Key information about New Zealand Household Income per Capita

• New Zealand Annual Household Income per Capita reached 30,529.095 USD in Jun 2024, compared with the previous value of 28,969.713 USD in Jun 2023.
• New Zealand Annual Household Income per Capita data is updated yearly, available from Jun 2007 to Jun 2024, with an averaged value of 24,380.121 USD.
• The data reached an all-time high of 30,529.095 USD in Jun 2024 and a record low of 16,283.555 USD in Jun 2009.
• In the latest reports, Retail Sales of New Zealand grew 0.362 % YoY in Dec 2024.

CEIC calculates Annual Household Income per Capita from Average Household Income, Number of Households and Total Population and converts it into USD. Stats NZ provides Average Household Income in local currency, Number of Households and Total Population. Federal Reserve Board average market exchange rate is used for currency conversions.

New Zealand Median Annual Household Disposable Income data was reported at 86,257.000 NZD in 2024. This records an increase from the previous number of 81,945.000 NZD for 2023. New Zealand Median Annual Household Disposable Income data is updated yearly, averaging 60,369.000 NZD from Jun 2007 (Median) to 2024, with 18 observations. The data reached an all-time high of 86,257.000 NZD in 2024 and a record low of 43,113.000 NZD in 2007. New Zealand Median Annual Household Disposable Income data remains active status in CEIC and is reported by Stats NZ. The data is categorized under Global Database’s New Zealand – Table NZ.H026: Annual Household Income.

Portugal, Canada, and the United States were the countries with the highest house price to income ratio in 2024. In all three countries, the index exceeded 130 index points, while the average for all OECD countries stood at 116.2 index points. The index measures the development of housing affordability and is calculated by dividing nominal house price by nominal disposable income per head, with 2015 set as a base year when the index amounted to 100. An index value of 120, for example, would mean that house price growth has outpaced income growth by 20 percent since 2015. How have house prices worldwide changed since the COVID-19 pandemic? House prices started to rise gradually after the global financial crisis (2007–2008), but this trend accelerated with the pandemic. The countries with advanced economies, which usually have mature housing markets, experienced stronger growth than countries with emerging economies. Real house price growth (accounting for inflation) peaked in 2022 and has since lost some of the gain. Although, many countries experienced a decline in house prices, the global house price index shows that property prices in 2023 were still substantially higher than before COVID-19. Renting vs. buying In the past, house prices have grown faster than rents. However, the home affordability has been declining notably, with a direct impact on rental prices. As people struggle to buy a property of their own, they often turn to rental accommodation. This has resulted in a growing demand for rental apartments and soaring rental prices.

New Zealand has *** of the highest house price-to-income ratios in the world; nonetheless, since the first quarter of 2022, the country's house price-to-income ratio started to trend downward. In the fourth quarter of 2024, the ratio was *****, a slight decrease from the same quarter of the previous year. This ratio was calculated by dividing nominal house prices by nominal disposable income per head, and is considered a measure of affordability. Homeownership dream New Zealand has been in what is widely considered a housing bubble. The disproportionately large increases in residential house prices have placed the dream of owning their own home out of reach for many in the country. In 2024, around ** percent of residential properties were sold for over a million New Zealand dollars. The majority of mortgage lending in the country went to owner-occupiers where the property was not their first home, with first-home buyers often struggling to secure a loan. In general, only New Zealand residents and citizens can buy homes in the country to live in, with new regulations tightening investment activity in that market. Rent affordability Due to New Zealand's high property prices, many individuals and families are stuck renting for prolonged periods. However, with rent prices increasing across the country and the share of monthly income spent on rent trending upwards in tandem with a highly competitive rental market, renting is becoming a less appealing prospect for many. The Auckland and Bay of Plenty regions had the highest weekly rent prices across the country as of December 2024, with the Southland region recording the lowest rent prices per week.

