As of 2020, ** percent of the general population in the United States had no student debt. Over *** percent held up to 25,000 U.S. dollars in debt from student loans.

Graph and download economic data for Student Loans Owned and Securitized (DISCONTINUED) (SLOAS) from Q1 2006 to Q4 2024 about student, securitized, owned, loans, and USA.

In 2025, students graduating from English universities will have incurred an average of 53,000 British pounds of student loan debt, compared with 39,000 pounds in Wales, 28,000 pounds in Northern Ireland, and around 18,000 pounds in Scotland.

Statistics on student debt, including the average debt at graduation, the percentage of graduates who owed large debt at graduation and the percentage of graduates with debt who had paid it off at the time of the interview, are presented by the province of study and the level of study. Estimates are available at five-year intervals.

The National Collegiate Athletic Association, or NCAA, is an American sports association that organizes different sports programs for many schools and universities in United States. Its headquarters are located in Indianapolis, Indiana. The NCAA is the largest university sports organization in the world and, due to the great popularity of university sports with fans in the United States, it occupies a prominent place in the American sports scene. Some of the top performing athletes at high school level are often awarded college scholarships that cover all, or part, of their college tuition fees. During a November 2019 survey, 41 percent of NCAA student-athletes in the United States stated that they left college with no student debt.

How high is the average student debt in the Netherlands? In 2016, a university (in Dutch: WO) graduate had a debt of around 10,700 euros. Newer numbers were not available, as the national system for student loans changed in 2015. In 2015-2016, the so-called basisbeurs (a conditional loan a student would receive in the Netherlands, which would turn into a gift when he/she graduated within ten years) was abolished. This currently means that if students need more money, they must loan it from the government. In 2017, the Dutch government granted 2.4 billion euros worth of loans to students.

University graduates had a higher chance of a student debt

The total student debt in the Netherlands was worth 11.2 billion euros in 2017. Roughly six out of ten research university graduates had a student debt. This was significantly higher than university of applied sciences graduates (in Dutch: HBO), of which 33 percent had a student debt.

Student debts influence house purchases in the Netherlands

In 2017, approximately 16 percent of all first-time homebuyers in the Netherlands consisted of the age group between 25 and 29 years old. This was a decrease from the approximately 25 percent in 2013. As (student) debts and personal income count towards mortgage requests and partly determine whether or not mortgage providers are willing to lend money for the purchase of a house, an increasing student debt made it more difficult for starters in the Netherlands to enter the real estate market. Mortgages are the most common way to finance real estate for households in the Netherlands.

As of 2025, the outstanding student loan debt in the United Kingdom reached over 292 billion British pounds, with the majority of the debt coming from England at 266.6 billion pounds, with student loan debt in Scotland amounting to 9.4 billion, Wales 10.6 billion, and Northern Ireland 5.6 billion.

Statistics on postsecondary graduates who owed money for their education to government-sponsored student loans at graduation, including the average debt at graduation, the percentage of graduates who owed large debt at graduation and the percentage of debt paid off at the time of the interview, are presented by the location of residence at the time of the interview and the level of study. Estimates are available at five-year intervals.

Key information about United States Household Debt

• United States Household Debt reached 18,036.0 USD bn in Dec 2024, compared with the reported number of 17,943.0 USD bn in the previous quarter
• US Household Debt: USD mn data is updated quarterly, available from Mar 1999 to Dec 2024
• The data reached an all-time high of 18,036.0 USD bn in Dec 2024 and a record low of 4,540.0 USD bn in Mar 1999

Federal Reserve Board of New York provides quarterly Household Debt in USD. Household Debt includes Mortgages, Home Equity Revolving, Auto Loans, Bankcards, Student Loans and Others.


Further information about United States Household Debt

• In the latest reports, United States Household Debt accounted for 61.7 % of the country's Nominal GDP in Dec 2024
• Money Supply M2 in United States increased 21,533.8 USD bn YoY in Dec 2024
• United States Foreign Exchange Reserves was measured at 34.9 USD bn in Dec 2024
• The Foreign Exchange Reserves equaled 0.1 Months of Import in Dec 2024
• United States Domestic Credit reached 30,648.3 USD bn in Mar 2024, representing an drop of 0.3 % YoY

Presents statistics on the status of student loans borrowers and the change in debt in the financial year. The borrowers are English domiciles who studied anywhere in the UK or EU students who studied in England. This publication combines the statistics previously published in: Student Loans for Higher Education in England; Income Contingent Repayments by Repayment Cohort and Tax Year - England.

Source agency: Student Loans Company

Designation: National Statistics

Language: English

Alternative title: Student Loans in England

Presents statistics on the status of student loans borrowers and the change in debt in the financial year. The borrowers are Welsh domiciles who studied anywhere in the UK or EU students who studied in Wales.

Source agency: Student Loans Company

Designation: National Statistics

Language: English

Alternative title: Student Loans for Higher Education in Wales

Consumers in the United States had over **** trillion dollars in debt as of the first quarter of 2025. The majority of that debt were home mortgages, amounting to approximately **** trillion U.S. dollars. Student and car loans were the second and third largest component of household debt. Why is consumer debt important? Debt influences the Consumer Sentiment Index, which is an important indicator assessing the state of the U.S. economy. The U.S. housing market is also seen a bellwether of the economic conditions in the country. The housing industry employs a large number of people, and mortgages are large investments that consumers will pay off over the course of years, sometimes decades. Because of this, financial analysts closely watch consumer debt and its effects on the demand for housing. Attitudes towards debt Consumer perception of debt differed, depending on the kind of debt in question. While most saw a home mortgage as a positive investment, they increasingly looked at student loan debt as a negative debt. With education costs increasing, people are incurring more student loan debt in the United States. Credit card debt also had negative connotations.

