The benchmark interest rate in the United States was last recorded at 4 percent. This dataset provides the latest reported value for - United States Fed Funds Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Policy interest rates in the U.S. and Europe are forecasted to decrease gradually between 2024 and 2027, following exceptional increases triggered by soaring inflation between 2021 and 2023. The U.S. federal funds rate stood at **** percent at the end of 2023, the European Central Bank deposit rate at **** percent, and the Swiss National Bank policy rate at **** percent. With inflationary pressures stabilizing, policy interest rates are forecast to decrease in each observed region. The U.S. federal funds rate is expected to decrease to *** percent, the ECB refi rate to **** percent, the Bank of England bank rate to **** percent, and the Swiss National Bank policy rate to **** percent by 2025. An interesting aspect to note is the impact of these interest rate changes on various economic factors such as growth, employment, and inflation. The impact of central bank policy rates The U.S. federal funds effective rate, crucial in determining the interest rate paid by depository institutions, experienced drastic changes in response to the COVID-19 pandemic. The subsequent slight changes in the effective rate reflected the efforts to stimulate the economy and manage economic factors such as inflation. Such fluctuations in the federal funds rate have had a significant impact on the overall economy. The European Central Bank's decision to cut its fixed interest rate in June 2024 for the first time since 2016 marked a significant shift in attitude towards economic conditions. The reasons behind the fluctuations in the ECB's interest rate reflect its mandate to ensure price stability and manage inflation, shedding light on the complex interplay between interest rates and economic factors. Inflation and real interest rates The relationship between inflation and interest rates is critical in understanding the actions of central banks. Central banks' efforts to manage inflation through interest rate adjustments reveal the intricate balance between economic growth and inflation. Additionally, the concept of real interest rates, adjusted for inflation, provides valuable insights into the impact of inflation on the economy.

The benchmark interest rate in Brazil was last recorded at 15 percent. This dataset provides - Brazil Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The benchmark interest rate In the Euro Area was last recorded at 2.15 percent. This dataset provides - Euro Area Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Source is Federal Reserve Bank of St. Louis. Retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/"NAME OF MEASURE" Column names are "Name of Measure" from FRED's catalog.

Group 1: Yield Curve Indicators These focus on the shape of the Treasury yield curve, comparing longer-term to shorter-term rates. They are primarily used to: Signal Economic Expectations: A normal curve (longer-term rates higher) suggests expectations of growth and possibly inflation. A flattening or inverted curve (short-term rates near or above long-term) could signal a potential slowdown or recession.

Group 2: Monetary Policy and Market Expectations These spreads look at the difference between Treasury yields and the Federal Funds Rate, the primary tool of monetary policy. They indicate: Market vs. Fed Outlook: Widening spreads could suggest the market expects faster rate hikes or higher long-term inflation than the Fed is signaling. Narrowing spreads could mean the opposite. Risk-Taking: When these spreads widen, it can be a sign of investors moving from safe Treasuries to riskier assets in search of yield.

Group 3: Credit Risk and Market Sentiment These spreads focus on corporate bond yields relative to Treasuries, highlighting the added compensation investors require for holding riskier corporate debt. They signal: Credit Conditions: Widening spreads suggest deteriorating credit conditions or lower risk tolerance among investors. Narrowing spreads suggest the opposite. Economic Confidence: Investors often demand higher premiums for corporate bonds during economic uncertainty, widening these spreads.

Group 4: Breakeven Inflation Rates The breakeven inflation rate represents a measure of expected inflation derived from 30-Year Treasury Constant Maturity Securities (BC_30YEAR) and 30-Year Treasury Inflation-Indexed Constant Maturity Securities (TC_30YEAR). The latest value implies what market participants expect inflation to be in the next 30 years, on average.