New Zealand NZ: Price to Income Ratio: sa data was reported at 117.981 2015=100 in Sep 2024. This records a decrease from the previous number of 120.692 2015=100 for Jun 2024. New Zealand NZ: Price to Income Ratio: sa data is updated quarterly, averaging 79.512 2015=100 from Mar 1986 (Median) to Sep 2024, with 155 observations. The data reached an all-time high of 143.218 2015=100 in Dec 2021 and a record low of 46.765 2015=100 in Mar 1987. New Zealand NZ: Price to Income Ratio: sa data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s New Zealand – Table NZ.OECD.AHPI: House Price Index: Seasonally Adjusted: OECD Member: Quarterly. Nominal house prices divided by nominal disposable income per head. Net household disposable income is used. The population data come from the OECD national accounts database.

Dataset contains counts and measures for households from the 2013, 2018, and 2023 Censuses. Data is available by statistical area 2.

​

The variables included in this dataset are for households in occupied private dwellings (unless otherwise stated). All data is for level 1 of the classification (unless otherwise stated):

• Count of households in occupied private dwellings
• Access to telecommunication systems (total responses)
• Household crowding index for levels 1 and 2
• Household composition
• Number of usual residents in household
• Average number of usual residents in household
• Number of motor vehicles
• Sector of landlord for households in rented occupied private dwellings
• Tenure of household
• Total household income
• Median ($) total household income
• Weekly rent paid by household for households in rented occupied private dwellings
• Median ($) weekly rent paid by household for households in rented occupied private dwellings.

​

Download lookup file from Stats NZ ArcGIS Online or embedded attachment in Stats NZ geographic data service. Download data table (excluding the geometry column for CSV files) using the instructions in the Koordinates help guide.

​

Footnotes

Geographical boundaries

Statistical standard for geographic areas 2023 (updated December 2023) has information about geographic boundaries as of 1 January 2023. Address data from 2013 and 2018 Censuses was updated to be consistent with the 2023 areas. Due to the changes in area boundaries and coding methodologies, 2013 and 2018 counts published in 2023 may be slightly different to those published in 2013 or 2018.

​

Caution using time series

Time series data should be interpreted with care due to changes in census methodology and differences in response rates between censuses. The 2023 and 2018 Censuses used a combined census methodology (using census responses and administrative data), while the 2013 Census used a full-field enumeration methodology (with no use of administrative data).

​

About the 2023 Census dataset

For information on the 2023 dataset see Using a combined census model for the 2023 Census. We combined data from the census forms with administrative data to create the 2023 Census dataset, which meets Stats NZ's quality criteria for population structure information. We added real data about real people to the dataset where we were confident the people who hadn’t completed a census form (which is known as admin enumeration) will be counted. We also used data from the 2018 and 2013 Censuses, administrative data sources, and statistical imputation methods to fill in some missing characteristics of people and dwellings.

​

Data quality

The quality of data in the 2023 Census is assessed using the quality rating scale and the quality assurance framework to determine whether data is fit for purpose and suitable for release. Data quality assurance in the 2023 Census has more information.

​

Concept descriptions and quality ratings

Data quality ratings for 2023 Census variables has additional details about variables found within totals by topic, for example, definitions and data quality.

​

Household crowding

Household crowding is based on the Canadian National Occupancy Standard (CNOS). It calculates the number of bedrooms needed based on the demographic composition of the household. The household crowding index methodology for 2023 Census has been updated to use gender instead of sex. Household crowding should be used with caution for small geographical areas due to high volatility between census years as a result of population change and urban development. There may be additional volatility in areas affected by the cyclone, particularly in Gisborne and Hawke's Bay. Household crowding index – 2023 Census has details on how the methodology has changed, differences from 2018 Census, and more.

​

Using data for good

Stats NZ expects that, when working with census data, it is done so with a positive purpose, as outlined in the Māori Data Governance Model (Data Iwi Leaders Group, 2023). This model states that "data should support transformative outcomes and should uplift and strengthen our relationships with each other and with our environments. The avoidance of harm is the minimum expectation for data use. Māori data should also contribute to iwi and hapū tino rangatiratanga”.

​

Confidentiality

The 2023 Census confidentiality rules have been applied to 2013, 2018, and 2023 data. These rules protect the confidentiality of individuals, families, households, dwellings, and undertakings in 2023 Census data. Counts are calculated using fixed random rounding to base 3 (FRR3) and suppression of ‘sensitive’ counts less than six, where tables report multiple geographic variables and/or small populations. Individual figures may not always sum to stated totals. Applying confidentiality rules to 2023 Census data and summary of changes since 2018 and 2013 Censuses has more information about 2023 Census confidentiality rules.

