The house price-to-income ratio in Australia was ***** as of the first quarter of 2025. This ratio, calculated by dividing nominal house prices by nominal disposable income per head, increased from the previous quarter. The price-to-income ratio can be used to measure housing affordability in a specific area. Australia's property bubble There has been considerable debate over the past decade about whether Australia is in a property bubble or not. A property bubble refers to a sharp increase in the price of property that is disproportional to income and rental prices, followed by a decline. In Australia, rising house prices have undoubtedly been an issue for many potential homeowners, pricing them out of the market. Along with the average house price, high mortgage interest rates have exacerbated the issue. Is the homeownership dream out of reach? Housing affordability has varied across the different states and territories in Australia. In 2024, the median value of residential houses was the highest in Sydney compared to other major Australian cities, with Brisbane becoming an increasingly expensive city. Nonetheless, expected interest rate cuts in 2025, alongside the expansion of initiatives to improve Australia's dwelling stock, social housing supply, and first-time buyer accessibility to properties, may start to improve the situation. These encompass initiatives such as the Australian government's Help to Buy scheme and the Housing Australia Future Fund Facility (HAFFF) and National Housing Accord Facility (NHAF) programs.

The average price of Australian residential property has risen over the past ten years, and in December 2024, it reached 976,800 Australian dollars. Nonetheless, property experts in Australia have indicated that the country has been in a property bubble over the past decade, with some believing the market will collapse sometime in the near future. Property prices started declining in 2022; however, a gradual upward trend was witnessed throughout 2023, with minor fluctuations in 2024. Australian capital city price differences While the national average residential property price has exhibited growth, individual capital cities display diverse trends, highlighting the complexity of Australia’s property market. Sydney maintains its position as the most expensive residential property market across Australia's capital cities, with a median property value of approximately 1.19 million Australian dollars as of April 2025. Brisbane has emerged as an increasingly pricey capital city for residential property, surpassing both Canberra and Melbourne in median housing values. Notably, Perth experienced the most significant annual increase in its average residential property value, with a 10 percent increase from April 2024, despite being a comparably more affordable market. Hobart and Darwin remain the most affordable capital cities for residential properties in the country. Is the homeownership dream out of reach? The rise in property values coincides with the expansion of Australia's housing stock. In the December quarter of 2024, the number of residential dwellings reached around 11.29 million, representing an increase of about 53,200 dwellings from the previous quarter. However, this growth in housing supply does not necessarily translate to increased affordability or accessibility for many Australians. The country’s house prices remain largely disproportional to income, leaving the majority of low- and middle-income earners priced out of the market. Alongside this, elevated mortgage interest rates in recent years have made taking out a loan increasingly unappealing for many potential property owners, and the share of mortgage holders at risk of mortgage repayment stress has continued to climb.

Housing Index in Australia increased to 183.90 points in the fourth quarter of 2021 from 175.60 points in the third quarter of 2021. This dataset provides the latest reported value for - Australia House Price Index - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

In the first quarter of 2025, the house price-to-rent ratio in Australia was estimated at 129, marking a decrease from the same quarter of the previous year. An indicator of how strong the property market is, the house price-to-rent ratio was calculated by dividing nominal house prices by rent price indices. Within the given period, after reaching a peak in the first quarter of 2022, the price-to-rent ratio decreased each quarter until the second quarter of 2023. From then on, the house price-to-rent ratio fluctuated, but largely trended downwards. Is Australia in a property bubble? Many industry experts believe the country is in a property bubble, indicated by the rapid increase in Australian property market prices to the point that they are no longer relative to incomes and rents, followed by a decline. The house price-to-income ratio was on an upward trend between the third quarter of 2022 and the second quarter of 2024. Nonetheless, after hitting its peak, it declined to 119.2 in the fourth quarter of 2024. Rental property demand In March 2025, the rental vacancy rate, which indicates how many properties are available for rent out of all the rental stock, was relatively high in Melbourne, Canberra, and Sydney. That year, the average weekly rent prices varied across the country depending on the city, with the highest average weekly rents for houses and units in Sydney. Hobart, on the other hand, had the most affordable rental properties across Australia's capital cities.

