Graph and download economic data for Mortgage Debt Outstanding by Type of Holder: Federal and Related Agencies: Government National Mortgage Association (DISCONTINUED) (MDOTHFRAGNMA) from Q1 1949 to Q3 2019 about ginnie mae, agency, mortgage, debt, government, and USA.

United States Mortgage Debt: Federal: Govt National Mortgage Association (GNMA) data was reported at 2.962 USD bn in Jun 2018. This records a decrease from the previous number of 3.066 USD bn for Mar 2018. United States Mortgage Debt: Federal: Govt National Mortgage Association (GNMA) data is updated quarterly, averaging 26.531 USD mn from Mar 1949 (Median) to Jun 2018, with 278 observations. The data reached an all-time high of 7.955 USD bn in Mar 2013 and a record low of 0.000 USD mn in Sep 1968. United States Mortgage Debt: Federal: Govt National Mortgage Association (GNMA) data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.KB009: Mortgage Debt Outstanding.

Despite a short period of decrease after the burst of the U.S. housing bubble and the global financial crisis, the total amount of mortgage debt in the United States has been on the rise in recent years. In 2024, the mortgage debt amounted to 20.83 trillion U.S. dollars, up from 13.5 trillion U.S. dollars a decade ago. Which factors impact the amount of mortgage debt? One of the most important factors responsible for the growth of mortgage debt is the number of home sales: The more home transactions, the more mortgages are sold, adding to the volume of debt outstanding. Additionally, as house prices increase, so does the gross lending and debt outstanding. On the other hand, high numbers of housing unit foreclosures and mortgage debt restructuring and short-sales can reduce mortgage debt. Which property type has the largest share of the mortgage market? The total mortgage debt includes different property types, such as one-to-four family residential, multifamily residential, commercial, and farm, but the overwhelming share of debt can be attributed to mortgage debt one-to-four family residences.

United States Mortgage Debt: Federal: Federal National Mortgage Association (FNMA) data was reported at 3,176.703 USD bn in Mar 2018. This records an increase from the previous number of 3,155.703 USD bn for Dec 2017. United States Mortgage Debt: Federal: Federal National Mortgage Association (FNMA) data is updated quarterly, averaging 75.174 USD bn from Mar 1949 (Median) to Mar 2018, with 277 observations. The data reached an all-time high of 3,176.703 USD bn in Mar 2018 and a record low of 0.000 USD mn in Sep 1968. United States Mortgage Debt: Federal: Federal National Mortgage Association (FNMA) data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KA017: Mortgage Debt Outstanding.

United States - Mortgage Debt Outstanding by Type of Holder: Federal and Related Agencies: Government National Mortgage Association (DISCONTINUED) was 2569.73000 Mil. of $ in July of 2019, according to the United States Federal Reserve. Historically, United States - Mortgage Debt Outstanding by Type of Holder: Federal and Related Agencies: Government National Mortgage Association (DISCONTINUED) reached a record high of 7955.04000 in January of 2013 and a record low of 0.00000 in April of 1949. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Mortgage Debt Outstanding by Type of Holder: Federal and Related Agencies: Government National Mortgage Association (DISCONTINUED) - last updated from the United States Federal Reserve on November of 2025.

Graph and download economic data for Mortgage Debt Outstanding by Type of Holder and Property: Mortgage Pools or Trust: Government National Mortgage Association for One- to Four-Family Residences (DISCONTINUED) (MDOTHMPTGNMATP1T4FR) from Q1 1949 to Q3 2019 about ginnie mae, 1 to 4 unit structures, mortgage, family, debt, residents, government, and USA.

United States - Mortgage Debt Outstanding by Type of Holder: Mortgage Pools or Trust: Government National Mortgage Association (DISCONTINUED) was 2092829.00000 Mil. of $ in July of 2019, according to the United States Federal Reserve. Historically, United States - Mortgage Debt Outstanding by Type of Holder: Mortgage Pools or Trust: Government National Mortgage Association (DISCONTINUED) reached a record high of 2092829.00000 in July of 2019 and a record low of 0.00000 in April of 1949. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Mortgage Debt Outstanding by Type of Holder: Mortgage Pools or Trust: Government National Mortgage Association (DISCONTINUED) - last updated from the United States Federal Reserve on November of 2025.

Debt service ratios, interest and obligated principal payments on debt, and related statistics for households, Canada.

Mortgage Assignment & Release Data refers to information related to the assignment and release of mortgage loans. It provides valuable insights into the transfer of mortgage ownership from one party to another and the subsequent release of the mortgage lien. This data can be essential for various industries, including banking, real estate, legal services, and mortgage lending, enabling them to make informed decisions and mitigate risks associated with mortgage transactions.

What is Assignment and Release Data?

Assignment Data – Assignment data pertains to the transfer of ownership rights of a mortgage loan from one entity to another. This transfer typically occurs when a lender sells or transfers a mortgage loan to another financial institution, such as a bank, credit union, or mortgage-backed security issuer. Assignment data includes information such as the parties involved, the effective date of the assignment, and any relevant terms or conditions.

