Graph and download economic data for Delinquency Rate on Single-Family Residential Mortgages, Booked in Domestic Offices, All Commercial Banks (DRSFRMACBS) from Q1 1991 to Q3 2025 about domestic offices, delinquencies, 1-unit structures, mortgage, family, residential, commercial, domestic, banks, depository institutions, rate, and USA.

Following the drastic increase directly after the COVID-19 pandemic, the delinquency rate started to gradually decline, falling below *** percent in the second quarter of 2023. In the second half of 2023, the delinquency rate picked up but remained stable throughout 2024. In the second quarter of 2025, **** percent of mortgage loans were delinquent. That was significantly lower than the **** percent during the onset of the COVID-19 pandemic in 2020 or the peak of *** percent during the subprime mortgage crisis of 2007-2010. What does the mortgage delinquency rate tell us? The mortgage delinquency rate is the share of the total number of mortgaged home loans in the U.S. where payment is overdue by 30 days or more. Many borrowers eventually manage to service their loan, though, as indicated by the markedly lower foreclosure rates. Total home mortgage debt in the U.S. stood at almost ** trillion U.S. dollars in 2024. Not all mortgage loans are made equal ‘Subprime’ loans, being targeted at high-risk borrowers and generally coupled with higher interest rates to compensate for the risk. These loans have far higher delinquency rates than conventional loans. Defaulting on such loans was one of the triggers for the 2007-2010 financial crisis, with subprime delinquency rates reaching almost ** percent around this time. These higher delinquency rates translate into higher foreclosure rates, which peaked at just under ** percent of all subprime mortgages in 2011.

The median monthly mortgage payment in the United States in 2022 was the highest in New Jersey, followed by Hawaii and California. In New Jersey, a homeonwer paid approximately ***** U.S. dollars per month. Nevertheless, this did not include additional costs, such as homeowners association fees, homeowner insurance, or property taxes.

Mortgage repayments as a percentage of monthly equivalised disposable household income, throughout the house price and income distribution.

The mortgage loan repayment history statistics are statistical data that allow you to search for repayment history related to housing mortgage-backed securities (MBS) by type and maturity based on the base year and month. This data consists of two operations in total. ① Repayment history by type: A repayment history search function by type that searches for bond classification codes, total outstanding securities, total repayment ratio of securities, subordinated securities issuance amount, etc. through the base year and month. ② Repayment history by maturity: A repayment history search function by maturity that searches for repayment maturity structure, total MBS issuance amount, and securities issuance amount through the base year and month.

Over ********* black households had overdue mortgage payments in the period between the 20th of August and the 16th of September 2024, while **** million reported they were caught up on mortgage payments. In comparison, approximately *** million white households were behind with their payments, whereas **** million were on track. This makes White homeowners least affected by late mortgage payments.

These tables provide additional detail on the loan assets of U.S. depository institutions by reporting mortgage and consumer loan portfolios broken down by the banks' estimates of the probability of default, as defined below. This information facilitates analysis of the potential concentration of risk in specific loan categories. The institutions reporting this information are generally those with $10 billion or more of assets.

Graph and download economic data for Mortgage Debt Service Payments as a Percent of Disposable Personal Income (MDSP) from Q1 1980 to Q2 2025 about disposable, payments, mortgage, personal income, debt, percent, personal, income, services, and USA.

Data for households in receipt of Support for Mortgage Interest (SMI) loans is available in Stat-Xplore on a quarterly basis.

These quarterly experimental statistics include number of households who are currently in receipt of the support as well as the number who have received SMI loans so far. See the background information and methodology note for an explanation of households.

The statistics are broken down by:

• Quarter
• Country, Region
• Qualifying Benefit

Background information

Read the background information and methodology note for guidance on these statistics, such as timeliness and interpretation.

Interactive statistics

Find further breakdowns of these statistics on https://stat-xplore.dwp.gov.uk/webapi/jsf/login.xhtml">Stat-Xplore, an online tool for exploring some of Department for Work and Pensions (DWP’s) main statistics.

Feedback

We welcome all feedback on the content, relevance, accessibility and timing of these statistics to help us in producing statistics that meet user needs. For non-media enquiries on these statistics email: laura.parkhurst@dwp.gov.uk

For media enquiries please contact the DWP press office.

Next releases

Support for Mortgage Interest statistics are published quarterly. The dates for future releases are listed in the statistics release calendar.

