Bank Lending Rate in South Africa decreased to 10.50 percent in July from 10.75 percent in May of 2025. This dataset provides - South Africa Prime Overdraft Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

South Africa Prime Lending Rate data was reported at 11.000 % pa in Mar 2025. This stayed constant from the previous number of 11.000 % pa for Feb 2025. South Africa Prime Lending Rate data is updated monthly, averaging 10.500 % pa from Jan 2000 (Median) to Mar 2025, with 303 observations. The data reached an all-time high of 17.000 % pa in May 2003 and a record low of 7.000 % pa in Oct 2021. South Africa Prime Lending Rate data remains active status in CEIC and is reported by South African Reserve Bank. The data is categorized under Global Database’s South Africa – Table ZA.M005: Prime Lending Rate.

Key information about South Africa Bank Lending Rate

• South Africa Bank Lending Rate was reported at 11.000 % pa in Mar 2025.
• This stayed constant from the previous number of 11.000 % pa for Mar 2025.
• South Africa Bank Lending Rate data is updated daily, averaging 10.250 % pa from Dec 1948 to 26 Mar 2025, with 27840 observations.
• The data reached an all-time high of 11.750 % pa in 19 Sep 2024 and a record low of 7.000 % pa in 18 Nov 2021.
• South Africa Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Daily.

South African Reserve Bank provides daily Bank Lending Rate.

Lending Rate in South Africa remained unchanged at 10.75 percent in June. This dataset provides - South Africa Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

The benchmark interest rate in South Africa was last recorded at 7 percent. This dataset provides - South Africa Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

South Africa Real Prime Lending Rate data was reported at 4.660 % pa in Oct 2018. This records a decrease from the previous number of 4.860 % pa for Sep 2018. South Africa Real Prime Lending Rate data is updated monthly, averaging 4.046 % pa from Dec 1948 (Median) to Oct 2018, with 839 observations. The data reached an all-time high of 17.060 % pa in Aug 1998 and a record low of -5.560 % pa in Dec 1986. South Africa Real Prime Lending Rate data remains active status in CEIC and is reported by South African Reserve Bank. The data is categorized under Global Database’s South Africa – Table ZA.M004: Prime Lending Rate.

Risk premium on lending (lending rate minus treasury bill rate, %) in South Africa was reported at 3.3425 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. South Africa - Risk premium on lending (prime rate minus treasury bill rate, %) - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

South Africa ZA: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data was reported at 3.045 % pa in 2017. This records a decrease from the previous number of 3.229 % pa for 2016. South Africa ZA: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data is updated yearly, averaging 3.759 % pa from Dec 1960 (Median) to 2017, with 57 observations. The data reached an all-time high of 5.673 % pa in 1975 and a record low of 2.584 % pa in 1961. South Africa ZA: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s South Africa – Table ZA.World Bank.WDI: Interest Rates. Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the 'risk free' treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics database.; ;

This dataset provides values for INTEREST RATE reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

South Africa ZA: Lending Interest Rate data was reported at 10.375 % pa in 2017. This records a decrease from the previous number of 10.458 % pa for 2016. South Africa ZA: Lending Interest Rate data is updated yearly, averaging 11.750 % pa from Dec 1960 (Median) to 2017, with 58 observations. The data reached an all-time high of 22.333 % pa in 1984 and a record low of 5.500 % pa in 1963. South Africa ZA: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s South Africa – Table ZA.World Bank.WDI: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

Forecast: Bank Lending Interest Rate in South Africa 2022 - 2026 Discover more data with ReportLinker!

Lending interest rate (%) in South Africa was reported at 11.62 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. South Africa - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

Interest rate spread (lending rate minus deposit rate, %) in South Africa was reported at 3.705 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. South Africa - Interest rate spread (lending rate minus deposit rate, %) - actual values, historical data, forecasts and projections were sourced from the World Bank on August of 2025.