Release Data – Release data involves the release or satisfaction of a mortgage lien on a property. When a mortgage loan is fully paid off or otherwise satisfied, the lender releases the mortgage lien, allowing the property owner to have clear title. Release data provides details about the release, including the date of release, the parties involved, and any legal documentation associated with the release.

Assignment & Release Property Details:

• 15 Years of Historical Transactions
• Property Address (Where Available)
• Borrower and Ownership Details
• Original, Assignor, and Assignee Lender Name
• Original Mortgage Information

In the third quarter of 2024, household debt in the United States amounted to over 71.66 percent of its GDP. It can be generally observed that U.S. households are more indebted by the end of the year than in any other quarter. The debt of households peaked in the last quarter of 2020, reaching the highest value since 2013. Debt to GDP ratio As it can be observed here, the household debt to GDP ratio decreased overall in the recent years. The steady growth of the gross domestic product in the United States could be a factor explaining this tendency. If the volume of debt grows at a slower pace than the GDP, the debt to GDP ratio would decrease. In addition to that, the overall value of mortgage debt in the U.S., which is the most significant component of the household debt, decreased from 2012 to the third quarter of 2014, but it has rebounded since then. Public debt in the U.S. Public debt in the United States, which is the amount of money borrowed by the government to finance budget deficits, has been increasing almost every single year. Not only that, but according to that forecast it is also expected to keep increasing during the coming years. The major holders of American government debt, as of December 2023, were Federal Reserve and government accounts and foreign and international holders. The ratio of national debt to GDP of the United States was higher than that of other major economies, but lower than that of Japan. Some of the lowest debt to GDP ratios were observed in Hong Kong SAR, Kuwait, and Turkmenistan.

United States - Mortgage Debt Outstanding by Type of Holder and Property: Federal and Related Agencies: Government National Mortgage Association for Multifamily Residences (DISCONTINUED) was 0.00000 Mil. of $ in July of 2019, according to the United States Federal Reserve. Historically, United States - Mortgage Debt Outstanding by Type of Holder and Property: Federal and Related Agencies: Government National Mortgage Association for Multifamily Residences (DISCONTINUED) reached a record high of 4274.00000 in April of 1981 and a record low of 0.00000 in April of 1949. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Mortgage Debt Outstanding by Type of Holder and Property: Federal and Related Agencies: Government National Mortgage Association for Multifamily Residences (DISCONTINUED) - last updated from the United States Federal Reserve on November of 2025.

Graph and download economic data for Mortgage Debt Outstanding by Type of Holder: Federal and Related Agencies: Federal National Mortgage Association (DISCONTINUED) (MDOTHFRAFNMA) from Q1 1949 to Q3 2019 about fannie mae, agency, mortgage, debt, and USA.

Following the drastic increase directly after the COVID-19 pandemic, the delinquency rate started to gradually decline, falling below *** percent in the second quarter of 2023. In the second half of 2023, the delinquency rate picked up but remained stable throughout 2024. In the second quarter of 2025, **** percent of mortgage loans were delinquent. That was significantly lower than the **** percent during the onset of the COVID-19 pandemic in 2020 or the peak of *** percent during the subprime mortgage crisis of 2007-2010. What does the mortgage delinquency rate tell us? The mortgage delinquency rate is the share of the total number of mortgaged home loans in the U.S. where payment is overdue by 30 days or more. Many borrowers eventually manage to service their loan, though, as indicated by the markedly lower foreclosure rates. Total home mortgage debt in the U.S. stood at almost ** trillion U.S. dollars in 2024. Not all mortgage loans are made equal ‘Subprime’ loans, being targeted at high-risk borrowers and generally coupled with higher interest rates to compensate for the risk. These loans have far higher delinquency rates than conventional loans. Defaulting on such loans was one of the triggers for the 2007-2010 financial crisis, with subprime delinquency rates reaching almost ** percent around this time. These higher delinquency rates translate into higher foreclosure rates, which peaked at just under ** percent of all subprime mortgages in 2011.

United States - Mortgage Debt Outstanding by Type of Holder: Federal and Related Agencies: Federal National Mortgage Association (DISCONTINUED) was 3280189.00000 Mil. of $ in July of 2019, according to the United States Federal Reserve. Historically, United States - Mortgage Debt Outstanding by Type of Holder: Federal and Related Agencies: Federal National Mortgage Association (DISCONTINUED) reached a record high of 3280189.00000 in July of 2019 and a record low of 0.00000 in April of 1949. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Mortgage Debt Outstanding by Type of Holder: Federal and Related Agencies: Federal National Mortgage Association (DISCONTINUED) - last updated from the United States Federal Reserve on November of 2025.

