South Africa Prime Lending Rate data was reported at 10.250 % pa in Nov 2025. This records a decrease from the previous number of 10.500 % pa for Oct 2025. South Africa Prime Lending Rate data is updated monthly, averaging 8.500 % pa from Jan 2000 (Median) to Nov 2025, with 311 observations. The data reached an all-time high of 17.000 % pa in May 2003 and a record low of 7.000 % pa in Oct 2021. South Africa Prime Lending Rate data remains active status in CEIC and is reported by South African Reserve Bank. The data is categorized under Global Database’s South Africa – Table ZA.M: Prime Lending Rate.

The benchmark interest rate in South Africa was last recorded at 6.75 percent. This dataset provides - South Africa Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in South Africa decreased to 10.25 percent in November from 10.50 percent in September of 2025. This dataset provides - South Africa Prime Overdraft Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

South Africa Real Prime Lending Rate data was reported at 4.660 % pa in Oct 2018. This records a decrease from the previous number of 4.860 % pa for Sep 2018. South Africa Real Prime Lending Rate data is updated monthly, averaging 4.046 % pa from Dec 1948 (Median) to Oct 2018, with 839 observations. The data reached an all-time high of 17.060 % pa in Aug 1998 and a record low of -5.560 % pa in Dec 1986. South Africa Real Prime Lending Rate data remains active status in CEIC and is reported by South African Reserve Bank. The data is categorized under Global Database’s South Africa – Table ZA.M004: Prime Lending Rate.

Key information about South Africa Bank Lending Rate

• South Africa Bank Lending Rate was reported at 10.250 % pa in Dec 2025.
• This stayed constant from the previous number of 10.250 % pa for Dec 2025.
• South Africa Bank Lending Rate data is updated daily, averaging 7.000 % pa from Dec 1948 to 02 Dec 2025, with 28091 observations.
• The data reached an all-time high of 11.750 % pa in 19 Sep 2024 and a record low of 7.000 % pa in 18 Nov 2021.
• South Africa Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Daily.

Lending Rate in South Africa remained unchanged at 10.50 percent in October. This dataset provides - South Africa Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Overview with Chart & Report: SARB Prime Rate is the underlying rate for loans provided by commercial banks to their clients. The rate is set by the South African Reserve Bank. Interest rates are used by the Bank to control

Actual value and historical data chart for South Africa Lending Interest Rate Percent

This dataset provides values for INTEREST RATE reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

Monthly and long-term South Africa Interest Rate data: historical series and analyst forecasts curated by FocusEconomics.

The Prime Overdraft Rate in South Africa is the interest rate that commercial banks charge their most creditworthy customers for overdrafts.-2025-05-29

Risk premium on lending (lending rate minus treasury bill rate, %) in South Africa was reported at 3.3425 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. South Africa - Risk premium on lending (prime rate minus treasury bill rate, %) - actual values, historical data, forecasts and projections were sourced from the World Bank on November of 2025.

The Prime Overdraft Rate in South Africa is the interest rate that commercial banks charge their most creditworthy customers for overdrafts.-2025-11-20

The Prime Overdraft Rate in South Africa is the interest rate that commercial banks charge their most creditworthy customers for overdrafts.-2024-03-27

The Prime Overdraft Rate in South Africa is the interest rate that commercial banks charge their most creditworthy customers for overdrafts.-2023-05-25