This statistic shows the share of rural Americans who could not afford an unexpected expense in 2019, by income. During the survey, 54 percent of rural Americans who had an income of 25,000 U.S. dollars to 50,000 U.S. dollars reported that they would not be able to pay off an unexpected expense of 1,000 U.S. dollars right away.

In a survey conducted in Australia in 2021, over half of the respondents with an annual household income of between 20,001 and 40,000 Australian dollars indicated that they live paycheck to paycheck. Generally, households with higher annual incomes were less likely to live paycheck to paycheck, with the exception of households earning 20,000 Australian dollars or less, who were slightly less likely than those earning between 20,001 and 40,000 Australian dollars to live paycheck to paycheck.

This statistic shows the median household income in the United States from 1990 to 2023 in 2023 U.S. dollars. The median household income was 80,610 U.S. dollars in 2023, an increase from the previous year. Household incomeThe median household income depicts the income of households, including the income of the householder and all other individuals aged 15 years or over living in the household. Income includes wages and salaries, unemployment insurance, disability payments, child support payments received, regular rental receipts, as well as any personal business, investment, or other kinds of income received routinely. The median household income in the United States varies from state to state. In 2020, the median household income was 86,725 U.S. dollars in Massachusetts, while the median household income in Mississippi was approximately 44,966 U.S. dollars at that time. Household income is also used to determine the poverty line in the United States. In 2021, about 11.6 percent of the U.S. population was living in poverty. The child poverty rate, which represents people under the age of 18 living in poverty, has been growing steadily over the first decade since the turn of the century, from 16.2 percent of the children living below the poverty line in year 2000 to 22 percent in 2010. In 2021, it had lowered to 15.3 percent. The state with the widest gap between the rich and the poor was New York, with a Gini coefficient score of 0.51 in 2019. The Gini coefficient is calculated by looking at average income rates. A score of zero would reflect perfect income equality and a score of one indicates a society where one person would have all the money and all other people have nothing.

There is more to housing affordability than the rent or mortgage you pay. Transportation costs are the second-biggest budget item for most families, but it can be difficult for people to fully factor transportation costs into decisions about where to live and work. The Location Affordability Index (LAI) is a user-friendly source of standardized data at the neighborhood (census tract) level on combined housing and transportation costs to help consumers, policymakers, and developers make more informed decisions about where to live, work, and invest. Compare eight household profiles (see table below) —which vary by household income, size, and number of commuters—and see the impact of the built environment on affordability in a given location while holding household demographics constant.*$11,880 for a single person household in 2016 according to US Dept. of Health and Human Services: https://aspe.hhs.gov/computations-2016-poverty-guidelinesThis layer is symbolized by the percentage of housing and transportation costs as a percentage of income for the Median-Income Family profile, but the costs as a percentage of income for all household profiles are listed in the pop-up:Also available is a gallery of 8 web maps (one for each household profile) all symbolized the same way for easy comparison: Median-Income Family, Very Low-Income Individual, Working Individual, Single Professional, Retired Couple, Single-Parent Family, Moderate-Income Family, and Dual-Professional Family.An accompanying story map provides side-by-side comparisons and additional context.--Variables used in HUD's calculations include 24 measures such as people per household, average number of rooms per housing unit, monthly housing costs (mortgage/rent as well as utility and maintenance expenses), average number of cars per household, median commute distance, vehicle miles traveled per year, percent of trips taken on transit, street connectivity and walkability (measured by block density), and many more.To learn more about the Location Affordability Index (v.3) visit: https://www.hudexchange.info/programs/location-affordability-index/. There you will find some background and an FAQ page, which includes the question:"Manhattan, San Francisco, and downtown Boston are some of the most expensive places to live in the country, yet the LAI shows them as affordable for the typical regional household. Why?" These areas have some of the lowest transportation costs in the country, which helps offset the high cost of housing. The area median income (AMI) in these regions is also high, so when costs are shown as a percent of income for the typical regional household these neighborhoods appear affordable; however, they are generally unaffordable to households earning less than the AMI.Date of Coverage: 2012-2016 Date Released: March 2019Date Downloaded from HUD Open Data: 4/18/19Further Documentation:LAI Version 3 Data and MethodologyLAI Version 3 Technical Documentation_**The documentation below is in reference to this items placement in the NM Supply Chain Data Hub. The documentation is of use to understanding the source of this item, and how to reproduce it for updates**

Title: Location Affordability Index - NMCDC Copy

Summary: This layer contains the Location Affordability Index from U.S. Dept. of Housing and Urban Development (HUD) - standardized household, housing, and transportation cost estimates by census tract for 8 household profiles.

