MBA Mortgage Refinance Index in the United States decreased to 1278.60 points in September 26 from 1609.80 points in the previous week. This dataset includes a chart with historical data for the United States MBA Mortgage Refinance Index.

The MBA Mortgage Refinance Index, published weekly by the Mortgage Bankers Association, measures the volume of refinance applications for home mortgages in the U.S. It is an important indicator of consumer sentiment and financial health, as it reflects homeowners' ability to take advantage of lower interest rates.

The value of refinance applications for mortgages in the United States soared during the COVID-19 pandemic, followed by a drop in 2021. In the week ending September 13, 2024, Fannie Mae's dollar value Refinance Application-Level Index (RALI) amounted to ***** index points, down from ***** index points when the market peaked in March 2020. The index measures the development of the value of mortgage refinance applications, with the first week of 2004 chosen as a baseline year. An index value of *** suggests an increase in the value of refinance applications of ** percent since the baseline period.

The volume of refinance applications for mortgages in the United States soared during the COVID-19 pandemic, followed by a drop in 2021. In the week ending September 13, 2024, Fannie Mae's loan count Refinance Application-Level Index (RALI) amounted to 127.1 index points, down from 800 index points when the market peaked in March 2020. The index measures the development of the volume of mortgage refinance applications, with the first week of 2004 chosen as a baseline year. An index value of 150 suggests an increase in the number of refinance applications of 50 percent since the baseline period.

MBA Mortgage Market Index in the United States decreased to 339.10 points in September 26 from 388.30 points in the previous week. This dataset includes a chart with historical data for the United States MBA Mortgage Market Index.

United States WAS: Mortgage Loan Applications Index: VA: Refinance data was reported at 61.800 25Jul2014=100 in 20 Jul 2018. This records a decrease from the previous number of 62.100 25Jul2014=100 for 13 Jul 2018. United States WAS: Mortgage Loan Applications Index: VA: Refinance data is updated weekly, averaging 107.700 25Jul2014=100 from Jan 2014 (Median) to 20 Jul 2018, with 236 observations. The data reached an all-time high of 281.800 25Jul2014=100 in 05 Aug 2016 and a record low of 52.300 25Jul2014=100 in 06 Jul 2018. United States WAS: Mortgage Loan Applications Index: VA: Refinance data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

United States WAS: Market Volume Index: Government: Refinance data was reported at 932.900 15Mar1996=1000 in 20 Jul 2018. This records a decrease from the previous number of 970.000 15Mar1996=1000 for 13 Jul 2018. United States WAS: Market Volume Index: Government: Refinance data is updated weekly, averaging 1,118.000 15Mar1996=1000 from Jan 1990 (Median) to 20 Jul 2018, with 1490 observations. The data reached an all-time high of 8,871.600 15Mar1996=1000 in 15 Jun 2012 and a record low of 19.600 15Mar1996=1000 in 07 Sep 1990. United States WAS: Market Volume Index: Government: Refinance data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

The U.S. mortgage market has declined notably since 2020 and 2021, mostly due to the effect of higher borrowing costs on refinance mortgages. The value of refinancing mortgage originations amounted to 112 billion U.S. dollars in the first quarter of 2025, down from a peak of 851 billion U.S. dollars in the fourth quarter of 2020. The value of mortgage loans for the purchase of a property recorded milder fluctuations, with a value of 272 billion U.S. dollars in the first quarter of 2025. According to the forecast, mortgage lending is expected to slightly increase until the end of 2026. The cost of mortgage borrowing in the U.S. Mortgage interest rates in the U.S. rose dramatically in 2022, peaking in the final quarter of 2024. In 2020, a homebuyer could lock in a 30-year fixed interest rate of under three percent, whereas in 2024, the average rate for the same mortgage type exceeded 6.6 percent. This has led to a decline in homebuyer sentiment and an increasing share of the population pessimistic about buying a home in the current market. The effect of a slower housing market on property prices and rents According to the S&P/Case Shiller U.S. National Home Price Index, housing prices experienced a slight correction in early 2023, as property transactions declined. Nevertheless, the index continued to grow in the following months. On the other hand, residential rents have increased steadily since 2000.

United States WAS: Mortgage Loan Applications Index: FHA: sa: Refinance data was reported at 80.300 25Jul2014=100 in 20 Jul 2018. This records a decrease from the previous number of 86.800 25Jul2014=100 for 13 Jul 2018. United States WAS: Mortgage Loan Applications Index: FHA: sa: Refinance data is updated weekly, averaging 134.100 25Jul2014=100 from Jan 2014 (Median) to 20 Jul 2018, with 236 observations. The data reached an all-time high of 317.900 25Jul2014=100 in 06 Feb 2015 and a record low of 72.300 25Jul2014=100 in 26 Dec 2014. United States WAS: Mortgage Loan Applications Index: FHA: sa: Refinance data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-10-02 about 15-year, mortgage, fixed, interest rate, interest, rate, and USA.

