUMBO30YF) from 2017-01-03 to 2025-10-01 about jumbo, 30-year, mortgage, fixed, rate, indexes, and USA.

Hungary Interest Rate: OT: Avg: HH: CL: Mortgage: Over 1 Year: Up to 5 Years data was reported at 4.816 % pa in Sep 2018. This records a decrease from the previous number of 4.901 % pa for Aug 2018. Hungary Interest Rate: OT: Avg: HH: CL: Mortgage: Over 1 Year: Up to 5 Years data is updated monthly, averaging 11.754 % pa from Jan 2005 (Median) to Sep 2018, with 165 observations. The data reached an all-time high of 17.643 % pa in Feb 2005 and a record low of 3.075 % pa in May 2017. Hungary Interest Rate: OT: Avg: HH: CL: Mortgage: Over 1 Year: Up to 5 Years data remains active status in CEIC and is reported by National Bank of Hungary. The data is categorized under Global Database’s Hungary – Table HU.M005: Interest Rate: Households: Outstanding.

The Survey of Small Business and Farm Lending (SSBFL) is currently comprised of the Survey of Terms of Bank Lending to Farmers (FR 2028B), Prime Rate Supplement of the Survey of Terms of Lending (FR 2028S), and the Small Business Lending Survey (FR 2028D). The FR 2028B collects information on farm loans made by commercial banks during a representative week. The collected data include price and nonprice terms. The respondents provide information on the stated rate of interest on the loan and the frequency with which interest is compounded, and other important loan terms, including loan size, commitment status, maturity, collateralization, the purpose of the loan and loan risk ratings. The FR 2028S, a companion report, collects institutions' prime interest rate for the days reported. The FR 2028D collects information on the availability and cost of loans to small businesses from domestically chartered commercial banks during each quarter. The survey provides unique quantitative and qualitative information on small business commercial and industrial (C&I) loans, including amounts, interest rates, terms, bank credit standards, applications and quality of applicants, and loan demand. The Survey of Terms of Business Lending (FR 2028A) has been discontinued. The final data collection for the FR 2028A was for the May 2017 survey week.

Following the COVID-19 pandemic in 2020, the number of residential mortgage approvals in the UK plummeted. As the measures eased, the market rebounded, peaking at ******* mortgage approvals in November 2020. In 2022 and 2023, mortgage lending declined again as a response to the rising mortgage interest rates and the cooling of the housing market. In May 2025, the number of mortgage approvals exceeded *******—up from about ****** in the same month a year ago. The increase indicated a rise in mortgage demand and an improvement in consumer sentiment.

Russia Lending Rate: Foreign Currencies Mortgage Loans: Avg from Year Beginning (YB) data was reported at 9.330 % pa in Dec 2018. This records an increase from the previous number of 9.320 % pa for Nov 2018. Russia Lending Rate: Foreign Currencies Mortgage Loans: Avg from Year Beginning (YB) data is updated monthly, averaging 9.670 % pa from Dec 2008 (Median) to Dec 2018, with 119 observations. The data reached an all-time high of 13.820 % pa in Apr 2009 and a record low of 6.740 % pa in May 2017. Russia Lending Rate: Foreign Currencies Mortgage Loans: Avg from Year Beginning (YB) data remains active status in CEIC and is reported by The Central Bank of the Russian Federation. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB012: Lending Rate: Foreign Currencies Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

The monthly value of new mortgage lending fluctuated between 14 billion euros (January 2017) and 38 billion euros (September 2017). In May 2023, the value of mortgage loans originated amounted to 14.1 billion euros, down from 24.7 billion euros during the equivalent month in 2022. One of the main reasons for the decline in new lending was the increase in mortgage rates in response to soaring inflation. With borrowing notably more expensive, homebuyer sentiment decreased and buyers were less likely to take out a loan.

Brazil Lending Rate: Per Month: Post-Fixed: Individuals: Mortgages with Regulated Rates: Banco Cooperativo do Brasil S.A.Bancoob data was reported at 0.700 % per Month in 03 Jul 2019. This stayed constant from the previous number of 0.700 % per Month for 02 Jul 2019. Brazil Lending Rate: Per Month: Post-Fixed: Individuals: Mortgages with Regulated Rates: Banco Cooperativo do Brasil S.A.Bancoob data is updated daily, averaging 0.000 % per Month from Jan 2012 (Median) to 03 Jul 2019, with 1867 observations. The data reached an all-time high of 0.950 % per Month in 12 May 2017 and a record low of 0.000 % per Month in 12 Aug 2017. Brazil Lending Rate: Per Month: Post-Fixed: Individuals: Mortgages with Regulated Rates: Banco Cooperativo do Brasil S.A.Bancoob data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB022: Lending Rate: per Month: by Banks: Post-Fixed: Individuals: Mortgages with Regulated Rates. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Brazil Lending Rate: per Annum: Post-Fixed: Individuals: Mortgages with Regulated Rates: Banco Cooperativo do Brasil S.A.Bancoob data was reported at 8.760 % pa in 03 Jul 2019. This stayed constant from the previous number of 8.760 % pa for 02 Jul 2019. Brazil Lending Rate: per Annum: Post-Fixed: Individuals: Mortgages with Regulated Rates: Banco Cooperativo do Brasil S.A.Bancoob data is updated daily, averaging 0.000 % pa from Jan 2012 (Median) to 03 Jul 2019, with 1867 observations. The data reached an all-time high of 12.000 % pa in 12 May 2017 and a record low of 0.000 % pa in 12 Aug 2017. Brazil Lending Rate: per Annum: Post-Fixed: Individuals: Mortgages with Regulated Rates: Banco Cooperativo do Brasil S.A.Bancoob data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB047: Lending Rate: per Annum: by Banks: Post-Fixed: Individuals: Mortgages with Regulated Rates. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The monthly value of new mortgage lending fluctuated between 14 billion euros (January 2017) and 38 billion euros (September 2017). In May 2023, the value of mortgage loans originated amounted to 14.1 billion euros, down from 24.7 billion euros during the equivalent month in 2022. One of the main reasons for the decline in new lending was the increase in mortgage rates in response to soaring inflation. With borrowing notably more expensive, homebuyer sentiment decreased and buyers were less likely to take out a loan.

The benchmark interest rate in Canada was last recorded at 2.50 percent. This dataset provides - Canada Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Car loan interest rates in the United States decreased since mid-2024. Thus, the period of rapidly rising interest rates, when they increased from 3.85 percent in December 2021 to 7.92 percent in June 2024, has come to an end. The Federal Reserve interest rate is one of the main causes of the interest rates of loans rising or falling. If inflation stays under control, the Federal Reserve will start cutting the interest rates, which would have the effect of the cost of car loans falling too. How many cars have financing in the United States? Car financing exists because not everyone who wants or needs a car can purchase it outright. A financial institution will then lend the money to the customer for purchasing the car, which must then be repaid with interest. Most new vehicles in the United States in 2024 were purchased using car loans. It is not as common to use car loans for purchasing used vehicles as for new ones, although over a third of used vehicles were purchased using loans. The car industry in the United States The car financing business is huge in the United States, due to the high sales of both new and used vehicles in the country. A lot of the United States is very car-centric, which means that, outside large cities, it can often be difficult to do their daily commutes through other transportation methods. In fact, only a small percentage of U.S. workers used public transport to go to work. That is one of the factors that has helped establish the importance of the automotive sector in North America. Nevertheless, there are still countries in Asia-Pacific, Africa, the Middle East, and Europe with higher car-ownership rates than the United States.