This statistic shows the household saving rate of 25 selected OECD countries in 2015. In 2015, Switzerland had a household saving rate of 17.82 percent while Denmark had a household savings rate of -4.06 percent.

According to the OECD, household gross savings rate compares the savings activities and consumption activities of households. It is an indicator of the financial security in bad times, for example, job loss. The household gross savings rate measures how much households are saving from their current income, but also what is added to the net wealth of a household to fund their future.It is likely that household saving rates increase during periods of economic uncertainty, as purchases are deferred from many non-essential goods and services. Household savings are often the main domestic source of funds to finance investments in the decrease in liabilities or financial assets. In Poland, the household gross savings rate fluctuated in the observed period. As of the first quarter of 2024, the household gross savings rate amounted to 4.92 percent.

Japan JP: Household and NPISH: Net Saving Ratio data was reported at 3.053 % in Dec 2026. This records a decrease from the previous number of 3.189 % for Sep 2026. Japan JP: Household and NPISH: Net Saving Ratio data is updated quarterly, averaging 12.315 % from Mar 1960 (Median) to Dec 2026, with 268 observations. The data reached an all-time high of 23.613 % in Mar 1974 and a record low of -2.480 % in Mar 2014. Japan JP: Household and NPISH: Net Saving Ratio data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s Japan – Table JP.OECD.EO: Household Sector Account: Forecast: OECD Member: Quarterly. SRATIO - Household and non-profit institutions serving households net saving ratio

Canada CA: Household and NPISH: Net Saving Ratio data was reported at 4.356 % in Dec 2026. This records a decrease from the previous number of 4.691 % for Sep 2026. Canada CA: Household and NPISH: Net Saving Ratio data is updated quarterly, averaging 5.019 % from Mar 1981 (Median) to Dec 2026, with 184 observations. The data reached an all-time high of 25.926 % in Jun 2020 and a record low of -0.092 % in Sep 2018. Canada CA: Household and NPISH: Net Saving Ratio data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s Canada – Table CA.OECD.EO: Household Sector Account: Forecast: OECD Member: Quarterly. SRATIO - Household and non-profit institutions serving households net saving ratio

In 2023, the United States had the highest gross household disposable income per capita in OECD countries adjusted for purchasing power parity. Their disposable income per capita was over 58,000 U.S. dollars. Luxembourg followed in second with around 50,500 U.S. dollars, with Switzerland in third.

Lithuania LT: Household and NPISH: Net Saving Ratio data was reported at 8.294 % in 2026. This records a decrease from the previous number of 8.940 % for 2025. Lithuania LT: Household and NPISH: Net Saving Ratio data is updated yearly, averaging 0.555 % from Dec 1995 (Median) to 2026, with 32 observations. The data reached an all-time high of 11.416 % in 2020 and a record low of -7.822 % in 2007. Lithuania LT: Household and NPISH: Net Saving Ratio data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s Lithuania – Table LT.OECD.EO: Household Sector Account: Forecast: OECD Member: Annual. SRATIO - Household and non-profit institutions serving households net saving ratio

German households saved over a tenth of their disposable income in the second quarter of 2024, which is a higher rate than in the previous months. The second quarter of 2020 was by far the period with the highest gross savings rate across the period considered here at 20.3 percent. The household gross savings rate in Ireland also was relatively high throughout the period considered.

家庭和为家庭服务的非营利机构：净储蓄率在12-01-2026达8.578%，相较于12-01-2025的7.990%有所增长。家庭和为家庭服务的非营利机构：净储蓄率数据按年更新，12-01-1978至12-01-2026期间平均值为5.010%，共49份观测结果。该数据的历史最高值出现于12-01-2021，达13.793%，而历史最低值则出现于12-01-1986，为-4.218%。CEIC提供的家庭和为家庭服务的非营利机构：净储蓄率数据处于定期更新的状态，数据来源于Organisation for Economic Co-operation and Development，数据归类于全球数据库的挪威 – Table NO.OECD.EO: Household Sector Account: Forecast: OECD Member: Annual。

家庭和为家庭服务的非营利机构：净储蓄率在12-01-2026达1.774%，相较于12-01-2025的2.220%有所下降。家庭和为家庭服务的非营利机构：净储蓄率数据按年更新，12-01-1975至12-01-2026期间平均值为8.813%，共52份观测结果。该数据的历史最高值出现于12-01-1988，达25.395%，而历史最低值则出现于12-01-2002，为-1.729%。CEIC提供的家庭和为家庭服务的非营利机构：净储蓄率数据处于定期更新的状态，数据来源于Organisation for Economic Co-operation and Development，数据归类于全球数据库的韩国 – Table KR.OECD.EO: Household Sector Account: Forecast: OECD Member: Annual。

Definition: The 90/10 decile ratio is a measure of the inequality of distribution. It is determined here in relation to the distribution of equivalised income. It sets the lower limit of the equivalised income of the highest-income decile (= upper limit of the 9. The ratio of the equivalised income of the lowest-income decile. Equivalised income is a weighted per capita income per household member, which is calculated by dividing household net income by the sum of the household weights of persons living in the household. The head of the household is assigned the weight = 1, for the other household members weights of < 1 are used because it is assumed that savings can be achieved through joint management. The new OECD scale is used as a scale of equivalence to determine the respective weights. After that, the head of household is assigned a weight of 1, other household members aged 14 or more a weight of 0.5 and household members under the age of 14 are assigned a weight of 0.3. In order to form the income decile, all persons are sorted according to the level of equivalised income and divided into ten equal groups. The first decile contains the 10 percent with the lowest, the tenth with the highest equivalised income.

Data source:
IT.NRW, Microcensus

家庭和为家庭服务的非营利机构：净储蓄率在12-01-2026达4.356%，相较于09-01-2026的4.691%有所下降。家庭和为家庭服务的非营利机构：净储蓄率数据按季更新，03-01-1981至12-01-2026期间平均值为5.019%，共184份观测结果。该数据的历史最高值出现于06-01-2020，达25.926%，而历史最低值则出现于09-01-2018，为-0.092%。CEIC提供的家庭和为家庭服务的非营利机构：净储蓄率数据处于定期更新的状态，数据来源于Organisation for Economic Co-operation and Development，数据归类于全球数据库的加拿大 – Table CA.OECD.EO: Household Sector Account: Forecast: OECD Member: Quarterly。

Portugal, Canada, and the United States were the countries with the highest house price to income ratio in 2023. In all three countries, the index exceeded 130 index points, while the average for all OECD countries stood at 117.5 index points. The index measures the development of housing affordability and is calculated by dividing nominal house price by nominal disposable income per head, with 2015 set as a base year when the index amounted to 100. An index value of 120, for example, would mean that house price growth has outpaced income growth by 20 percent since 2015. How have house prices worldwide changed since the COVID-19 pandemic? House prices started to rise gradually after the global financial crisis (2007–2008), but this trend accelerated with the pandemic. The countries with advanced economies, which usually have mature housing markets, experienced stronger growth than countries with emerging economies. Real house price growth (accounting for inflation) peaked in 2022 and has since lost some of the gain. Although, many countries experienced a decline in house prices, the global house price index shows that property prices in 2023 were still substantially higher than before COVID-19. Renting vs. buying In the past, house prices have grown faster than rents. However, the home affordability has been declining notably, with a direct impact on rental prices. As people struggle to buy a property of their own, they often turn to rental accommodation. This has resulted in a growing demand for rental apartments and soaring rental prices.