Notes: This map is copied from source map: https://nmcdc.maps.arcgis.com/home/item.html?id=de341c1338c5447da400c4e8c51ae1f6, created by dianaclavery_uo, and identified in Living Atlas.

Prepared by: dianaclavery_uo, copied by EMcRae_NMCDC

Source: This map is copied from source map: https://nmcdc.maps.arcgis.com/home/item.html?id=de341c1338c5447da400c4e8c51ae1f6, created by dianaclavery_uo, and identified in Living Atlas. Check the source documentation or other details above for more information about data sources.

Feature Service: https://nmcdc.maps.arcgis.com/home/item.html?id=447a461f048845979f30a2478b9e65bb

UID: 73

Data Requested: Family income spent on basic need

Method of Acquisition: Search for Location Affordability Index in the Living Atlas. Make a copy of most recent map available. To update this map, copy the most recent map available. In a new tab, open the AGOL Assistant Portal tool and use the functions in the portal to copy the new maps JSON, and paste it over the old map (this map with item id

Date Acquired: Map copied on May 10, 2022

Priority rank as Identified in 2022 (scale of 1 being the highest priority, to 11 being the lowest priority): 6

Tags: PENDING

This statistic shows the total personal income in the United States from 1990 to 2023. The data are in current U.S. dollars not adjusted for inflation or deflation. According to the BEA, personal income is the income that is received by persons from all sources. It is calculated as the sum of wage and salary disbursements, supplements to wages and salaries, proprietors' income with inventory valuation and capital consumption adjustments, rental income of persons with capital consumption adjustment, personal dividend income, personal interest income, and personal current transfer receipts, less contributions for government social insurance. Personal income increased to about 23 trillion U.S. dollars in 2023.Personal income Personal income in the United States has risen steadily over the last decades from 5.07 trillion U.S. dollars in 1991 to 23 trillion U.S. dollars in 2023. Personal income includes all earnings including wages, investments, and other sources. Personal income also varied widely across the U.S., where those living in the District of Columbia, on the higher scale, earned an average of 96,873 U.S. dollars per capita and on the lower end of the spectrum, people in Mississippi earned 45,438 U.S. dollars per capita. In the District of Columbia, disposable income averaged some 81,193 U.S. dollars. In total, California earned the most personal income followed by Texas, receiving three trillion U.S. dollars and 1.76 trillion U.S. dollars, respectively. Income tends to vary widely between demographics in the United States. Those with higher education levels tend to earn more money. However, only 25.7 percent of persons with a disability that had a Bachelor's degree or higher were employed in 2020. The Social Security and Supplemental Security Income disability programs provide monetary benefits to the disabled and certain family members.

Between 2018 and 2022, people in households in the ‘other’, Asian and black ethnic groups were the most likely to be in persistent low income, both before and after housing costs, out of all ethnic groups.

In total, about 59.9 percent of U.S. households paid income tax in 2022. The remaining 40.1 percent of households paid no individual income tax. In that same year, about 47.1 percent of U.S. households with an income between 40,000 and 50,000 U.S. dollars paid no individual income taxes.

In April 2025, 23 percent of households in Great Britain reported that they could not afford an unexpected expense of 850 British pounds. In the same month, approximately 72 percent of people reported rising living costs relative to the previous month.

The timeline presents data on pay TV penetration rate in Latin America from 2010 to 2019. In 2018, 55.39 percent of people living in TV households in Latin America had access to pay TV services. The industry generated 19.5 billion U.S. dollars in revenues in Latin America in 2017. Largest pay TV operator in the region (based on subscriber count) was DirecTV/Sky, followed by America Movil. Telefonica had 4.62 million pay TV subscribers in December 2017.

In 2023, there were 577,000 German households with a household net income of under 500 euros per month. Approximately 18 percent of households had a monthly income of 5,000 euros and more. Disposable net income While at first glance the aforementioned monthly income may seem manageable, based on general German standards of living, it is worth noting that flexibility and expenditure depends on the number of people living in a household, or rather the number of earners in relation to that number. In the case of employed population members, what remains as disposable net income is influenced by various regular payments made by households after the already taxed salary arrives. These payments include, but are not limited to, rent, different types of insurance, repaying loans, fees for internet and mobile phone services. Food and housing When looking at private household spending in Germany, consistent patterns emerge. Housing, water, electricity, gas and other fuel made up the largest share and will increase even further in the coming months, followed by food, beverages, and tobacco.

