The Reserve Bank of Australia's (RBA) cash rate target in-part determines interest rates on financial products.

The benchmark interest rate in Australia was last recorded at 3.60 percent. This dataset provides - Australia Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

A comparison of the Australian target cash rate and the overnight interbank lending rate shows that, after around a decade of being identical, the economic impact of the coronavirus (COVID-19) pandemic led to the actual overnight lending rate being lower than the Reserve Bank of Australia's target rate. This means that banks are lending to each other at lower rates than the "official" interest rate. One reason for this is the that the Reserve bank has made money available to banks in several new ways over this period (such as repo agreements where banks can pledge assets for short term funds), increasing liquidity in the banking system. As of June 2025, the overnight interbank cash rate and the target cash rate stood at **** and **** percent, respectively.

On November 8, 2023, the Reserve Bank of Australia (RBA) increased the interest rate by **** percentage points, bringing the interest rate to **** percent. This was the thirteenth interest rate increase by the RBA since November 4, 2020, which saw the interest rate drop to a record *** percent.

Interbank Rate in Australia remained unchanged at 3.60 percent in October. This dataset provides - Australia Three Month Interbank Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Australia Long Term Interest Rate

• Australia Government Bond Yield: Australian Government: 10 Years was reported at 4.23 % pa in Oct 2025, compared with 4.30 % pa in the previous month.
• Australia Long Term Interest Rate data is updated monthly, available from Jul 1969 to Oct 2025.
• The data reached an all-time high of 16.50 % pa in Aug 1982 and a record low of 0.80 % pa in Oct 2020.
• Long Term Interest Rate is reported by reported by Reserve Bank of Australia.

Related information about Australia Long Term Interest Rate

• In the latest reports, Australia Short Term Interest Rate: Month End: Bank Acceptance Bills Rates: 90 days was reported at 3.66 % pa in Nov 2025.
• The cash rate (Policy Rate: Month End: Cash Target Rate) was set at 3.60 % pa in Nov 2025.
• Australia Exchange Rate against USD averaged 1.53 (USD/AUD) in Oct 2025.

Exchange Rate: RBA: New Zealand Dollar to Australian Dollar data was reported at 1.143 AUD/NZD in Nov 2025. This records a decrease from the previous number of 1.143 AUD/NZD for Oct 2025. Exchange Rate: RBA: New Zealand Dollar to Australian Dollar data is updated monthly, averaging 1.127 AUD/NZD from Jul 1969 (Median) to Nov 2025, with 677 observations. The data reached an all-time high of 1.763 AUD/NZD in Nov 1984 and a record low of 0.997 AUD/NZD in Nov 1972. Exchange Rate: RBA: New Zealand Dollar to Australian Dollar data remains active status in CEIC and is reported by Reserve Bank of Australia. The data is categorized under Global Database’s Australia – Table AU.M: Exchange Rate.

Key information about Australia Policy Rate

• Australia cash rate (Policy Rate: Month End: Cash Target Rate) was set at 4.10 % pa in Feb 2025, compared with 4.35 % pa in the previous Jan 2025.
• Australia Policy Rate averaged 4.75 % pa and is updated monthly, available from Aug 1990 to Feb 2025.
• The data reached an all-time high of 14.00 % pa in Sep 1990 and a record low of 0.10 % pa in Apr 2022.

Related information about Australia Policy Rate

• In the latest reports, Australia Short Term Interest Rate: Month End: Bank Acceptance Bills Rates: 90 days was reported at 4.25 % pa in Jan 2025.
• Its Long Term Interest Rate (Government Bond Yield: Australian Government: 10 Years) was reported at 4.48 % pa in Jan 2025.
• Australia Exchange Rate against USD averaged 1.49 (USD/AUD) in Jun 2023.
• Its Real Effective Exchange Rate was 100.34 in Jan 2025.

