In September 2024, the disposable personal income in the United States increased by 0.3 percent from the previous month. The data are in current U.S. dollars, seasonally adjusted at annual rates. Disposable personal income in the United States According to the BEA, personal income is the income that is received by persons from all sources. It is calculated as the sum of wage and salary disbursements, supplements to wages and salaries, proprietors' income with inventory valuation and capital consumption adjustments, rental income of persons with capital consumption adjustment, personal dividend income, personal interest income, and personal current transfer receipts, minus contributions for government social insurance. In simple terms, disposable personal income is the total remaining income after taxes paid; it is the income available to persons for spending or saving. It is useful to economists because it measures the amount of money available for spending in a specific area. Disposable personal income is a significant indicator of an economy’s health. Personal income determines an individual’s ability to consume goods and services, i.e. personal consumption expenditure, and industries producing consumer goods and services contribute heavily to United States gross domestic product. The retail trade industry, for example, contributed 1.38 trillion chained U.S. dollars to the GDP of the United States in 2021. Total real GDP amounted to about 22.99 trillion U.S. dollars that year. The arts, entertainment, recreation, accommodation and food services industry contributed 839.6 billion U.S. dollars to the GDP in 2021. Personal income in the United States was 21.06 trillion U.S. dollars in 2021, the highest value in over ten years.

Graph and download economic data for Personal saving as a percentage of disposable personal income from Q1 1947 to Q4 2024 about disposable, savings, personal income, percent, personal, income, GDP, and USA.

In 2023, the debt services payments to disposable income ratio in the United States has remained relatively stable. That came after a sharp drop of the ratio in 2021 and 2022, which was followed by a rapid increase of the debt service payments, as they represented over 9.8 percent of their personal disposable income in the last quarter of 2023. In this context, debt service refers to the amount of money that households need to pay up their debts, including the interest rates of their loans and lending.

Graph and download economic data for Household Debt Service Payments as a Percent of Disposable Personal Income (TDSP) from Q1 1980 to Q4 2024 about disposable, payments, debt, personal income, percent, personal, households, services, income, and USA.

This statistic shows the total disposable personal income in the United States from 2000 to 2023. Americans had a total of 17.05 trillion chained 2017 dollars in disposable personal income in 2023. Per capita personal disposable personal income was 50,871 chained 2017 dollars in that same year.

United States - Household Debt Service Payments as a Percent of Disposable Personal Income was 11.28% in October of 2024, according to the United States Federal Reserve. Historically, United States - Household Debt Service Payments as a Percent of Disposable Personal Income reached a record high of 15.85 in October of 2007 and a record low of 9.08 in January of 2021. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Household Debt Service Payments as a Percent of Disposable Personal Income - last updated from the United States Federal Reserve on March of 2025.

This statistic shows the mean disposable household income in the United States in 2023, by age. In 2023, the disposable income of a household led by a person between the ages of 35 and 44 years old was 109,075 U.S. dollars per year.

United States - Consumer Debt Service Payments as a Percent of Disposable Personal Income was 5.51% in October of 2024, according to the United States Federal Reserve. Historically, United States - Consumer Debt Service Payments as a Percent of Disposable Personal Income reached a record high of 7.31 in October of 2005 and a record low of 4.31 in January of 2021. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Consumer Debt Service Payments as a Percent of Disposable Personal Income - last updated from the United States Federal Reserve on March of 2025.

Real household disposable income per person in the United Kingdom is expected to grow by 2.6 percent in 2024/25, with disposable income growth slowing from that point onwards. In 2022/23, disposable income fell by two percent, the biggest fall in living standards since 1956 when this type of data was first produced.

Graph and download economic data for Households and Nonprofit Organizations; Total Assets as a Percentage of Disposable Personal Income, Level (BOGZ1FL152000006Q) from Q4 1946 to Q4 2024 about disposable, nonprofit organizations, personal income, percent, assets, personal, households, income, and USA.

Disposable Personal Income in China increased to 51821 CNY in 2023 from 49282.94 CNY in 2022. This dataset provides - China Disposable Income per Capita - actual values, historical data, forecast, chart, statistics, economic calendar and news.

