Assets and debts held by family units and by age groups, total amounts.

If you’re a senior with low income, you may qualify for monthly Guaranteed Annual Income System payments.

Maximum payment and allowable private income amounts for the period from July 1, 2025 to June 30, 2026 are:

• $90 monthly for single seniors (maximum monthly payment amount), your annual private income must be less than $4,320
• $180 monthly for senior couples (maximum monthly payment amount), your annual private income must be less than $8,640

The data is organized by private income levels. GAINS payments are provided on top of the Old Age Security (OAS) pension and the Guaranteed Income Supplement (GIS) payments you may receive from the federal government.

Learn more about the Ontario Guaranteed Annual Income System

This data is related to The Retirement Income System in Canada

Join the Ontario Ministry of Finance for a free webinar to help you learn about tax credits, benefits, and other programs available to support Ontario seniors with a low income. Visit ontario.ca/TaxTalk to learn more.

This table has been archived and replaced by table 36100664. Income quintiles are assigned based on the equalized household disposable income. This takes into account differences in household size and composition. The Oxford-modified equivalence scale is used; it assigns a value of 1 to the first adult, 0.5 to each additional person aged 14 and over, and 0.3 for all children under 14. The coefficients of variation from Statistics Canada's Survey of Financial Security for 2012 and 2016, which serve as indicators of the accuracy of these estimates for net worth and its components, are available in the appendix to Distributions of Household Economic Accounts, estimates of asset, liability and net worth distributions, 2010 to 2019, technical methodology and quality report for the March 2020 release. Age groups refer to the age group of the major income earner. This refers to the main source of income for the household, that is, wages and salaries, self-employment income, net property income, current transfers received related to pension benefits, or other current transfers received from non-pension related sources.
Self-employment income refers to mixed income related to non-farm and farm businesses. Household rental income is not included. Revenues from Current transfers received - pension benefits relate to current transfers received from corporations for employer's pension plans and current transfers received from government for the Canada and Québec pension plans (CPP/QPP) and the Old Age Security program including the Guaranteed Income Supplement (OAS/GIS). Revenues from Current transfers received - others, relate to all other current transfers received not included in Current transfers received - pensions benefits, that is, it includes current transfers from the government sector except for the Canada and Québec pension plans (CPP/QPP) and from the Old Age Security Program (OAS) and the Guaranteed Income Supplement (GIS). It also includes current transfers from Non-profit institutions serving households (NPISH) and from the non-residents sector. Owner/Renter refers to the housing tenure of a household. Households that have subsidized rents (partially or fully) are included under Renter. Distributions by generation are defined as follows and are based on the birth year of the major income earner: pre-1946 for those born before 1946, baby boom for those born between 1946 and 1964, generation X for those born between 1965 and 1980 and millennials for those born after 1980. Note that generation Z has been combined with the millennial generation as their sample size is relatively small. Life insurance and pensions include the value of all life insurance and employer pension plans, termination basis. Excludes public plans administered or sponsored by governments: Old Age Security (OAS) including the Guaranteed Income Supplement (GIS) and the Spouse's Allowance (SPA), as well as the Canada and Quebec Pension Plans (CPP/QPP). Other financial assets include total currency and deposits, Canadian short-term paper, Canadian bonds and debentures, foreign investments in paper and bonds, mortgages, equity and investment funds, and other receivables. Other non-financial assets include consumer durables, machinery and equipment, and intellectual property products. Excludes accumulation of value of collectibles including coins, stamps and art work. Other liabilities include major credit cards and retail store cards, gasoline station cards, etc., vehicle loans, lines of credit, student loans, other loans from financial institutions and other money owed. Owner's equity refers to the value of the interests of an owner or partial owner in an asset, in this case real estate, divided by household real estate, which includes the value of structures (residential and non-residential) and land owned by households. Distributions of Household Economic Accounts (DHEA) estimates are benchmarked to year-end estimates for liabilities and assets from the National Balance Sheet Accounts (NBSA, Table 36-10-0580-01), and for annual household disposable income from the Provincial-Territorial Economic Accounts (Table 36-10-0224-01). DHEA ratios for debt to disposable income, real estate as a share of disposable income, and net worth as a share of disposable income differ from those included in “Financial indicators of households and non-profit institutions serving households, national balance sheet accounts” (Table 38-10-0235-01) as the latter source adjusts disposable income for the change in pension entitlements. The measure of disposable income used for the DHEA ratios is more consistent with that shown in “Household sector credit market summary table, seasonally adjusted estimates” (Table 38-10-0238), which does not adjust disposable income for the change in pension entitlements.