The benchmark interest rate in New Zealand was last recorded at 2.25 percent. This dataset provides - New Zealand Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

In September 2025, global inflation rates and central bank interest rates showed significant variation across major economies. Most economies initiated interest rate cuts from mid-2024 due to declining inflationary pressures. The U.S., UK, and EU central banks followed a consistent pattern of regular rate reductions throughout late 2024. In September 2025, Russia maintained the highest interest rate at 17 percent, while Japan retained the lowest at 0.5 percent. Varied inflation rates across major economies The inflation landscape varies considerably among major economies. China had the lowest inflation rate at -0.3 percent in September 2025. In contrast, Russia maintained a high inflation rate of 8 percent. These figures align with broader trends observed in early 2025, where China had the lowest inflation rate among major developed and emerging economies, while Russia's rate remained the highest. Central bank responses and economic indicators Central banks globally implemented aggressive rate hikes throughout 2022-23 to combat inflation. The European Central Bank exemplified this trend, raising rates from 0 percent in January 2022 to 4.5 percent by September 2023. A coordinated shift among major central banks began in mid-2024, with the ECB, Bank of England, and Federal Reserve initiating rate cuts, with forecasts suggesting further cuts through 2025 and 2026.

Exchange Rate: RBA: Euro to Australian Dollar data was reported at 0.564 AUD/EUR in Nov 2025. This records a decrease from the previous number of 0.566 AUD/EUR for Oct 2025. Exchange Rate: RBA: Euro to Australian Dollar data is updated monthly, averaging 0.809 AUD/EUR from Jan 1999 (Median) to Nov 2025, with 323 observations. The data reached an all-time high of 0.858 AUD/EUR in Jul 2012 and a record low of 0.492 AUD/EUR in Dec 2008. Exchange Rate: RBA: Euro to Australian Dollar data remains active status in CEIC and is reported by Reserve Bank of Australia. The data is categorized under Global Database’s Australia – Table AU.M: Exchange Rate.

Bank Bill Swap Rate in Australia increased to 3.67 percent on Monday December 1 from 3.66 in the previous day. This dataset includes a chart with historical data for Australia Bank Bill Swap Rate.

Australia Exchange Rate: RBA: Trade Weighted Index data was reported at 61.200 May1970=100 in Nov 2025. This stayed constant from the previous number of 61.200 May1970=100 for Oct 2025. Australia Exchange Rate: RBA: Trade Weighted Index data is updated monthly, averaging 60.600 May1970=100 from May 1970 (Median) to Nov 2025, with 667 observations. The data reached an all-time high of 121.300 May1970=100 in Jan 1974 and a record low of 47.000 May1970=100 in Sep 2001. Australia Exchange Rate: RBA: Trade Weighted Index data remains active status in CEIC and is reported by Reserve Bank of Australia. The data is categorized under Global Database’s Australia – Table AU.M: Exchange Rate.

Exchange Rate: RBA: Japanese Yen to Australian Dollar data was reported at 102.050 AUD/JPY in Nov 2025. This records an increase from the previous number of 100.840 AUD/JPY for Oct 2025. Exchange Rate: RBA: Japanese Yen to Australian Dollar data is updated monthly, averaging 87.170 AUD/JPY from Jul 1969 (Median) to Nov 2025, with 677 observations. The data reached an all-time high of 450.550 AUD/JPY in Aug 1974 and a record low of 56.110 AUD/JPY in Oct 2000. Exchange Rate: RBA: Japanese Yen to Australian Dollar data remains active status in CEIC and is reported by Reserve Bank of Australia. The data is categorized under Global Database’s Australia – Table AU.M: Exchange Rate.

Mortgage lenders are dealing with the RBA's shift to a tighter monetary policy, as it fights heavy inflation. Since May 2022, the RBA has raised the benchmark cash rate, which flows to interest rates on home loans. This represents a complete reversal of the prevailing approach to monetary policy taken in recent years. Over the course of the pandemic, subdued interest rates, in conjunction with government incentives and relaxed interest rate buffers, encouraged strong mortgage uptake. With the RBA's policy reversal, authorised deposit-taking institutions will need to balance their interest rate spreads to ensure steady profit. A stronger cash rate means more interest income from existing home loans, but also steeper funding costs. Moreover, increasing loan rates mean that prospective homeowners are being cut out of the market, which will slow demand for new home loans. Overall, industry revenue is expected to rise at an annualised 0.4% over the past five years, including an estimated 2.2% jump in 2023-24, to reach $103.4 billion. APRA's regulatory controls were updated in January 2023, with new capital adequacy ratios coming into effect. The major banks have had to tighten up their capital buffers to protect against financial instability. Although the ‘big four’ banks control most home loans, other lenders have emerged to foster competition for new loanees. Technological advances have made online-only mortgage lending viable. However, lenders that don't take deposits are more reliant on wholesale funding markets, which will be stretched under a higher cash rate. Looking ahead, technology spending isn't slowing down, as consumers continue to expect secure and user-friendly online financial services. This investment is even more pressing, given the ongoing threat of cyber-attacks. Industry revenue is projected to inch upwards at an annualised 0.8% over the five years through 2028-29, to $107.7 billion.

