According to a survey conducted in Southeast Asia in *********, about ** percent of the respondents chose the internet among their sources for learning to manage their personal finances. In comparison, those with no personal finance education made up a quarter of the surveyed consumers in the region as of *********.

dataset contains detailed financial and demographic data for 20,000 individuals, focusing on income, expenses, and potential savings across various categories. The data aims to provide insights into personal financial management and spending patterns.

• Income & Demographics:
  • Income: Monthly income in currency units.
  • Age: Age of the individual.
  • Dependents: Number of dependents supported by the individual.
  • Occupation: Type of employment or job role.
  • City_Tier: A categorical variable representing the living area tier (e.g., Tier 1, Tier 2).
• Monthly Expenses:
  • Categories like Rent, Loan_Repayment, Insurance, Groceries, Transport, Eating_Out, Entertainment, Utilities, Healthcare, Education, and Miscellaneous record various monthly expenses.
• Financial Goals & Savings:
  • Desired_Savings_Percentage and Desired_Savings: Targets for monthly savings.
  • Disposable_Income: Income remaining after all expenses are accounted for.
• Potential Savings:
  • Includes estimates of potential savings across different spending areas such as Groceries, Transport, Eating_Out, Entertainment, Utilities, Healthcare, Education, and Miscellaneous.

Roughly a ***** of Gen Z bank account holders indicated that they worried about their financial future in the U.S. in the second quarter of 2025, according to Statista Consumer Insights. On the other hand, over ** percent of the respondents born between 1995 and 2012 indicated that they were well-informed about their financial situation. There was a relatively low share of respondents who expressed interest in new financial topics, such as crypto or NFTs.

In a survey conducted in July 2025, around ** percent of participants aged 18 to 29 years said that they felt their finances had remained about the same as the previous year. However, ***percent of respondents aged 30 to 44 that said they were financially worse off than they had been the previous year.

According to a survey conducted in Southeast Asia in June 2023, more than **** of the respondents in Thailand stated that they used the internet as a source to educate themselves about personal finance. In contrast, ** percent of the surveyed consumers in Thailand said that they learned about managing their personal finances in formal education as of June 2023.

These services help with money management, financial planning, and insurance education. These services are not all dementia-specific but are inclusive of those living with dementia or who are planning for future memory loss. We include larger organizations that provide these services but have not included individual/private financial planners.

Younger generations—specifically, millennials and Gen Z—increasingly turn to social media for personal finance purposes, such as making and receiving payments, crowdfunding, shopping, and financial education. While the financial tools provided by social media offer benefits, such as convenience and community, they also come with risks, such as increased fraud and misinformation.

Financial overview and grant giving statistics of NEXT GEN PERSONAL FINANCE

Financial overview and grant giving statistics of Personal Finance Employee Education

Financial overview and grant giving statistics of Rhode Island Jumpstart Coalition For Personal Finance

Dataset Description

A curated collection of Reddit posts and top comments focused on personal finance questions. The data is further filtered with the help of LLM-based Voting scores. These scores determine if the query is relevant to a person's financial queries among the other posts of the subreddits.

  Dataset Structure

Columns:

category: The sub-domain of personal finance that the query belongs to. subreddit: Source subreddit (string, categorical) query: User’s… See the full description on the dataset page: https://huggingface.co/datasets/Akhil-Theerthala/Personal-Finance-Queries.

CSI: Personal: Expected Financial Situation: Next Yr: Don’t Know data was reported at 2.000 % in May 2018. This stayed constant from the previous number of 2.000 % for Apr 2018. CSI: Personal: Expected Financial Situation: Next Yr: Don’t Know data is updated monthly, averaging 3.000 % from Jan 1978 (Median) to May 2018, with 485 observations. The data reached an all-time high of 8.000 % in Oct 1980 and a record low of 0.000 % in Mar 2008. CSI: Personal: Expected Financial Situation: Next Yr: Don’t Know data remains active status in CEIC and is reported by University of Michigan. The data is categorized under Global Database’s USA – Table US.H024: Consumer Sentiment Index: Personal Finance. The question was: Now looking ahead -- do you think that a year from now you (and your family living there) will be better off financially, worse off, or just about the same as now?

