FHFA's Duty to Serve regulation defines "rural area" as: (i) A census tract outside of an MSA as designated by the Office of Management and Budget (OMB); or (ii) A census tract in an MSA as designated by OMB that is: (A) Outside of the MSA’s Urbanized Areas as designated by the U.S. Department of Agriculture’s (USDA) Rural-Urban Commuting Area (RUCA) Code #1, and outside of tracts with a housing density of over 64 housing units per square mile for USDA’s RUCA Code #2; or (B) A colonia census tract that does not satisfy paragraphs (i) or (ii)(A) of this definition. This data contains both the specific geographies which meet the Rural Areas definition and also the areas defined as “high-needs rural regions”.

Provides regional identifiers for county based regions of various types. These can be combined with other datasets for visualization, mapping, analyses, and aggregation. These regions include:Metropolitan Statistical Areas (Current): MSAs as defined by US OMB in 2023Metropolitan Statistical Areas (2010s): MSAs as defined by US OMB in 2013Metropolitan Statistical Areas (2000s): MSAs as defined by US OMB in 2003Region: Three broad regions in North Carolina (Eastern, Western, Central)Council of GovernmentsProsperity Zones: NC Department of Commerce Prosperity ZonesNCDOT Divisions: NC Dept. of Transportation DivisionsNCDOT Districts (within Divisions)Metro Regions: Identifies Triangle, Triad, Charlotte, All Other Metros, & Non-MetropolitanUrban/Rural defined by:NC Rural Center (Urban, Regional/Suburban, Rural) - 2020 Census designations2010 Census (Urban = Counties with 50% or more population living in urban areas in 2010)2010 Census Urbanized (Urban = Counties with 50% or more of the population living in urbanized areas in 2010 (50,000+ sized urban area))Municipal Population - State Demographer (Urban = counties with 50% or more of the population living in a municipality as of July 1, 2019)Isserman Urban-Rural Density Typology