Presents statistics on the status of student loans borrowers and the change in debt in the financial year. The borrowers are mainly Scotland domiciles who studied anywhere in the UK together with a small number of EU students who studied in Scotland.

Source agency: Student Loans Company

Designation: National Statistics

Language: English

Alternative title: Student Loans for Higher Education in Scotland

Key information about Thailand Household Debt: % of GDP

• Thailand household debt accounted for 88.8 % of the country's Nominal GDP in Sep 2024, compared with the ratio of 89.7 % in the previous quarter.
• Thailand household debt to GDP ratio is updated quarterly, available from Mar 2003 to Sep 2024.
• The data reached an all-time high of 95.5 % in Mar 2021 and a record low of 40.6 % in Mar 2003.

CEIC calculates quarterly Household Debt as % of Nominal GDP from quarterly Household Debt and quarterly Nominal GDP. The Bank of Thailand provides Household Debt in local currency. The Office of the National Economic and Social Development Council provides Nominal GDP in local currency. Loans are used due to the lack of Flow of Funds statistics. Household Debt as % of Nominal GDP prior to Q1 2012 excludes Student Loan Fund, National Housing Authority, Agricultural Cooperatives, Fisheries Cooperatives, Land Settlement Cooperatives, Consumer Cooperatives and Service Cooperatives.


Related information about Thailand Household Debt: % of GDP

• In the latest reports, Thailand Household Debt reached 445.6 USD bn in Mar 2023.
• Money Supply M2 in Thailand increased 3.3 % YoY in Dec 2024.
• Thailand Foreign Exchange Reserves was measured at 214.5 USD bn in Jan 2025.
• The Foreign Exchange Reserves equaled 7.9 Months of Import in Jan 2025.
• Thailand Domestic Credit reached 786.6 USD bn in Dec 2024, representing an increased of 1.9 % YoY.

Key information about United States Household Debt: % of GDP

• United States household debt accounted for 61.7 % of the country's Nominal GDP in Dec 2024, compared with the ratio of 62.3 % in the previous quarter.
• US household debt to GDP ratio is updated quarterly, available from Mar 1999 to Dec 2024.
• The data reached an all-time high of 85.8 % in Dec 2008 and a record low of 49.4 % in Mar 1999.

CEIC calculates quarterly Household Debt as % of Nominal GDP from quarterly Household Debt and quarterly Nominal GDP. Federal Reserve Board of New York provides Household Debt in USD. The Bureau of Economic Analysis provides Nominal GDP in USD. Household Debt includes Mortgages, Home Equity Revolving, Auto Loans, Bankcards, Student Loans and Others.


Related information about United States Household Debt: % of GDP

• In the latest reports, US Household Debt reached 18,036.0 USD bn in Dec 2024.
• Money Supply M2 in US increased 3.9 % YoY in Jan 2025.
• US Foreign Exchange Reserves was measured at 34.9 USD bn in Dec 2024.
• The Foreign Exchange Reserves equaled 0.1 Months of Import in Dec 2024.
• US Domestic Credit reached 30,648.3 USD bn in Mar 2024, representing an drop of 0.3 % YoY.
• The country's Non Performing Loans Ratio stood at 1.7 % in Dec 2024, compared with the ratio of 1.5 % in the previous quarter.

Data from this survey will be used to better understand the experiences and outcomes of graduates, and to improve government programs. The survey is designed to collect details on topics such as: i) the extent to which graduates of postsecondary programs have been successful in obtaining employment since graduation; ii) the relationship between the graduates' program of study and the employment subsequently obtained; iii) the type of employment obtained and qualification requirements; iv) sources of funding for postsecondary education; and v) government-sponsored student loans and other sources of student debt. This information will be used by Statistics Canada, Employment and Social Development Canada (ESDC), provincial and territorial ministries of education, researchers and other interested organizations to examine various aspects such as educational pathways, postsecondary funding, mobility, school-to-work transitions, labour market outcomes and pursuit of further postsecondary studies.

As of the end of 2022, debt per adult in Japan amounted to approximately 27.3 thousand U.S. dollars. This represented a decrease from 30.8 thousand dollars per capita in the previous year.

The value of the debt per adult in Europe in 2022 varied a lot from country to country. While Swiss adults had on average over 151,600 U.S. dollars of debt in 2022, adults from Azerbaijan had a debt of 540 dollars. Meanwhile, the average volume of debt in Europe that year was almost 25,000 U.S. dollars per adult. The household debt to disposable income ratio in Europe follows a similarly varied distribution. As varied as the volume of debts in Europe are, the most common forms of debt are still very similar and they tend to include: credit cards, medical debt, student loans, overdrafts, mortgages, automobile financing and personal loans.

Presents our latest estimates of PSNB (and further into current budget deficit and net investment spending), net debt and net financial liabilities with the impacts of changes to the accounting for student loans, public sector pensions and capital consumption introduced in September 2019.

In the first half of 2024, the total value of debt from loans to households in the United Kingdom amounted to approximately two trillion British pounds. It was in 2004, when household debt surpassed the one trillion British pounds mark. Debts can be formed in a number of ways. The most common forms of debt for households include credit cards, medical debt, student loans, overdrafts, mortgages, automobile financing and personal loans.