​

Measures

Measures like averages, medians, and other quantiles are calculated from unrounded counts, with input noise added to or subtracted from each contributing value during measures calculations. Averages and medians based on less than six units (e.g. individuals, dwellings, households, families, or extended families) are suppressed. This suppression threshold changes for other quantiles. Where the cells have been suppressed, a placeholder value has been used.

​

Percentages

To calculate percentages, divide the figure for the category of interest by the figure for 'Total stated' where this applies.

​

Symbol

-997 Not available

-999 Confidential

​

Inconsistencies in definitions

Please note that there may be differences in definitions between census classifications and those used for other data collections.

The price of residential property in New Zealand was the highest in the Auckland region in June 2025, with an average sale price of around ******* New Zealand dollars. The most populated city in the country, Auckland, has consistently reported higher house prices compared to most other regions. Buying property in New Zealand, particularly in its major cities, is expensive. The nation has one of the highest house-price-to-income ratios in the world. Auckland residential market The residential housing market in Auckland is competitive. Prices have been slowly decreasing; the Auckland region experienced an annual decrease in the average residential house price in March 2025 compared to the same month in the previous year. The price of residential property in Auckland was the highest in the North Shore City district, with an average sale price of around **** million New Zealand dollars. Home financing Due to the rising cost of real estate, an increasing number of New Zealanders who want to own their own property are taking on mortgages. Most residential mortgage lending in New Zealand went to owner-occupier borrowers, followed by first home buyers. In addition to mortgage lending, previously under the KiwiSaver HomeStart initiative, first-home buyers in New Zealand were able to apply to withdraw all or part of their KiwiSaver retirement savings to assist with purchasing a first home. Nonetheless, the scheme was discontinued in May 2024. Furthermore, even with a large initial deposit, it may take decades for many borrowers to pay off their mortgage.

Dataset contains counts and measures for individuals from the 2013, 2018, and 2023 Censuses. Data is available by statistical area 1.

​

The variables included in this dataset are for the census usually resident population count (unless otherwise stated). All data is for level 1 of the classification.

​

The variables for part 2 of the dataset are:

• Individual home ownership for the census usually resident population count aged 15 years and over
• Usual residence 1 year ago indicator
• Usual residence 5 years ago indicator
• Years at usual residence
• Average years at usual residence
• Years since arrival in New Zealand for the overseas-born census usually resident population count
• Average years since arrival in New Zealand for the overseas-born census usually resident population count
• Study participation
• Main means of travel to education, by usual residence address for the census usually resident population who are studying
• Main means of travel to education, by education address for the census usually resident population who are studying
• Highest qualification for the census usually resident population count aged 15 years and over
• Post-school qualification in New Zealand indicator for the census usually resident population count aged 15 years and over
• Highest secondary school qualification for the census usually resident population count aged 15 years and over
• Post-school qualification level of attainment for the census usually resident population count aged 15 years and over
• Sources of personal income (total responses) for the census usually resident population count aged 15 years and over
• Total personal income for the census usually resident population count aged 15 years and over
• Median ($) total personal income for the census usually resident population count aged 15 years and over
• Work and labour force status for the census usually resident population count aged 15 years and over
• Job search methods (total responses) for the unemployed census usually resident population count aged 15 years and over
• Status in employment for the employed census usually resident population count aged 15 years and over
• Unpaid activities (total responses) for the census usually resident population count aged 15 years and over
• Hours worked in employment per week for the employed census usually resident population count aged 15 years and over
• Average hours worked in employment per week for the employed census usually resident population count aged 15 years and over
• Industry, by usual residence address for the employed census usually resident population count aged 15 years and over
• Industry, by workplace address for the employed census usually resident population count aged 15 years and over
• Occupation, by usual residence address for the employed census usually resident population count aged 15 years and over
• Occupation, by workplace address for the employed census usually resident population count aged 15 years and over
• Main means of travel to work, by usual residence address for the employed census usually resident population count aged 15 years and over
• Main means of travel to work, by workplace address for the employed census usually resident population count aged 15 years and over
• Sector of ownership for the employed census usually resident population count aged 15 years and over
• Individual unit data source.

