Graph and download economic data for Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates (PRIME) from 1955-08-04 to 2024-12-20 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

Bank Lending Rate in the United States remained unchanged at 7.50 percent in June. This dataset provides - United States Average Monthly Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Bank Prime Loan Rate (DPRIME) from 1955-08-04 to 2025-06-26 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

Graph and download economic data for Bank Prime Loan Rate (WPRIME) from 1955-08-10 to 2025-07-09 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

The U.S. bank prime loan rate has undergone significant fluctuations over the past three decades, reflecting broader economic trends and monetary policy decisions. From a high of **** percent in 1990, the rate has seen periods of decline, stability, and recent increases. As of May 2025, the prime rate stood at *** percent, marking a notable rise from the historic lows seen in the early 2020s. Federal Reserve's impact on lending rates The prime rate's trajectory closely mirrors changes in the federal funds rate, which serves as a key benchmark for the U.S. financial system. In 2023, the Federal Reserve implemented a series of rate hikes, pushing the federal funds target range to 5.25-5.5 percent by year-end. This aggressive monetary tightening was aimed at combating rising inflation, and its effects rippled through various lending rates, including the prime rate. Long-term investment outlook While short-term rates have risen, long-term investment yields have also seen changes. The 10-year U.S. Treasury bond, a benchmark for long-term interest rates, showed an average market yield of **** percent in the second quarter of 2024, adjusted for constant maturity and inflation. This figure represents a recovery from negative real returns seen in 2021, reflecting shifting expectations for economic growth and inflation. The evolving yield environment has implications for both borrowers and investors, influencing decisions across the financial landscape.

The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Bank Lending Rate in Hong Kong remained unchanged at 5.25 percent in June. This dataset provides - Hong Kong Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Bank Prime Loan Rate (MPRIME) from Jan 1949 to Jun 2025 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

Bank Lending Rate In the Euro Area decreased to 3.81 percent in May from 3.92 percent in April of 2025. This dataset provides - Euro Area Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Thailand remained unchanged at 6.35 percent in June. This dataset provides - Thailand Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

United States - Bank Prime Loan Rate was 7.50% in May of 2025, according to the United States Federal Reserve. Historically, United States - Bank Prime Loan Rate reached a record high of 20.50 in August of 1981 and a record low of 2.00 in February of 1949. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Bank Prime Loan Rate - last updated from the United States Federal Reserve on June of 2025.

Lending Rate in China remained unchanged at 4.35 percent in October from 4.35 percent in September of 2022. This dataset provides - China Prime Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about United States Bank Lending Rate

• United States Bank Lending Rate was reported at 7.500 % pa in Mar 2025.
• This stayed constant from the previous number of 7.500 % pa for Mar 2025.
• US Bank Lending Rate data is updated daily, averaging 4.250 % pa from Aug 1955 to 24 Mar 2025, with 25436 observations.
• The data reached an all-time high of 8.500 % pa in 18 Sep 2024 and a record low of 3.250 % pa in 16 Mar 2022.
• US Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Daily.

Federal Reserve Board provides daily Bank Lending Rate.

Bank Lending Rate in India remained unchanged at 9.77 percent in June. This dataset provides - India Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

United States - Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates was 7.50% in December of 2024, according to the United States Federal Reserve. Historically, United States - Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates reached a record high of 21.50 in December of 1980 and a record low of 3.25 in August of 1955. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates - last updated from the United States Federal Reserve on July of 2025.

Key information about Japan Bank Lending Rate

• Japan Bank Lending Rate was reported at 1.625 % pa in Feb 2025.
• This stayed constant from the previous number of 1.625 % pa for Jan 2025.
• Japan Bank Lending Rate data is updated monthly, averaging 1.625 % pa from Jan 1971 to Feb 2025, with 650 observations.
• The data reached an all-time high of 9.250 % pa in Jul 1980 and a record low of 1.375 % pa in Jul 2006.
• Japan Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

The International Monetary Fund provides monthly Bank Lending Rate.

Key information about Peru Bank Lending Rate

• Peru Bank Lending Rate was reported at 14.906 % pa in Feb 2025.
• This records a decrease from the previous number of 14.991 % pa for Jan 2025.
• Peru Bank Lending Rate data is updated monthly, averaging 23.538 % pa from Aug 1985 to Feb 2025, with 475 observations.
• The data reached an all-time high of 12,448.081 % pa in Aug 1990 and a record low of 10.491 % pa in Sep 2021.
• Peru Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

CEIC extends history for monthly Bank Lending Rate. The Central Reserve Bank of Peru provides weighted average Bank Lending Rate. Bank Lending Rate prior to February 1992 is sourced from the International Monetary Fund.

Key information about Philippines Bank Lending Rate

• Philippines Bank Lending Rate was reported at 8.036 % pa in Dec 2024.
• This records an increase from the previous number of 7.473 % pa for Nov 2024.
• Philippines Bank Lending Rate data is updated monthly, averaging 11.580 % pa from Jan 1976 to Dec 2024, with 588 observations.
• The data reached an all-time high of 39.732 % pa in Dec 1984 and a record low of 5.098 % pa in Feb 2015.
• Philippines Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

CEIC extends history for monthly Bank Lending Rate. Bangko Sentral ng Pilipinas provides Bank Lending Rate. Bank Lending Rate is defined as lending rate for Universal and Commercial Banks. Bank Lending Rate prior to January 2020 is defined as lending rate for Commercial Banks only. Bank Lending Rate prior to October 1981 is sourced from the International Monetary Fund.

Graph and download economic data for ECB Marginal Lending Facility Rate for Euro Area (ECBMLFR) from 1999-01-01 to 2025-07-11 about margin, overnight, Euro Area, Europe, loans, and rate.

Key information about Indonesia Bank Lending Rate

• Indonesia Bank Lending Rate was reported at 8.620 % pa in Jan 2025.
• This stayed constant from the previous number of 8.620 % pa for Dec 2024.
• Indonesia Bank Lending Rate data is updated monthly, averaging 13.335 % pa from Apr 1993 to Jan 2025, with 382 observations.
• The data reached an all-time high of 35.720 % pa in Sep 1998 and a record low of 8.400 % pa in Jun 2022.
• Indonesia Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

Bank Indonesia provides monthly weighted average Bank Lending Rate.