Graph and download economic data for Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates (PRIME) from 1955-08-04 to 2024-12-20 about prime, loans, banks, interest rate, depository institutions, interest, rate, and USA.

Bank Lending Rate in the United States remained unchanged at 7.50 percent in July. This dataset provides - United States Average Monthly Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Bank Prime Loan Rate (DPRIME) from 1955-08-04 to 2025-08-14 about prime, loans, banks, interest rate, depository institutions, interest, rate, and USA.

Graph and download economic data for Bank Prime Loan Rate (WPRIME) from 1955-08-10 to 2025-08-06 about prime, loans, banks, interest rate, depository institutions, interest, rate, and USA.

The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Bank Lending Rate in Hong Kong remained unchanged at 5.25 percent in July. This dataset provides - Hong Kong Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The U.S. bank prime loan rate has undergone significant fluctuations over the past three decades, reflecting broader economic trends and monetary policy decisions. From a high of **** percent in 1990, the rate has seen periods of decline, stability, and recent increases. As of June 2025, the prime rate stood at *** percent, marking a notable rise from the historic lows seen in the early 2020s. Federal Reserve's impact on lending rates The prime rate's trajectory closely mirrors changes in the federal funds rate, which serves as a key benchmark for the U.S. financial system. In 2023, the Federal Reserve implemented a series of rate hikes, pushing the federal funds target range to ******** percent by year-end. This was followed by several rate cuts in 2024, with the target range standing at 4.25 to 4.5 percent in December 2024. The aggressive monetary tightening in 2023 was aimed at combating rising inflation, and its effects rippled through various lending rates, including the prime rate. Long-term investment outlook While short-term rates have risen, long-term investment yields have also seen changes. The 10-year U.S. Treasury bond, a benchmark for long-term interest rates, showed an average market yield of **** percent in the second quarter of 2024, adjusted for constant maturity and inflation. This figure represents a recovery from negative real returns seen in 2021, reflecting shifting expectations for economic growth and inflation. The evolving yield environment has implications for both borrowers and investors, influencing decisions across the financial landscape.

Bank Lending Rate in Israel increased to 5.88 percent in February from 5.67 percent in January of 2023. This dataset provides - Israel Bank Prime Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Bank Prime Loan Rate (MPRIME) from Jan 1949 to Jul 2025 about prime, loans, banks, interest rate, depository institutions, interest, rate, and USA.

United States - Bank Prime Loan Rate was 7.50% in June of 2025, according to the United States Federal Reserve. Historically, United States - Bank Prime Loan Rate reached a record high of 20.50 in August of 1981 and a record low of 2.00 in February of 1949. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Bank Prime Loan Rate - last updated from the United States Federal Reserve on August of 2025.

United States Prime Lending Rate: Month Average data was reported at 7.500 % pa in Apr 2025. This stayed constant from the previous number of 7.500 % pa for Mar 2025. United States Prime Lending Rate: Month Average data is updated monthly, averaging 5.880 % pa from Jan 1949 (Median) to Apr 2025, with 916 observations. The data reached an all-time high of 20.500 % pa in Aug 1981 and a record low of 2.000 % pa in Aug 1950. United States Prime Lending Rate: Month Average data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.M011: Lending Rates.

Bank Lending Rate in Canada remained unchanged at 4.95 percent in July. This dataset provides - Canada Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

China Loan Prime Rate: 1 Year data was reported at 4.310 % pa in 16 Aug 2019. This stayed constant from the previous number of 4.310 % pa for 15 Aug 2019. China Loan Prime Rate: 1 Year data is updated daily, averaging 4.310 % pa from Oct 2013 (Median) to 16 Aug 2019, with 1454 observations. The data reached an all-time high of 5.770 % pa in 16 Jun 2014 and a record low of 4.300 % pa in 04 Apr 2018. China Loan Prime Rate: 1 Year data remains active status in CEIC and is reported by National Interbank Funding Center. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MA: Rediscount and Lending Rate.

Bank Prime Rate for United States: 70 years of historical data from 1955 to 2025.

Lending Rate in China remained unchanged at 4.35 percent in October from 4.35 percent in September of 2022. This dataset provides - China Prime Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Brazilian Prime Rate: Nonearmarked data was reported at 16.800 % pa in Mar 2025. This records an increase from the previous number of 16.670 % pa for Feb 2025. Brazilian Prime Rate: Nonearmarked data is updated monthly, averaging 15.370 % pa from Jan 2005 (Median) to Mar 2025, with 243 observations. The data reached an all-time high of 21.780 % pa in Dec 2008 and a record low of 8.000 % pa in Apr 2021. Brazilian Prime Rate: Nonearmarked data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Global Database’s Brazil – Table BR.MC004: Lending Rate: by Modality.

Key information about United States Bank Lending Rate

• United States Bank Lending Rate was reported at 7.500 % pa in Mar 2025.
• This stayed constant from the previous number of 7.500 % pa for Mar 2025.
• US Bank Lending Rate data is updated daily, averaging 4.250 % pa from Aug 1955 to 24 Mar 2025, with 25436 observations.
• The data reached an all-time high of 8.500 % pa in 18 Sep 2024 and a record low of 3.250 % pa in 16 Mar 2022.
• US Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Daily.

Bank Lending Rate In the Euro Area decreased to 3.73 percent in June from 3.81 percent in May of 2025. This dataset provides - Euro Area Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

China Interval Ratio of Lending Rate: Loan Prime Rate(LPR) data was reported at 5.460 % in Dec 2024. This records an increase from the previous number of 4.850 % for Nov 2024. China Interval Ratio of Lending Rate: Loan Prime Rate(LPR) data is updated monthly, averaging 5.990 % from Aug 2019 (Median) to Dec 2024, with 65 observations. The data reached an all-time high of 8.420 % in Mar 2021 and a record low of 0.320 % in Aug 2019. China Interval Ratio of Lending Rate: Loan Prime Rate(LPR) data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MA: Rediscount and Lending Rate.

This table contains 38 series, with data starting from 1957 (not all combinations necessarily have data for all years). This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada), Rates (38 items: Bank rate; Chartered bank administered interest rates - prime business; Chartered bank - consumer loan rate; Forward premium or discount (-), United States dollars in Canada: 1 month; ...).