In March 2025, inflation amounted to 2.4 percent, while wages grew by 4.3 percent. The inflation rate has not exceeded the rate of wage growth since January 2023. Inflation in 2022 The high rates of inflation in 2022 meant that the real terms value of American wages took a hit. Many Americans report feelings of concern over the economy and a worsening of their financial situation. The inflation situation in the United States is one that was experienced globally in 2022, mainly due to COVID-19 related supply chain constraints and disruption due to the Russian invasion of Ukraine. The monthly inflation rate for the U.S. reached a 40-year high in June 2022 at 9.1 percent, and annual inflation for 2022 reached eight percent. Without appropriate wage increases, Americans will continue to see a decline in their purchasing power. Wages in the U.S. Despite the level of wage growth reaching 6.7 percent in the summer of 2022, it has not been enough to curb the impact of even higher inflation rates. The federally mandated minimum wage in the United States has not increased since 2009, meaning that individuals working minimum wage jobs have taken a real terms pay cut for the last twelve years. There are discrepancies between states - the minimum wage in California can be as high as 15.50 U.S. dollars per hour, while a business in Oklahoma may be as low as two U.S. dollars per hour. However, even the higher wage rates in states like California and Washington may be lacking - one analysis found that if minimum wage had kept up with productivity, the minimum hourly wage in the U.S. should have been 22.88 dollars per hour in 2021. Additionally, the impact of decreased purchasing power due to inflation will impact different parts of society in different ways with stark contrast in average wages due to both gender and race.

In 2024, the average annual full-time earnings for the top ten percent of earners in the United Kingdom was 72,150 British pounds, compared with 22,763 for the bottom ten percent of earners. As of this year, the average annual earnings for all full-time employees was 37,430 pounds, up from 34,963 pounds in the previous year. Strong wage growth continues in 2025 As of February 2025, wages in the UK were growing by approximately 5.9 percent compared with the previous year, with this falling to 5.6 percent if bonus pay is included. When adjusted for inflation, regular pay without bonuses grew by 2.1 percent, with overall pay including bonus pay rising by 1.9 percent. While UK wages have now outpaced inflation for almost two years, there was a long period between 2021 and 2023 when high inflation in the UK was rising faster than wages, one of the leading reasons behind a severe cost of living crisis at the time. UK's gender pay gap falls in 2024 For several years, the difference between average hourly earnings for men and women has been falling, with the UK's gender pay gap dropping to 13.1 percent in 2024, down from 27.5 percent in 1997. When examined by specific industry sectors, however, the discrepancy between male and female earnings can be much starker. In the financial services sector, for example, the gender pay gap was almost 30 percent, with professional, scientific and technical professions also having a relatively high gender pay gap rate of 20 percent.

Italians were among the most affected by the cost of living crisis in Europe in 2022. According to a September survey, 41 percent of Italians reported having struggled to pay their energy bills within the past three months. Natural gas is among the most impacted commodities by the Russia-Ukraine war, with European wholesale prices having skyrocketed throughout the year. In countries such as Italy and the United Kingdom where natural gas is the most consumed energy source, households were particularly affected by rising energy costs.

In April 2025, the UK minimum wage for adults over the age of 21 in will be 12.21 pounds per hour. For the 2025/26 financial year, there will be four minimum wage categories, three of which are based on age and one for apprentice workers. Apprentices, and workers under the age of 18 will have a minimum wage of 7.55 pounds an hour, increasing to ten pounds for those aged 18 to 20. When the minimum wage was first introduced in 1999, there were just two age categories; 18 to 21, and 22 and over. This increased to three categories in 2004, four in 2010, and five between 2016 and 2023, before being reduced down to four in the most recent year. The living wage The living wage is an alternative minimum wage amount that employers in the UK can voluntarily pay their employees. It is calculated independently of the legal minimum wage and results in a higher value figure. In 2023/24, for example, the living wage was twelve pounds an hour for the UK as a whole and 13.15 for workers in London, where the cost of living is typically higher. This living wage is different from what the UK government has named the national living wage, which was 10.42 in the same financial year. Between 2011/12 and 2023/24, the living wage has increased by 4.80 pounds, while the London living wage has grown by 4.85 pounds. Wage growth cancelled-out by high inflation 2021-2023 For a long period between the middle of 2021 and late 2023, average wage growth in the UK was unable to keep up with record inflation levels, resulting in the biggest fall in disposable income since 1956. Although the UK government attempted to mitigate the impact of falling living standards through a series of cost of living payments, the situation has still been very difficult for households. After peaking at 11.1 percent in October 2022, the UK's inflation rate remained in double figures until March 2023, and did not fall to the preferred rate of two percent until May 2024. As of November 2024, regular weekly pay in the UK was growing by 5.6 percent in nominal terms, and 2.5 percent when adjusted for inflation.

