Mortgage Application in the United States increased by 0.80 percent in the week ending July 18 of 2025 over the previous week. This dataset provides - United States MBA Mortgage Applications - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for New Home Mortgage Applications for United States (M0264BUSM500NNBR) from Jan 1947 to Mar 1956 about mortgage, new, housing, and USA.

MBA Mortgage Market Index in the United States increased to 255.50 points in July 18 from 253.50 points in the previous week. This dataset includes a chart with historical data for the United States MBA Mortgage Market Index.

Series Is Presented Here As 2 Variables: (1) Original Data, 1938-41; (2) Original Data, 1947-56. Figures For 11/1946-3/1948, And 5/1950 Adjusted Downward By Source To "Eliminate Effects Of Amendments To The National Housing Act Or Of Administrative Changes Affecting The Magnitude Of These Data Series." - Letter Of 6/6/1956 To NBER By A. F. Thornton, Director, Div. Of Res. & Statistics, F.H.A. Source: Federal Housing Administration, Division Of Research And Statistics

This NBER data series m02164b appears on the NBER website in Chapter 2 at http://www.nber.org/databases/macrohistory/contents/chapter02.html.

NBER Indicator: m02164b

Out of the ** million mortgage applications in the United States in 2021, roughly ** million resulted in mortgage originations. That included applications for home purchase, home improvement, refinancing, cash out refinancing, and other purposes. White applicants accounted for approximately ** million loan originations worth almost *** trillion U.S. dollars, while for Black and African American applicants, this figure stood at roughly ******* originations and *** billion U.S. dollars, respectively. The the number of mortgages originated to Asian applicants was slightly higher at *******.

The U.S. mortgage market has declined notably since 2020 and 2021, mostly due to the effect of higher borrowing costs on refinance mortgages. The value of refinancing mortgage originations, amounted to 190 billion U.S. dollars in the fourth quarter of 2024, down from a peak of 851 billion U.S. dollars in the fourth quarter of 2020. The value of mortgage loans for the purchase of a property recorded milder fluctuations, with a value of 304 billion U.S. dollars in the fourth quarter of 2024. According to the forecast, mortgage lending is expected to slightly increase until the end of 2026. The cost of mortgage borrowing in the U.S. Mortgage interest rates in the U.S. rose dramatically in 2022, peaking in the final quarter of 2024. In 2020, a homebuyer could lock in a 30-year fixed interest rate of under three percent, whereas in 2024, the average rate for the same mortgage type exceeded 6.6 percent. This has led to a decline in homebuyer sentiment, and an increasing share of the population pessimistic about buying a home in the current market. The effect of a slower housing market on property prices and rents According to the S&P/Case Shiller U.S. National Home Price Index, housing prices experienced a slight correction in early 2023, as property transactions declined. Nevertheless, the index continued to grow in the following months. On the other hand, residential rents have increased steadily since 2000.

Graph and download economic data for Existing Home Mortgage Applications for United States (M0263AUSM500NNBR) from Jan 1938 to Dec 1940 about mortgage, housing, and USA.

Fixed 30-year mortgage rates in the United States averaged 6.84 percent in the week ending July 18 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

This dataset provides values for MORTGAGE APPLICATIONS reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

Dataset contains the percent of denied mortgages based on the type of dwelling the applicant is applying for and disaggregated by race. Each cell represents the denial rate within that column's race/ethnicity category's total applications. Data pulled from the Consumer Financial Protection Bureau, collected by the Home Mortgage Disclosure Act, which requires many financial institutions to maintain, report, and publicly disclose information about mortgages.

Mortgage Originations in the United States decreased to 425.63 Billion USD in the first quarter of 2025 from 465.35 Billion USD in the fourth quarter of 2024. This dataset includes a chart with historical data for the United States Mortgage Originations.

Graph and download economic data for Large Bank Consumer Mortgage Originations: Number of New Accounts (RCMFLOACT) from Q3 2012 to Q1 2025 about accounts, FR Y-14M, origination, large, mortgage, new, consumer, banks, depository institutions, and USA.

MBA Mortgage Refinance Index in the United States decreased to 767.60 points in July 11 from 829.30 points in the previous week. This dataset includes a chart with historical data for the United States MBA Mortgage Refinance Index.

Dataset contains home mortgage applications denied in LA City, LA County, and California, disaggregated by race. Data pulled from the Consumer Financial Protection Bureau, collected by the Home Mortgage Disclosure Act, which requires many financial institutions to maintain, report, and publicly disclose information about mortgages.

This statistic shows the average length of initial rate fixation for new mortgage applications in the Netherlands in 2010 and 2016, by age group. In 2010, a new mortgage application from someone in the age group of 30 to 34 years old would have an average length of initial rate fixation of approximately 11 years. By 2016, this had increased to an average of 16 years.

United States WAS: Mortgage Loan Applications Index: FHA: sa: Refinance data was reported at 80.300 25Jul2014=100 in 20 Jul 2018. This records a decrease from the previous number of 86.800 25Jul2014=100 for 13 Jul 2018. United States WAS: Mortgage Loan Applications Index: FHA: sa: Refinance data is updated weekly, averaging 134.100 25Jul2014=100 from Jan 2014 (Median) to 20 Jul 2018, with 236 observations. The data reached an all-time high of 317.900 25Jul2014=100 in 06 Feb 2015 and a record low of 72.300 25Jul2014=100 in 26 Dec 2014. United States WAS: Mortgage Loan Applications Index: FHA: sa: Refinance data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

MBA Purchase Index in the United States increased to 165.10 points in July 18 from 159.60 points in the previous week. This dataset includes a chart with historical data for the United States MBA Purchase Index.

Mortgage lending information comes from the Federal Financial Institutions Examination Council's (FFIEC) Home Mortgage Disclosure Act (HMDA) data. Loan originations are the creation of a loan after bank approval. Loan origination rates are calculated from the number of loan applications that were either approved or denied—what is termed as decisioned applications. For all charts, the loan’s purpose can be selected via a dropdown list. Trends are summarized by all loan purposes and by Loans for home purchase, home improvement, or refinancing.

United States WAS: Mortgage Loan Applications Index: FHA: Purchase data was reported at 103.200 25Jul2014=100 in 20 Jul 2018. This records a decrease from the previous number of 109.800 25Jul2014=100 for 13 Jul 2018. United States WAS: Mortgage Loan Applications Index: FHA: Purchase data is updated weekly, averaging 102.150 25Jul2014=100 from Jan 2014 (Median) to 20 Jul 2018, with 236 observations. The data reached an all-time high of 141.600 25Jul2014=100 in 02 Oct 2015 and a record low of 33.500 25Jul2014=100 in 26 Dec 2014. United States WAS: Mortgage Loan Applications Index: FHA: Purchase data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

Dataset contains the reason for home mortgage applications denials in LA City disaggregated by race. Data pulled from the Consumer Financial Protection Bureau, collected by the Home Mortgage Disclosure Act, which requires many financial institutions to maintain, report, and publicly disclose information about mortgages.