Household Saving Rate in the United Kingdom decreased to 10.90 percent in the first quarter of 2025 from 12 percent in the fourth quarter of 2024. This dataset provides - United Kingdom Households Saving Ratio - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The gross national savings rate in the United Kingdom was forecast to continuously increase between 2024 and 2029 by in total 0.5 percentage points. The savings rate is estimated to amount to 14.81 percent in 2029. The savings rate here refers to the gross domestic saving by the state, private households, and corporations and is shown as a percentage of total gross domestic product (GDP).The shown data are an excerpt of Statista's Key Market Indicators (KMI). The KMI are a collection of primary and secondary indicators on the macro-economic, demographic and technological environment in more than 150 countries and regions worldwide. All input data are sourced from international institutions, national statistical offices, and trade associations. All data has been are processed to generate comparable datasets (see supplementary notes under details for more information).

The savings rate of households in the United Kingdom (UK) fell slightly in the third quarter of 2024. That came after a period of rising household savings that peaked in the second quarter of 2024, when they amounted to 10.3 percent of their desposable income.

Household Saving Rate in the United States decreased to 4.50 percent in May from 4.90 percent in April of 2025. This dataset provides - United States Personal Savings Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

In 2025, households from the United Kingdom (UK) are expected to save over **** percent of their disposable incomes. This savings rate fluctuated significantly since 2007, with the lowest figures recorded in 2018 at **** percent. In 2020, due to the coronavirus (COVID-19) outbreak and resulting lockdowns, savings rates spiked across the world. In the UK, savings rate reached roughly ** percent that year, more than ***** times higher than in the previous year.

Key information about UK Gross Savings Rate

• UK Gross Savings Rate was measured at 16.4% in Sep 2024, compared with 16.4% in the previous quarter.
• UK Gross Savings Rate is updated quarterly, with data available from Mar 1955 to Sep 2024, and an average rate of 16.4%.
• The data reached an all-time high of 16.4% in Mar 1973 and a record low of 12.7% in Jun 2009.
• CEIC calculates Gross Domestic Savings Rate from quarterly Gross Domestic Savings and quarterly Nominal GDP. Gross Domestic Savings is calculated as Nominal GDP less Final Consumption Expenditure. Final Consumption Expenditure is calculated as the sum of Household, NPISHs and Government Expenditure. Office for National Statistics provides Final Consumption Expenditure in local currency and Nominal GDP in local currency.
• In the latest reports, UK GDP expanded 0.2% YoY in Mar 2023.
• UK Nominal GDP reached 786,411.4 USD mn in Mar 2023. Its GDP deflator (implicit price deflator) increased 6.6% in Dec 2022.
• UK GDP Per Capita reached 45,308.8 USD in Dec 2022.

In December 2024, the personal saving rate in the United States amounted to 3.8 percent. That was slightly lower figure than a year earlier. The personal saving rate is calculated as the ratio of personal savings to disposable personal income. Within the topic of personal savings in the U.S., there are different goals and reasons for saving. What are personal savings? Saving refers to strategies of accumulating capital for future use by either not spending a part of one’s income or cutting down on certain costs. Saved money may be preserved as cash, put on a deposit account, or invested in various financial instruments. Investing usually incorporates some level of risk which means that part of the invested money can be gone. An example of a relatively safe investment would be saving bonds, such as the debt securities issued by the U.S. Department of the Treasury. Saving trends in the U.S. and abroad Looking at the personal saving rate in the United States throughout the past decades, it can be observed that savings had been decreasing until the mid-2000s, and they increased after the 2008 financial crisis. Still, the largest savings rates were reached in 2020 and 2021. The reason for that increase in the savings rate that year might be related to the measures to contain the COVID-19 pandemic. The value of personal savings in the United Kingdom has also followed a similar trend. Although events like the COVID-19 pandemic may have affect many countries in a similar way, the ability to save, as well as the average savings as a share of personal income across countries can vary significantly depending on multiple factors affecting each territory.

Adjusted savings: net national savings (current US$) in United Kingdom was reported at 24968332342 USD in 2021, according to the World Bank collection of development indicators, compiled from officially recognized sources. United Kingdom - Adjusted savings: net national savings - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

United Kingdom HN: Households Saving Ratio: sa data was reported at 4.400 % in Jun 2018. This records an increase from the previous number of 3.900 % for Mar 2018. United Kingdom HN: Households Saving Ratio: sa data is updated quarterly, averaging 9.100 % from Mar 1963 (Median) to Jun 2018, with 222 observations. The data reached an all-time high of 15.200 % in Jun 1993 and a record low of 3.400 % in Mar 2017. United Kingdom HN: Households Saving Ratio: sa data remains active status in CEIC and is reported by Office for National Statistics. The data is categorized under Global Database’s United Kingdom – Table UK.AB051: ESA10: Resources and Uses: Household and Non Profit Institutions Serving Households: Disposable Income.

This report analyses the household savings ratio which measures the saving capacity of households and non-profit institutions serving households. It is measured as the percentage of disposable income put away for saving. The data is expressed as percentages averaged over each financial year.

