The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The U.S. bank prime loan rate has undergone significant fluctuations over the past three decades, reflecting broader economic trends and monetary policy decisions. From a high of **** percent in 1990, the rate has seen periods of decline, stability, and recent increases. As of May 2025, the prime rate stood at *** percent, marking a notable rise from the historic lows seen in the early 2020s. Federal Reserve's impact on lending rates The prime rate's trajectory closely mirrors changes in the federal funds rate, which serves as a key benchmark for the U.S. financial system. In 2023, the Federal Reserve implemented a series of rate hikes, pushing the federal funds target range to 5.25-5.5 percent by year-end. This aggressive monetary tightening was aimed at combating rising inflation, and its effects rippled through various lending rates, including the prime rate. Long-term investment outlook While short-term rates have risen, long-term investment yields have also seen changes. The 10-year U.S. Treasury bond, a benchmark for long-term interest rates, showed an average market yield of **** percent in the second quarter of 2024, adjusted for constant maturity and inflation. This figure represents a recovery from negative real returns seen in 2021, reflecting shifting expectations for economic growth and inflation. The evolving yield environment has implications for both borrowers and investors, influencing decisions across the financial landscape.

Bank Lending Rate in the United States remained unchanged at 7.50 percent in June. This dataset provides - United States Average Monthly Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Policy interest rates in the U.S. and Europe are forecasted to decrease gradually between 2024 and 2027, following exceptional increases triggered by soaring inflation between 2021 and 2023. The U.S. federal funds rate stood at **** percent at the end of 2023, the European Central Bank deposit rate at **** percent, and the Swiss National Bank policy rate at **** percent. With inflationary pressures stabilizing, policy interest rates are forecast to decrease in each observed region. The U.S. federal funds rate is expected to decrease to *** percent, the ECB refi rate to **** percent, the Bank of England bank rate to **** percent, and the Swiss National Bank policy rate to **** percent by 2025. An interesting aspect to note is the impact of these interest rate changes on various economic factors such as growth, employment, and inflation. The impact of central bank policy rates The U.S. federal funds effective rate, crucial in determining the interest rate paid by depository institutions, experienced drastic changes in response to the COVID-19 pandemic. The subsequent slight changes in the effective rate reflected the efforts to stimulate the economy and manage economic factors such as inflation. Such fluctuations in the federal funds rate have had a significant impact on the overall economy. The European Central Bank's decision to cut its fixed interest rate in June 2024 for the first time since 2016 marked a significant shift in attitude towards economic conditions. The reasons behind the fluctuations in the ECB's interest rate reflect its mandate to ensure price stability and manage inflation, shedding light on the complex interplay between interest rates and economic factors. Inflation and real interest rates The relationship between inflation and interest rates is critical in understanding the actions of central banks. Central banks' efforts to manage inflation through interest rate adjustments reveal the intricate balance between economic growth and inflation. Additionally, the concept of real interest rates, adjusted for inflation, provides valuable insights into the impact of inflation on the economy.

Graph and download economic data for Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates (PRIME) from 1955-08-04 to 2024-12-20 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

Botswana Nominal Interest Rate: Prime Lending Rate data was reported at 6.010 % pa in Feb 2025. This stayed constant from the previous number of 6.010 % pa for Jan 2025. Botswana Nominal Interest Rate: Prime Lending Rate data is updated monthly, averaging 9.000 % pa from Jan 2003 (Median) to Feb 2025, with 266 observations. The data reached an all-time high of 17.000 % pa in Nov 2008 and a record low of 5.250 % pa in Mar 2022. Botswana Nominal Interest Rate: Prime Lending Rate data remains active status in CEIC and is reported by Bank of Botswana. The data is categorized under Global Database’s Botswana – Table BW.M002: Real and Nominal Interest Rate.

The benchmark interest rate in Mexico was last recorded at 8 percent. This dataset provides - Mexico Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The benchmark interest rate in South Africa was last recorded at 7.25 percent. This dataset provides - South Africa Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

United States Prime Lending Rate: Month Average data was reported at 7.500 % pa in Apr 2025. This stayed constant from the previous number of 7.500 % pa for Mar 2025. United States Prime Lending Rate: Month Average data is updated monthly, averaging 5.880 % pa from Jan 1949 (Median) to Apr 2025, with 916 observations. The data reached an all-time high of 20.500 % pa in Aug 1981 and a record low of 2.000 % pa in Aug 1950. United States Prime Lending Rate: Month Average data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.M011: Lending Rates.

