In 2024, Rocket Mortgage was the company with the largest market share based on the value of refinance mortgage originations. The company was responsible for nearly **** percent of the refinancing market in that year, *** percentage points more than the market share of the second lender in the ranking, United Wholesale Mortgage. The mortgage market has suffered a decline in new business since 2021, mostly because of refinancing loans plummeting due to the higher mortgage interest rates. Nevertheless, the market is forecast to pick up in 2026, as interest rates decline.

Fixed 30-year mortgage rates in the United States averaged 6.69 percent in the week ending August 22 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The U.S. mortgage market has declined notably since 2020 and 2021, mostly due to the effect of higher borrowing costs on refinance mortgages. The value of refinancing mortgage originations, amounted to 190 billion U.S. dollars in the fourth quarter of 2024, down from a peak of 851 billion U.S. dollars in the fourth quarter of 2020. The value of mortgage loans for the purchase of a property recorded milder fluctuations, with a value of 304 billion U.S. dollars in the fourth quarter of 2024. According to the forecast, mortgage lending is expected to slightly increase until the end of 2026. The cost of mortgage borrowing in the U.S. Mortgage interest rates in the U.S. rose dramatically in 2022, peaking in the final quarter of 2024. In 2020, a homebuyer could lock in a 30-year fixed interest rate of under three percent, whereas in 2024, the average rate for the same mortgage type exceeded 6.6 percent. This has led to a decline in homebuyer sentiment, and an increasing share of the population pessimistic about buying a home in the current market. The effect of a slower housing market on property prices and rents According to the S&P/Case Shiller U.S. National Home Price Index, housing prices experienced a slight correction in early 2023, as property transactions declined. Nevertheless, the index continued to grow in the following months. On the other hand, residential rents have increased steadily since 2000.

In 2024, Rocket Mortgage was the firm with the highest value of refinance mortgage originations. The company was responsible for refinance loans worth **** billion U.S. dollars that year, nearly *****billion U.S. dollars more than the second lender in the ranking, United Wholesale Mortgage. The mortgage market has suffered a decline in new business since 2021, mostly due to refinancing loans plummeting due to the higher mortgage interest rates. Nevertheless, the market is forecast to pick up in 2026, as interest rates decline.

China Home Loan Market size was valued at USD 37.8 Trillion in 2024 and is projected to reach USD 59 Trillion by 2032, growing at a CAGR of 5.7 % from 2026 to 2032. The China home loan market is primarily driven by rapid urbanization, rising disposable incomes, and supportive government policies. As more people migrate to cities, the demand for housing increases, leading to a surge in mortgage financing. Government initiatives, such as reduced down payments and lower mortgage rates, have made homeownership more accessible, further fueling market growth.​ Additionally, the digitalization of mortgage services has streamlined the loan approval process, enhancing customer experience and attracting more borrowers. The growing middle class, with higher income levels, is increasingly investing in property, contributing to the expansion of the home loan market. These factors collectively create a robust environment for the continued growth of China's home loan sector.

Der Leitzins in Armenien wurde zuletzt mit 6,75 Prozent verzeichnet. Diese Seite bietet - Armenien Zinssatz - tatsächliche Werte, historische Daten, Prognosen, Diagramm, Statistiken, Wirtschaftskalender und Nachrichten.

ABD'de MBA Mortgage Yeniden Finansman Endeksi, önceki haftadaki 767.60 puanından 18 Temmuz'da 747.50 puana düştü. Bu sayfa, Amerika Birleşik Devletleri MBA Konut Kredisi Yeniden Finansman Endeksi için tarihsel veriler içeren bir grafik içerir.

