Bank non-performing loans to gross loans (%) in United States was reported at 1.0654 % in 2020, according to the World Bank collection of development indicators, compiled from officially recognized sources. United States - Bank nonperforming loans to gross loans - actual values, historical data, forecasts and projections were sourced from the World Bank on September of 2025.

Key information about United States Non Performing Loans Ratio

• United States Non Performing Loans Ratio stood at 1.7 % in Dec 2024, compared with the ratio of 1.5 % in the previous quarter
• US Non Performing Loans Ratio data is updated quarterly, available from Mar 1985 to Dec 2024
• The data reached an all-time high of 7.5 % in Mar 2010 and a record low of 1.2 % in Sep 2022

• In the latest reports, Money Supply M2 in US increased 3.9 % YoY in Dec 2024
• US Foreign Exchange Reserves was measured at 34.9 USD bn in Dec 2024
• The Foreign Exchange Reserves equaled 0.1 Months of Import in Dec 2024
• The country's Domestic Credit reached 30,648.3 USD bn in Mar 2024, representing an drop of 0.3 % YoY
• Household Debt of US reached 18,036.0 USD bn in Dec 2024, accounting for 61.7 % of the country's Nominal GDP

Bank nonperforming loans to total gross loans (%) in United States was reported at 0.84659 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. United States - Bank nonperfoming loans to total gross loans - actual values, historical data, forecasts and projections were sourced from the World Bank on September of 2025.

United States BCS: Loans: Comm Real Estate: Non-Performing: Number Change: % data was reported at 79.700 % in Apr 2025. This records a decrease from the previous number of 82.100 % for Feb 2025. United States BCS: Loans: Comm Real Estate: Non-Performing: Number Change: % data is updated monthly, averaging 85.250 % from Mar 2017 (Median) to Apr 2025, with 66 observations. The data reached an all-time high of 93.800 % in Apr 2018 and a record low of 72.900 % in May 2017. United States BCS: Loans: Comm Real Estate: Non-Performing: Number Change: % data remains active status in CEIC and is reported by Federal Reserve Bank of Dallas. The data is categorized under Global Database’s United States – Table US.S068: Banking Conditions Survey.

United States BCS: Loans: Comm Real Estate: Non-Performing: Increases: % data was reported at 14.100 % in Apr 2025. This records an increase from the previous number of 13.400 % for Feb 2025. United States BCS: Loans: Comm Real Estate: Non-Performing: Increases: % data is updated monthly, averaging 5.800 % from Mar 2017 (Median) to Apr 2025, with 66 observations. The data reached an all-time high of 23.000 % in Jun 2020 and a record low of 0.000 % in Oct 2021. United States BCS: Loans: Comm Real Estate: Non-Performing: Increases: % data remains active status in CEIC and is reported by Federal Reserve Bank of Dallas. The data is categorized under Global Database’s United States – Table US.S068: Banking Conditions Survey.

Graph and download economic data for Financial Soundness Indicator; Nonperforming Loans as a Percent of Total Gross Loans, Level (BOGZ1FL010000046Q) from Q4 2009 to Q1 2025 about nonperforming, gross, percent, indexes, and USA.

United States - Nonperforming Loans (past due 90+ days plus nonaccrual) to Total Loans for U.S. Banks with average assets less than $15B (DISCONTINUED) was 0.80% in July of 2020, according to the United States Federal Reserve. Historically, United States - Nonperforming Loans (past due 90+ days plus nonaccrual) to Total Loans for U.S. Banks with average assets less than $15B (DISCONTINUED) reached a record high of 4.26 in January of 2010 and a record low of 0.61 in January of 2006. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Nonperforming Loans (past due 90+ days plus nonaccrual) to Total Loans for U.S. Banks with average assets less than $15B (DISCONTINUED) - last updated from the United States Federal Reserve on September of 2025.

United States BCS: Outlook: Non-Performing: Increases: % data was reported at 30.200 % in Apr 2025. This records an increase from the previous number of 28.200 % for Feb 2025. United States BCS: Outlook: Non-Performing: Increases: % data is updated monthly, averaging 20.350 % from Mar 2017 (Median) to Apr 2025, with 66 observations. The data reached an all-time high of 82.900 % in May 2020 and a record low of 3.800 % in Mar 2017. United States BCS: Outlook: Non-Performing: Increases: % data remains active status in CEIC and is reported by Federal Reserve Bank of Dallas. The data is categorized under Global Database’s United States – Table US.S068: Banking Conditions Survey.

In 2024, one percent of the total volume of loans held by banks in the United States were non-performing. This means that 99 percent of loan recipients were repaying their bank back on time, which is a significant improvement from the 4.5 percent reached of non-performing loans in the aftermath of the financial crisis.

Bank Non-Performing Loans to Gross Loans for United States was 1.07% in January of 2020, according to the United States Federal Reserve. Historically, Bank Non-Performing Loans to Gross Loans for United States reached a record high of 5.00 in January of 2009 and a record low of 0.70 in January of 2005. Trading Economics provides the current actual value, an historical data chart and related indicators for Bank Non-Performing Loans to Gross Loans for United States - last updated from the United States Federal Reserve on September of 2025.

Graph and download economic data for Bank Non-Performing Loans to Gross Loans for United States (DDSI02USA156NWDB) from 1998 to 2020 about nonperforming, gross, loans, banks, depository institutions, and USA.

