Morocco Lending Rate: Real Estate Loans data was reported at 5.340 % pa in Sep 2018. This records a decrease from the previous number of 5.490 % pa for Jun 2018. Morocco Lending Rate: Real Estate Loans data is updated quarterly, averaging 5.930 % pa from Jun 2006 (Median) to Sep 2018, with 50 observations. The data reached an all-time high of 6.450 % pa in Jun 2010 and a record low of 5.080 % pa in Dec 2007. Morocco Lending Rate: Real Estate Loans data remains active status in CEIC and is reported by Bank Al-Maghrib. The data is categorized under Global Database’s Morocco – Table MA.M002: Lending Rate.

Mortgage interest rates worldwide varied greatly in 2024, from less than **** percent in many European countries, to as high as ** percent in Turkey. The average mortgage rate in a country depends on the central bank's base lending rate and macroeconomic indicators such as inflation and forecast economic growth. Since 2022, inflationary pressures have led to rapid increase in mortgage interest rates. Which are the leading mortgage markets? An easy way to estimate the importance of the mortgage sector in each country is by comparing household debt depth, or the ratio of the debt held by households compared to the county's GDP. In 2023, Switzerland, Australia, and Canada had some of the highest household debt to GDP ratios worldwide. While this indicator shows the size of the sector relative to the country’s economy, the value of mortgages outstanding allows to compare the market size in different countries. In Europe, for instance, the United Kingdom, Germany, and France were the largest mortgage markets by outstanding mortgage lending. Mortgage lending trends in the U.S. In the United States, new mortgage lending soared in 2021. This was largely due to the growth of new refinance loans that allow homeowners to renegotiate their mortgage terms and replace their existing loan with a more favorable one. Following the rise in interest rates, the mortgage market cooled, and refinance loans declined.

The industry is composed of non-depository institutions that conduct primary and secondary market lending. Operators in this industry include government agencies in addition to non-agency issuers of mortgage-related securities. Through 2025, rising per capita disposable income and low levels of unemployment helped fuel the increase in primary and secondary market sales of collateralized debt. Nonetheless, due to the pandemic and the sharp contraction in economic activity in 2020, revenue gains were limited, but have climbed as the economy has normalized and interest rates shot up to tackle rampant inflation. However, in 2024 the Federal Reserve cut interest rates as inflationary pressures eased and is expected to be cut further in 2025. Overall, these trends, along with volatility in the real estate market, have caused revenue to slump at a CAGR of 1.5% to $485.0 billion over the past five years, including an expected decline of 1.1% in 2025 alone. The high interest rate environment has hindered real estate loan demand and caused industry profit to shrink to 11.6% of revenue in 2025. Higher access to credit and higher disposable income have fueled primary market lending over much of the past five years, increasing the variety and volume of loans to be securitized and sold in secondary markets. An additional boon for institutions has been an increase in interest rates in the latter part of the period, which raised interest income as the spread between short- and long-term interest rates increased. These macroeconomic factors, combined with changing risk appetite and regulation in the secondary markets, have resurrected collateralized debt trading since the middle of the period. Although the FED cut interest rates in 2024, this will reduce interest income for the industry but increase loan demand. Although institutions are poised to benefit from a strong economic recovery as inflationary pressures ease, relatively steady rates of homeownership, coupled with declines in the 30-year mortgage rate, are expected to damage the primary market through 2030. Shaky demand from commercial banking and uncertainty surrounding inflationary pressures will influence institutions' decisions on whether or not to sell mortgage-backed securities and commercial loans to secondary markets. These trends are expected to cause revenue to decline at a CAGR of 0.8% to $466.9 billion over the five years to 2030.

Georgia Lending Rate: Loans Secured by Real Estate: NB: GEL: Up to 1 Month data was reported at 12.072 % pa in Jun 2018. This records an increase from the previous number of 8.530 % pa for May 2018. Georgia Lending Rate: Loans Secured by Real Estate: NB: GEL: Up to 1 Month data is updated monthly, averaging 16.629 % pa from May 2006 (Median) to Jun 2018, with 145 observations. The data reached an all-time high of 27.217 % pa in Feb 2014 and a record low of 7.308 % pa in May 2017. Georgia Lending Rate: Loans Secured by Real Estate: NB: GEL: Up to 1 Month data remains active status in CEIC and is reported by National Bank of Georgia . The data is categorized under Global Database’s Georgia – Table GE.M009: Lending Rates: Secured by Real Estate.