In the United Kingdom, the household gross savings rate dropped to *** percent in the third quarter of 2021, the lowest rate since the start of the COVID-19 pandemic. During the period considered, households saved between four and ** percent of disposable income. The gross savings rate in Spain has followed similar trends as in the United Kingdom, as both countries had relatively low figures, which increased very significantly after the outbreak of the COVID-19.

The values of any financial assets held including both formal investments, such as bank or building society current or saving accounts, investment vehicles such as Individual Savings Accounts, endowments, stocks and shares, and informal savings.

Household gross savings value in the United Kingdom (UK) spiked during the second quarter of 2020, reaching a value of approximately 92 billion British pounds. By contrast, during the first quarter of 2020, gross savings amounted to 35 billion British pounds. This unprecedented increase was due to the coronavirus (COVID-19) outbreak and the resulting widespread lockdown and temporary business closures. A similar increase in savings can be seen during the second genralized lockdown in the first quarter of 2021.

Provides information on the distributions of savings in Individual Savings Accounts (ISA) by income, age, gender and region

Source agency: HM Revenue and Customs

Designation: National Statistics

Language: English

Alternative title: Individual Savings Accounts

United Kingdom HN: Households Saving Ratio data was reported at 7.800 % in Jun 2018. This records an increase from the previous number of 3.500 % for Mar 2018. United Kingdom HN: Households Saving Ratio data is updated quarterly, averaging 9.200 % from Mar 1963 (Median) to Jun 2018, with 222 observations. The data reached an all-time high of 17.300 % in Jun 1993 and a record low of 2.400 % in Dec 1968. United Kingdom HN: Households Saving Ratio data remains active status in CEIC and is reported by Office for National Statistics. The data is categorized under Global Database’s United Kingdom – Table UK.AB051: ESA10: Resources and Uses: Household and Non Profit Institutions Serving Households: Disposable Income.

United Kingdom HN: Uses: Gross Saving data was reported at 28,742.000 GBP mn in Jun 2018. This records an increase from the previous number of 12,061.000 GBP mn for Mar 2018. United Kingdom HN: Uses: Gross Saving data is updated quarterly, averaging 11,687.500 GBP mn from Mar 1963 (Median) to Jun 2018, with 222 observations. The data reached an all-time high of 42,561.000 GBP mn in Jun 2015 and a record low of 189.000 GBP mn in Dec 1968. United Kingdom HN: Uses: Gross Saving data remains active status in CEIC and is reported by Office for National Statistics. The data is categorized under Global Database’s United Kingdom – Table UK.AB051: ESA10: Resources and Uses: Household and Non Profit Institutions Serving Households: Disposable Income.

BOE Forecast: Household Saving Ratio data was reported at 4.500 % in 2021. This stayed constant from the previous number of 4.500 % for 2020. BOE Forecast: Household Saving Ratio data is updated yearly, averaging 4.750 % from Dec 2014 (Median) to 2021, with 8 observations. The data reached an all-time high of 6.750 % in 2014 and a record low of 4.500 % in 2021. BOE Forecast: Household Saving Ratio data remains active status in CEIC and is reported by Bank of England. The data is categorized under Global Database’s United Kingdom – Table UK.H025: Household Saving Ratio: Forecast.

United Kingdom PC: Changes in Liab & Net Worth: sa: Gross Saving data was reported at 42,256.000 GBP mn in Jun 2018. This records a decrease from the previous number of 42,433.000 GBP mn for Mar 2018. United Kingdom PC: Changes in Liab & Net Worth: sa: Gross Saving data is updated quarterly, averaging 28,161.500 GBP mn from Mar 1985 (Median) to Jun 2018, with 134 observations. The data reached an all-time high of 46,987.000 GBP mn in Dec 2010 and a record low of 12,067.000 GBP mn in Mar 1985. United Kingdom PC: Changes in Liab & Net Worth: sa: Gross Saving data remains active status in CEIC and is reported by Office for National Statistics. The data is categorized under Global Database’s United Kingdom – Table UK.AB036: ESA10: Resources and Uses: Private Non Financial Corporations: Changes in Assets and Liabilities.

In 2023, adults living in a household of one or two people in the United Kingdom (UK) were more likely to own a savings account than larger households. ** percent of adults in two-people households had a short or long-term savings account, while just ** percent of adults in a with * people or more in their household had a savings account.

United Kingdom UK: Adjusted Savings: Gross Savings: % of GNI data was reported at 11.610 % in 2016. This records a decrease from the previous number of 12.108 % for 2015. United Kingdom UK: Adjusted Savings: Gross Savings: % of GNI data is updated yearly, averaging 18.741 % from Dec 1970 (Median) to 2016, with 47 observations. The data reached an all-time high of 30.008 % in 1976 and a record low of 11.005 % in 2009. United Kingdom UK: Adjusted Savings: Gross Savings: % of GNI data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s UK – Table UK.World Bank: Gross Domestic Product: Nominal. Gross savings are the difference between gross national income and public and private consumption, plus net current transfers.; ; World Bank national accounts data files.; Weighted Average;