Portugal, Canada, and the United States were the countries with the highest house price to income ratio in 2024. In all three countries, the index exceeded 130 index points, while the average for all OECD countries stood at 116.2 index points. The index measures the development of housing affordability and is calculated by dividing nominal house price by nominal disposable income per head, with 2015 set as a base year when the index amounted to 100. An index value of 120, for example, would mean that house price growth has outpaced income growth by 20 percent since 2015. How have house prices worldwide changed since the COVID-19 pandemic? House prices started to rise gradually after the global financial crisis (2007–2008), but this trend accelerated with the pandemic. The countries with advanced economies, which usually have mature housing markets, experienced stronger growth than countries with emerging economies. Real house price growth (accounting for inflation) peaked in 2022 and has since lost some of the gain. Although, many countries experienced a decline in house prices, the global house price index shows that property prices in 2023 were still substantially higher than before COVID-19. Renting vs. buying In the past, house prices have grown faster than rents. However, the home affordability has been declining notably, with a direct impact on rental prices. As people struggle to buy a property of their own, they often turn to rental accommodation. This has resulted in a growing demand for rental apartments and soaring rental prices.

The Residential Real Estate Advertising industry is currently experiencing a dynamic shift, driven by online advertising and influenced by current economic conditions. Over the past five years, internet-based advertising has become increasingly dominant, fuelled by enhanced functionality and declining demand for traditional print media. However, a post-pandemic decline in housing construction and the total number of housing transfers due to economic uncertainty and increasing interest rates has impacted industry revenue. Despite the challenges, rising residential housing prices have elevated the industry's profit margins. Higher property values have allowed major players to increase their advertising fees, buffering against falling revenue. Constant technological innovation remains a key strategy for industry advertisers, primarily aimed at enhancing the consumer experience and engagement. Leading advertisers are continuously adapting to maintain a market foothold, focusing on advancing technological capabilities and strategic innovation in response to changing market demands and competition. Overall, revenue is expected to drop at an annualised 1.1% over the five years through 2024-25 to $1.4 billion, including a 1.2% fall anticipated in 2024-25. The outlook for the industry over the next few years is positive, with revenue forecast to expand. A projected cash rate decline will energise the housing market, resulting in increased demand for housing and heightened advertising revenue. Dominant advertisers, like REA Group and Domain Holdings, are poised to reap the benefits from this upswing. Despite market consolidation, there’s ample room for new low-cost entrants thanks to attractive profit margins and growing apartment construction activity. However, online listings will continue to overshadow their print alternatives, due to their convenience and comprehensive information, reinforcing the digital trend that's come to characterise the industry. Overall, revenue is forecast to climb at an annualised 2.1% to $1.6 billion through the end of 2029-30.

Housing Affordability Supply and Demand Data. Number of South Australian households paying more than 30% of their household income on housing (rent or mortgage) broken down by very low, low and moderate income brackets. This dataset relates to section 4, Housing Stress, of the Affordability master reports produced by the SA Housing Authority. Each master report covers one Local Government Area and is entitled ‘Housing Affordability – Demand and Supply by Local Government Area’. The Demand for Supply for LGA reports are available online at: https://data.sa.gov.au/data/dataset/housing-affordability-demand-and-supply-by-local-government-area Explanatory Notes: Data sourced from the Australian Bureau of Statistics (ABS), Census for Population and Housing and it is updated every 5 years in line with the ABS Census. The nature of the income imputation means that the reported proportion may significantly overstate the true proportion. Census housing stress data is best used in comparing results over Censuses (ie did it increase or decrease in an area) rather than using it to ascertain what proportion of households were in rental stress. Income bands are based on household income. High income households can also experience rental stress. These households are included in the total but not identified separately. Data is representative of households in very low, low and moderate income brackets. Please note that there are small random adjustments made to all cell values to protect the confidentiality of data. These adjustments may cause the sum of rows or columns to differ by small amounts from table totals.

