Graph and download economic data for Large Bank Consumer Mortgage Balances: 90 or More Days Past Due: Including Foreclosures Rates: Balances Based (RCMFLBBALDPDPCT90P) from Q3 2012 to Q3 2024 about 90 days +, FR Y-14M, large, balance, mortgage, consumer, banks, depository institutions, rate, and USA.

This dataset offers a detailed analysis of mortgage delinquency rates across the U.S., specifically focusing on mortgages that are over 90 days late from January 2008 to March 2023. It includes monthly data for each state and the national average, with each column representing the percentage of severely delinquent mortgages for a given month and year. This data is crucial for understanding the trends in mortgage delinquencies over a fifteen-year period, providing insights into the health of the housing market, the economic conditions across different states, and the impact of economic factors and policy changes on homeowners' financial stability.

30 Year Mortgage Rate in the United States increased to 6.67 percent in March 20 from 6.65 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

Graph and download economic data for 30-Year Fixed Rate FHA Mortgage Index (OBMMIFHA30YF) from 2017-01-03 to 2025-03-24 about FHA, 30-year, fixed, mortgage, rate, indexes, and USA.

Peru Lending Rate: Commercial Banks: Domestic Currency: Corporate Prime: 90 Days data was reported at 4.123 % pa in Nov 2018. This records an increase from the previous number of 3.982 % pa for Oct 2018. Peru Lending Rate: Commercial Banks: Domestic Currency: Corporate Prime: 90 Days data is updated monthly, averaging 4.729 % pa from Oct 2000 (Median) to Nov 2018, with 218 observations. The data reached an all-time high of 16.200 % pa in Oct 2000 and a record low of 1.640 % pa in Feb 2010. Peru Lending Rate: Commercial Banks: Domestic Currency: Corporate Prime: 90 Days data remains active status in CEIC and is reported by Central Reserve Bank of Peru. The data is categorized under Global Database’s Peru – Table PE.M007: Lending Rate: Commercial Banks.

Mortgage delinquency rates increased in all states in 2023, except in Connecticut, Delaware, Rhode Island, Vermont, West Virginia, and Wyoming. That year, the percentage of total mortgage debt that was more than 90 days delinquent was the highest in Louisiana, at over one percent. While other years New York State had the highest delinquency rates. The overall mortgage delinquency rate in the United States declined since spiking in the beginning of the pandemic, as the U.S. job market rebounded over the course of 2020 and 2021.

India Foreign Banks: Post-Shipment: Usance Bills Up to 90 Days: Rate of Interest: Max: HSBC data was reported at 8.550 % pa in Dec 2018. This records an increase from the previous number of 8.350 % pa for Sep 2018. India Foreign Banks: Post-Shipment: Usance Bills Up to 90 Days: Rate of Interest: Max: HSBC data is updated quarterly, averaging 9.100 % pa from Sep 2010 (Median) to Dec 2018, with 26 observations. The data reached an all-time high of 13.000 % pa in Sep 2010 and a record low of 3.350 % pa in Jun 2011. India Foreign Banks: Post-Shipment: Usance Bills Up to 90 Days: Rate of Interest: Max: HSBC data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Interest and Foreign Exchange Rates – Table IN.MB023: Lending Rate: Export Credit: Post Shipment: Usance Bills Up to 90 Days: High.

The foreclosure rate in the United States has experienced significant fluctuations over the past two decades, reaching its peak in 2010 at 2.23 percent following the financial crisis. Since then, the rate has steadily declined, with a notable drop to 0.11 percent in 2021 due to government interventions during the COVID-19 pandemic. In 2024, the rate stood slightly higher at 0.23 percent but remained well below historical averages, indicating a relatively stable housing market. Impact of economic conditions on foreclosures The foreclosure rate is closely tied to broader economic trends and housing market conditions. During the aftermath of the 2008 financial crisis, the share of non-performing mortgage loans climbed significantly, with loans 90 to 180 days past due reaching 4.6 percent. Since then, the share of seriously delinquent loans has dropped notably, demonstrating a substantial improvement in mortgage performance. Among other things, the improved mortgage performance has to do with changes in the mortgage approval process. Homebuyers are subject to much stricter lending standards, such as higher credit score requirements. These changes ensure that borrowers can meet their payment obligations and are at a lower risk of defaulting and losing their home. Challenges for potential homebuyers Despite the low foreclosure rates, potential homebuyers face significant challenges in the current market. Homebuyer sentiment worsened substantially in 2021 and remained low across all age groups through 2024, with the 45 to 64 age group expressing the most negative outlook. Factors contributing to this sentiment include high housing costs and various financial obligations. For instance, in 2023, 52 percent of non-homeowners reported that student loan expenses hindered their ability to save for a down payment.

Mortgages are categorized as 90 or more days delinquent, it signifies that borrowers have missed at least three consecutive payments on their home loans. States can experience fluctuations in these delinquency rates due to various economic factors, including local job markets, housing prices, interest rates, and other financial circumstances.

Mortgages that are 30–89 days delinquent refer to loans for which borrowers have missed their scheduled mortgage payments within a certain timeframe. This particular category encompasses loans that are past due but have not yet reached a more severe level of delinquency, such as being 90 or more days late. The distinction between metro (metropolitan) and non-metro (non-metropolitan or rural) areas in this context typically refers to whether the property securing the mortgage is located in an urban or rural setting. The delinquency rates for mortgages in both metro and non-metro areas can provide insights into regional economic trends, housing market stability, and financial stress experienced by homeowners

Armenia Commercial Bank Lending Rate: NB: Residents: USD: 61 to 90 Days data was reported at 8.562 % pa in Jan 2025. This records a decrease from the previous number of 9.653 % pa for Dec 2024. Armenia Commercial Bank Lending Rate: NB: Residents: USD: 61 to 90 Days data is updated monthly, averaging 11.026 % pa from Jan 2000 (Median) to Jan 2025, with 301 observations. The data reached an all-time high of 43.464 % pa in May 2000 and a record low of 3.417 % pa in Jun 2021. Armenia Commercial Bank Lending Rate: NB: Residents: USD: 61 to 90 Days data remains active status in CEIC and is reported by Central Bank of Armenia. The data is categorized under Global Database’s Armenia – Table AM.M003: Commercial Bank Lending Rate.