The global market for personal finance mobile apps is experiencing robust growth, driven by increasing smartphone penetration, rising financial literacy concerns, and a growing preference for convenient, digital financial management tools. The market, estimated at $15 billion in 2025, is projected to expand at a compound annual growth rate (CAGR) of 15% from 2025 to 2033, reaching an estimated $45 billion by 2033. This expansion is fueled by several key trends, including the integration of advanced features like AI-powered budgeting and investment advice, the rise of subscription-based premium services offering personalized financial guidance, and the increasing adoption of open banking APIs enabling seamless data aggregation from multiple financial accounts. The market is segmented by features (budgeting, investing, expense tracking, debt management), pricing models (free, freemium, subscription), and user demographics (age, income, financial literacy). Competitive intensity is high, with established players like Intuit and newer entrants vying for market share through innovation in user experience and functionality. Despite the strong growth trajectory, several restraints are present. These include concerns around data security and privacy, the need for user education and adoption of new technologies, and varying levels of technological infrastructure across different regions. The success of individual players hinges on their ability to overcome these challenges, offering secure, user-friendly, and personalized solutions that meet the specific financial management needs of diverse user segments. The increasing demand for personalized financial guidance is pushing the market towards the adoption of more advanced functionalities and features which is a major trend influencing the development of the app market. This creates opportunities for app developers to focus on improving their user interface and user experience, resulting in higher user retention and better market penetration.

The Personal Finance Software market has undergone substantial evolution in recent years, characterized by growing demand for efficient money management solutions among individuals and families. With rising awareness of financial literacy, the market is projected to expand from its current size of approximately $1 b

This dataset provides detailed, household-level records of income and expenses, including transaction categories, payment methods, recurrence patterns, and basic household demographics. It enables comprehensive budgeting analysis, supports financial literacy initiatives, and can power personalized financial recommendations and research into household spending habits.

The digital personal finance app market is experiencing robust growth, driven by increasing smartphone penetration, rising financial literacy concerns, and the demand for convenient budgeting and investment tools. The market's value, while not explicitly stated, can be reasonably estimated based on the presence of numerous established players (Mint, Personal Capital, etc.) and the significant market interest in financial technology (FinTech). Considering the competitive landscape and the prevalence of freemium models alongside subscription-based services, a conservative estimate for the 2025 market size would be around $5 billion USD, given the significant investments in and success of various players. A Compound Annual Growth Rate (CAGR) of 15% over the forecast period (2025-2033) is plausible, reflecting continued technological advancements, evolving user preferences, and the expanding scope of features offered by these apps, including AI-powered budgeting and investment recommendations. This growth trajectory is fueled by trends such as the increasing adoption of open banking APIs, which enhance data integration and personalized financial advice. However, restraints such as data security concerns, competition from established financial institutions offering similar services, and the need for continuous technological updates to stay relevant present challenges to the market's growth. Segmentation within the market includes apps focusing on budgeting, investment, debt management, and credit score monitoring. The geographical distribution likely mirrors global smartphone adoption rates, with North America and Europe holding significant market share initially, followed by rapid growth in Asia and other developing economies. The projected CAGR of 15% suggests a considerable expansion of the market. By 2033, the market size could exceed $20 billion, assuming consistent adoption rates and continued technological innovation. The competitive landscape remains dynamic, with established players competing against new entrants. Differentiation strategies will be crucial, focusing on superior user experience, advanced features (such as AI-driven financial planning), and enhanced security measures. Furthermore, regulatory changes related to data privacy and financial security will significantly impact the industry's development. Strategic partnerships with banks and other financial institutions will be key to market penetration and user acquisition, particularly in emerging markets.

The total assets of International Personal Finance with headquarters in the United Kingdom amounted to ************* British pounds in 2023. The reported fiscal year ends on December 31.Compared to the earliest depicted value from 2020 this is a total decrease of approximately ************* British pounds. The trend from 2020 to 2023 shows, furthermore, that this decrease happened continuously.

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The personal finance software market is expected to grow at a CAGR of 4% during the forecast period. Growing dependency on the internet, drivers.2, and drivers.3 are some of the significant factors fueling personal finance software market growth.