​

Download lookup file for part 2 from Stats NZ ArcGIS Online or embedded attachment in Stats NZ geographic data service. Download data table (excluding the geometry column for CSV files) using the instructions in the Koordinates help guide.

​

Footnotes

Te Whata

Under the Mana Ōrite Relationship Agreement, Te Kāhui Raraunga (TKR) will be publishing Māori descent and iwi affiliation data from the 2023 Census in partnership with Stats NZ. This will be available on Te Whata, a TKR platform.

​

Geographical boundaries

Statistical standard for geographic areas 2023 (updated December 2023) has information about geographic boundaries as of 1 January 2023. Address data from 2013 and 2018 Censuses was updated to be consistent with the 2023 areas. Due to the changes in area boundaries and coding methodologies, 2013 and 2018 counts published in 2023 may be slightly different to those published in 2013 or 2018.

​

Subnational census usually resident population

The census usually resident population count of an area (subnational count) is a count of all people who usually live in that area and were present in New Zealand on census night. It excludes visitors from overseas, visitors from elsewhere in New Zealand, and residents temporarily overseas on census night. For example, a person who usually lives in Christchurch city and is visiting Wellington city on census night will be included in the census usually resident population count of Christchurch city.

​

​

Population counts

Stats NZ publishes a number of different population counts, each using a different definition and methodology. Population statistics – user guide has more information about different counts.

​

Caution using time series

Time series data should be interpreted with care due to changes in census methodology and differences in response rates between censuses. The 2023 and 2018 Censuses used a combined census methodology (using census responses and administrative data), while the 2013 Census used a full-field enumeration methodology (with no use of administrative data).

​

Study participation time series

In the 2013 Census study participation was only collected for the census usually resident population count aged 15 years and over.

​

About the 2023 Census dataset

For information on the 2023 dataset see Using a combined census model for the 2023 Census. We combined data from the census forms with administrative data to create the 2023 Census dataset, which meets Stats NZ's quality criteria for population structure information. We added real data about real people to the dataset where we were confident the people who hadn’t completed a census form (which is known as admin enumeration) will be counted. We also used data from the 2018 and 2013 Censuses, administrative data sources, and statistical imputation methods to fill in some missing characteristics of people and dwellings.

​

Data quality

The quality of data in the 2023 Census is assessed using the quality rating scale and the quality assurance framework to determine whether data is fit for purpose and suitable for release. Data quality assurance in the 2023 Census has more information.

​

Concept descriptions and quality ratings

Data quality ratings for 2023 Census variables has additional details about variables found within totals by topic, for example, definitions and data quality.

​

Disability indicator

This data should not be used as an official measure of disability prevalence. Disability prevalence estimates are only available from the 2023 Household Disability Survey. Household Disability Survey 2023: Final content has more information about the survey.

Activity limitations are measured using the Washington Group Short Set (WGSS). The WGSS asks about six basic activities that a person might have difficulty with: seeing, hearing, walking or climbing stairs, remembering or concentrating, washing all over or dressing, and communicating. A person was classified as disabled in the 2023 Census if there was at least one of these activities that they had a lot of difficulty with or could not do at all.

​

Using data for good

Stats NZ expects that, when working with census data, it is done so with a positive purpose, as outlined in the Māori Data Governance Model (Data Iwi Leaders Group, 2023). This model states that "data should support transformative outcomes and should uplift and strengthen our relationships with each other and with our environments. The avoidance of harm is the minimum expectation for data use. Māori data should also contribute to iwi and hapū tino rangatiratanga”.

​

Confidentiality

The 2023 Census confidentiality rules have been applied to 2013, 2018, and 2023 data. These rules protect the confidentiality of individuals, families, households, dwellings, and undertakings in 2023 Census data. Counts are calculated using fixed random rounding to base 3 (FRR3) and suppression of ‘sensitive’ counts less than six, where tables report multiple geographic variables and/or small populations. Individual figures may not always sum to stated totals. Applying confidentiality rules to 2023 Census data and summary of changes since 2018 and 2013 Censuses has more information about 2023 Census confidentiality rules.