United States BCS: Loans: Rsdntl Real Estate: Non-Performing: Increases: % data was reported at 10.800 % in Apr 2025. This records a decrease from the previous number of 12.100 % for Feb 2025. United States BCS: Loans: Rsdntl Real Estate: Non-Performing: Increases: % data is updated monthly, averaging 4.950 % from Mar 2017 (Median) to Apr 2025, with 66 observations. The data reached an all-time high of 12.700 % in Jan 2023 and a record low of 0.000 % in Feb 2022. United States BCS: Loans: Rsdntl Real Estate: Non-Performing: Increases: % data remains active status in CEIC and is reported by Federal Reserve Bank of Dallas. The data is categorized under Global Database’s United States – Table US.S068: Banking Conditions Survey.

Nonperforming Loans (past due 90+ days plus nonaccrual) to Total Loans for Banks in Washington (DISCONTINUED) was 0.45% in July of 2020, according to the United States Federal Reserve. Historically, Nonperforming Loans (past due 90+ days plus nonaccrual) to Total Loans for Banks in Washington (DISCONTINUED) reached a record high of 9.32 in July of 2009 and a record low of 0.29 in January of 2007. Trading Economics provides the current actual value, an historical data chart and related indicators for Nonperforming Loans (past due 90+ days plus nonaccrual) to Total Loans for Banks in Washington (DISCONTINUED) - last updated from the United States Federal Reserve on September of 2025.

United States BCS: Outlook: Non-Performing: Number Change: % data was reported at 61.900 % in Apr 2025. This records an increase from the previous number of 57.700 % for Feb 2025. United States BCS: Outlook: Non-Performing: Number Change: % data is updated monthly, averaging 61.400 % from Mar 2017 (Median) to Apr 2025, with 66 observations. The data reached an all-time high of 76.400 % in Mar 2020 and a record low of 15.700 % in May 2020. United States BCS: Outlook: Non-Performing: Number Change: % data remains active status in CEIC and is reported by Federal Reserve Bank of Dallas. The data is categorized under Global Database’s United States – Table US.S068: Banking Conditions Survey.

United States - Assets at Banks whose ALLL exceeds their Nonperforming Loans (DISCONTINUED) was 83.47% in July of 2020, according to the United States Federal Reserve. Historically, United States - Assets at Banks whose ALLL exceeds their Nonperforming Loans (DISCONTINUED) reached a record high of 93.99 in April of 2000 and a record low of 15.06 in July of 2009. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Assets at Banks whose ALLL exceeds their Nonperforming Loans (DISCONTINUED) - last updated from the United States Federal Reserve on September of 2025.

United States - Assets at Banks whose ALLL exceeds their Nonperforming Loans, Banks with Total Assets from $1B to $10B (DISCONTINUED) was 82.37% in July of 2020, according to the United States Federal Reserve. Historically, United States - Assets at Banks whose ALLL exceeds their Nonperforming Loans, Banks with Total Assets from $1B to $10B (DISCONTINUED) reached a record high of 92.90 in October of 1994 and a record low of 23.38 in July of 2009. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Assets at Banks whose ALLL exceeds their Nonperforming Loans, Banks with Total Assets from $1B to $10B (DISCONTINUED) - last updated from the United States Federal Reserve on September of 2025.

United States BCS: Loans: Consumer: Non-Performing: Number Change: % data was reported at 84.100 % in Apr 2025. This records an increase from the previous number of 82.600 % for Feb 2025. United States BCS: Loans: Consumer: Non-Performing: Number Change: % data is updated monthly, averaging 84.550 % from Mar 2017 (Median) to Apr 2025, with 66 observations. The data reached an all-time high of 96.700 % in Sep 2017 and a record low of 69.800 % in Jan 2024. United States BCS: Loans: Consumer: Non-Performing: Number Change: % data remains active status in CEIC and is reported by Federal Reserve Bank of Dallas. The data is categorized under Global Database’s United States – Table US.S068: Banking Conditions Survey.

Graph and download economic data for Financial Soundness Indicator; Loans Past Due 90+ Days or Nonaccrual, Net of Allowance, as a Percent of Regulatory Tier 1 Capital, Level, Level (BOGZ1FL010000036Q) from Q4 2009 to Q1 2025 about nonperforming, capital, percent, Net, indexes, and USA.

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Following the drastic increase directly after the COVID-19 pandemic, the delinquency rate started to gradually decline, falling below *** percent in the second quarter of 2023. In the second half of 2023, the delinquency rate picked up but remained stable throughout 2024. In the second quarter of 2025, **** percent of mortgage loans were delinquent. That was significantly lower than the **** percent during the onset of the COVID-19 pandemic in 2020 or the peak of *** percent during the subprime mortgage crisis of 2007-2010. What does the mortgage delinquency rate tell us? The mortgage delinquency rate is the share of the total number of mortgaged home loans in the U.S. where payment is overdue by 30 days or more. Many borrowers eventually manage to service their loan, though, as indicated by the markedly lower foreclosure rates. Total home mortgage debt in the U.S. stood at almost ** trillion U.S. dollars in 2024. Not all mortgage loans are made equal ‘Subprime’ loans, being targeted at high-risk borrowers and generally coupled with higher interest rates to compensate for the risk. These loans have far higher delinquency rates than conventional loans. Defaulting on such loans was one of the triggers for the 2007-2010 financial crisis, with subprime delinquency rates reaching almost ** percent around this time. These higher delinquency rates translate into higher foreclosure rates, which peaked at just under ** percent of all subprime mortgages in 2011.