Data for households in receipt of Support for Mortgage Interest (SMI) loans is available in Stat-Xplore on a quarterly basis.

These quarterly experimental statistics include the number of households who are currently in receipt of the support as well as the number who have received SMI loans so far.

The statistics are broken down by:

• Quarter
• Country, Region
• Qualifying Benefit

Background information

Read the background information and methodology note for guidance on these statistics, such as timeliness and interpretation.

Interactive statistics

Find further breakdowns of these statistics on https://stat-xplore.dwp.gov.uk/webapi/jsf/login.xhtml">Stat-Xplore, an online tool for exploring some of DWP’s main statistics.

Next release

Support for Mortgage Interest statistics are released quarterly.
Next release: 29 June 2021

Pre-release access

In addition to staff who are responsible for the production and quality assurance of the statistics, up to 24-hour pre-release access is provided to ministers and other officials. We publish the job titles and organisations of the people who have been granted up to 24-hour pre-release access to the latest Support for Mortgage Interest statistics.

Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-11-26 about 15-year, mortgage, fixed, interest rate, interest, rate, and USA.

30 Year Mortgage Rate in the United States decreased to 6.23 percent in November 26 from 6.26 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

View weekly updates and historical trends for 30 Year Mortgage Rate. from United States. Source: Freddie Mac. Track economic data with YCharts analytics.

In November 2020, the share of refinance mortgage loans closed by younger Millennials in the United States was ** percent compared with ** percent for older Millennials. Refinancing activity increased from the previous month due to many borrowers taking advantage of lower interest rates.

As of mid-November 2020, the average interest rate for a personal housing loan in Chengdu was **** percent which was the highest interest rate in the country. Compared to that, the lowest interest rate was in Shanghai with **** percent. On a national average, the interest rate was **** percent for purchasing a first house and **** for purchasing a second one.

This table contains data described by the following dimensions (Not all combinations are available): Geography (1 items: Canada ...).

Mortgage rates surged at an unprecedented pace in 2022, with the average 10-year fixed rate doubling between March and December of that year. In response to mounting inflation, the Bank of England implemented a series of rate hikes, pushing borrowing costs steadily higher. By October 2025, the average 10-year fixed mortgage rate stood at **** percent. As financing becomes more expensive, housing demand has cooled, weighing on market sentiment and slowing house price growth. How have the mortgage hikes affected the market? After surging in 2021, the number of residential properties sold fell significantly in 2023, dipping to just above *** million transactions. This contraction in activity also dampened mortgage lending. Between the first quarter of 2023 and the first quarter of 2024, the value of new mortgage loans declined year-on-year for five consecutive quarters. Even as rates eased modestly in 2024 and housing activity picked up slightly, volumes remained well below the highs recorded in 2021. How are higher mortgages impacting homebuyers? For homeowners, the impact is being felt most acutely as fixed-rate deals expire. Mortgage terms in the UK typically range from two to ten years, and many borrowers who locked in historically low rates are now facing significantly higher repayments when refinancing. By the end of 2026, an estimated five million homeowners will see their mortgage deals expire. Roughly two million of these loans are projected to experience a monthly payment increase of up to *** British pounds by 2026, putting additional pressure on household budgets and constraining affordability across the market.

The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Key information about Russia Bank Lending Rate

• Russia Bank Lending Rate was reported at 19.010 % pa in Sep 2025.
• This records an increase from the previous number of 18.710 % pa for Aug 2025.
• Russia Bank Lending Rate data is updated monthly, averaging 11.300 % pa from Jan 1995 to Sep 2025, with 369 observations.
• The data reached an all-time high of 179.700 % pa in Feb 1995 and a record low of 5.940 % pa in Nov 2020.
• Russia Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

The value of approvals issued for house purchase lending in the UK plummeted at the beginning of the COVID-19 pandemic, reaching a record low of 1.9 billion British pounds in May 2020. In the second half of the year, the release of pent-up demand led to the value of approvals spiking at over 23 billion British pounds in November 2020. With mortgage rates increasing in response to stubborn inflation, the value of mortgage approvals saw a substantial decrease in 2022 and an uptick in 2023, with the latest data showing a value of 15.6 billion British pounds in May 2025. Remortgage approvals followed a similar trend.