Norway Business Survey: Epinion: Interest Rate Expectation: Household: Next 12 Months: Increase data was reported at 62.900 % in Sep 2018. This records an increase from the previous number of 56.600 % for Jun 2018. Norway Business Survey: Epinion: Interest Rate Expectation: Household: Next 12 Months: Increase data is updated quarterly, averaging 48.500 % from Mar 2002 (Median) to Sep 2018, with 67 observations. The data reached an all-time high of 86.900 % in Dec 2006 and a record low of 15.200 % in Mar 2016. Norway Business Survey: Epinion: Interest Rate Expectation: Household: Next 12 Months: Increase data remains active status in CEIC and is reported by Epinion. The data is categorized under Global Database’s Norway – Table NO.S009: Business Survey: Epinion: Interest Rate and Exchange Rate Expectation.

Mortgage rates surged at an unprecedented pace in 2022, with the average 10-year fixed rate doubling between March and December of that year. In response to mounting inflation, the Bank of England implemented a series of rate hikes, pushing borrowing costs steadily higher. By October 2025, the average 10-year fixed mortgage rate stood at **** percent. As financing becomes more expensive, housing demand has cooled, weighing on market sentiment and slowing house price growth. How have the mortgage hikes affected the market? After surging in 2021, the number of residential properties sold fell significantly in 2023, dipping to just above *** million transactions. This contraction in activity also dampened mortgage lending. Between the first quarter of 2023 and the first quarter of 2024, the value of new mortgage loans declined year-on-year for five consecutive quarters. Even as rates eased modestly in 2024 and housing activity picked up slightly, volumes remained well below the highs recorded in 2021. How are higher mortgages impacting homebuyers? For homeowners, the impact is being felt most acutely as fixed-rate deals expire. Mortgage terms in the UK typically range from two to ten years, and many borrowers who locked in historically low rates are now facing significantly higher repayments when refinancing. By the end of 2026, an estimated five million homeowners will see their mortgage deals expire. Roughly two million of these loans are projected to experience a monthly payment increase of up to *** British pounds by 2026, putting additional pressure on household budgets and constraining affordability across the market.

The inflation rate in the United States is expected to decrease to 2.1 percent by 2029. 2022 saw a year of exceptionally high inflation, reaching eight percent for the year. The data represents U.S. city averages. The base period was 1982-84. In economics, the inflation rate is a measurement of inflation, the rate of increase of a price index (in this case: consumer price index). It is the percentage rate of change in prices level over time. The rate of decrease in the purchasing power of money is approximately equal. According to the forecast, prices will increase by 2.9 percent in 2024. The annual inflation rate for previous years can be found here and the consumer price index for all urban consumers here. The monthly inflation rate for the United States can also be accessed here. Inflation in the U.S.Inflation is a term used to describe a general rise in the price of goods and services in an economy over a given period of time. Inflation in the United States is calculated using the consumer price index (CPI). The consumer price index is a measure of change in the price level of a preselected market basket of consumer goods and services purchased by households. This forecast of U.S. inflation was prepared by the International Monetary Fund. They project that inflation will stay higher than average throughout 2023, followed by a decrease to around roughly two percent annual rise in the general level of prices until 2028. Considering the annual inflation rate in the United States in 2021, a two percent inflation rate is a very moderate projection. The 2022 spike in inflation in the United States and worldwide is due to a variety of factors that have put constraints on various aspects of the economy. These factors include COVID-19 pandemic spending and supply-chain constraints, disruptions due to the war in Ukraine, and pandemic related changes in the labor force. Although the moderate inflation of prices between two and three percent is considered normal in a modern economy, countries’ central banks try to prevent severe inflation and deflation to keep the growth of prices to a minimum. Severe inflation is considered dangerous to a country’s economy because it can rapidly diminish the population’s purchasing power and thus damage the GDP .

The benchmark interest rate in Hong Kong was last recorded at 4.25 percent. This dataset provides the latest reported value for - Hong Kong Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

This graph show how interest rates hikes by the U.S. Federal Reserve affect gold's price. While gold underperforms during the period leading up to rate hikes, its performance improves during the year after the interest rates increase.