Homeownership provides financial and emotional security and often represents an individual or family's most significant investment. House Construction industry contractors build single-unit (detached) dwellings or renovate and repair existing houses. Australia's solid population growth underpins the industry's performance. Still, a long-term shift in housing preferences towards constructing high-density apartments and townhouses has eroded revenue. House construction surged to a record peak in 2021-22 despite the pandemic restrictions and supply chain blockages impeding progress on construction projects. Homebuyers responded to record-low mortgage interest rates, favourable bank lending practices and the stimulus from the Federal Government's HomeBuilder scheme by unprecedented investment in new single-unit house construction and home renovations. As the housing market heated up, builders faced challenges juggling heavy workloads while dealing with supply bottlenecks, skill shortages and rising costs. The industry's revenue performance has taken a hit in recent years as housing investment slumped following the hike in mortgage interest rates as the RBA lifted official cash rates to quell inflation. Meanwhile, the HomeBuilder scheme wound down with the completion of funded projects. Industry revenue is expected to fall by 2.9% in 2024-25 and decline at an annualised 1.5% over the five years through 2024-25 to $76.1 billion. The industry's profit margins have suffered, partly reflecting the supply chain disruptions during the housing boom stemming from the COVID-19 restrictions. These bottlenecks delayed construction projects and inflated input prices for building materials, fuel, capital equipment and skilled labour. Fixed-price contracts and escalating input costs have pushed many homebuilders to the brink. Mounting population pressure and some easing in mortgage interest rates will support the moderate recovery in the industry's performance. Homebuilders may also derive some support from a commitment to construct 1.0 million new homes under the National Housing Accord. Still, much of the focus of residential building construction will shift towards high-density apartment and townhouse developments rather than single-unit houses. Industry revenue is forecast to climb at an annualised 1.4% to $81.6 billion through the end of 2029-30.

Housing Affordability Supply and Demand Data. Number of South Australian households paying more than 25% of their household income on housing (rent or mortgage) broken down by very low, low and moderate income brackets. This dataset relates to section 4, Housing Stress, of the Affordability master reports produced by the SA Housing Authority. Each master report covers one Local Government Area and is entitled ‘Housing Affordability – Demand and Supply by Local Government Area’. The Demand for Supply for LGA reports are available online at: https://data.sa.gov.au/data/dataset/housing-affordability-demand-and-supply-by-local-government-area Explanatory Notes: Data sourced from the Australian Bureau of Statistics (ABS), Census for Population and Housing and it is updated every 5 years in line with the ABS Census. The nature of the income imputation means that the reported proportion may significantly overstate the true proportion. Census housing stress data is best used in comparing results over Censuses (ie did it increase or decrease in an area) rather than using it to ascertain what proportion of households were in rental stress. Income bands are based on household income. High income households can also experience rental stress. These households are included in the total but not identified separately. Data is representative of households in very low, low and moderate income brackets. Please note that there are small random adjustments made to all cell values to protect the confidentiality of data. These adjustments may cause the sum of rows or columns to differ by small amounts from table totals.

The average housing costs for Australian renters of private property amounted to 415 Australian dollars per week in 2020. In 2022, between 21 to 29 percent of the household income of renters was spent on rent across the country.

Short-term impact of the coronavirus pandemic

With the global outbreak of COVID-19, the historically strong Australian housing market is not immune. In the short-term, the country saw a drop in rental housing demand as a direct result of migration ceasing, falling overseas student numbers, and younger people opting to stay home. With travel opening up, a spike in rental vacancy rates is expected, with short-term rentals, such as those from travel websites, suddenly flooding the long-term rental market. The influx of housing may ease pressure on potential tenants in certain areas, and it may have the carry-on effect of rental costs stabilizing, or in some cases declining. In the inner suburbs of Sydney and Melbourne, for instance, there has already been a significant increase in rental listings compared to the previous year.

This dataset contains Housing Affordability Supply and Demand Data broken down by very low, low and moderate income brackets.

This dataset relates to section 4, Housing Stress, of the Affordability master reports produced by the SA Housing Authority. Each master report covers one Local Government Area and is entitled Housing Affordability Demand and Supply by Local Government Area.

Explanatory Notes: Data sourced from the Australian Bureau of Statistics (ABS), Census for Population and Housing and it is updated every 5 years in line with the ABS Census.

The nature of the income imputation means that the reported proportion may significantly overstate the true proportion. Census housing stress data is best used in comparing results over Censuses (ie did it increase or decrease in an area) rather than using it to ascertain what proportion of households were in rental stress.

Income bands are based on household income.

High income households can also experience rental stress. These households are included in the total but not identified separately. Data is representative of households in very low, low and moderate income brackets.

Please note that there are small random adjustments made to all cell values to protect the confidentiality of data. These adjustments may cause the sum of rows or columns to differ by small amounts from table totals.

Field Definitions: LGA Name: 2011 Local Government Areas are an ABS approximation of officially gazetted LGAs as defined by each State and Territory Local Government Department. The boundaries produced for LGAs are constructed from allocations of whole Mesh Blocks and reviewed annually.

