India’s per capita net national income or NNI was around *** thousand rupees in financial year 2025. The annual growth rate was *** percent as compared to the previous year. National income indicators   While GNI (Gross National Income) and NNI are both indicators for a country’s economic performance and welfare, the GNI is related to the GDP plus the net receipts from abroad, including wages and salaries, property income, net taxes and subsidies receivable from abroad. On the other hand, the NNI of a country is equal to its GNI net of depreciation. In 2020, India ranked second amongst the Asia Pacific countries in terms of its gross national income. This has been possible due to a favorable GDP growth in India. Measuring wealth versus welfare   National income per person or per capita is often used as an indicator of people's standard of living and welfare. However, critics object to this by citing that since it is a mean value, it does not reflect the real income distribution. In other words, a small wealthy class of people in the country can skew the per capita income substantially, even though the average population has no change in income. This is exemplified by the fact that in India, the top one percent of people, control over 40 percent of the country’s wealth.

The estimated per capita income across Sikkim was the highest among Indian states at around *** thousand Indian rupees in the financial year 2024. Meanwhile, it was the lowest in the northern state of Bihar at over ** thousand rupees. India’s youngest state, Telangana stood in the fifth place. The country's average per capita income that year was an estimated *** thousand rupees. What is per capita income? Per capita income is a measure of the average income earned per person in a given area in a certain period. It is calculated by dividing the area's total income by its total population. If absolute numbers are noted, India’s per capita income doubled from the financial year 2015 to 2023. Wealth inequality However, as per economists, the increase in the per capita income of a country does not always reflect an increase in the income of the entire population. Wealth distribution in India remains highly skewed. The average income hides the disbursal and inequality in a society. Especially in a society like India where the top one percent owned over ** percent of the total wealth in 2022.

The Gross Domestic Product per capita in India was last recorded at 2396.71 US dollars in 2024. The GDP per Capita in India is equivalent to 19 percent of the world's average. This dataset provides - India GDP per capita - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Monthly and long-term India GDP Per Capita data: historical series and analyst forecasts curated by FocusEconomics.

The estimated per capita income across the eastern state of West Bengal in India stood at around *** thousand Indian rupees in the financial year 2025. There was a consistent increase in the income per capita in the state since the financial year 2012 till 2020. Karnataka recorded the highest per capita income in the country.

Key information about Russia Household Income per Capita

• Russia Annual Household Income per Capita reached 8,179.992 USD in Dec 2024, compared with the previous value of 7,549.747 USD in Dec 2023.
• Russia Annual Household Income per Capita data is updated yearly, available from Dec 1992 to Dec 2024, with an averaged value of 7,177.112 USD.
• The data reached an all-time high of 9,660.697 USD in Dec 2013 and a record low of 183.584 USD in Dec 1992.
• In the latest reports, Retail Sales of Russia grew 1.800 % YoY in Sep 2025.

CEIC calculates Annual Household Income per Capita from Monthly Average Household Income per Capita multiplied by 12 and converts it into USD. Federal State Statistics Service provides Average Household Income per Capita in local currency. The Bank of Russia average market exchange rate is used for currency conversions.

In 2024, the average monthly salary was **** thousand Indian rupees in Mumbai city of India. The average monthly salary in the capital city of Delhi was around **** thousand Indian rupees. In comparison, the average monthly salary was over ** thousand Indian rupees in Madurai during the same year.

Wages in India increased to 21103 INR/Month in the second quarter of 2024 from 21036 INR/Month in the first quarter of 2024. This dataset provides the latest reported value for - India Average Daily Real Wage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

NSDP Per Capita: Bihar data was reported at 60,180.373 INR in 2024. This records an increase from the previous number of 53,400.628 INR for 2023. NSDP Per Capita: Bihar data is updated yearly, averaging 36,849.782 INR from Mar 2012 (Median) to 2024, with 13 observations. The data reached an all-time high of 60,180.373 INR in 2024 and a record low of 21,749.854 INR in 2012. NSDP Per Capita: Bihar data remains active status in CEIC and is reported by Ministry of Statistics and Programme Implementation. The data is categorized under Global Database’s India – Table IN.GEI004: Memo Items: State Economy: Net State Domestic Product per Capita.

The estimated per capita income across the southern state of Tamil Nadu in India stood at around ****thousand Indian rupees in the financial year 2025. There was a consistent increase in the income per capita in the state since the financial year 2012. Karnataka recorded the highest per capita income in the country.

Overview

The India Customer Financial Profiles & Transactions Dataset contains 20,000 fully synthetic records that represent the demographic, financial, credit, and transactional behavior of customers across India. This dataset is ideal for machine learning, financial analytics, risk modeling, fintech simulation, and academic research.

All data is algorithmically generated, ensuring:

No real person is represented

No sensitive or identifiable information is included

Full compliance with privacy and research ethics

📂 Dataset File india_customer_financial_profiles_20000_cleaned.csv

A fully cleaned, validated, and standardized dataset containing demographic, financial, and transaction details.