Graph and download economic data for 30-Year Fixed Rate Veterans Affairs Mortgage Index (OBMMIVA30YF) from 2017-01-03 to 2025-03-25 about veterans, 30-year, fixed, mortgage, rate, indexes, and USA.

The share of non-performing mortgage loans in the United States has declined significantly since the subprime mortgage crisis in 2008. After the burst of the housing bubble, the share of loans which were 90 to 180 days past due date climbed to 4.6 percent. The fourth quarter of 2010 witnessed the highest rate of loans in foreclosure, bankruptcy, or deed-in-lieu, amounting to four percent. In the third quarter of 2024, the foreclosure rate stood at 0.1 percent - the lowest figures on record. Meanwhile, the 30 to 60 days delinquency rate rose to 1.8 percent and the 90 to 180 days delinquency rate rose to 0.7 percent, showing an uptick in the late mortgage payments.

Argentina Lending Rate: Foreign Currency: Fixed & Renegotiable: Bills: 90 Days & More data was reported at 4.560 % pa in Feb 2025. This records an increase from the previous number of 4.360 % pa for Jan 2025. Argentina Lending Rate: Foreign Currency: Fixed & Renegotiable: Bills: 90 Days & More data is updated monthly, averaging 5.770 % pa from Jun 1993 (Median) to Feb 2025, with 381 observations. The data reached an all-time high of 19.192 % pa in Mar 1995 and a record low of 0.000 % pa in Apr 2002. Argentina Lending Rate: Foreign Currency: Fixed & Renegotiable: Bills: 90 Days & More data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.M006: Lending Rate: Non Financial Private Sector.

Russia Lending Rate: Credit Institutions: Personal Loans: Euro: 31 to 90 Days data was reported at 10.010 % pa in Feb 2018. This records an increase from the previous number of 5.440 % pa for Dec 2017. Russia Lending Rate: Credit Institutions: Personal Loans: Euro: 31 to 90 Days data is updated monthly, averaging 13.400 % pa from Apr 2004 (Median) to Feb 2018, with 147 observations. The data reached an all-time high of 21.500 % pa in Nov 2005 and a record low of 5.200 % pa in Oct 2017. Russia Lending Rate: Credit Institutions: Personal Loans: Euro: 31 to 90 Days data remains active status in CEIC and is reported by The Central Bank of the Russian Federation. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB004: Lending Rate: Credit Institutions: Personal Loans.

Russia Lending Rate: Credit Institutions: Personal Loans: RUB: 31 to 90 Days data was reported at 15.260 % pa in Nov 2018. This records an increase from the previous number of 14.640 % pa for Oct 2018. Russia Lending Rate: Credit Institutions: Personal Loans: RUB: 31 to 90 Days data is updated monthly, averaging 18.300 % pa from Jan 1997 (Median) to Nov 2018, with 263 observations. The data reached an all-time high of 101.800 % pa in Nov 1998 and a record low of 13.300 % pa in May 2007. Russia Lending Rate: Credit Institutions: Personal Loans: RUB: 31 to 90 Days data remains active status in CEIC and is reported by The Central Bank of the Russian Federation. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB004: Lending Rate: Credit Institutions: Personal Loans.

Russia Lending Rate: Credit Institutions: Personal Loans: USD: 31 to 90 Days data was reported at 8.610 % pa in Oct 2018. This records an increase from the previous number of 7.720 % pa for Dec 2017. Russia Lending Rate: Credit Institutions: Personal Loans: USD: 31 to 90 Days data is updated monthly, averaging 15.300 % pa from Jan 1998 (Median) to Oct 2018, with 235 observations. The data reached an all-time high of 33.800 % pa in Jul 1999 and a record low of 6.920 % pa in Oct 2017. Russia Lending Rate: Credit Institutions: Personal Loans: USD: 31 to 90 Days data remains active status in CEIC and is reported by The Central Bank of the Russian Federation. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB004: Lending Rate: Credit Institutions: Personal Loans.

The ratio of non-performing loans (NLP) to total gross loans in Lithuania decreased by 0.1 percentage points (-19.61 percent) compared to the previous year. In 2022, the ratio thereby reached its lowest value in recent years. A nonperforming loan is a loan that is in default because the borrower has not made the scheduled payments for a specified period. A bank loan is considered non-performing when more than 90 days pass without the borrower paying the agreed instalments or interest.Find more statistics on other topics about Lithuania with key insights such as number of automated teller machines (ATMs).

Graph and download economic data for Interest Rates: 3-Month or 90-Day Rates and Yields: Interbank Rates: Total for United States (IR3TIB01USM156N) from Jun 1964 to Feb 2025 about interbank, 3-month, yield, interest rate, interest, rate, and USA.

After falling several years in a row, the non-performing loans (NPL) ratio in the euro area and other EU countries under the single supervisory mechanism increased slightly in 2023 and 2024. In the wake of the financial crisis, non-performing loans became a major concern policymakers, financial supervisors as well as market participants across the European Union. Non-performing loans are those that are in default, or are close to being in default. Many standard contract terms specify that loans become non-performing after being in default for 90 days, but this can vary. In late 2023, Poland was one of the countries with the highest NPL ratio in Europe.