The benchmark interest rate in New Zealand was last recorded at 3.25 percent. This dataset provides - New Zealand Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Real interest rate (%) in New Zealand was reported at --1.7229 % in 2018, according to the World Bank collection of development indicators, compiled from officially recognized sources. New Zealand - Real interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

Lending interest rate (%) in New Zealand was reported at 0 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. New Zealand - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

Deposit interest rate (%) in New Zealand was reported at 5.7308 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. New Zealand - Deposit interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

Interest rate spread (lending rate minus deposit rate, %) in New Zealand was reported at --3.2617 % in 2018, according to the World Bank collection of development indicators, compiled from officially recognized sources. New Zealand - Interest rate spread (lending rate minus deposit rate, %) - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

Deposit Interest Rate in New Zealand decreased to 4.17 percent in June from 4.18 percent in May of 2025. This dataset includes a chart with historical data for Deposit Interest Rate in New Zealand.

Interbank Rate in New Zealand decreased to 3.29 percent on Friday July 11 from 3.30 in the previous day. This dataset provides - New Zealand Three Month Interbank Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Interest payments (% of revenue) in New Zealand was reported at 3.1684 % in 2022, according to the World Bank collection of development indicators, compiled from officially recognized sources. New Zealand - Interest payments (% of revenue) - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

Bank Lending Rate in New Zealand decreased to 10.98 percent in June from 11.10 percent in May of 2025. This dataset provides - New Zealand Base Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Spark New Zealand reported NZD40.5M in Interest Expense on Debt for its fiscal semester ending in June of 2024. Data for Spark New Zealand | SPK - Interest Expense On Debt including historical, tables and charts were last updated by Trading Economics this last July in 2025.

The NZD/USD exchange rate fell to 0.6004 on July 11, 2025, down 0.61% from the previous session. Over the past month, the New Zealand Dollar has weakened 1.00%, and is down by 1.86% over the last 12 months. New Zealand Dollar - values, historical data, forecasts and news - updated on July of 2025.

The yield on New Zealand 10Y Bond Yield rose to 4.54% on July 11, 2025, marking a 0.01 percentage point increase from the previous session. Over the past month, the yield has fallen by 0.06 points, though it remains 0.04 points higher than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. New Zealand 10-Year Government Bond Yield - values, historical data, forecasts and news - updated on July of 2025.

Non-banks and other financial institutions’ assets have grown relatively steadily over the past few years, but revenue has fluctuated considerably. Despite the Reserve Bank of New Zealand (RBNZ), or Te Putea Matua, easing loan-to-value ratio (LVR) lending restrictions from June 2023, major banks still grappled with high LVR lending restrictions and tight lending standards. As a result, households are turning to non-bank lenders for finance. Previously, official cash rates (OCR) were kept low, which curbed non-banks’ expansion. However, to combat inflation, the RBNZ raised the OCR to a rate not seen since October 2008. Consequently, non-bank lenders were able to expand their loan portfolios by increasing their interest expenses and capitalising on higher net interest margins. Revenue is expected to rise at an annualised 6.7% to $1.26 billion over the five years through 2023-24. In the current high-interest rate environment, non-bank lenders have been able to flourish by augmenting their spreads, bolstering their revenue and profit margins. Consequently, revenue is expected to climb by 4.4% in 2023-24 alone. However, additional competition in the industry, brought on by the arrival of fintech powerhouses like Revolut, has constrained further increases in profit margins. Larger non-banks and financiers have used acquisitions as a means to grow their market shares. For example, UDC Finance agreed to purchase the Bank of Queensland's New Zealand assets and loan book in February 2024, and MTF acquired Lending People in January 2023. As interest rates decline, technology will become increasingly vital in maintaining non-bank financial institutions' profitability and competitive edge. Integrating advanced technologies can streamline services, enhance efficiency, increase scalability and improve the precision of financial procedures, proving essential in preserving robust profit margins. Heightened regulatory capital requirements, which are set to continue, will impact registered banks and will provide non-bank lenders with more opportunities to garner a larger slice of the mortgage market. Overall, revenue is forecast to rise at an annualised 0.3% over the five years through 2028-29 to $1.28 billion.