🧾 Data Dictionary 👤 Demographic Information Demographic fields included in the dataset: id — Unique customer ID current_age — Customer age birth_year — Year of birth birth_month — Month of birth gender — Male / Female / Other address — Synthetic Indian address (City, State, PIN)

💰 Financial Attributes Financial attributes included: per_capita_income — Monthly per-person household income yearly_income — Annual income total_debt — Total outstanding debt credit_score — Score between 300–900 num_credit_cards — Number of credit cards]

🧾 Transaction Details Transaction-related fields: transaction_id — Unique transaction ID date — Transaction date (YYYY-MM-DD) client_id — Synthetic ID linked to customer card_id — Card identifier amount — Transaction amount (INR) use_chip — Chip used (Yes/No) merchant_id — Merchant identifier merchant_city — Transaction location (city) merchant_state — State of merchant zip — 6-digit PIN code

🔍 Key Features ✔ 20,000 synthetic customer profiles ✔ Includes demographic + financial + transaction data ✔ Standardized date format (YYYY-MM-DD) ✔ PIN codes extracted and cleaned ✔ No missing values ✔ Consistent and realistic Indian data patterns ✔ High usability for ML and analytics

🧠 Use Cases 🟦 Machine Learning Credit scoring Loan default prediction Fraud detection Customer segmentation Transaction classification

🟩 Data Analytics Financial behavioral trends Income–debt correlation analysis Merchant-level insights Urban vs rural customer profiles

🟧 Fintech Research Synthetic simulation Risk modeling Customer persona creation Spending behavior research

🟪 Education & Learning Data cleaning practice Feature engineering EDA & visualization projects Full ML pipeline demonstrations

🛠️ Data Generation Methodology The dataset was generated using: Synthetic demographic distribution modeling Indian address & PIN pattern simulation Income and credit-score probability distributions Transaction behavior simulation Randomized merchant profiles Rule-based statistical generation No scraping or real-world data sources were used. This dataset is 100% synthetic.

📜 License

This dataset is released under the Creative Commons Attribution 4.0 International (CC BY 4.0) license. You may: Use Modify Redistribute Adapt As long as you provide citation.

✍️ Citation

Use the following format to cite this dataset: Bedmutha, Kundan (2025). India Customer Financial Profiles & Transactions Dataset (20,000 Records).

🙌 Acknowledgements

This dataset was created to support: Students Researchers Machine learning practitioners Fintech analysts Educators Your feedback and suggestions are welcome for future dataset enhancements.

🎉 Thank You!

This dataset provides values for GDP PER CAPITA reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

This layer shows Socio- Economic Profiles and Inter-State Comparison of Selected Major States of IndiaData source Url: https://www.indiabudget.gov.in/economicsurvey/doc/stat/tab89a.pdfSource: Office of Registrar General of India(RGI). Andhra Pradesh excludes Telangana for Sex ratio at birthNITI Aayog, Figures in parenthesis are rank amongst the selected 20 States Press Note on Poverty Estimates 2011-12, Government of India (2013)School Education in India, U-DISE + 2019-20 (Provisional)CSO, GSDP at constant prices and per capita income is at current prices ( Base Year 2011-12)National Statistical Office (NSO), Monthly per capita expenditure (MPCE) is based on mixed modified recall period,Periodic Labour Force Survey, 2019-20 (NSO); WPR (Worker Participation Rate) and Unemployment Rate are based on Usual Principal & Subsidiary Status (UPSS). This web layer is offered by Esri India, for ArcGIS Online subscribers. If you have any questions or comments, please let us know via content@esri.in.Note: Transition Rate: The number of new entrants admitted to the first grade of the next stage of school education in a given year, expressed as a percentage of number of pupils enrolled in the final grade of the current stage of school education in the previous year.

The estimated per capita income across the southern state of Telangana in India stood at around *** thousand Indian rupees in the financial year 2025. There was a consistent increase in the income per capita since the financial year 2012. Karnataka recorded the highest per capita income in the country.

The estimated per capita income in the capital of India, Delhi, was around *** thousand Indian rupees in the financial year 2024. There was a consistent increase in the income per capita in the union territory of Delhi the financial year 2012 till 2020.

The estimated per capita income across the eastern state of Bihar in India stood at around ** thousand Indian rupees in the financial year 2024. Despite the consistent increase in the income per capita in the state since financial year 2012, Bihar had the lowest per capita in the last decade when compared to other states in the country.

The estimated per capita income across the former northern state of Jammu and Kashmir in India stood at around *** thousand Indian rupees in the financial year 2025. There was a consistent increase in the income per capita in the state since the financial year 2012. Karnataka recorded the highest per capita income in the country.

This statistic shows the share of monthly income among workers in India according to gender in the year 2015. As seen in the statistic, a high majority, that is, ***** percent of female workers earned up to ***** Indian rupees per month. Overall, it was seen that ** percent of male and ** percent of female workers in India earned less than 10,000 rupees a month during the measured time period.

As of February 2025, the state of Uttar Pradesh in India has the highest average monthly salary of about ** thousand Indian rupees. In contrast, Lakshadweep has the lowest average monthly salary of ***** thousand rupees during the same year.

In the financial year 2021, a majority of Indian households fell under the aspirers category, earning between ******* and ******* Indian rupees a year. On the other hand, about ***** percent of households that same year, accounted for the rich, earning over * million rupees annually. The middle class more than doubled that year compared to ** percent in financial year 2005. Middle-class income group and the COVID-19 pandemic During the COVID-19 pandemic specifically during the lockdown in March 2020, loss of incomes hit the entire household income spectrum. However, research showed the severest affected groups were the upper middle- and middle-class income brackets. In addition, unemployment rates were rampant nationwide that further lead to a dismally low GDP. Despite job recoveries over the last few months, improvement in incomes were insignificant. Economic inequality While India maybe one of the fastest growing economies in the world, it is also one of the most vulnerable and severely afflicted economies in terms of economic inequality. The vast discrepancy between the rich and poor has been prominent since the last ***** decades. The rich continue to grow richer at a faster pace while the impoverished struggle more than ever before to earn a minimum wage. The widening gaps in the economic structure affect women and children the most. This is a call for reinforcement in in the country’s social structure that emphasizes access to quality education and universal healthcare services.