The mortgage interest rate in Germany decreased notably between 2013 and 2022, falling below 1.5 percent. This was part of an overall trend of falling mortgage interest rates in Europe. The mortgage interest rate in Germany has since increased to 3.9 percent in the second quarter of 2024. The German mortgage market In Europe, Germany is the second-largest mortgage market, with a total value of mortgages outstanding amounting to over 1.8 trillion euros. Mortgage loans are one of the oldest bank products. Among the factors that influence mortgage interest rates are inflation, economic growth, monetary policies, the bond market, the stability of lenders, and the overall conditions of the housing market. Mortgage loans The higher cost of borrowing has a significant effect on the market: While the interest rates were at their lowest, mortgage lending was on the rise. In 2023, when the rates reached a 10-year-high, the quarterly gross mortgage lending fell to the lowest value since 2014. Meanwhile, house prices have also increased substantially in recent years. According to the House Price Index in Germany, between 2015 and 2022, house prices increased by over 60 percent.

The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

In 2023, the average mortgage rates in European countries varied from *** percent in Bulgaria to over eight percent in Hungary. The mortgage rate for a home purchase is decided depending on the individual situation of the homebuyer, their credit history, and income, but they also follow macro determinants including the base lending rate, inflation, economic growth, and the health of the housing market. Starts, completions and prices The supply of new housing varies in different countries in Europe. In 2023, the number of new housing units completed per 1,000 citizens was between *** and seven, with this number varying greatly in different countries. Ireland and Poland were among the countries with most completed housing units. When it comes to housing starts, Ireland tops the ranking. The average transaction price of a new dwelling in 2023 ranged anywhere from roughly ***** euros per square meter to under ***** euros per square meter. Housing stock As the most populous country in Europe, Germany has the largest housing stock. Comparing the number of housing units per 1,000 citizens is an easy way to identify housing shortages. In Greece and the UK, for example, the number of dwellings per 1,000 citizens measured less than ***, compared to Bulgaria and Spain, where it was around ***.

Georgia Lending Rate: Loans Secured by Real Estate: OA: FC Legal Entities data was reported at 8.671 % pa in Sep 2018. This records a decrease from the previous number of 8.751 % pa for Aug 2018. Georgia Lending Rate: Loans Secured by Real Estate: OA: FC Legal Entities data is updated monthly, averaging 13.580 % pa from May 2006 (Median) to Sep 2018, with 149 observations. The data reached an all-time high of 17.257 % pa in Oct 2009 and a record low of 8.671 % pa in Sep 2018. Georgia Lending Rate: Loans Secured by Real Estate: OA: FC Legal Entities data remains active status in CEIC and is reported by National Bank of Georgia . The data is categorized under Global Database’s Georgia – Table GE.M009: Lending Rates: Secured by Real Estate. Including overdue loan amounts since December 1, 2015.

Bank Lending Rate in Germany decreased to 4.09 percent in May from 4.23 percent in April of 2025. This dataset provides the latest reported value for - Germany Bank Lending Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Mortgage interest rates in Spain soared in 2022, after falling below 1.5 percent at the end of 2021. In the second quarter of 2024, the average weighted interest rate stood at 3.46 percent. That was lower than the rate in the same period the previous year. Despite the increase, Spain had a considerably lower mortgage interest rate than many other European countries.The aftermath of the property bubble Before the bursting of the real estate bubble, the housing market experienced a period of intense activity. A context marked by economic growth, high employment rate, low interest rates, skyrocketing house prices and land speculation, among others, encourage massive lending for the acquisition of property; in 2005 alone, more than 1.3 million home mortgages were granted in Spain. When the bubble burst and the financial crisis hit the country, residential real estate transactions plummeted and households’ non-performing loans jumped to nearly 50 billion euros as countless families were not able to cope with their debts. Over a decade after the onset of the crisis, and despite falling mortgage rates, the volume of mortgage loans keeps decreasing every year. A homeowner country Traditionally, Spain has been a country of homeowners; in 2021, the homeownership rate was roughly 76 percent. While nearly half of Spanish households own their property with no outstanding payment, the percentage of households that have loan or mortgage pending has been decreasing in recent years. Despite ownership remaining as the preferred tenure option, cultural changes, job insecurity and mounting house prices are prompting Spaniards to opt more and more to become tenants instead of owners, as shown in the changing dynamics of the Spanish residential rental market.

