Key information about United States Non Performing Loans Ratio

• United States Non Performing Loans Ratio stood at 1.7 % in Dec 2024, compared with the ratio of 1.5 % in the previous quarter
• US Non Performing Loans Ratio data is updated quarterly, available from Mar 1985 to Dec 2024
• The data reached an all-time high of 7.5 % in Mar 2010 and a record low of 1.2 % in Sep 2022

• In the latest reports, Money Supply M2 in US increased 3.9 % YoY in Dec 2024
• US Foreign Exchange Reserves was measured at 34.9 USD bn in Dec 2024
• The Foreign Exchange Reserves equaled 0.1 Months of Import in Dec 2024
• The country's Domestic Credit reached 30,648.3 USD bn in Mar 2024, representing an drop of 0.3 % YoY
• Household Debt of US reached 18,036.0 USD bn in Dec 2024, accounting for 61.7 % of the country's Nominal GDP

Key information about United States Non-Performing Loans

• United States Non-Performing Loans was reported at 190.685 USD bn in Dec 2024
• This records an increase from the previous number of 178.938 USD bn for Sep 2024
• US Non-Performing Loans data is updated quarterly, averaging 107.513 USD bn from Mar 1985 to Dec 2024, with 160 observations
• The data reached an all-time high of 499.195 USD bn in Mar 2010 and a record low of 58.956 USD bn in Dec 1994
• US Non-Performing Loans data remains active status in CEIC and is reported by CEIC Data
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Non Performing Loans: USD: Quarterly

Graph and download economic data for Nonperforming Total Loans (past due 90+ days plus nonaccrual) to Total Loans, Banks with Total Assets from $300M to $1B, Middle Atlantic Census Division (DISCONTINUED) (NPTLTL22) from Q1 1988 to Q3 2020 about Middle Atlantic Census Division, nonperforming, assets, loans, banks, depository institutions, and USA.

Bank non-performing loans to gross loans (%) in United States was reported at 1.0654 % in 2020, according to the World Bank collection of development indicators, compiled from officially recognized sources. United States - Bank nonperforming loans to gross loans - actual values, historical data, forecasts and projections were sourced from the World Bank on September of 2025.

In 2024, one percent of the total volume of loans held by banks in the United States were non-performing. This means that 99 percent of loan recipients were repaying their bank back on time, which is a significant improvement from the 4.5 percent reached of non-performing loans in the aftermath of the financial crisis.

Graph and download economic data for Nonperforming Total Loans (past due 90+ days plus nonaccrual) to Total Loans (DISCONTINUED) (NPTLTL) from Q1 1988 to Q3 2020 about nonperforming, loans, banks, depository institutions, and USA.

Bank nonperforming loans to total gross loans (%) in United States was reported at 0.84659 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. United States - Bank nonperfoming loans to total gross loans - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

Graph and download economic data for Total Nonperforming Loans for Commercial Banks in United States (DISCONTINUED) (USNP) from Q1 1984 to Q3 2020 about nonperforming, commercial, loans, banks, depository institutions, and USA.

United States - Nonperforming Loans (past due 90+ days plus nonaccrual) to Total Loans for U.S. Banks with average assets less than $15B (DISCONTINUED) was 0.80% in July of 2020, according to the United States Federal Reserve. Historically, United States - Nonperforming Loans (past due 90+ days plus nonaccrual) to Total Loans for U.S. Banks with average assets less than $15B (DISCONTINUED) reached a record high of 4.26 in January of 2010 and a record low of 0.61 in January of 2006. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Nonperforming Loans (past due 90+ days plus nonaccrual) to Total Loans for U.S. Banks with average assets less than $15B (DISCONTINUED) - last updated from the United States Federal Reserve on August of 2025.

United States US: Bank Non-Performing Loans to Total Gross Loans data was reported at 1.127 % in 2017. This records a decrease from the previous number of 1.321 % for 2016. United States US: Bank Non-Performing Loans to Total Gross Loans data is updated yearly, averaging 2.452 % from Dec 2009 (Median) to 2017, with 9 observations. The data reached an all-time high of 4.960 % in 2009 and a record low of 1.127 % in 2017. United States US: Bank Non-Performing Loans to Total Gross Loans data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s United States – Table US.World Bank.WDI: Bank Loans. Bank nonperforming loans to total gross loans are the value of nonperforming loans divided by the total value of the loan portfolio (including nonperforming loans before the deduction of specific loan-loss provisions). The loan amount recorded as nonperforming should be the gross value of the loan as recorded on the balance sheet, not just the amount that is overdue.; ; International Monetary Fund, Global Financial Stability Report.; Median;

Bank Non-Performing Loans to Gross Loans for United States was 1.07% in January of 2020, according to the United States Federal Reserve. Historically, Bank Non-Performing Loans to Gross Loans for United States reached a record high of 5.00 in January of 2009 and a record low of 0.70 in January of 2005. Trading Economics provides the current actual value, an historical data chart and related indicators for Bank Non-Performing Loans to Gross Loans for United States - last updated from the United States Federal Reserve on August of 2025.

Graph and download economic data for Nonperforming Loans (past due 90+ days plus nonaccrual) to Total Loans for U.S. Banks with average assets between $1B and $15B (DISCONTINUED) (US115NPTL) from Q1 1984 to Q3 2020 about nonaccrual, 90 days +, nonperforming, loans, assets, banks, depository institutions, and USA.

