The survey covers micro (1 to 9 employees), small (10 to 49 employees), medium-sized (50 to 249 employees) and large firms (250 or more employees) and it provides evidence on the financing conditions faced by SMEs compared with those of large firms during the past six months. In addition to a breakdown into firm size classes, it provides evidence across branches of economic activity, euro area countries, firm age, financial autonomy of the firms, and ownership of the firms. Part of the survey is run by the ECB every six months to assess the latest developments of the financing conditions of firms in the euro area. The more comprehensive survey, run together with the European Commission, was initially conducted every two years, i.e. in 2009H1, 2011H1 and 2013H1. As from the wave 2014H1, the extended survey is run on the annual basis.

This analysis presents a rigorous exploration of financial data, incorporating a diverse range of statistical features. By providing a robust foundation, it facilitates advanced research and innovative modeling techniques within the field of finance.

European Central Banking Bet (ECBK): Will ECB Bancorp Inc. Provide a Safe Haven in Uncharted Waters?

Financial data:

• Historical daily stock prices (open, high, low, close, volume)

• Fundamental data (e.g., market capitalization, price to earnings P/E ratio, dividend yield, earnings per share EPS, price to earnings growth, debt-to-equity ratio, price-to-book ratio, current ratio, free cash flow, projected earnings growth, return on equity, dividend payout ratio, price to sales ratio, credit rating)

• Technical indicators (e.g., moving averages, RSI, MACD, average directional index, aroon oscillator, stochastic oscillator, on-balance volume, accumulation/distribution A/D line, parabolic SAR indicator, bollinger bands indicators, fibonacci, williams percent range, commodity channel index)

Machine learning features:

• Feature engineering based on financial data and technical indicators

• Sentiment analysis data from social media and news articles

• Macroeconomic data (e.g., GDP, unemployment rate, interest rates, consumer spending, building permits, consumer confidence, inflation, producer price index, money supply, home sales, retail sales, bond yields)

Potential Applications:

• Stock price prediction

• Portfolio optimization

• Algorithmic trading

• Market sentiment analysis

• Risk management

Use Cases:

• Researchers investigating the effectiveness of machine learning in stock market prediction

• Analysts developing quantitative trading Buy/Sell strategies

• Individuals interested in building their own stock market prediction models

• Students learning about machine learning and financial applications

Additional Notes:

• The dataset may include different levels of granularity (e.g., daily, hourly)

• Data cleaning and preprocessing are essential before model training

• Regular updates are recommended to maintain the accuracy and relevance of the data

L’indagine riguarda le microimprese (da 1 a 9 dipendenti), le piccole imprese (da 10 a 49 dipendenti), le medie imprese (da 50 a 249 dipendenti) e le grandi imprese (250 o più dipendenti) e fornisce elementi di prova sulle condizioni di finanziamento affrontate dalle PMI rispetto a quelle delle grandi imprese negli ultimi sei mesi. Oltre a una scomposizione per classi di dimensione delle imprese, fornisce evidenze per settori dell’attività economica, paesi dell’area dell’euro, età delle imprese, autonomia finanziaria delle imprese e proprietà delle stesse.

Parte dell’indagine è condotta ogni sei mesi dalla BCE per valutare gli ultimi sviluppi delle condizioni di finanziamento delle imprese nell’area dell’euro. L'indagine più completa, condotta in collaborazione con la Commissione europea, è stata inizialmente condotta ogni due anni, vale a dire nel 2009H1, 2011H1 e 2013H1. A partire dall'ondata 2014H1, l'indagine estesa è condotta su base annuale.

The OATH ECB Hearings Case Status dataset contains information about alleged public safety and quality of life violations that are filed and adjudicated through the City’s administrative law court, the NYC Office of Administrative Trials and Hearings (OATH) and provides information about the infraction charged, decision outcome, payments, amounts and fees relating to the case.

Research on small and medium-sized enterprises (SMEs) access to bank finance is vital for the euro area economy. SMEs heavily represent the European business sector, employing around 100 million people and accounting for more than half of the Gross Domestic Product. Research studies in the field often rely on the ECB/EC Survey on the Access to Finance of Enterprises (SAFE). Many studies employ probit or logit models with categorical dependent variables derived from SAFE. The research findings show that hardly any study employs the simpler linear probability model (LPM), with a dominant lack of research providing evidence that justifies the model selection process and suitability. However, it is well known that different econometrics models can lack consistency and frequently yield different results. Yet, the literature has no consensus on the best econometric approach. In addition, there is a lack of robustness tests in the literature to ensure model validity, underlining the need for a comprehensive review of the methodological framework that dominates SAFE data use. This paper addresses the identified research gap by introducing a robust methodological framework that helps researchers identify and choose an appropriate categorical model when using SAFE data. The study adds significant value to the extant literature by identifying four criteria that need to be considered when selecting the appropriate model among three common binary dependent models: LPM, probit and logit models. The findings show that the probit model was appropriate is all cases but that the LPM should not be disregarded, as it can be used in two cases: when considering the interaction between monetary policy and debt to assets and monetary policy and innovation. The use of the LPM is justified as a less complex econometric model, allowing for clearer communication of the results. This innovative, robust approach to choosing the appropriate econometric categorical dependent model when employing SAFE data contributes to support policy effectively.