Graph and download economic data for Bank Prime Loan Rate (DPRIME) from 1955-08-04 to 2025-06-26 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

Panama Lending Rate: Prime Rate data was reported at 4.750 % pa in Jun 2018. This stayed constant from the previous number of 4.750 % pa for May 2018. Panama Lending Rate: Prime Rate data is updated monthly, averaging 4.000 % pa from Dec 1999 (Median) to Jun 2018, with 223 observations. The data reached an all-time high of 9.500 % pa in Aug 2004 and a record low of 3.250 % pa in Dec 2015. Panama Lending Rate: Prime Rate data remains active status in CEIC and is reported by Superintendency of Banks of Panama. The data is categorized under Global Database’s Panama – Table PA.M003: Lending Rate.

Botswana Real Interest Rate: Prime Lending Rate data was reported at 3.223 % pa in Feb 2025. This records a decrease from the previous number of 3.424 % pa for Jan 2025. Botswana Real Interest Rate: Prime Lending Rate data is updated monthly, averaging 3.945 % pa from Jan 2003 (Median) to Feb 2025, with 266 observations. The data reached an all-time high of 9.600 % pa in Apr 2007 and a record low of -7.030 % pa in Jul 2022. Botswana Real Interest Rate: Prime Lending Rate data remains active status in CEIC and is reported by Bank of Botswana. The data is categorized under Global Database’s Botswana – Table BW.M002: Real and Nominal Interest Rate.

South Africa Prime Lending Rate data was reported at 11.000 % pa in Mar 2025. This stayed constant from the previous number of 11.000 % pa for Feb 2025. South Africa Prime Lending Rate data is updated monthly, averaging 10.500 % pa from Jan 2000 (Median) to Mar 2025, with 303 observations. The data reached an all-time high of 17.000 % pa in May 2003 and a record low of 7.000 % pa in Oct 2021. South Africa Prime Lending Rate data remains active status in CEIC and is reported by South African Reserve Bank. The data is categorized under Global Database’s South Africa – Table ZA.M005: Prime Lending Rate.

Lending Rate in China remained unchanged at 4.35 percent in October from 4.35 percent in September of 2022. This dataset provides - China Prime Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

The benchmark interest rate in South Korea was last recorded at 2.50 percent. This dataset provides - South Korea Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Forecast: Bank Lending Interest Rate in Canada 2022 - 2026 Discover more data with ReportLinker!

China Loan Prime Rate: 1 Year data was reported at 4.310 % pa in 16 Aug 2019. This stayed constant from the previous number of 4.310 % pa for 15 Aug 2019. China Loan Prime Rate: 1 Year data is updated daily, averaging 4.310 % pa from Oct 2013 (Median) to 16 Aug 2019, with 1454 observations. The data reached an all-time high of 5.770 % pa in 16 Jun 2014 and a record low of 4.300 % pa in 04 Apr 2018. China Loan Prime Rate: 1 Year data remains active status in CEIC and is reported by National Interbank Funding Center. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MA: Rediscount and Lending Rate.

Botswana Nominal Interest Rate: Annual: Prime Lending Rate data was reported at 6.010 % pa in 2024. This records a decrease from the previous number of 6.510 % pa for 2023. Botswana Nominal Interest Rate: Annual: Prime Lending Rate data is updated yearly, averaging 12.750 % pa from Dec 1993 (Median) to 2024, with 32 observations. The data reached an all-time high of 16.750 % pa in 2002 and a record low of 5.250 % pa in 2021. Botswana Nominal Interest Rate: Annual: Prime Lending Rate data remains active status in CEIC and is reported by Bank of Botswana. The data is categorized under Global Database’s Botswana – Table BW.M002: Real and Nominal Interest Rate.

Bank Lending Rate in Austria decreased to 4.05 percent in May from 4.22 percent in April of 2025. This dataset provides - Austria Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Thailand Prime Rate: Minimum Retail Rate (MRR) data was reported at 7.245 % pa in Nov 2018. This stayed constant from the previous number of 7.245 % pa for Oct 2018. Thailand Prime Rate: Minimum Retail Rate (MRR) data is updated monthly, averaging 8.000 % pa from Oct 1993 (Median) to Nov 2018, with 302 observations. The data reached an all-time high of 15.875 % pa in Jul 1998 and a record low of 6.000 % pa in Jun 2005. Thailand Prime Rate: Minimum Retail Rate (MRR) data remains active status in CEIC and is reported by Bank of Thailand. The data is categorized under Global Database’s Thailand – Table TH.M001: Interest Rates: Commerical Banks.