Inflation Rate in New Zealand increased to 2.50 percent in the first quarter of 2025 from 2.20 percent in the fourth quarter of 2024. This dataset provides - New Zealand Inflation Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

This analysis presents a rigorous exploration of financial data, incorporating a diverse range of statistical features. By providing a robust foundation, it facilitates advanced research and innovative modeling techniques within the field of finance.

Dow Jones New Zealand Index: A Bullish Journey or Bearish Plunge?

Financial data:

• Historical daily stock prices (open, high, low, close, volume)

• Fundamental data (e.g., market capitalization, price to earnings P/E ratio, dividend yield, earnings per share EPS, price to earnings growth, debt-to-equity ratio, price-to-book ratio, current ratio, free cash flow, projected earnings growth, return on equity, dividend payout ratio, price to sales ratio, credit rating)

• Technical indicators (e.g., moving averages, RSI, MACD, average directional index, aroon oscillator, stochastic oscillator, on-balance volume, accumulation/distribution A/D line, parabolic SAR indicator, bollinger bands indicators, fibonacci, williams percent range, commodity channel index)

Machine learning features:

• Feature engineering based on financial data and technical indicators

• Sentiment analysis data from social media and news articles

• Macroeconomic data (e.g., GDP, unemployment rate, interest rates, consumer spending, building permits, consumer confidence, inflation, producer price index, money supply, home sales, retail sales, bond yields)

Potential Applications:

• Stock price prediction

• Portfolio optimization

• Algorithmic trading

• Market sentiment analysis

• Risk management

Use Cases:

• Researchers investigating the effectiveness of machine learning in stock market prediction

• Analysts developing quantitative trading Buy/Sell strategies

• Individuals interested in building their own stock market prediction models

• Students learning about machine learning and financial applications

Additional Notes:

• The dataset may include different levels of granularity (e.g., daily, hourly)

• Data cleaning and preprocessing are essential before model training

• Regular updates are recommended to maintain the accuracy and relevance of the data

Australia and New Zealand Banking reported AUD18.98B in Interest Expense on Debt for its fiscal semester ending in June of 2023. Data for Australia and New Zealand Banking | ANZ - Interest Expense On Debt including historical, tables and charts were last updated by Trading Economics this last July in 2025.

Mercury NZ reported NZD2M in Interest Income for its fiscal semester ending in December of 2024. Data for Mercury NZ | MCY - Interest Income including historical, tables and charts were last updated by Trading Economics this last July in 2025.

Air New Zealand reported 4.45M in Interest Expense on Debt for its fiscal semester ending in June of 2024. Data for Air New Zealand | AIR - Interest Expense On Debt including historical, tables and charts were last updated by Trading Economics this last July in 2025.

Precinct Properties New Zealand reported NZD14.3M in Interest Expense on Debt for its fiscal semester ending in June of 2024. Data for Precinct Properties New Zealand | PCT - Interest Expense On Debt including historical, tables and charts were last updated by Trading Economics this last July in 2025.

China Spot Exchange Rate: CFETC: Avg: NZD data was reported at 4.227 NZD/RMB in 13 May 2025. This records a decrease from the previous number of 4.280 NZD/RMB for 12 May 2025. China Spot Exchange Rate: CFETC: Avg: NZD data is updated daily, averaging 4.506 NZD/RMB from Mar 2014 (Median) to 13 May 2025, with 2712 observations. The data reached an all-time high of 5.436 NZD/RMB in 10 Jul 2014 and a record low of 3.967 NZD/RMB in 11 Oct 2022. China Spot Exchange Rate: CFETC: Avg: NZD data remains active status in CEIC and is reported by China Foreign Exchange Trading Center. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MD: Exchange Rate: Daily.