United States WAS: Market Volume Index: Conventional: Refinance data was reported at 999.600 15Mar1996=1000 in 20 Jul 2018. This records an increase from the previous number of 981.700 15Mar1996=1000 for 13 Jul 2018. United States WAS: Market Volume Index: Conventional: Refinance data is updated weekly, averaging 1,501.900 15Mar1996=1000 from Jan 1990 (Median) to 20 Jul 2018, with 1490 observations. The data reached an all-time high of 10,547.600 15Mar1996=1000 in 14 Mar 2003 and a record low of 51.500 15Mar1996=1000 in 30 Dec 1994. United States WAS: Market Volume Index: Conventional: Refinance data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

Mortgage Application in the United States decreased by 4.70 percent in the week ending October 3 of 2025 over the previous week. This dataset provides - United States MBA Mortgage Applications - actual values, historical data, forecast, chart, statistics, economic calendar and news.

View weekly updates and historical trends for 30 Year Mortgage Rate. from United States. Source: Freddie Mac. Track economic data with YCharts analytics.

Graph and download economic data for 30-Year Fixed Rate Veterans Affairs Mortgage Index (OBMMIVA30YF) from 2017-01-03 to 2025-10-03 about veterans, 30-year, mortgage, fixed, rate, indexes, and USA.

Mortgage interest rates worldwide varied greatly in June 2025, from less than ******percent in many European countries to as high as ***percent in Turkey. The average mortgage rate in a country depends on the central bank's base lending rate and macroeconomic indicators such as inflation and forecast economic growth. Since 2022, inflationary pressures have led to rapid increases in mortgage interest rates. Which are the leading mortgage markets? An easy way to estimate the importance of the mortgage sector in each country is by comparing household debt depth, or the ratio of the debt held by households compared to the county's GDP. In 2024, Switzerland, Australia, and Canada had some of the highest household debt to GDP ratios worldwide. While this indicator shows the size of the sector relative to the country’s economy, the value of mortgages outstanding allows to compare the market size in different countries. In Europe, for instance, the United Kingdom, Germany, and France were the largest mortgage markets by outstanding mortgage lending. Mortgage lending trends in the U.S. In the United States, new mortgage lending soared in 2021. This was largely due to the growth of new refinance loans that allow homeowners to renegotiate their mortgage terms and replace their existing loan with a more favorable one. Following the rise in interest rates, the mortgage market cooled, and refinance loans declined.

The Survey of Consumer Attitudes and Behavior series (also known as the Surveys of Consumers) was undertaken to measure changes in consumer attitudes and expectations, to understand why such changes occur, and to evaluate how they relate to consumer decisions to save, borrow, or make discretionary purchases. The data regularly include the Index of Consumer Sentiment, the Index of Current Economic Conditions, and the Index of Consumer Expectations. Since the 1940s, these surveys have been produced quarterly through 1977 and monthly thereafter. The surveys conducted in 2005 focused on topics such as evaluations and expectations about personal finances, employment, price changes, and the national business situation. Opinions were collected regarding respondents' appraisals of present market conditions for purchasing houses, automobiles, computers, and other durables. Also explored in this survey, were respondents' types of savings and financial investments, loan use, family income, and retirement planning. Other topics in this series typically include ownership, lease, and use of automobiles and recreational vehicles, mortgage refinancing, electronic funds, and respondents' familiarity with and use of the Internet. Demographic information includes ethnic origin, sex, age, marital status, and education.

Mortgage rates surged at an unprecedented pace in 2022, with the average 10-year fixed rate doubling between March and December of that year. In response to mounting inflation, the Bank of England implemented a series of rate hikes, pushing borrowing costs steadily higher. By August 2025, the average 10-year fixed mortgage rate had climbed to 4.49 percent. As financing becomes more expensive, housing demand has cooled, weighing on market sentiment and slowing house price growth. How have the mortgage hikes affected the market? After surging in 2021, the number of residential properties sold fell significantly in 2023, dipping to just above *** million transactions. This contraction in activity also dampened mortgage lending. Between the first quarter of 2023 and the first quarter of 2024, the value of new mortgage loans declined year-on-year for five consecutive quarters. Even as rates eased modestly in 2024 and housing activity picked up slightly, volumes remained well below the highs recorded in 2021. How are higher mortgages impacting homebuyers? For homeowners, the impact is being felt most acutely as fixed-rate deals expire. Mortgage terms in the UK typically range from two to ten years, and many borrowers who locked in historically low rates are now facing significantly higher repayments when refinancing. By the end of 2026, an estimated five million homeowners will see their mortgage deals expire. Roughly two million of these loans are projected to experience a monthly payment increase of up to *** British pounds by 2026, putting additional pressure on household budgets and constraining affordability across the market.

WAS：抵押贷款申请指数：VA：再融资在07-20-2018达61.80025Jul2014=100，相较于07-13-2018的62.10025Jul2014=100有所下降。WAS：抵押贷款申请指数：VA：再融资数据按週更新，01-17-2014至07-20-2018期间平均值为107.70025Jul2014=100，共236份观测结果。该数据的历史最高值出现于08-05-2016，达281.80025Jul2014=100，而历史最低值则出现于07-06-2018，为52.30025Jul2014=100。CEIC提供的WAS：抵押贷款申请指数：VA：再融资数据处于定期更新的状态，数据来源于Mortgage Bankers Association，数据归类于Global Database的美国 – 表 US.KA016：Weekly Applications Survey：抵押贷款申请。

Fixed 30-year mortgage rates in the United States averaged 6.46 percent in the week ending September 26 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Mortgage Originations in the United States increased to 458.28 Billion USD in the second quarter of 2025 from 425.63 Billion USD in the first quarter of 2025. This dataset includes a chart with historical data for the United States Mortgage Originations.