This statistic shows the price per square foot in selected prime residential markets worldwide in 2018. Hong Kong was the most expensive residential market globally with average prime residential values of ***** U.S. dollars per square foot.

30 Year Mortgage Rate in the United States increased to 6.72 percent in July 10 from 6.67 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

Georgia Lending Rate: Loans Secured by Real Estate: OA: FC Individuals data was reported at 7.680 % pa in Mar 2025. This stayed constant from the previous number of 7.680 % pa for Feb 2025. Georgia Lending Rate: Loans Secured by Real Estate: OA: FC Individuals data is updated monthly, averaging 10.976 % pa from May 2006 (Median) to Mar 2025, with 227 observations. The data reached an all-time high of 17.156 % pa in Aug 2008 and a record low of 5.670 % pa in Mar 2022. Georgia Lending Rate: Loans Secured by Real Estate: OA: FC Individuals data remains active status in CEIC and is reported by National Bank of Georgia. The data is categorized under Global Database’s Georgia – Table GE.M010: Lending Rates: Secured by Real Estate. Including overdue loan amounts since December 1, 2015.

Residential mortgage lending in Germany plummeted in 2022, amid an increase in mortgage rates. With interest rates gradually increasing as a response to the rising inflation, the mortgage market has cooled: In October 2023, the value of new mortgage loans stood at about 14 billion euros, down from almost 23 billion euros two years ago. During the observation period, 10-year fixed rate mortgages accounted for nearly half of mortgage lending, followed by 5 to 10 year fixed rate mortgages. More information on the Mortgage market in Western European countries can be found here.

In 2020, the price of prime residential real estate in Auckland increased by 18 percent. Auckland's prime residential real estate price was forecast to increase by four percent in 2021. In comparison, Hong Kong's prime residential price decreased by seven percent in 2020 and was forecast to remain the same in 2021.

Graph and download economic data for Mortgage Real Estate Investment Trusts; Net Lending (+) or Borrowing (-) (Financial Account), Transactions (BOGZ1FA645000005A) from 1946 to 2024 about REIT, financial account, borrowings, BOP, transactions, financial, Net, and USA.

Georgia Lending Rate: Loans Secured by Real Estate: NB: GEL: Over 12 Months data was reported at 12.940 % pa in Sep 2018. This records a decrease from the previous number of 12.993 % pa for Aug 2018. Georgia Lending Rate: Loans Secured by Real Estate: NB: GEL: Over 12 Months data is updated monthly, averaging 15.517 % pa from May 2006 (Median) to Sep 2018, with 149 observations. The data reached an all-time high of 26.843 % pa in Feb 2009 and a record low of 10.525 % pa in Dec 2013. Georgia Lending Rate: Loans Secured by Real Estate: NB: GEL: Over 12 Months data remains active status in CEIC and is reported by National Bank of Georgia . The data is categorized under Global Database’s Georgia – Table GE.M009: Lending Rates: Secured by Real Estate.

Mortgage Assignment & Release Data refers to information related to the assignment and release of mortgage loans. It provides valuable insights into the transfer of mortgage ownership from one party to another and the subsequent release of the mortgage lien. This data can be essential for various industries, including banking, real estate, legal services, and mortgage lending, enabling them to make informed decisions and mitigate risks associated with mortgage transactions.

What is Assignment and Release Data?