United States - Mortgage Debt Service Payments as a Percent of Disposable Personal Income was 5.77% in October of 2024, according to the United States Federal Reserve. Historically, United States - Mortgage Debt Service Payments as a Percent of Disposable Personal Income reached a record high of 8.95 in October of 2007 and a record low of 4.37 in January of 1980. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Mortgage Debt Service Payments as a Percent of Disposable Personal Income - last updated from the United States Federal Reserve on March of 2025.

Graph and download economic data for Households and Nonprofit Organizations; Net Worth as a Percentage of Disposable Personal Income, Level (HNONWPDPI) from Q4 1946 to Q4 2024 about net worth, disposable, nonprofit organizations, personal income, Net, percent, personal, households, income, and USA.

Disposable Income refers to an individual or household's net income once taxes and other employer deductions are taken into account. In other words, it is the amount of money an individual has for spending on essential and non-essential goods and services.

What is included in this income dataset?

All data is also calculated as a total (in Euros), a percentage (%) and as an index - with an index of 100 representing the average disposable income per selected administrative level. The disposable income data for Ireland is available at street and 4-digit postal code level.

Our Irish Disposable Income datasets include the following variables:

Income

• Total Number of Inhabitants

Households

• Total Number of Households

Disposable Income

• Total Disposable Income
• Average Disposable Income per Inhabitant
• Average Disposable Income per Household

• Disposable income is also known as purchasing power. Purchasing power simply is the amount of money a person has left to buy products. It is a good indicator of the economic wealth of certain areas. Having access to this data greatly improves strategic decisions you make.

  The Purchasing Power data highlights regions where high numbers of potential buyers live. By concentrating your marketing efforts on these regions, you can generate better results, increase efficiency, and conserve resources.

• The chief data source used for the compilation of the purchasing power figures is each country's distribution of income-information obtained through an analysis of official tax statistics. In the case of countries for which this kind of information is only partially or not at all available, other factors are considered, such as data on demographics, the workforce, unemployment figures, etc.

  In the case of countries without official population statistics at the level of postcodes, population data is calculated. Area-based projections are being avoided as much as possible. The calculation of highly accurate purchasing power figures is possible using mathematical formulas that have been refined over the course of many years.

• At the 4-digit postal code level, there are 139 areas in this dataset.

• Spotzi's geomarketing tool, Spotzi Profiling, effectively leverages this data. It provides in-depth insights into income and other characteristics, enabling personalized marketing for various customer segments.

  Together, the Disposable Income dataset and Spotzi tools create a potent resource, empowering marketers to comprehend disposable income trends and income distribution across different regions of the country, guiding improved planning and more intelligent selling techniques.

  How does it work?
  
  Location is key to our geomarketing platform. It serves as the means by which we can link more data to your customers' locations, extracting valuable insights from your customer data.

  With Customer Profiling, you can enrich your customer list in just a few steps with this dataset on disposable income, gaining deeper insights into your most valuable customers.

• Spotzi Targeting make excellent use of this data. Spotzi Targeting allows businesses to group people with similar locations and income levels, enabling the creation of ads that truly connect and result in better sales and returns on investment.

Housing expenditures as a percentage of disposable income, disposable income and residual income per household by tenure, type of household, observations and year

United States - Households and Nonprofit Organizations; Net Worth as a Percentage of Disposable Personal Income, Level was 772.34% in October of 2024, according to the United States Federal Reserve. Historically, United States - Households and Nonprofit Organizations; Net Worth as a Percentage of Disposable Personal Income, Level reached a record high of 832.99 in January of 2022 and a record low of 455.44 in July of 1974. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Households and Nonprofit Organizations; Net Worth as a Percentage of Disposable Personal Income, Level - last updated from the United States Federal Reserve on March of 2025.

In 2023, the disposable income of a household led by a Millennial in the United States was 97,866 U.S. dollars per year. Households led by someone born in Generation X, however, had a disposable income of around 113,886 U.S. dollars in 2023.

Average weekly household expenditure on goods and services in the UK. Data are shown by region, age, income (including equivalised) group (deciles and quintiles), economic status, socio-economic class, housing tenure, output area classification, urban and rural areas (Great Britain only), place of purchase and household composition.

Annual adjusted household disposable income including social transfers in kind.

This table provides annual data on estimated percentiles of disposable income (year before the interview) in the Canary Islands per household.