Home prices in the U.S. reach new heights The American housing market continues to show remarkable resilience, with the S&P/Case Shiller U.S. National Home Price Index reaching an all-time high of 325.78 in July 2024. This figure represents a significant increase from the index value of 166.24 recorded in January 2015, highlighting the substantial growth in home prices over the past decade. The S&P Case Shiller National Home Price Index is based on the prices of single-family homes and is the leading indicator of the American housing market and one of the indicators of the state of the broader economy. The S&P Case Shiller National Home Price Index series also includes S&P/Case Shiller 20-City Composite Home Price Index and S&P/Case Shiller 10-City Composite Home Price Index – measuring the home price changes in the major U.S. metropolitan areas, as well as twenty composite indices for the leading U.S. cities. Market fluctuations and recovery Despite the overall upward trend, the housing market has experienced some fluctuations in recent years. During the housing boom in 2021, the number of existing home sales reached the highest level since 2006. However, transaction volumes quickly plummeted, as the soaring interest rates and out-of-reach prices led to housing sentiment deteriorating. Factors influencing home prices Several factors have contributed to the rise in home prices, including a chronic supply shortage, the gradual decline in interest rates, and the spike in demand during the COVID-19 pandemic. During the subprime mortgage crisis (2007-2010), the construction of new homes declined dramatically. Although it has gradually increased since then, the number of new building permits, home starts, and completions are still shy from the levels before the crisis. With demand outweighing supply, competition for homes can be fierce, leading to bidding wars and soaring prices. The supply of existing homes is further constrained, as homeowners are less likely to sell and move homes due to the worsened lending conditions.

United States - Mortgage Debt Outstanding by Type of Holder: Mortgage Pools or Trust: Federal National Mortgage Association (DISCONTINUED) was 7700.00000 Mil. of $ in July of 2019, according to the United States Federal Reserve. Historically, United States - Mortgage Debt Outstanding by Type of Holder: Mortgage Pools or Trust: Federal National Mortgage Association (DISCONTINUED) reached a record high of 2653034.00000 in October of 2009 and a record low of 0.00000 in April of 1949. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Mortgage Debt Outstanding by Type of Holder: Mortgage Pools or Trust: Federal National Mortgage Association (DISCONTINUED) - last updated from the United States Federal Reserve on November of 2025.

Complete historical table of national mortgage loan limits for conventional, FHA, VA, and USDA loans from 1972 to 2026, showing annual changes by property type

In 2022, about ** trillion South Korean won in bogeumjari loans (mortgages) with a term of 30 years were issued in South Korea. The largest lender in terms of loan amount that year was Hana Bank, followed by Kookmin Bank.

Mortgage loans in South Korea Many prospective first-time homeowners took out bogeumjari loans due to their fixed and favorable rates. Other large banks in the country providing such loans include Shinhan Bank, Woori Bank, and NH Nonghyup Bank. Throughout the second quarter of 2023, the combined value of mortgage loans offered by the largest banks in South Korea continued to increase.

Rising household debt However, there are concerns about worsening household debt as loans are issued with higher interest rates. Interest rates for mortgage loans rose between 2021 and 2023 following the central bank base rate increases. Unsurprisingly, the national household loan delinquency rate has increased within the past year. As rising inflation and interest rates typically negatively impact household spending habits, the amount of loans provided is expected to slow.

Loan Originator Contact Data has been notoriously difficult to obtain from a single, reliable source… until now. Gain access to the contact data for more than 400,000 mortgage loan originators across the country.

Overview

This dataset comprises new residential mortgage statistics sourced from the National Mortgage Database (NMDB), which provides comprehensive details on mortgage market characteristics in the U.S. The data encapsulates a wide temporal span, starting from 1998 and extending up to 2022.

Acknowledgment

The information within this dataset has not been crafted or manipulated by any third party. It has been extracted directly from the official resources provided by NMDB. Users are requested to acknowledge the original authors and NMDB while using this dataset for their research or projects.

Citation: National Mortgage Database (NMDB), U.S. Federal Housing Finance Agency. New Residential Mortgage Statistics (1998-2022).

License

This dataset is shared under the original terms and permissions as provided by NMDB. It is essential for users to review any associated licenses or terms of use from the NMDB's official website before deploying the data in their projects.

Files

The dataset is divided into various files, each providing a distinct perspective on mortgage statistics:

1. Annual Data (1998-2021)

   • All Geographic Areas
   • National, Census Regions, and Census Divisions
   • States

2. Quarterly Data (1998 Q1 - 2022 Q3)

   • National, Census Regions, and Census Divisions
   • Files by Year

3. Monthly Data (January 1998 - September 2022)

   • National, Census Regions, and Census Divisions
   • Files by Year

4. Alternate Wide Format Files

For comprehensive information regarding each field within the dataset, users can refer to the Data Dictionary and Technical Notes provided by NMDB.

Dataset Image

The dataset's cover image is sourced from IDFC FIRST Bank's article on home loan eligibility and benefits.