In 2024, United Wholesale Mortgage had the most mortgage loan originations, making it the most active lender that year, with approximately *** million mortgages originated. Besides by number of originations, United Wholesale Mortgage led by origination volume. Rocket Mortgage came second in the ranking with about *** million mortgages.

Number of mortgage lenders by year from 2018-2024 showing the count of lending institutions that made at least one purchase mortgage each year

More than **** of homebuyers in the United States in 2024 only contacted one lender before hiring them. Meanwhile, ** percent contacted no lenders and purchased cash. About ** percent of homebuyers contacted more than ***** lenders.

In 2024, United Wholesale Mortgage was the largest mortgage provider in the United States, with nearly ***** billion U.S. dollars in mortgage lending. In terms of number of mortgage originations, United Wholesale Mortgage also ranked the highest. How do home buyers finance their home purchase? The most common way to finance a new home is via a mortgage, while only a small fraction of home sales is paid in cash. When it comes to different types of housing loans, there are also various options, such as conventional, FHA insured, and VA guaranteed. FHA insured loans are mortgages provided by approved lenders and insured by the Federal Housing Authority. Because of the lower risk associated, home buyers can pay a smaller down payment or have lower credit score. Similarly, VA loans are guaranteed by the Department of Veterans Affairs and are available for veterans, service members, and their surviving spouses. Purchase vs refinance mortgages Once a home buyer has taken out a mortgage for a new home, they can later renegotiate the conditions of the loan. This allows them to shorten or extend the loan term, obtain a lower interest rate, or convert the home’s equity into cash. When mortgage rates were at their lowest in 2020 and 2021, refinance mortgages surged, while purchase mortgages increased at a lower rate.

Quarterly non-bank outstanding residential mortgages by insurance status, amortization period, total debt service ratio, loan-to-value and, days in arrears, by lender type and number of mortgages, displayed in thousands of dollars, unless otherwise specified.

Top 10 mortgage lenders ranked by number of individual purchase mortgages funded in 2024.

Mortgage lending information comes from the Federal Financial Institutions Examination Council's (FFIEC) Home Mortgage Disclosure Act (HMDA) data. Loan originations are the creation of a loan after bank approval. Loan origination rates are calculated from the number of loan applications that were either approved or denied—what is termed as decisioned applications. For all charts, the loan’s purpose can be selected via a dropdown list. Trends are summarized by all loan purposes and by Loans for home purchase, home improvement, or refinancing.

The United States Mortgage/Loan Brokers Market Report is Segmented by Loan Type (Conventional Conforming, Non-Conforming/Jumbo, and More), Borrower Type (First-Time Home Buyers, Repeat & Second Home Buyers, and More), Channel (Online/Digital-First Brokers, Traditional Brick-And-Mortar Brokers, and More), and Geography (United States). The Market Forecasts are Provided in Terms of Value (USD).

Top 10 lenders ranked by number of conventional purchase mortgages funded in 2024.

Top 10 lenders ranked by number of FHA purchase mortgages funded in 2024.

Top 10 lenders ranked by number of USDA purchase mortgages funded in 2024.

Top 10 lenders ranked by number of VA purchase mortgages funded in 2024.

This table contains 80 series, with data starting from 1982 (not all combinations necessarily have data for all years). This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada); Mortgages (4 items: Total, mortgage loans outstanding; Mortgages in Canada outstanding; Mortgage loans outside Canada outstanding; Allowance for credit losses); Increases and decreases (15 items: Total, increases and decreases; Gross increase; Cash disbursement of principal; Purchases of mortgages from; ...); Type of mortgage (7 items: Total, mortgages; Total, residential mortgages; Residential mortgages, insured; Residential mortgages, uninsured; ...).

Mortgage Originations in the United States increased to 512.15 Billion USD in the third quarter of 2025 from 458.28 Billion USD in the second quarter of 2025. This dataset includes a chart with historical data for the United States Mortgage Originations.

The global mortgage lender market size is projected to grow from USD 14.48 billion in 2025 to USD 30.15 billion by 2033, exhibiting a CAGR of 9.6%.
Report Scope:

In 2021, Poland's number of active home loan contracts reached a record high of over *** million. However, this figure decreased to roughly *** million in 2023.

The Europe Mortgage/Loan Broker Market Report is Segmented by Service Type (Residential Mortgage Brokerage, Commercial Mortgage Brokerage, and More), Channel (Traditional Face-To-Face, Online/Digital-Only, Hybrid), End-User (First-Time Buyers, Home Movers, and More), and Geography (United Kingdom, Germany, France, and More). The Market Forecasts are Provided in Terms of Value (USD).

Top 10 U.S. counties by number of USDA purchase mortgages funded in 2024.

This website provides interactive mapping of outstanding residential mortgage lending by postcode sector across Great Britain, as published by individual banks, via the Council of Mortgage Lenders. This first iteration of the website - published in January 2014 - uses the most recent bank lending data, which covers the period up to the end of June 2013. I hope to update the website with future data releases, if I have the time. The map is coloured so that there are roughly the same number of areas in each category displayed in the key to the right. It's important to remember that this data release covers only seven major lenders and about three quarters of the mortgage market - it is not the full story but it does give us interesting insights that were previously not possible. The release did not include mortgage lending data for Northern Ireland, so that's why it's not included here. I've included a large interactive map on the home page and if you click below that you can see a full screen map. I've also added in some tabs which show postcode sectors in and around London, Glasgow, Manchester and Cardiff but if you want to find somewhere else you can easily pan and zoom to it via the big map.

Number of Businesses statistics on the Loan Brokers industry in the US