Tenure Type: This is a consolidation of the census tenure and landlord types. The following definitions have been used: Rented: Private and not stated, this is comprised of rented dwellings (excluding rent free) where the Landlord type is a Real Estate Agent, Person not in the same household or where the Landlord type is not stated Rented: Other, this is comprised of rented dwellings (excluding rent free) where the Landlord type is Employer (Govt or other), Housing cooperative,community,church group, or Residential park (incl caravan parks and marinas) Rented: TOTAL, this is comprised of the sum of Rented: Public, Rented: Private and not stated, and Rented: Other landlord. Please note that this field should be excluded when summing the total households Other tenure types: this is comprised of dwellings that are owned outright, occupied rent free, occupied under a life tenure scheme, other tenure types and tenure type not stated. Total Households: this is comprised of the sum of Being purchased (incl rent,buy), Rented: TOTAL and Other tenure types.

Total - Includes all South Australian households.

Source: The data was downloaded from data.sa.gov.au and spatialised by the Adelaide Data Hub using the ABS 2011 Local Government Areas dataset.

Australia real estate market size reached USD 206.8 Billion in 2024. Looking forward, IMARC Group expects the market to reach USD 305.8 Billion by 2033, exhibiting a growth rate (CAGR) of 3.99% during 2025-2033. The market is mainly driven by the rising population growth, economic stability and low interest rates on property purchase. Sustainable buildings, mixed-use developments and increased preference for online site visits and virtual tours are further contributing to the market growth.

IMARC Group provides an analysis of the key trends in each segment of the market, along with forecasts at the country and regional levels for 2025-2033. Our report has categorized the market based on property, business, and mode.

Mortgage lenders are dealing with the RBA's shift to a tighter monetary policy, as it fights heavy inflation. Since May 2022, the RBA has raised the benchmark cash rate, which flows to interest rates on home loans. This represents a complete reversal of the prevailing approach to monetary policy taken in recent years. Over the course of the pandemic, subdued interest rates, in conjunction with government incentives and relaxed interest rate buffers, encouraged strong mortgage uptake. With the RBA's policy reversal, authorised deposit-taking institutions will need to balance their interest rate spreads to ensure steady profit. A stronger cash rate means more interest income from existing home loans, but also steeper funding costs. Moreover, increasing loan rates mean that prospective homeowners are being cut out of the market, which will slow demand for new home loans. Overall, industry revenue is expected to rise at an annualised 0.4% over the past five years, including an estimated 2.2% jump in 2023-24, to reach $103.4 billion. APRA's regulatory controls were updated in January 2023, with new capital adequacy ratios coming into effect. The major banks have had to tighten up their capital buffers to protect against financial instability. Although the ‘big four’ banks control most home loans, other lenders have emerged to foster competition for new loanees. Technological advances have made online-only mortgage lending viable. However, lenders that don't take deposits are more reliant on wholesale funding markets, which will be stretched under a higher cash rate. Looking ahead, technology spending isn't slowing down, as consumers continue to expect secure and user-friendly online financial services. This investment is even more pressing, given the ongoing threat of cyber-attacks. Industry revenue is projected to inch upwards at an annualised 0.8% over the five years through 2028-29, to $107.7 billion.

The industry is benefiting from a long-term shift in dwelling preferences away from traditional single-unit houses and towards higher density apartments and townhouses. Still, this trend reversed during a surge in single-unit house construction under the Federal Government's HomeBuilder scheme and a slump in multi-unit dwelling investment to a cyclical low in 2021-22 as multi-unit dwelling commencements plunged 34.9% over the two years to 2019-20. The sharp contraction in multi-unit dwelling construction stemmed from the emergence of excess unsold stock, tighter restrictions on foreign real estate investment and closed international borders at the height of the COVID-19 pandemic. Demand for new dwelling construction has jumped thanks to extremely low rental vacancy rates since pandemic restrictions eased and Australia's population growth recovered. Rising household formation rates have encouraged property developers to kickstart deferred apartment developments. Residential builders have endured deteriorating profitability through 2024-25 in the face of unfavourable investment conditions and mounting inflationary pressures following earlier pandemic-related supply chain blockages. Adverse trading conditions have contributed to the collapse of several prominent builders, including Probuild, St Hilliers and Dyldham, with flow-on effects throughout the entire industry. Over the five years through 2024-25, industry revenue is expected to decrease at an annualised 2.5% to $52.1 billion, despite anticipated growth of 1.2% during the current year. Several factors have contributed to the industry's recent resurgence, including initiatives from the National Housing Accord (NHA) and the start-up of build-to-rent (BTR) developments. The focus of the government’s residential development efforts through the NHA has been on boosting the stock of affordable housing, including using the Housing Australia Future Fund (HAFF). The recent development of several large-scale BTR projects reflects institutional and taxation changes to allow the investment model, with residential property developers and renters alike increasingly embracing the option. Conditions will strengthen considerably for builders focusing on multi-unit dwelling construction. Industry revenue is projected to grow at an annualised 5.7% through the end of 2029-30 to $68.7 billion. Mounting population pressures, rising house prices and a minor reduction in mortgage interest rates point to favourable investment in medium-to-high-level building projects. The industry will also derive stimulus from the Federal Government promoting the construction of 1.2 million dwellings over the five years from 2024-25 and funding social and affordable rental housing under the HAFF.