Sources of income by census family type (x 1,000) c (1, 2, 3, 4, 5)Frequency: AnnualTable: 11-10-0014-01 (formerly CANSIM 111-0014)Release date: 2024-06-27Geography: Province or territory, Census metropolitan area, Census agglomeration, Census metropolitan area part, Census agglomeration partSymbol legend: .. not available for a specific reference periodTable Corrections: Note On August 11, 2021, a correction was made to the values associated with the total income and the other income concepts for 2019.Footnotes: 1 The data source for this table is the final version of the T1 Family File, created by the Centre for Income and Socio-Economic Well-being Statistics of Statistics Canada. Because they are based on a different methodology, estimates of the number of individuals and census families presented in this table differ from estimates produced by the Centre for Demography. Information on the data source, the historical availability, definitions of the terms used, and the geographies available can be found at Technical Reference Guide for the Annual Income Estimates for Census Families Individuals and Seniors - opens in a new browser window." 2 Families are comprised of: 1) couples (married or common-law, including same-sex couples) living in the same dwelling with or without children, and 2) single parents (male or female) living with one or more children. Persons who are not matched to a family become persons not in census families. They may be living alone, with a family to whom they are related, with a family to whom they are unrelated or with other persons not in census families. Beginning in 2001, same-sex couples reporting as couples are counted as couple families. 3 A couple family consists of a couple living together (married or common-law, including same-sex couples) living at the same address with or without children. Beginning in 2001, same-sex couples reporting as couples are counted as couple families. 4 A lone-parent family is a family with only one parent, male or female, and with at least one child. 5 A person not in census families is an individual who is not part of a census family, couple family or lone-parent family. Persons not in census families may live with their married children or with their children who have children of their own. They may be living with a family to whom they are related or unrelated. They may also be living alone or with other non-family persons. 6 The Census Standard Geographical Classification (SGC) is used for data dissemination of the census metropolitan areas and the census agglomerations: from 1997 to 2001, SGC 1996; from 2002 to 2006, SGC 2001; from 2007 to 2011, SGC 2006; from 2012 to 2016, SGC 2011; from 2016 to 2020, SGC 2016; as of 2021, SGC 2021. Please note that census agglomerations were introduced in this CANSIM table in 2008. 7 Family income is the sum of the incomes of all members of the family. As of 2020, COVID-19 - Government income support and benefits are included in income estimates. A detailed definition of what is included in total income is available from the Technical Reference Guide for the Annual Income Estimates for Census Families Individuals and Seniors - opens in a new browser window." 8 As of 2020, COVID benefits are included in income estimates. For more information, consult the Technical Reference Guide for the Annual Income Estimates for Census Families Individuals and Seniors - opens in a new browser window." 9 Total income is income from all sources. As of 2020, COVID-19 - Government income support and benefits are included in income estimates. A detailed definition of what is included in total income is available from the Technical Reference Guide for the Preliminary Estimates from the T1 Family File (T1FF) - opens in a new browser window." 10 Employment income includes wages and salaries, commissions from employment, training allowances, tips and gratuities, and net self-employment income (business, professional, commission, farming and fishing income). 11 This includes dividend income reported on line 12000 of the tax return and/or interest and other investment income reported on line 12100. Dividend income consists of dividends from taxable Canadian corporations (as stocks or mutual funds). Interest and other investment income includes interest from Canada Savings bonds, bank accounts, treasury bills, investment certificates, term deposits, earnings on life insurance policies, and foreign interest and dividend income. 12 Government transfer payments are payments to individuals by the federal or provincial governments. They include: Employment Insurance (EI) benefits, Goods and Services Tax Credit (GST) and Harmonized Tax Credit (HST), Federal Child Benefits, Old Age Security (OAS) and Net Federal Supplements, Canada Pension Plan (CPP) and Quebec Pension Plan (QPP) benefits, Workers' Compensation Benefits, Social Assistance Benefits, Provincial Refundable Tax Credits and Family Benefits, and Other Government Transfers. Definitions of the transfer payments are available from the Technical Reference Guide for the Annual Income Estimates for Census Families Individuals and Seniors - opens in a new browser window." 13 The Old Age Security (OAS) pension is part of the OAS program, a federal government program that guarantees a degree of financial security to seniors. All persons in Canada aged 65 years and over, who are Canadian citizens or legal residents, may qualify for a full OAS pension, depending on their years of residence in Canada after reaching the age of 18. OAS benefits include all benefits reported for the reference year, excluding Guaranteed Income Supplements (GIS) and Spousal Allowance benefits (SPA). Starting with 1994 data, OAS income of non-filing spouses was estimated and included in the tables. 14 The net federal supplements are part of the Old Age Security (OAS) pension program, intended to supplement the income of pensioners and spouses with lower income. Payments take the form of a Guaranteed Income Supplement (GIS) or a Spouse's Allowance (SPA). 15 The Canada Pension Plan (CPP) and Quebec Pension Plan (QPP) benefits are compulsory contributory social insurance plans that protect workers and their families against loss of income due to retirement, disability or death. CPP and QPP benefits include all benefits reported for the reference year. 16 In 2020, COVID benefits are included in income estimates. For more information, consult the Technical Reference Guide for the Annual Income Estimates for Census Families Individuals and Seniors - opens in a new browser window." 17 In 2021, COVID benefits are included in income estimates. For more information, consult the Technical Reference Guide for the Annual Income Estimates for Census Families Individuals and Seniors - opens in a new browser window." 18 As of 2018, changes in how some provincial refundable tax credits aimed at seniors are tabulated could affect statistics for provincial refundable tax credits in New Brunswick, Ontario, Manitoba, Saskatchewan, and Alberta. These changes also apply to British Columbia as of 2021. For more details consult the glossary section of the Technical Reference Guide for the Annual Income Estimates for Census Families Individuals and Seniors - opens in a new browser window." 19 Other government transfers includes the Working Income Tax Benefit from 2010 to 2018, the Children’s Fitness Tax Credit for 2015 and 2016, the Eligible Educator School Supply Tax Credit as of 2016, the Refundable Medical Expense Supplement as of 2018, the Climate Action Incentive (for select provinces) as of 2018, Canada Workers Benefit (which replaced the Working Income Tax Benefit) as of 2019, Canada training credit as of 2020, Canadian journalism labour tax credit as of 2020, COVID benefits as of 2020 and other refundable credits as of 2021. 20 Private pensions include pension benefits other than Old Age Security (OAS), Canada Pension Plan (CPP) and Quebec Pension Plan (QPP) benefits. 21 RRSP income is money withdrawn from a Registered Retirement Savings Plan (RRSP), either as a lump sum or as a periodic payment. Only RRSP income of persons aged 65 years or older is included. 22 Other income includes taxable income not reported elsewhere, such as net rental income, support payments, retiring allowances and scholarships.