Japan JP: General Government: Share of Outstanding Marketable Debt to Refinance: Within Coming Period data was reported at 0.193 Ratio in 2026. This stayed constant from the previous number of 0.193 Ratio for 2025. Japan JP: General Government: Share of Outstanding Marketable Debt to Refinance: Within Coming Period data is updated yearly, averaging 0.491 Ratio from Dec 2013 (Median) to 2026, with 14 observations. The data reached an all-time high of 0.802 Ratio in 2014 and a record low of 0.193 Ratio in 2026. Japan JP: General Government: Share of Outstanding Marketable Debt to Refinance: Within Coming Period data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s Japan – Table JP.OECD.EO: Government Accounts: General Government: Forecast: OECD Member: Annual. RFSH - Share of outstanding marketable debt to refinance within coming period

Japan Mortgage/Loan Brokers Market size was valued at USD 82.3 Billion in 2024 and is projected to reach USD 118.5 Billion by 2032, growing at a CAGR of 4.65 % from 2026 to 2032. The Japan Mortgage/Loan Brokers Market is driven by low interest rates, a strong urban housing demand, and government incentives for homeownership. Aging demographics and a shrinking workforce also fuel demand for refinancing and reverse mortgages, while digitalization streamlines loan approvals and brokerage services. Rising foreign investments in real estate and increased competition among lenders are further shaping the market. Additionally, regulatory shifts, such as policies on housing affordability and financial transparency, influence brokerage operations and market dynamics.

Uncover Market Research Intellect's latest Refinancing Market Report, valued at USD 120 billion in 2024, expected to rise to USD 180 billion by 2033 at a CAGR of 5.5% from 2026 to 2033.

Luxembourg LU: General Government: Share of Outstanding Marketable Debt to Refinance: Within Coming Period data was reported at 0.083 Ratio in 2026. This stayed constant from the previous number of 0.083 Ratio for 2025. Luxembourg LU: General Government: Share of Outstanding Marketable Debt to Refinance: Within Coming Period data is updated yearly, averaging 0.375 Ratio from Dec 2013 (Median) to 2026, with 14 observations. The data reached an all-time high of 0.832 Ratio in 2016 and a record low of 0.083 Ratio in 2026. Luxembourg LU: General Government: Share of Outstanding Marketable Debt to Refinance: Within Coming Period data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s Luxembourg – Table LU.OECD.EO: Government Accounts: General Government: Forecast: OECD Member: Annual. RFSH - Share of outstanding marketable debt to refinance within coming period

Canada CA: General Government: Share of Outstanding Marketable Debt to Refinance: Within Coming Period data was reported at 0.289 Ratio in 2026. This stayed constant from the previous number of 0.289 Ratio for 2025. Canada CA: General Government: Share of Outstanding Marketable Debt to Refinance: Within Coming Period data is updated yearly, averaging 0.758 Ratio from Dec 2013 (Median) to 2026, with 14 observations. The data reached an all-time high of 0.961 Ratio in 2013 and a record low of 0.289 Ratio in 2026. Canada CA: General Government: Share of Outstanding Marketable Debt to Refinance: Within Coming Period data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s Canada – Table CA.OECD.EO: Government Accounts: General Government: Forecast: OECD Member: Annual. RFSH - Share of outstanding marketable debt to refinance within coming period

The 10-year treasury constant maturity rate in the U.S. is forecast to increase by *** percentage points by 2027, while the 30-year fixed mortgage rate is expected to fall by *** percentage points. From *** percent in 2024, the average 30-year mortgage rate is projected to reach *** percent in 2027.

Lithuania LT: General Government: Share of Outstanding Marketable Debt to Refinance: Within Coming Period data was reported at 0.074 Ratio in 2026. This stayed constant from the previous number of 0.074 Ratio for 2025. Lithuania LT: General Government: Share of Outstanding Marketable Debt to Refinance: Within Coming Period data is updated yearly, averaging 0.477 Ratio from Dec 2013 (Median) to 2026, with 14 observations. The data reached an all-time high of 1.000 Ratio in 2013 and a record low of 0.074 Ratio in 2026. Lithuania LT: General Government: Share of Outstanding Marketable Debt to Refinance: Within Coming Period data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s Lithuania – Table LT.OECD.EO: Government Accounts: General Government: Forecast: OECD Member: Annual. RFSH - Share of outstanding marketable debt to refinance within coming period

North America Used Car Financing Market size was valued at USD 259.71 Billion in 2024 and is expected to reach USD 29.3 Billion by 2032, growing at a CAGR of 8.26% from 2026 to 2032.