The electronically controlled brake (ECB) market is experiencing robust growth, driven by increasing demand for advanced driver-assistance systems (ADAS) and autonomous vehicles. The market's expansion is fueled by stringent safety regulations globally mandating improved braking performance and efficiency. Technological advancements, such as the integration of sensor technologies and sophisticated algorithms, are further enhancing the capabilities of ECB systems, leading to improved braking response times and reduced stopping distances. Key players like Bosch, Continental, ZF, and others are heavily investing in R&D to develop next-generation ECB systems featuring features like brake-by-wire technology and integrated safety functions. This competitive landscape fosters innovation and drives down costs, making ECB systems increasingly accessible for wider adoption across various vehicle segments. The market segmentation shows significant growth potential in passenger vehicles, with commercial vehicles also exhibiting a steady increase in ECB adoption. Regional variations exist, with North America and Europe currently leading the market due to high vehicle ownership rates and stringent safety standards. However, developing economies in Asia-Pacific are poised for significant growth due to rapid industrialization and expanding automotive industries. Challenges include the high initial investment costs associated with implementing ECB technology and potential concerns about system reliability and cybersecurity. Nevertheless, the long-term outlook for the ECB market remains positive, driven by sustained demand for enhanced safety, fuel efficiency, and autonomous driving capabilities. We project a continued market expansion for the foreseeable future, with opportunities for innovation and strategic partnerships across the entire value chain.

The electronically controlled brake (ECB) market is experiencing robust growth, driven by increasing demand for advanced driver-assistance systems (ADAS) and stringent safety regulations globally. The market, estimated at $15 billion in 2025, is projected to expand at a compound annual growth rate (CAGR) of 8% from 2025 to 2033, reaching approximately $28 billion by 2033. This growth is fueled by several key factors. The rising adoption of passenger cars and commercial vehicles equipped with advanced safety features is a major catalyst. Furthermore, the ongoing technological advancements in ECB systems, leading to improved braking performance, enhanced fuel efficiency, and reduced emissions, are contributing significantly to market expansion. The increasing integration of ECBs with other ADAS features, such as autonomous emergency braking (AEB) and lane-keeping assist, further strengthens market prospects. While the initial cost of implementing ECB technology presents a restraint, the long-term benefits in terms of enhanced safety and operational efficiency outweigh this concern for many manufacturers and consumers. Segmentation analysis reveals that the passenger car segment currently holds a larger market share compared to commercial vehicles, but the commercial vehicle segment is expected to experience faster growth owing to the increasing adoption of advanced safety regulations in the trucking industry. Geographically, North America and Europe currently dominate the market, driven by high vehicle production and strong consumer preference for advanced safety features. However, the Asia-Pacific region, particularly China and India, is anticipated to exhibit substantial growth in the coming years due to rapid economic expansion and increasing vehicle ownership. The competitive landscape of the ECB market is characterized by the presence of established players such as Bosch, Continental, ZF, and others. These companies are engaged in continuous research and development efforts to enhance their product offerings and meet evolving market demands. Strategic partnerships, mergers, and acquisitions are expected to play a significant role in shaping the market dynamics in the future. The focus is shifting towards the development of more sophisticated and integrated ECB systems capable of seamlessly interacting with other vehicle systems to improve overall vehicle performance and safety. The increasing prevalence of electric and hybrid vehicles also presents a significant opportunity for ECB manufacturers, as these vehicles often require more advanced braking systems to ensure optimal performance and safety. The long-term outlook for the ECB market remains positive, with continued growth expected across all segments and regions.

