Fixed 30-year mortgage rates in the United States averaged 6.77 percent in the week ending July 4 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Mortgage Application in the United States increased by 9.40 percent in the week ending July 4 of 2025 over the previous week. This dataset provides - United States MBA Mortgage Applications - actual values, historical data, forecast, chart, statistics, economic calendar and news.

MBA Mortgage Market Index in the United States increased to 281.60 points in July 4 from 257.50 points in the previous week. This dataset includes a chart with historical data for the United States MBA Mortgage Market Index.

MBA Mortgage Refinance Index in the United States increased to 829.30 points in July 4 from 759.70 points in the previous week. This dataset includes a chart with historical data for the United States MBA Mortgage Refinance Index.

United States MBA Forecast: Unemployment Rate: Annual: sa data was reported at 3.700 % in 2021. This records an increase from the previous number of 3.600 % for 2020. United States MBA Forecast: Unemployment Rate: Annual: sa data is updated yearly, averaging 4.400 % from Dec 2013 (Median) to 2021, with 9 observations. The data reached an all-time high of 7.400 % in 2013 and a record low of 3.500 % in 2019. United States MBA Forecast: Unemployment Rate: Annual: sa data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s United States – Table US.G023: Current Population Survey: Unemployment Rate: Seasonally Adjusted: Forecast: Mortgage Bankers Association.

Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-07-10 about 15-year, fixed, mortgage, interest rate, interest, rate, and USA.

The U.S. mortgage market has declined notably since 2020 and 2021, mostly due to the effect of higher borrowing costs on refinance mortgages. The value of refinancing mortgage originations, amounted to 190 billion U.S. dollars in the fourth quarter of 2024, down from a peak of 851 billion U.S. dollars in the fourth quarter of 2020. The value of mortgage loans for the purchase of a property recorded milder fluctuations, with a value of 304 billion U.S. dollars in the fourth quarter of 2024. According to the forecast, mortgage lending is expected to slightly increase until the end of 2026. The cost of mortgage borrowing in the U.S. Mortgage interest rates in the U.S. rose dramatically in 2022, peaking in the final quarter of 2024. In 2020, a homebuyer could lock in a 30-year fixed interest rate of under three percent, whereas in 2024, the average rate for the same mortgage type exceeded 6.6 percent. This has led to a decline in homebuyer sentiment, and an increasing share of the population pessimistic about buying a home in the current market. The effect of a slower housing market on property prices and rents According to the S&P/Case Shiller U.S. National Home Price Index, housing prices experienced a slight correction in early 2023, as property transactions declined. Nevertheless, the index continued to grow in the following months. On the other hand, residential rents have increased steadily since 2000.

30 Year Mortgage Rate in the United States increased to 6.72 percent in July 10 from 6.67 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

15 Year Mortgage Rate in the United States increased to 5.86 percent in July 10 from 5.80 percent in the previous week. This dataset includes a chart with historical data for the United States 15 Year Mortgage Rate.

MBA预测：失业率：季节性调整后在12-01-2020达3.800%，相较于09-01-2020的3.800%保持不变。MBA预测：失业率：季节性调整后数据按季更新，12-01-2013至12-01-2020期间平均值为4.300%，共29份观测结果。该数据的历史最高值出现于12-01-2013，达7.000%，而历史最低值则出现于12-01-2019，为3.700%。CEIC提供的MBA预测：失业率：季节性调整后数据处于定期更新的状态，数据来源于Mortgage Bankers Association，数据归类于全球数据库的美国 – 表 US.G026：当前人口调查：失业率：季节性调整后：预测：Mortgage Bankers Association。

Mortgage Originations in the United States decreased to 425.63 Billion USD in the first quarter of 2025 from 465.35 Billion USD in the fourth quarter of 2024. This dataset includes a chart with historical data for the United States Mortgage Originations.