South Africa ZA: Real Interest Rate data was reported at 4.584 % pa in 2017. This records an increase from the previous number of 3.451 % pa for 2016. South Africa ZA: Real Interest Rate data is updated yearly, averaging 3.728 % pa from Dec 1961 (Median) to 2017, with 57 observations. The data reached an all-time high of 13.012 % pa in 1998 and a record low of -12.315 % pa in 1980. South Africa ZA: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s South Africa – Table ZA.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

11.63 (%) in 2024. Lending interest rate is the rate charged by banks on loans to prime customers.

Mortgage Lending Rate: Bank: Dwelling Units data was reported at 11.250 % pa in Nov 2024. This records a decrease from the previous number of 11.500 % pa for Oct 2024. Mortgage Lending Rate: Bank: Dwelling Units data is updated monthly, averaging 11.750 % pa from Jan 1965 (Median) to Nov 2024, with 719 observations. The data reached an all-time high of 24.000 % pa in Oct 1998 and a record low of 7.000 % pa in Oct 2021. Mortgage Lending Rate: Bank: Dwelling Units data remains active status in CEIC and is reported by South African Reserve Bank. The data is categorized under Global Database’s South Africa – Table ZA.M008: Mortgage Rate. [COVID-19-IMPACT]

Bank Lending Rate Afrika Selatan dilaporkan sebesar 11.000 % pa pada 2025-03-26. Angka ini tetap dibanding sebelumnya yaitu 11.000 % pa untuk 2025-03-25. Data Bank Lending Rate Afrika Selatan diperbarui harian, dengan rata-rata 10.250 % pa dari 1948-12-31 sampai 2025-03-26, dengan 27840 observasi. Data ini mencapai angka tertinggi sebesar 11.750 % pa pada 2024-09-19 dan rekor terendah sebesar 7.000 % pa pada 2021-11-18. Data Bank Lending Rate Afrika Selatan tetap berstatus aktif di CEIC dan dilaporkan oleh CEIC Data. Data dikategorikan dalam Global Economic Monitor World Trend Plus – Table: Bank Lending Rate: Daily.

Forecast: Risk Premium on Lending (Lending Rate Minus Risk Free Bond Rate) in South Africa 2022 - 2026 Discover more data with ReportLinker!

Key information about South Africa Real Effective Exchange Rate

• South Africa Real Effective Exchange Rate (REER: 2005=100: Month Avg: South Africa) was 89.3 in Dec 2024, compared with the number of 90.0 in the previous month.
• South Africa Real Effective Exchange Rate data is updated monthly and averaged 143.5 from Jan 1970 to Dec 2024.
• The data reached an all-time high of 143.5 in Aug 1983 and a record low of 63.9 in Dec 2001.

CEIC generates Real Effective Exchange Rate Index with base 2005=100. South African Reserve Bank provides Real Effective Exchange Rate Index with base 2015=100. Producer Price Index for manufactured goods is used as a deflator. An increase in REER indicates reduced competitiveness for the reporting economy.


Related information about South Africa Real Effective Exchange Rate

• In the latest reports, South Africa Short Term Interest Rate: Month End: Treasury Bills Rate: 91 Days was reported at 7.4 % pa in Feb 2025.
• The cash rate (Policy Rate: Month End: Repo Rate) was set at 7.5 % pa in Feb 2025.
• South Africa Exchange Rate against USD averaged 18.7 (USD/ZAR) in Jun 2023.

BER Forecast: Prime Overdraft Rate data was reported at 10.250 % pa in 2020. This stayed constant from the previous number of 10.250 % pa for 2019. BER Forecast: Prime Overdraft Rate data is updated yearly, averaging 10.250 % pa from Dec 2017 (Median) to 2020, with 4 observations. The data reached an all-time high of 10.250 % pa in 2020 and a record low of 10.090 % pa in 2018. BER Forecast: Prime Overdraft Rate data remains active status in CEIC and is reported by Bureau for Economic Research. The data is categorized under Global Database’s South Africa – Table ZA.M005: Prime Overdraft Rate: Forecast: Bureau for Economic Research.