This analysis presents a rigorous exploration of financial data, incorporating a diverse range of statistical features. By providing a robust foundation, it facilitates advanced research and innovative modeling techniques within the field of finance.

RBA:TSX Ritchie Bros. Auctioneers Incorporated

Financial data:

• Historical daily stock prices (open, high, low, close, volume)

• Fundamental data (e.g., market capitalization, price to earnings P/E ratio, dividend yield, earnings per share EPS, price to earnings growth, debt-to-equity ratio, price-to-book ratio, current ratio, free cash flow, projected earnings growth, return on equity, dividend payout ratio, price to sales ratio, credit rating)

• Technical indicators (e.g., moving averages, RSI, MACD, average directional index, aroon oscillator, stochastic oscillator, on-balance volume, accumulation/distribution A/D line, parabolic SAR indicator, bollinger bands indicators, fibonacci, williams percent range, commodity channel index)

Machine learning features:

• Feature engineering based on financial data and technical indicators

• Sentiment analysis data from social media and news articles

• Macroeconomic data (e.g., GDP, unemployment rate, interest rates, consumer spending, building permits, consumer confidence, inflation, producer price index, money supply, home sales, retail sales, bond yields)

Potential Applications:

• Stock price prediction

• Portfolio optimization

• Algorithmic trading

• Market sentiment analysis

• Risk management

Use Cases:

• Researchers investigating the effectiveness of machine learning in stock market prediction

• Analysts developing quantitative trading Buy/Sell strategies

• Individuals interested in building their own stock market prediction models

• Students learning about machine learning and financial applications

Additional Notes:

• The dataset may include different levels of granularity (e.g., daily, hourly)

• Data cleaning and preprocessing are essential before model training

• Regular updates are recommended to maintain the accuracy and relevance of the data

Exchange Rate: RBA: UK Pound Sterling to Australian Dollar data was reported at 0.493 AUD/GBP in Nov 2025. This records a decrease from the previous number of 0.498 AUD/GBP for Oct 2025. Exchange Rate: RBA: UK Pound Sterling to Australian Dollar data is updated monthly, averaging 0.447 AUD/GBP from Jul 1969 (Median) to Nov 2025, with 677 observations. The data reached an all-time high of 0.780 AUD/GBP in Oct 1976 and a record low of 0.335 AUD/GBP in Sep 2001. Exchange Rate: RBA: UK Pound Sterling to Australian Dollar data remains active status in CEIC and is reported by Reserve Bank of Australia. The data is categorized under Global Database’s Australia – Table AU.M: Exchange Rate.

Ritchie Bros Auctioneers reported $533.9M in Cash and Equivalent for its fiscal quarter ending in December of 2024. Data for Ritchie Bros Auctioneers | RBA - Cash And Equivalent including historical, tables and charts were last updated by Trading Economics this last December in 2025.

The AUD/USD exchange rate rose to 0.6575 on December 3, 2025, up 0.19% from the previous session. Over the past month, the Australian Dollar has strengthened 1.32%, and is up by 2.24% over the last 12 months. Australian Dollar - values, historical data, forecasts and news - updated on December of 2025.

Key information about Australia Money Supply M2

• Australia Money Supply M2 was reported at 2,176.426 USD bn in Oct 2025
• This records a decrease from the previous number of 2,183.297 USD bn for Sep 2025
• Australia Money Supply M2 data is updated monthly, averaging 204.839 USD bn from Mar 1965 to Oct 2025, with 728 observations
• The data reached an all-time high of 2,183.297 USD bn in Sep 2025 and a record low of 11.548 USD bn in Mar 1965
• Australia Money Supply M2 data remains active status in CEIC and is reported by CEIC Data
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Money Supply M2: USD: Monthly: Seasonally Adjusted

CEIC converts monthly Money Supply M3 into USD. The Reserve Bank of Australia provides Money Supply M3 in local currency. The Federal Reserve Board period end market exchange rate is used for currency conversions. Money Supply M3 covers M1, all deposits at banks and certificates of deposits from the private non-Authorised Deposit-taking Institutions sector, and deposits with non-bank Authorised Deposit-taking Institutions.