Growing dependency on the internet

A major driver for this segment is the user-friendliness of personal finance software. It helps in easy management of monetary funds and budget. It eases the revenue inflow and outflow for home businesses in a secure way. It assures data privacy as the vendors offer advanced security features in their personal finance software products. Further, the availability of cost-effective solutions is driving the market for home business users. The shutdown of countless businesses and the subsequent effects of COVID-19 have negatively affected the global economy. Several months into the COVID-19 crisis, some countries have managed to control new cases, while in others, the spread remains extensive. Many countries have reopened their economies, allowing a cautious return to work and economic life. Similarly, home business users are also dealing with financial crises due to the disruption of supply chain and transportation. Such factors have increased the demand for personal finance software. The halt of various business activities has negatively impacted many individuals' income, which, in turn, has put pressure on monthly budgets, EMI outflow, insurance premiums, and investments. In such situations, personal finance software has emerged as a key solution in managing business and other personal financial crisis. This software functions as a dashboard; it tracks the user's transactions and gives an early warning when problems arise. Such factors are expected to drive market growth during the forecast period.

Number of Businesses statistics on the Personal Finance & Money Management Software Developers industry in the US

Personal Finance Software Market Outlook

According to our latest research, the global personal finance software market size reached USD 1.29 billion in 2024, driven by the growing adoption of digital financial tools and rising consumer demand for financial literacy solutions. The market is set to expand at a robust CAGR of 5.8% from 2025 to 2033, propelling the market to a forecasted value of USD 2.16 billion by the end of 2033. This sustained growth is primarily due to the increasing penetration of smartphones, the proliferation of internet access, and a heightened focus on personal wealth management and budgeting among individuals and small businesses worldwide. As per the latest research, the marketÂ’s momentum is further bolstered by technological advancements and the integration of artificial intelligence and machine learning into personal finance platforms, which enhance user experience and offer more personalized financial insights.

One of the key growth factors propelling the personal finance software market is the rising consumer awareness regarding the importance of financial planning and management. The ongoing shift towards digital banking and cashless transactions has made it increasingly essential for individuals to track their finances, budget effectively, and plan for future investments. As a result, consumers are turning to personal finance software for features such as automated expense tracking, real-time account synchronization, and goal-setting tools. The proliferation of user-friendly mobile applications and web-based platforms has further democratized access to financial management tools, making them more accessible to a broader demographic, including millennials and Gen Z, who are particularly tech-savvy and value financial independence.

Another significant driver is the integration of advanced technologies such as artificial intelligence, machine learning, and data analytics into personal finance software. These technologies enable platforms to provide personalized recommendations, predictive analytics, and automated insights into spending habits, investment opportunities, and risk factors. AI-driven chatbots and virtual financial advisors are increasingly being adopted to enhance customer support and deliver tailored advice, thereby improving user engagement and retention. The ability to aggregate data from multiple financial accounts and provide a holistic view of an individualÂ’s financial health is a compelling value proposition that continues to drive adoption among both individual consumers and small businesses. Furthermore, the rise of open banking initiatives and APIs has facilitated seamless integration between personal finance software and various financial institutions, enhancing interoperability and user experience.

The growing need for compliance and regulatory adherence, particularly in regions with stringent data privacy laws, is also shaping the evolution of the personal finance software market. Software providers are investing heavily in robust security features, encryption protocols, and compliance frameworks to ensure the safety and confidentiality of user data. This focus on security is particularly critical as cyber threats and financial fraud become more sophisticated. Additionally, the emergence of cloud-based deployment models has allowed vendors to offer scalable and cost-effective solutions that cater to a diverse range of users, from individuals to large enterprises. The ability to access financial data and management tools from anywhere, at any time, is a significant advantage driving the shift towards cloud-based platforms.

The rise of Financial Advisory Software is also playing a pivotal role in the evolution of personal finance management. These sophisticated tools are designed to offer comprehensive financial planning services, enabling users to make informed decisions about their investments, savings, and expenditures. By integrating with personal finance software, financial advisory platforms can provide users with a holistic view of their financial health, incorporating data from various sources to deliver tailored advice and strategies. This synergy not only enhances user experience but also empowers individuals and small businesses to achieve their financial goals with greater precision and confidence.

From a regional perspective, North America currently dominates the personal