Mortgage Rate in Australia decreased to 5.51 percent in September from 5.52 percent in August of 2025. This dataset includes a chart with historical data for Australia Mortgage Rate.

Key information about Spain Long Term Interest Rate

• Spain Long Term Interest Rate: Month Avg: Spain: ECB Harmonised was reported at 3.15 % pa in Oct 2025, compared with 3.26 % pa in the previous month.
• Spain Long Term Interest Rate data is updated monthly, available from Nov 1991 to Oct 2025.
• The data reached an all-time high of 517.90 % pa in Oct 2016 and a record low of 137.40 % pa in Mar 2020.
• Long Term Interest Rate is reported by reported by CEIC Data.

• In the latest reports, Spain Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.15 % pa in Nov 2025.
• Spain Exchange Rate against USD averaged 0.86 (USD/EUR) in Oct 2025.

CN: Central Bank Benchmark Interest Rate: Loan to Fin Inst: Rural & Micro Supporting: 6 Month data was reported at 1.400 % pa in Nov 2025. This stayed constant from the previous number of 1.400 % pa for Oct 2025. CN: Central Bank Benchmark Interest Rate: Loan to Fin Inst: Rural & Micro Supporting: 6 Month data is updated monthly, averaging 1.900 % pa from Feb 2020 (Median) to Nov 2025, with 70 observations. The data reached an all-time high of 2.650 % pa in Feb 2020 and a record low of 1.400 % pa in Nov 2025. CN: Central Bank Benchmark Interest Rate: Loan to Fin Inst: Rural & Micro Supporting: 6 Month data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MA: Rediscount and Lending Rate.

Key information about Finland Long Term Interest Rate

• Finland Long Term Interest Rate: Month Avg: Finland: ECB Harmonised was reported at 3.01 % pa in Oct 2025, compared with 3.09 % pa in the previous month.
• Finland Long Term Interest Rate data is updated monthly, available from Aug 1991 to Oct 2025.
• The data reached an all-time high of 13.53 % pa in Sep 1992 and a record low of -0.41 % pa in Dec 2020.
• Long Term Interest Rate is reported by reported by CEIC Data.

• In the latest reports, Finland Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.15 % pa in Nov 2025.
• Finland Exchange Rate against USD averaged 0.86 (USD/EUR) in Oct 2025.

Mortgage credit interest rate, percent in Poland, September, 2025 The most recent value is 7.03 percent as of September 2025, a decline compared to the previous value of 7.06 percent. Historically, the average for Poland from January 2004 to September 2025 is 5.39 percent. The minimum of 2.27 percent was recorded in December 2020, while the maximum of 8.14 percent was reached in November 2004. | TheGlobalEconomy.com

Following the COVID-19 pandemic in 2020, the number of residential mortgage approvals in the UK plummeted. As the measures eased, the market rebounded, peaking at ******* mortgage approvals in November 2020. In 2022 and 2023, mortgage lending declined again as a response to the rising mortgage interest rates and the cooling of the housing market. In May 2025, the number of mortgage approvals exceeded *******—up from about ****** in the same month a year ago. The increase indicated a rise in mortgage demand and an improvement in consumer sentiment.

China Private Lending Rate: Wenzhou: Monthly Average: Automobile Mortgage data was reported at 15.700 ‰ in 03 Jan 2020. This records an increase from the previous number of 15.600 ‰ for 13 Dec 2019. China Private Lending Rate: Wenzhou: Monthly Average: Automobile Mortgage data is updated daily, averaging 14.600 ‰ from Jul 2012 (Median) to 03 Jan 2020, with 252 observations. The data reached an all-time high of 17.700 ‰ in 29 Nov 2013 and a record low of 11.500 ‰ in 16 Nov 2012. China Private Lending Rate: Wenzhou: Monthly Average: Automobile Mortgage data remains active status in CEIC and is reported by Whenzhou Private Lending Registration Service Center. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MA: Private Lending Rate: Wenzhou.

Results of stress testing for EU countries (UK included), November 2020.

Track real-time 10 Year Treasury Rate yields and explore historical trends from year start to today. View interactive yield curve data with YCharts.