The global market for Electronic Circuit Breakers (ECBs) for overload protection is experiencing robust growth, driven by the increasing demand for enhanced safety and reliability in electrical systems across diverse industries. The market's expansion is fueled by several key factors, including the rising adoption of smart grids and renewable energy sources, the increasing prevalence of automation in industrial settings, and stringent safety regulations mandating the use of reliable overload protection devices. The growth is further amplified by the escalating demand for compact and efficient circuit breakers in residential, commercial, and industrial applications. We estimate the market size in 2025 to be approximately $5 billion, projecting a Compound Annual Growth Rate (CAGR) of 6% from 2025 to 2033. This growth trajectory reflects the ongoing technological advancements in ECB technology, such as the integration of smart sensors and communication capabilities, allowing for improved monitoring and predictive maintenance. Major players, including Schneider Electric, ABB, Eaton, and Siemens, are leading the innovation, investing heavily in R&D to develop advanced ECBs with enhanced features and functionalities. The market segmentation reveals a significant share held by industrial applications, owing to the high concentration of electrical equipment and the stringent safety requirements in these sectors. However, the residential and commercial segments are also showing promising growth potential, driven by increasing urbanization and the rising demand for reliable power solutions. Geographical analysis indicates strong growth in Asia-Pacific, particularly in rapidly developing economies like China and India, where infrastructure development and industrialization are driving demand. Despite the positive growth outlook, market restraints include the relatively high initial investment cost of ECBs and the potential for supply chain disruptions due to global geopolitical uncertainties. However, the long-term benefits of enhanced safety, improved efficiency, and reduced downtime are expected to outweigh these challenges, sustaining the market's growth trajectory over the forecast period.

The global market for Electronic Circuit Breakers (ECBs) for overload protection is experiencing robust growth, driven by increasing demand for enhanced safety and reliability in electrical systems across diverse sectors. The market, estimated at $8 billion in 2025, is projected to exhibit a Compound Annual Growth Rate (CAGR) of 7% from 2025 to 2033, reaching approximately $13 billion by 2033. This growth is fueled by several key factors, including the rising adoption of smart grids, the expanding industrial automation sector, and the increasing prevalence of renewable energy sources requiring sophisticated protection mechanisms. Furthermore, stringent safety regulations and a growing awareness of electrical safety are driving the demand for advanced ECB technology. Key players like Schneider Electric, ABB, Eaton, and Siemens are actively investing in research and development to introduce innovative products with enhanced features, such as remote monitoring capabilities and improved arc flash protection. The market segmentation reveals significant opportunities across various industries, including residential, commercial, and industrial applications. Geographic distribution shows strong growth across developing economies, driven by rapid urbanization and infrastructure development. However, factors such as high initial investment costs and potential supply chain disruptions pose challenges to market expansion. Despite these restraints, the long-term outlook remains positive, with continued growth expected as technological advancements and increasing adoption of smart technologies fuel the demand for reliable and efficient overload protection solutions. The competitive landscape is highly fragmented, with both established multinational corporations and regional players vying for market share. This competitive intensity is further driving innovation and cost optimization within the ECB market.

The OATH ECB Hearings Case Status dataset contains information about alleged public safety and quality of life violations that are filed and adjudicated through the City’s administrative law court, the NYC Office of Administrative Trials and Hearings (OATH) and provides information about the infraction charged, decision outcome, payments, amounts and fees relating to the case.

The OATH ECB Hearings Case Status dataset contains information about alleged public safety and quality of life violations that are filed and adjudicated through the City’s administrative law court, the NYC Office of Administrative Trials and Hearings (OATH) and provides information about the infraction charged, decision outcome, payments, amounts and fees relating to the case.

The Global External Controller-Based (ECB) Disk Storage market is experiencing robust growth, driven by the increasing demand for high-capacity, scalable, and reliable data storage solutions across various industries. The market's expansion is fueled by the rising adoption of cloud computing, big data analytics, and the proliferation of data-intensive applications in sectors like healthcare, finance, and media. Organizations are increasingly opting for external controller-based systems due to their superior performance, flexibility, and ease of management compared to traditional internal storage solutions. This preference is further amplified by the need for robust disaster recovery and business continuity strategies. While the market faces constraints such as the rising popularity of alternative storage technologies like NVMe-over-Fabrics and the potential for price volatility related to component costs, the overall market outlook remains positive. The segmented approach, encompassing different storage types and applications, allows for tailored solutions addressing specific business needs, leading to wider market penetration. Major players like Dell, Hewlett Packard Enterprise, Hitachi Data Systems, IBM, and NetApp are actively investing in research and development to enhance their offerings and maintain a competitive edge. Geographic expansion, particularly in regions witnessing rapid digital transformation like Asia Pacific, further contributes to the market's sustained growth. The forecast period of 2025-2033 projects a steady expansion of the ECB Disk Storage market, with a Compound Annual Growth Rate (CAGR) that reflects both the ongoing technological advancements and the continuously increasing data storage requirements across numerous sectors. The market's segmentation into distinct types and applications provides detailed insights into various niche markets within the broader ecosystem. North America and Europe are currently leading in terms of market share, but regions like Asia Pacific show significant potential for growth given the accelerating digitalization and economic expansion in countries such as India and China. Competition among key players intensifies as they focus on innovation, strategic partnerships, and mergers & acquisitions to secure a prominent position in the evolving market landscape. The continued emphasis on data security and regulatory compliance also plays a vital role in driving demand for robust and secure ECB disk storage solutions.

