Graph and download economic data for 10-Year Real Interest Rate (REAINTRATREARAT10Y) from Jan 1982 to Sep 2025 about 10-year, interest rate, interest, real, rate, and USA.

Graph and download economic data for 1-Year Real Interest Rate (REAINTRATREARAT1YE) from Jan 1982 to Sep 2025 about 1-year, interest rate, interest, real, rate, and USA.

Graph and download economic data for 1-Month Real Interest Rate (REAINTRATREARAT1MO) from Jan 1982 to Sep 2025 about 1-month, interest rate, interest, real, rate, and USA.

The benchmark interest rate in the United States was last recorded at 4.25 percent. This dataset provides the latest reported value for - United States Fed Funds Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Real interest rate (%) in United States was reported at --1.2585 % in 2021, according to the World Bank collection of development indicators, compiled from officially recognized sources. United States - Real interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on October of 2025.

US 30-Year Treasury Real Interest Rates yield data, US 30-Year Treasury Real Interest Rates data, recent 27 years (traceable to Apr 07,1999), the yield unit is %, latest yield value is 2.49, updated at Sep 26,2025

United States US: Real Interest Rate data was reported at 2.208 % pa in 2016. This records an increase from the previous number of 2.152 % pa for 2015. United States US: Real Interest Rate data is updated yearly, averaging 3.162 % pa from Dec 1961 (Median) to 2016, with 56 observations. The data reached an all-time high of 8.720 % pa in 1981 and a record low of -1.280 % pa in 1975. United States US: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s United States – Table US.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

Canada: Real interest rate: Bank lending rate minus inflation: The latest value from 2017 is 0.13 percent, a decline from 1.97 percent in 2016. In comparison, the world average is 5.12 percent, based on data from 122 countries. Historically, the average for Canada from 1961 to 2017 is 3.26 percent. The minimum value, -4.17 percent, was reached in 1974 while the maximum of 10.36 percent was recorded in 1990.

The average for 2023 based on 87 countries was 4.42 percent. The highest value was in Madagascar: 41.3 percent and the lowest value was in Zimbabwe: -73.54 percent. The indicator is available from 1961 to 2023. Below is a chart for all countries where data are available.

Real interest rate (%) in New Zealand was reported at --1.7229 % in 2018, according to the World Bank collection of development indicators, compiled from officially recognized sources. New Zealand - Real interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on October of 2025.

Italy: Real interest rate: Bank lending rate minus inflation: The latest value from 2024 is 3.08 percent, an increase from -0.97 percent in 2023. In comparison, the world average is 4.99 percent, based on data from 73 countries. Historically, the average for Italy from 1989 to 2024 is 4.21 percent. The minimum value, -1.15 percent, was reached in 2022 while the maximum of 11.65 percent was recorded in 1992.

Madagascar: Real interest rate: Bank lending rate minus inflation: The latest value from 2023 is 41.3 percent, an increase from 39.18 percent in 2022. In comparison, the world average is 4.42 percent, based on data from 87 countries. Historically, the average for Madagascar from 1989 to 2023 is 26.44 percent. The minimum value, -9.58 percent, was reached in 1995 while the maximum of 52.44 percent was recorded in 2017.

US 10-Year Treasury Real Interest Rates price data, US 10-Year Treasury Real Interest Rates data, recent 29 years (traceable to Feb 03,1997), the yield unit is %, latest yield value is 1.79, updated at Sep 26,2025

United Kingdom UK: Real Interest Rate data was reported at -1.195 % pa in 2014. This records an increase from the previous number of -1.378 % pa for 2013. United Kingdom UK: Real Interest Rate data is updated yearly, averaging 1.802 % pa from Dec 1967 (Median) to 2014, with 48 observations. The data reached an all-time high of 6.438 % pa in 1985 and a record low of -12.172 % pa in 1975. United Kingdom UK: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s United Kingdom – Table UK.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

The average for 2023 based on 16 countries was 1.03 percent. The highest value was in Norway: 18.43 percent and the lowest value was in Montenegro: -3.8 percent. The indicator is available from 1961 to 2023. Below is a chart for all countries where data are available.

The real interest rate in Malaysia was 7.33 percent in 2023. Between 1969 and 2023, the real interest rate rose by 3.29 percentage points, though the increase followed an uneven trajectory rather than a consistent upward trend.

The U.S. federal funds effective rate underwent a dramatic reduction in early 2020 in response to the COVID-19 pandemic. The rate plummeted from 1.58 percent in February 2020 to 0.65 percent in March, and further decreased to 0.05 percent in April. This sharp reduction, accompanied by the Federal Reserve's quantitative easing program, was implemented to stabilize the economy during the global health crisis. After maintaining historically low rates for nearly two years, the Federal Reserve began a series of rate hikes in early 2022, with the rate moving from 0.33 percent in April 2022 to 5.33 percent in August 2023. The rate remained unchanged for over a year, before the Federal Reserve initiated its first rate cut in nearly three years in September 2024, bringing the rate to 5.13 percent. By December 2024, the rate was cut to 4.48 percent, signaling a shift in monetary policy in the second half of 2024. In January 2025, the Federal Reserve implemented another cut, setting the rate at 4.33 percent, which remained unchanged until September 2025, when another cut set the rate at 4.22 percent. What is the federal funds effective rate? The U.S. federal funds effective rate determines the interest rate paid by depository institutions, such as banks and credit unions, that lend reserve balances to other depository institutions overnight. Changing the effective rate in times of crisis is a common way to stimulate the economy, as it has a significant impact on the whole economy, such as economic growth, employment, and inflation. Central bank policy rates The adjustment of interest rates in response to the COVID-19 pandemic was a coordinated global effort. In early 2020, central banks worldwide implemented aggressive monetary easing policies to combat the economic crisis. The U.S. Federal Reserve's dramatic reduction of its federal funds rate - from 1.58 percent in February 2020 to 0.05 percent by April - mirrored similar actions taken by central banks globally. While these low rates remained in place throughout 2021, mounting inflationary pressures led to a synchronized tightening cycle beginning in 2022, with central banks pushing rates to multi-year highs. By mid-2024, as inflation moderated across major economies, central banks began implementing their first rate cuts in several years, with the U.S. Federal Reserve, Bank of England, and European Central Bank all easing monetary policy.

Graph and download economic data for Market Yield on U.S. Treasury Securities at 30-Year Constant Maturity, Quoted on an Investment Basis, Inflation-Indexed (DFII30) from 2010-02-22 to 2025-10-17 about TIPS, 30-year, maturity, Treasury, securities, interest rate, interest, real, rate, and USA.

View yearly updates and historical trends for US Real Interest Rate. from United States. Source: World Bank. Track economic data with YCharts analytics.

In 2023, the real interest rate in Vietnam stood at 7.28 percent. Between 1993 and 2023, the figure dropped by 5.3 percentage points, though the decline followed an uneven course rather than a steady trajectory.