The Survey of Consumer Finances (SCF) is conducted annually to obtain work experience and income information from Canadian households. The Survey provides up-to-date information on the distribution and sources of income, before and after taxes, for families and individuals. With this file, users may identify specific family types, such as two-parent and lone-parent families. Information is also provided on earnings, transfers, and total income for the head and the spouse of the census family unit, as well as personal and labour-related characteristics. This reference year for this file is 1982. Commencing with the 1998 microdata files, annual cross-sectional income data will be sourced from the Survey of Labour and Income Dynamics (SLID).

Liveness Detection for KYC Market Outlook

According to our latest research, the Liveness Detection for KYC market size was valued at $1.42 billion in 2024 and is projected to reach $7.36 billion by 2033, expanding at a robust CAGR of 20.1% during 2024–2033. One of the primary drivers fueling this remarkable growth is the escalating need for secure, fraud-resistant Know Your Customer (KYC) solutions across digital banking, fintech, and online commerce sectors. As organizations worldwide face increasing regulatory scrutiny and a surge in sophisticated identity fraud, the adoption of advanced liveness detection technologies has become critical to ensuring genuine user verification, protecting sensitive data, and maintaining compliance with global anti-money laundering (AML) and counter-terrorism financing (CTF) standards. This trend is further amplified by the rapid digital transformation of customer onboarding processes, which necessitates seamless, scalable, and highly accurate identity authentication solutions.

Regional Outlook

North America continues to dominate the Liveness Detection for KYC market, accounting for the largest share, with an estimated market value exceeding $500 million in 2024. The region’s leadership stems from a mature digital infrastructure, widespread adoption of advanced authentication technologies, and stringent regulatory frameworks such as the USA PATRIOT Act and Canada’s FINTRAC guidelines. Financial institutions, telecom operators, and healthcare providers in the United States and Canada have been early adopters of liveness detection solutions, leveraging them to bolster fraud prevention and streamline digital onboarding. Additionally, the presence of leading technology vendors and a robust ecosystem of fintech startups have fostered continuous innovation and integration of AI-driven biometric verification, further solidifying North America’s position as a global trendsetter in KYC security.

Asia Pacific is the fastest-growing region in the Liveness Detection for KYC market, projected to register a remarkable CAGR of 24.3% between 2024 and 2033. This explosive growth is propelled by the rapid digitalization of financial services, burgeoning e-commerce activity, and government-led digital identity initiatives across countries such as China, India, Singapore, and Australia. Regulatory mandates like India’s Reserve Bank of India (RBI) KYC guidelines and China’s real-name registration policies are driving massive investments in secure, scalable liveness detection infrastructure. Moreover, the proliferation of mobile banking and the unbanked population’s integration into formal financial systems are creating unprecedented demand for user-friendly, fraud-resistant KYC solutions tailored to diverse linguistic and cultural contexts.

Emerging economies in Latin America, the Middle East, and Africa are experiencing a steady, albeit comparatively slower, uptake of liveness detection technologies for KYC. Adoption in these regions is influenced by several factors, including fragmented regulatory landscapes, limited access to advanced hardware, and varying degrees of digital literacy. However, localized demand is rising as governments and enterprises grapple with rising online fraud, identity theft, and money laundering risks. In particular, initiatives to expand financial inclusion and digitize government services are prompting targeted investments in affordable, scalable KYC solutions. Nevertheless, challenges such as inconsistent internet connectivity, lower smartphone penetration, and the need for localized language support continue to impact the pace and scale of deployment in these markets.

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