Definition/Overview

Used car financing refers to various financial products and services that enable consumers to purchase pre-owned vehicles through structured payment plans. These financing solutions include traditional bank loans, credit union offerings, online lending platforms and dealership financing programs.

Used car financing has become an integral part of the automotive retail ecosystem, providing accessible options for consumers across different credit profiles. The industry encompasses various stakeholders including financial institutions, dealerships, technology providers and insurance companies working together to facilitate vehicle purchases.

The benchmark interest rate In the Euro Area was last recorded at 2.15 percent. This dataset provides - Euro Area Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Vietnam Real Estate & Mortgage Market size was valued at USD 46.30 Billion in 2024 and is projected to reach USD 107.6 Billion by 2032, growing at a CAGR of 11.2% from 2026 to 2032.

Vietnam Real Estate & Mortgage Market: Definition/Overview

Real estate refers to land and any permanent structures or improvements attached to it, encompassing a wide range of properties including residential homes, commercial buildings, and industrial sites. It is considered a tangible asset that holds intrinsic value and can be used for various purposes such as living, working, or investment.

Real estate also includes natural resources found on the land, such as water, minerals, and crops. In contrast to personal property, which consists of movable items not permanently affixed to land, real estate is characterized by its immobility and the legal rights associated with ownership, which can include the ability to lease, sell, or develop the property.

South Korea General Government: Share of Outstanding Marketable Debt to Refinance: Within Coming Period data was reported at 0.165 Ratio in 2026. This stayed constant from the previous number of 0.165 Ratio for 2025. South Korea General Government: Share of Outstanding Marketable Debt to Refinance: Within Coming Period data is updated yearly, averaging 0.585 Ratio from Dec 2013 (Median) to 2026, with 14 observations. The data reached an all-time high of 0.913 Ratio in 2013 and a record low of 0.165 Ratio in 2026. South Korea General Government: Share of Outstanding Marketable Debt to Refinance: Within Coming Period data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s South Korea – Table KR.OECD.EO: Government Accounts: General Government: Forecast: OECD Member: Annual. RFSH - Share of outstanding marketable debt to refinance within coming period

According to the European Central Bank's survey of professional forecasters, the interest rate on the ECB's main refinancing operations is expected to decrease from *** percent in January 2025 to *** percent in 2026.

Europe Home Mortgage Finance Market was valued at $ 1.85 Trn in 2024 and is projected to reach $ 2.73 Trn by 2032, growing at a CAGR of 5.7% from 2026-2032.Europe Home Mortgage Finance Market Definition/ OverviewHome mortgage finance is a loan offered by financial institutions to individuals to purchase residential homes. Borrowers repay the loan with interest over a certain period while using their home as collateral. It promotes homeownership by spreading expenditures over time, making real estate more affordable. Mortgage options include fixed-rate, adjustable-rate, and government-backed loans.Home mortgage financing is commonly used to purchase homes, refinance existing loans, and pay repairs. It enables individuals to purchase property without making full upfront payments, boosting financial stability. Lenders evaluate credit ratings, income, and debt-to-income ratios before approving. Mortgage financing is also used by businesses and investors to purchase rental properties, boosting potential for long-term capital creation and portfolio diversification.The future of residential mortgage financing will be driven by digital lending platforms, blockchain-based transactions, and AI-powered credit assessments. Sustainable mortgages promoting energy-efficient housing will gain traction. Government initiatives may enhance affordability, especially for first-time buyers. With evolving financial technology, mortgage approval and management will become more streamlined, improving accessibility and reducing processing time for borrowers.