​

Measures

Measures like averages, medians, and other quantiles are calculated from unrounded counts, with input noise added to or subtracted from each contributing value

New Zealand NZ: Standardised Price-Income Ratio: sa data was reported at 146.477 Ratio in Sep 2024. This records a decrease from the previous number of 149.843 Ratio for Jun 2024. New Zealand NZ: Standardised Price-Income Ratio: sa data is updated quarterly, averaging 98.716 Ratio from Mar 1986 (Median) to Sep 2024, with 155 observations. The data reached an all-time high of 177.810 Ratio in Dec 2021 and a record low of 58.060 Ratio in Mar 1987. New Zealand NZ: Standardised Price-Income Ratio: sa data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s New Zealand – Table NZ.OECD.AHPI: House Price Index: Seasonally Adjusted: OECD Member: Quarterly. Nominal house prices divided by nominal disposable income per head. Net household disposable income is used. The population data come from the OECD national accounts database. The long-term average is calculated over the whole period available when the indicator begins after 1980 or after 1980 if the indicator is longer. This value is used as a reference value. The ratio is calculated by dividing the indicator source on this long-term average, and indexed to a reference value equal to 100.

Note: For information on data collection, confidentiality protection, nonsampling error, and definitions, see the 2020 Island Areas Censuses Technical Documentation..Due to COVID-19 restrictions impacting data collection for the 2020 Census of American Samoa, data tables reporting social and economic characteristics do not include the group quarters population in the table universe. As a result, impacted 2020 data tables should not be compared to 2010 and other past census data tables reporting the same characteristics. The Census Bureau advises data users to verify table universes are the same before comparing data across census years. For more information about data collection limitations and the impacts on American Samoa's data products, see the 2020 Island Areas Censuses Technical Documentation..[1] United States excludes U.S. Island Areas and Puerto Rico..[2] Asia includes Central Asia, Eastern Asia, Southern Asia, Southeastern Asia, and the Middle East..[3] Oceania includes Australia, New Zealand, Melanesia, Micronesia, Polynesia, and the other U.S. Island Areas in these regions..Explanation of Symbols: 1.An "-" means the statistic could not be computed because there were an insufficient number of observations. 2. An "-" following a median estimate means the median falls in the lowest interval of an open-ended distribution.3. An "+" following a median estimate means the median falls in the upper interval of an open-ended distribution.4. An "N" means data are not displayed for the selected geographic area due to concerns with statistical reliability or an insufficient number of cases.5. An "(X)" means not applicable..Source: U.S. Census Bureau, 2020 Census, American Samoa.

Note: For information on data collection, confidentiality protection, nonsampling error, and definitions, see the 2020 Island Areas Censuses Technical Documentation..Due to COVID-19 restrictions impacting data collection for the 2020 Census of the U.S. Virgin Islands, data tables reporting social and economic characteristics do not include the group quarters population in the table universe. As a result, impacted 2020 data tables should not be compared to 2010 and other past census data tables reporting the same characteristics. The Census Bureau advises data users to verify table universes are the same before comparing data across census years. For more information about data collection limitations and the impacts on the U.S. Virgin Island's data products, see the 2020 Island Areas Censuses Technical Documentation..[1] United States excludes U.S. Island Areas and Puerto Rico..[2] Oceania includes Australia, New Zealand, Melanesia, Micronesia, Polynesia, and the other U.S. Island Areas in these regions..[3] Latin America and the Caribbean includes Puerto Rico and Navassa Island..Explanation of Symbols: 1.An "-" means the statistic could not be computed because there were an insufficient number of observations. 2. An "-" following a median estimate means the median falls in the lowest interval of an open-ended distribution.3. An "+" following a median estimate means the median falls in the upper interval of an open-ended distribution.4. An "N" means data are not displayed for the selected geographic area due to concerns with statistical reliability or an insufficient number of cases.5. An "(X)" means not applicable..Source: U.S. Census Bureau, 2020 Census, U.S. Virgin Islands.

Population-level cause-deleted average annual income gain as estimated from FE models for 40 diseases (2020 US$ millions).