United States BCS: Loans: Non-Performing: Increases: % data was reported at 26.900 % in Apr 2025. This records an increase from the previous number of 25.700 % for Feb 2025. United States BCS: Loans: Non-Performing: Increases: % data is updated monthly, averaging 14.850 % from Mar 2017 (Median) to Apr 2025, with 66 observations. The data reached an all-time high of 33.800 % in Aug 2020 and a record low of 3.600 % in Sep 2018. United States BCS: Loans: Non-Performing: Increases: % data remains active status in CEIC and is reported by Federal Reserve Bank of Dallas. The data is categorized under Global Database’s United States – Table US.S068: Banking Conditions Survey.

United States - Assets at Banks whose ALLL exceeds their Nonperforming Loans, Banks with Total Assets over $20B (DISCONTINUED) was 83.50% in July of 2020, according to the United States Federal Reserve. Historically, United States - Assets at Banks whose ALLL exceeds their Nonperforming Loans, Banks with Total Assets over $20B (DISCONTINUED) reached a record high of 100.00 in April of 1996 and a record low of 10.33 in July of 2009. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Assets at Banks whose ALLL exceeds their Nonperforming Loans, Banks with Total Assets over $20B (DISCONTINUED) - last updated from the United States Federal Reserve on July of 2025.

United States BCS: Outlook: Non-Performing: Number Change: % data was reported at 61.900 % in Apr 2025. This records an increase from the previous number of 57.700 % for Feb 2025. United States BCS: Outlook: Non-Performing: Number Change: % data is updated monthly, averaging 61.400 % from Mar 2017 (Median) to Apr 2025, with 66 observations. The data reached an all-time high of 76.400 % in Mar 2020 and a record low of 15.700 % in May 2020. United States BCS: Outlook: Non-Performing: Number Change: % data remains active status in CEIC and is reported by Federal Reserve Bank of Dallas. The data is categorized under Global Database’s United States – Table US.S068: Banking Conditions Survey.

United States BCS: Outlook: Non-Performing: Increases: % data was reported at 30.200 % in Apr 2025. This records an increase from the previous number of 28.200 % for Feb 2025. United States BCS: Outlook: Non-Performing: Increases: % data is updated monthly, averaging 20.350 % from Mar 2017 (Median) to Apr 2025, with 66 observations. The data reached an all-time high of 82.900 % in May 2020 and a record low of 3.800 % in Mar 2017. United States BCS: Outlook: Non-Performing: Increases: % data remains active status in CEIC and is reported by Federal Reserve Bank of Dallas. The data is categorized under Global Database’s United States – Table US.S068: Banking Conditions Survey.

Nonperforming Loans (past due 90+ days plus nonaccrual) to Total Loans for Banks Geographically Located in Federal Reserve District 8: St. Louis Portion of Illinois (DISCONTINUED) was 1.19% in July of 2020, according to the United States Federal Reserve. Historically, Nonperforming Loans (past due 90+ days plus nonaccrual) to Total Loans for Banks Geographically Located in Federal Reserve District 8: St. Louis Portion of Illinois (DISCONTINUED) reached a record high of 3.53 in April of 1986 and a record low of 0.80 in October of 2005. Trading Economics provides the current actual value, an historical data chart and related indicators for Nonperforming Loans (past due 90+ days plus nonaccrual) to Total Loans for Banks Geographically Located in Federal Reserve District 8: St. Louis Portion of Illinois (DISCONTINUED) - last updated from the United States Federal Reserve on July of 2025.

United States BCS: Loans: Non-Performing: Decreases: % data was reported at 7.500 % in Apr 2025. This records a decrease from the previous number of 10.000 % for Feb 2025. United States BCS: Loans: Non-Performing: Decreases: % data is updated monthly, averaging 14.200 % from Mar 2017 (Median) to Apr 2025, with 66 observations. The data reached an all-time high of 33.800 % in Dec 2021 and a record low of 4.300 % in Nov 2023. United States BCS: Loans: Non-Performing: Decreases: % data remains active status in CEIC and is reported by Federal Reserve Bank of Dallas. The data is categorized under Global Database’s United States – Table US.S068: Banking Conditions Survey.

Assets at Banks whose ALLL exceeds their Nonperforming Loans, Banks with Total Assets from $1B to $10B, East North Central Census Division (DISCONTINUED) was 79.84% in July of 2020, according to the United States Federal Reserve. Historically, Assets at Banks whose ALLL exceeds their Nonperforming Loans, Banks with Total Assets from $1B to $10B, East North Central Census Division (DISCONTINUED) reached a record high of 96.44 in October of 1994 and a record low of 6.88 in July of 2009. Trading Economics provides the current actual value, an historical data chart and related indicators for Assets at Banks whose ALLL exceeds their Nonperforming Loans, Banks with Total Assets from $1B to $10B, East North Central Census Division (DISCONTINUED) - last updated from the United States Federal Reserve on July of 2025.

United States BCS: Loans: Consumer: Non-Performing: Number Change: % data was reported at 84.100 % in Apr 2025. This records an increase from the previous number of 82.600 % for Feb 2025. United States BCS: Loans: Consumer: Non-Performing: Number Change: % data is updated monthly, averaging 84.550 % from Mar 2017 (Median) to Apr 2025, with 66 observations. The data reached an all-time high of 96.700 % in Sep 2017 and a record low of 69.800 % in Jan 2024. United States BCS: Loans: Consumer: Non-Performing: Number Change: % data remains active status in CEIC and is reported by Federal Reserve Bank of Dallas. The data is categorized under Global Database’s United States – Table US.S068: Banking Conditions Survey.