Located in the north of the country, Lombardy had the highest mean gross salary in 2024, while workers in Basilicata earned the lowest average wages nationwide. The figure for Lombardy amounted to ****** euros, around *** euros more than in Lazio, where the capital Rome is situated, as reported by Job Pricing. Trentino-South Tyrol was the region with the second-highest average gross salary, ****** euros per year. The last positions of the raking were occupied by the southern regions, with an average wage of ****** euros. High wages and large pay gap  According to the same source, employees working in banking and financial services had some of the largest salaries in Italy. However, men earned roughly ** percent more than women (****** euros versus ****** euros). Similarly, the annual gross salary in the insurance industry was ** percent higher in favor of men. Low-wage workers The south of Italy was also the place registering the highest percentage of low paid employees. These are employees with an hourly salary of less than ********** of the median salary over the total number of employees. More specifically, in the south and on the islands, the share of low-wage employees was **** and **** percent, respectively. In the northern regions, the share amounted to only *** percent.

During a survey carried out in June 2020, approximately 28 percent of responding Argentinians living alone said they bought a bundle with internet and pay-TV services. Meanwhile, 29 percent of respondents living in households with a total of five people said they purchased bundles with internet, pay-TV, and fixed telephony services.

The cost of living crisis in 2023 has led to many households in the United Kingdom struggling to pay bills. In England and Wales, 23 percent of bill payers surveyed said they were struggling to pay their water bills. This was lower than the share of people struggling to pay others bills, such as petrol, heating, and electricity. In financial year 2023, the average annual household combined sewerage and water bill in England and Wales was 417 British pounds.

A recent survey found that access to live news was the main reason for Americans to keep live pay TV, with 80 percent of those aged over 35 highlighting live news as the reason why they do not cut the cord and instead rely solely on online video services. Whilst live news was also important to the majority of younger viewers, those aged 18 to 35 years old were more open to canceling their pay TV subscriptions, or only kept them due to a poor internet connection. However all ages agreed that watching new TV episodes as soon as they are broadcast was important, with 57 percent of all respondents citing this as their reason to subscribe to pay TV.

Costa Rica is the country with the highest minimum monthly wage in Latin America. According to the minimum salary established by law as of January 2025, workers in the Central American country enjoy a basic monthly wage of over 726 U.S. dollars, an increase of 2.37 percent compared to the previous year. They also earn over 200 U.S. dollars more than the second place, Uruguay. On the other side of the spectrum is Venezuela, where employees are only guaranteed by law a minimum salary of 130 bolívares or little more than 2.50 dollars per month. Can Latin Americans survive on a minimum wage? Even if most countries in Latin America have instated laws to guarantee citizens a basic income, these minimum standards are often not enough to meet household needs. For instance, it was estimated that almost 25 million people in Mexico lacked basic housing services. Salary levels also vary greatly among Latin American economies. In 2020, the average net monthly salary in Mexico was barely higher than Chile's minimum wage in 2021. What can a minimum wage afford in Latin America? Latin American real wages have generally risen in the past decade. However, consumers in this region still struggle to afford non-basic goods, such as tech products. Recent estimates reveal that, in order to buy an iPhone, Brazilian residents would have to work at least two months to be able to pay for it. A gaming console, on the other hand, could easily cost a Latin American worker several minimum wages.

For workers under the age of 18, the national minimum wage in the United Kingdom is 7.55 British pounds per hour as of April 2025. This is an increase of 1.15 pounds when compared with 2024 when the minimum wage for this age group was 6.40 pounds. This particular minimum wage category was three pounds when it was first introduced in 2004, five years after the launch of the minimum age for workers aged 19 or over. Minimum wage rates history In 1999, when the UK minimum wage was first introduced, there were two different wage rates; one for those aged 18 to 21, and another for those aged 22 or over. These two rates were joined by an under 18 rate in 2004, and then in 2010 the minimum wage was reorganized to include a rate for apprentice workers, while the top rate was increased to include workers aged 21. As of 2025, after several further waves of reorganization, there are four different wage categories. For workers aged 21 and over, the minimum hourly wage is 12.21 pounds, falling to ten pounds for 18 to 20-year-olds, and 7.55 pounds for under 18s and apprentices. Wages continue growing in 2025 As of January 2025, weekly wages were growing by approximately 5.9 percent, the twentieth-consecutive month of wage growth following a long period of wages falling. High inflation throughout 2022 and 2023, meant that prices were rising faster than pay for a long twenty-month period between November 2021 and June 2023. With inflation down, and wages still growing, there are hopeful signs the UK might be over the worst of the Cost of Living Crisis, ongoing since late 2021. As of March 2025, however, almost 60 percent of UK households were still reporting an increase in their living costs, relative to the previous month.