Manufacturers have faced fluctuations in downstream household, building and tourism markets over the past five years. Overall, industry revenue is expected to have grown at an annualised 3.4% over the five years through 2024-25, to $640.0 million. Growth in capital expenditure on non-residential building construction has underpinned sales of relocatable buildings like modular classrooms, pop-up kiosks and site storage facilities. Sales in the commercial property market helped cushion the industry from a slump in the housing construction market and the pandemic-induced collapse in prefabricated tourism and holiday building sales. Some manufacturers benefited from the surge in household spending on backyard buildings during the COVID-19 pandemic. Stay-at-home restrictions and a boost in household discretionary incomes during the pandemic encouraged spending on granny flats, home studios, cubbyhouses, gazebos and outdoor gyms. However, household spending has dried up in recent years in the face of mounting cost-of-living pressures. Industry revenue is anticipated to contract 2.0% in 2024-25, corresponding with slumping residential building construction and household discretionary incomes in response to hiked mortgage interest rates. The recent deterioration in sales has contributed to a minor reduction in industry participation, which has fallen from a high point in 2021-22. The industry’s profit margin has also recently narrowed, contracting from a peak in 2022-23, although it has risen overall over the past five years. A return to favourable trends in residential building construction and household discretionary incomes will underpin the industry's solid performance in the coming years. Industry revenue is forecast to climb at an annualised 3.5% over the five years to 2029-30, to $759.0 million. The industry's penetration into the traditional housing market will climb as technological advances improve prefabricated wooden buildings' competitiveness against on-site built housing. Opportunities for prefabricated building sales will remain solid in the non-residential property market. Some manufacturers will continue to benefit from the solid growth in the need for domestic and international tourist accommodation.

(Stamp) Duties rates - Reduction of Duty for Eligible First Home Buyers - From\r 01/01/13 to 01/07/13\r \r

From 1982 to 1987, the Department was involved in a low energy housing project to increase public awareness and understanding and to evaluate the performance of the Low Energy Home' (LEH) in terms of cost-effectiveness, reduction in energy... From 1982 to 1987, the Department was involved in a low energy housing project to increase public awareness and understanding and to evaluate the performance of the Low Energy Home' (LEH) in terms of cost-effectiveness, reduction in energy consumption and the maintenance of acceptable comfort levels. A relatively low cost passive design house was built NE of Adelaide as part of a commercial builders display village. Performance was assessed by 2 year monitoring program of the occupied LEH and of 10 other houses of similar size nearby. Data were collected on energy consumed, expenditure, lifestyle, and temperature. The report describes the public demonstration and monitoring phases of the project. The LEH was shown to have low per capita energy consumption, good thermal performance and to incorporate cost effective energy-efficient features.

As of the end of March 2025, the average mortgage interest rate for Australian owner-occupier borrowers was around *** percent. In comparison, the average investor interest rate was approximately *** percent. These rates refer to outstanding housing loans from banks and registered financial corporations. New loans financed in that month had even similar interest rates, at *** percent for owner-occupiers and *** percent for investors, respectively.

Mortgage Rate in Australia decreased to 5.84 percent in May from 5.98 percent in April of 2025. This dataset includes a chart with historical data for Australia Mortgage Rate.

For the fourth consecutive year, the Australian market for bearing housings not incorporating ball or roller bearings, plain shaft bearings recorded growth in sales value, which increased by 0.7% to $110M in 2024. Over the period under review, consumption showed a slight decline. Over the period under review, the market reached the peak level at $135M in 2012; however, from 2013 to 2024, consumption remained at a lower figure.