Pre-release access

In addition to staff who are responsible for the production and quality assurance of the statistics, up to 24-hour pre-release access is provided to ministers and other officials. We publish the job titles and organisations of the people who have been granted up to 24-hour pre-release access to the latest Support for Mortgage Interest statistics.

LGA based data for Mortgage Repayment (Monthly) by Dwelling Structure in General Community Profile (GCP), 2016 Census. Count of occupied private dwellings being purchased. Mortgage repayments are …Show full descriptionLGA based data for Mortgage Repayment (Monthly) by Dwelling Structure in General Community Profile (GCP), 2016 Census. Count of occupied private dwellings being purchased. Mortgage repayments are derived from responses to a number of questions and records the amount of money spent monthly paying off a mortgage. Includes dwellings being purchased under a shared equity scheme. Excludes 'Visitors only' and 'Other non-classifiable' households. The data is by LGA 2016 boundaries. Periodicity: 5-Yearly. Note: There are small random adjustments made to all cell values to protect the confidentiality of data. These adjustments may cause the sum of rows or columns to differ by small amounts from table totals. For more information visit the data source: http://www.abs.gov.au/census. Copyright attribution: Government of the Commonwealth of Australia - Australian Bureau of Statistics, (2017): ; accessed from AURIN on 12/16/2021. Licence type: Creative Commons Attribution 2.5 Australia (CC BY 2.5 AU)

This layer shows Hong Kong Domestic households distribution with mortgage payment or loan repayment by monthly domestic household mortgage payment and loan repayment by large TPU in 2016. It is a subset of the census data 2016 made available by the Census and Statistics Department under the Government of Hong Kong Special Administrative Region (the “Government”) at https://DATA.GOV.HK/ (“DATA.GOV.HK”). The source data is in XLSX format and has been processed and converted into Esri File Geodatabase format and then uploaded to Esri’s ArcGIS Online platform for sharing and reference purpose. The objectives are to facilitate our Hong Kong ArcGIS Online users to use the data in a spatial ready format and save their data conversion effort.For details about the data, source format and terms of conditions of usage, please refer to the website of DATA.GOV.HK at https://data.gov.hk.

Annual distribution of down payment amounts from 2018-2024, showing percentage of home buyers in each down payment range.

Housing affordability in the UK has worsened notably since 2020, with the share of income spent on mortgage payments rising for first-time and repeat buyers. In 2024, homebuyers spent, on average, 20.5 percent of their income on mortgage payments, up from 16.2 percent in 2020. First-time buyers spent a notably higher percentage than repeat buyers. One of the main factors for the declining affordability is the rising housing costs. House prices have increased rapidly since the COVID-19 pandemic. Mortgage rates have also soared since, leading to notably higher monthly payments.

SA1 based data for Mortgage Repayment (Monthly) by Dwelling Structure, in Place of Enumeration Profile (PEP), 2016 Census. Count of occupied private dwellings being purchased. Mortgage repayments are derived from responses to a number of questions and records the amount of money spent monthly paying off a mortgage. Includes dwellings being purchased under a shared equity scheme. The data is by SA1 2016 boundaries. Periodicity: 5-Yearly. Note: There are small random adjustments made to all cell values to protect the confidentiality of data. These adjustments may cause the sum of rows or columns to differ by small amounts from table totals. For more information visit the data source: http://www.abs.gov.au/census.

LGA based data for Mortgage Repayment (Monthly) by Family Composition, in General Community Profile (GCP), 2016 Census. Count of families in occupied private dwellings being purchased. Mortgage …Show full descriptionLGA based data for Mortgage Repayment (Monthly) by Family Composition, in General Community Profile (GCP), 2016 Census. Count of families in occupied private dwellings being purchased. Mortgage repayments are derived from responses to a number of questions and records the amount of money spent monthly paying off a mortgage. Includes dwellings being purchased under a shared equity scheme. Excludes 'Lone person', 'Group', 'Visitors only' and 'Other non-classifiable' households. Excludes overseas visitors. Includes families that also have dependent students and non-dependent children. The data is by LGA 2016 boundaries. Periodicity: 5-Yearly. Note: There are small random adjustments made to all cell values to protect the confidentiality of data. These adjustments may cause the sum of rows or columns to differ by small amounts from table totals. For more information visit the data source: http://www.abs.gov.au/census. Copyright attribution: Government of the Commonwealth of Australia - Australian Bureau of Statistics, (2017): ; accessed from AURIN on 12/16/2021. Licence type: Creative Commons Attribution 2.5 Australia (CC BY 2.5 AU)