Graph and download economic data for FOMC Summary of Economic Projections for the Fed Funds Rate, Range, Midpoint (FEDTARRM) from 2025 to 2028 about projection, federal, rate, and USA.

More than ************* mortgage loans are projected to be affected by the increasing mortgage interest rates in Canada by 2025. About *********** of these mortgages are projected to be up for renewal in 2024. These loans were taken out at a time when interest rates were much lower, meaning that homeowners will be affected by a notable increase in their monthly payments.

Slovenia Consumer Opinion Survey: Prices: Next 12 Months: Will Increase at the Same Rate data was reported at 45.000 % in Apr 2025. This records a decrease from the previous number of 46.000 % for Mar 2025. Slovenia Consumer Opinion Survey: Prices: Next 12 Months: Will Increase at the Same Rate data is updated monthly, averaging 49.000 % from Mar 1996 (Median) to Apr 2025, with 350 observations. The data reached an all-time high of 71.000 % in Oct 2002 and a record low of 23.000 % in Apr 2020. Slovenia Consumer Opinion Survey: Prices: Next 12 Months: Will Increase at the Same Rate data remains active status in CEIC and is reported by Statistical Office of the Republic of Slovenia. The data is categorized under Global Database’s Slovenia – Table SI.H010: Consumer Confidence Indicators.

The benchmark interest rate in India was last recorded at 5.50 percent. This dataset provides - India Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

United States FRBOP: 3Mo TBillsRate over Next-Qtr Core Consumer Price Index (CPI): Median: Plus 2 Qtrs data was reported at -0.170 % in Jun 2018. This records an increase from the previous number of -0.405 % for Mar 2018. United States FRBOP: 3Mo TBillsRate over Next-Qtr Core Consumer Price Index (CPI): Median: Plus 2 Qtrs data is updated quarterly, averaging -1.356 % from Mar 2007 (Median) to Jun 2018, with 46 observations. The data reached an all-time high of 2.642 % in Mar 2007 and a record low of -2.036 % in Sep 2014. United States FRBOP: 3Mo TBillsRate over Next-Qtr Core Consumer Price Index (CPI): Median: Plus 2 Qtrs data remains active status in CEIC and is reported by Federal Reserve Bank of Philadelphia. The data is categorized under Global Database’s USA – Table US.M006: Treasury Bills Rates: Forecast: Federal Reserve Bank of Philadelphia.

We report average expected inflation rates over the next one through 30 years. Our estimates of expected inflation rates are calculated using a Federal Reserve Bank of Cleveland model that combines financial data and survey-based measures. Released monthly.

Colombia EES: Commerce: Increase in the of Price of Product Sold: Next 12 Mos vs Increase in Operating Costs: Previous 12 Mos: Balance data was reported at 44.595 % in Apr 2019. This records an increase from the previous number of 35.294 % for Mar 2019. Colombia EES: Commerce: Increase in the of Price of Product Sold: Next 12 Mos vs Increase in Operating Costs: Previous 12 Mos: Balance data is updated monthly, averaging 45.475 % from Sep 2014 (Median) to Apr 2019, with 56 observations. The data reached an all-time high of 65.471 % in Dec 2015 and a record low of 28.139 % in May 2018. Colombia EES: Commerce: Increase in the of Price of Product Sold: Next 12 Mos vs Increase in Operating Costs: Previous 12 Mos: Balance data remains active status in CEIC and is reported by Bank of the Republic of Colombia. The data is categorized under Global Database’s Colombia – Table CO.S003: Economic Expectation Survey: Commerce Sector.

The benchmark interest rate in Poland was last recorded at 4.25 percent. This dataset provides - Poland Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The 10-year treasury constant maturity rate in the U.S. is forecast to increase by *** percentage points by 2027, while the 30-year fixed mortgage rate is expected to fall by *** percentage points. From *** percent in 2024, the average 30-year mortgage rate is projected to reach *** percent in 2027.

Explore how Fed rate cuts impact startup exits: New data shows 10-65% increase in venture-backed M&A activity when rates drop. Key insights for founders & VCs.