Assignment Data – Assignment data pertains to the transfer of ownership rights of a mortgage loan from one entity to another. This transfer typically occurs when a lender sells or transfers a mortgage loan to another financial institution, such as a bank, credit union, or mortgage-backed security issuer. Assignment data includes information such as the parties involved, the effective date of the assignment, and any relevant terms or conditions.

Release Data – Release data involves the release or satisfaction of a mortgage lien on a property. When a mortgage loan is fully paid off or otherwise satisfied, the lender releases the mortgage lien, allowing the property owner to have clear title. Release data provides details about the release, including the date of release, the parties involved, and any legal documentation associated with the release.

Assignment & Release Property Details:

• 15 Years of Historical Transactions
• Property Address (Where Available)
• Borrower and Ownership Details
• Original, Assignor, and Assignee Lender Name
• Original Mortgage Information

The Italian mortgage market has grown substantially since 2014, with the value of mortgages outstanding increasing by about 62 billion euros until 2024. In the first quarter of 2014, the value of mortgages outstanding amounted to 359 billion euros and in the second quarter of 2024, it exceeded 421 billion euros. Mortgage interest rates in Italy The mortgage interest rates in Italy decreased significantly, falling to record lows, before rising dramatically in 2022. The period of decline in mortgage interest rates probably helped revive the residential real estate market in the country, which suffered after the financial crisis of 2008. In fact, the number of transactions in the sector increased steadily since 2013. A regional overview In some areas of the country, the residential real estate market appears to be more dynamic than in others. In fact, in 2022, the North-West of Italy accounted for more than one third of all transactions in the sector. When looking closely at the single regions, Lombardy was the most active, with more than 165,000 transactions registered. The second most prolific market was found in the region of Lazio, which recorded approximately 77 thousand transactions.

The Puerto Rico home mortgage finance market, while smaller than major global markets, exhibits significant growth potential driven by factors such as increasing population, government initiatives to boost homeownership, and fluctuating interest rates. The market's compound annual growth rate (CAGR) exceeding 1.50% suggests a steady, albeit moderate, expansion. Key market segments include home purchases, refinancing, and home improvements, with banks and housing finance companies acting as primary providers. Fixed-rate mortgages dominate the market, although adjustable-rate mortgages also play a role. While precise market size data for Puerto Rico is unavailable, a reasonable estimation, considering comparable Caribbean markets and the provided CAGR, would place the 2025 market size in the range of $500-700 million USD. This estimate incorporates the influence of factors such as economic conditions, government policies, and lending practices specific to Puerto Rico. Further growth is anticipated through 2033, driven by sustained demand for housing and continued government support. However, potential restraints such as economic instability, fluctuating interest rates, and stringent lending criteria could impact growth trajectory. The market's competitive landscape includes both local and international players, highlighting the presence of established institutions like Banco Popular and Scotia Bank alongside smaller credit unions. The geographic focus is primarily Puerto Rico itself. However, considering the data provided, the market analysis implicitly considers external influences, such as global interest rate trends and investment from larger financial institutions with operations in the region, influencing investment and loan availability. The provided list of companies indicates a presence of both national and international players further demonstrating the market’s dynamic and mixed nature. Future growth will likely depend on successfully navigating economic challenges and maintaining a stable and supportive regulatory environment. A focus on technological advancements within the mortgage application process and enhanced financial literacy programs may further enhance market expansion. Recent developments include: February 2023: Puerto Rico was expected to receive up to USD 109 million in funding under the State Small Business Credit Initiative (SSBCI) in President Biden's American Rescue Plan. The Treasury has now said that state and territory plans totaling over USD 6 billion in SSBCI funding have been approved. This is to help small businesses and entrepreneurs and make it easier to get access to capital., February 2023: The Consumer Financial Protection Bureau (CFPB) permanently banned RMK Financial Corporation, which does business as Majestic Home Loans, from the mortgage lending industry by prohibiting RMK from engaging in any mortgage lending activities or receiving remuneration from mortgage lending in Puerto Rico.. Notable trends are: Increase in Economic Growth and GDP per capita.