SA2 based data for Mortgage Repayment (Monthly) by Dwelling Structure, in Place of Enumeration Profile (PEP), 2016 Census. Count of occupied private dwellings being purchased. Mortgage repayments are derived from responses to a number of questions and records the amount of money spent monthly paying off a mortgage. Includes dwellings being purchased under a shared equity scheme. The data is by SA2 2016 boundaries. Periodicity: 5-Yearly. Note: There are small random adjustments made to all cell values to protect the confidentiality of data. These adjustments may cause the sum of rows or columns to differ by small amounts from table totals. For more information visit the data source: http://www.abs.gov.au/census.

Australia Housing Affordability: Monthly Mortgage Repayment data was reported at 3,079.000 AUD in Mar 2020. This records an increase from the previous number of 3,029.000 AUD for Dec 2019. Australia Housing Affordability: Monthly Mortgage Repayment data is updated quarterly, averaging 3,079.000 AUD from Sep 2015 (Median) to Mar 2020, with 19 observations. The data reached an all-time high of 3,229.000 AUD in Mar 2018 and a record low of 2,958.000 AUD in Sep 2019. Australia Housing Affordability: Monthly Mortgage Repayment data remains active status in CEIC and is reported by Housing Industry Association. The data is categorized under Global Database’s Australia – Table AU.EB014: Housing Affordability (Discontinued).

SA4 based data for Mortgage Repayment (Monthly) by Family Composition, in General Community Profile (GCP), 2016 Census. Count of families in occupied private dwellings being purchased. Mortgage repayments are derived from responses to a number of questions and records the amount of money spent monthly paying off a mortgage. Includes dwellings being purchased under a shared equity scheme. Excludes 'Lone person', 'Group', 'Visitors only' and 'Other non-classifiable' households. Excludes overseas visitors. Includes families that also have dependent students and non-dependent children. The data is by SA4 2016 boundaries. Periodicity: 5-Yearly. Note: There are small random adjustments made to all cell values to protect the confidentiality of data. These adjustments may cause the sum of rows or columns to differ by small amounts from table totals. For more information visit the data source: http://www.abs.gov.au/census.

SA4 based data for Mortgage Repayment (Monthly) by Dwelling Structure, in Place of Enumeration Profile (PEP), 2016 Census. Count of occupied private dwellings being purchased. Mortgage repayments …Show full descriptionSA4 based data for Mortgage Repayment (Monthly) by Dwelling Structure, in Place of Enumeration Profile (PEP), 2016 Census. Count of occupied private dwellings being purchased. Mortgage repayments are derived from responses to a number of questions and records the amount of money spent monthly paying off a mortgage. Includes dwellings being purchased under a shared equity scheme. The data is by SA4 2016 boundaries. Periodicity: 5-Yearly. Note: There are small random adjustments made to all cell values to protect the confidentiality of data. These adjustments may cause the sum of rows or columns to differ by small amounts from table totals. For more information visit the data source: http://www.abs.gov.au/census. Copyright attribution: Government of the Commonwealth of Australia - Australian Bureau of Statistics, (2017): ; accessed from AURIN on 12/3/2020. Licence type: Creative Commons Attribution 2.5 Australia (CC BY 2.5 AU)

SA1 based data for Mortgage Repayment (Monthly) by Dwelling Structure, in General Community Profile (GCP), 2016 Census. Count of occupied private dwellings being purchased. Mortgage repayments are …Show full descriptionSA1 based data for Mortgage Repayment (Monthly) by Dwelling Structure, in General Community Profile (GCP), 2016 Census. Count of occupied private dwellings being purchased. Mortgage repayments are derived from responses to a number of questions and records the amount of money spent monthly paying off a mortgage. Includes dwellings being purchased under a shared equity scheme. Excludes 'Visitors only' and 'Other non-classifiable' households. The data is by SA1 2016 boundaries. Periodicity: 5-Yearly. Note: There are small random adjustments made to all cell values to protect the confidentiality of data. These adjustments may cause the sum of rows or columns to differ by small amounts from table totals. For more information visit the data source: http://www.abs.gov.au/census. Copyright attribution: Government of the Commonwealth of Australia - Australian Bureau of Statistics, (2017): ; accessed from AURIN on 12/16/2021. Licence type: Creative Commons Attribution 2.5 Australia (CC BY 2.5 AU)