The global low voltage electronic circuit breaker (LV ECB) market is experiencing robust growth, driven by increasing demand for enhanced safety and reliability in electrical systems across diverse sectors. The market is characterized by a significant rise in automation and smart grid technologies, demanding sophisticated protection and control mechanisms offered by LV ECBs. Factors like stringent safety regulations, the escalating adoption of renewable energy sources necessitating advanced grid management, and the proliferation of industrial automation are key drivers fueling market expansion. The market is segmented by application (residential, commercial, industrial, utility) and type (molded case, air circuit breaker), with the industrial segment anticipated to hold a substantial market share due to the high concentration of electrical infrastructure and the need for robust protection measures. Major players like ABB, Schneider Electric, and Siemens are actively involved in R&D, introducing innovative features such as smart communication capabilities and remote monitoring functionalities in their LV ECB products, further boosting market growth. Competitive strategies include mergers, acquisitions, and strategic partnerships aimed at expanding product portfolios and market reach. While the initial investment costs associated with adopting LV ECBs might represent a restraint, the long-term benefits regarding enhanced safety, reduced downtime, and energy efficiency outweigh this initial hurdle, contributing to sustained market growth. Geographically, North America and Europe are currently leading the market; however, the Asia-Pacific region is expected to witness significant growth due to rapid industrialization and urbanization in developing economies like China and India. This region's expanding electrical infrastructure projects are poised to propel the demand for LV ECBs in the coming years. The forecast period (2025-2033) anticipates a sustained CAGR for the LV ECB market, driven by technological advancements and rising global energy consumption. The market's competitive landscape is dynamic, with leading players focusing on product differentiation and strategic alliances to maintain a strong market presence. Emerging economies present significant growth opportunities, while the integration of smart technologies within LV ECBs promises to unlock further growth potential. Future market growth will depend on the continued adoption of smart grid infrastructure, ongoing advancements in semiconductor technology, and government initiatives promoting energy efficiency and safety standards in electrical systems. The increasing emphasis on sustainability and the integration of renewable energy sources are further reinforcing the demand for sophisticated protection solutions provided by LV ECBs, thus ensuring the long-term success and expansion of this market segment.

The OATH ECB Hearings Case Status dataset contains information about alleged public safety and quality of life violations that are filed and adjudicated through the City’s administrative law court, the NYC Office of Administrative Trials and Hearings (OATH) and provides information about the infraction charged, decision outcome, payments, amounts and fees relating to the case.

In 2024, the Eurozone experienced a significant surge in its monetary gold reserves, which reached an impressive peak of over 869 billion euros. This notable growth represents the largest increase in gold reserves recorded during the period, highlighting a strong shift in the region’s financial strategy. The sharp rise may be attributed to various economic factors, including heightened demand for safe-haven assets, fluctuations in global markets, and efforts by central banks to diversify their reserves.

External Controller-based (ECB) Disk Storage Market Outlook

The global External Controller-based (ECB) Disk Storage market size is projected to grow significantly from USD 35 billion in 2023 to approximately USD 56 billion by 2032, at a robust CAGR of 5.5%. This growth trajectory is driven by the increasing demand for high-performance storage solutions that can handle the growing volume and complexity of enterprise data. As businesses continue to digitize their operations and move towards cloud computing and big data analytics, the necessity for efficient, scalable, and secure disk storage solutions becomes paramount. This demand surge is attributed to technological advancements in data storage solutions and the increasing adoption of cloud computing and virtualization technologies across various sectors.

One of the primary growth factors for the ECB Disk Storage market is the rapid expansion in data generation, fueled by the proliferation of Internet of Things (IoT) devices, social media platforms, and digital transactions. As enterprises strive to harness data for business intelligence and competitive advantage, the need for robust storage solutions that ensure quick retrieval and high availability becomes critical. Moreover, the rise in data-intensive applications, such as artificial intelligence and machine learning, further accentuates the demand for ECB disk storage. These applications require high-speed data processing capabilities, which are effectively supported by external controller-based storage solutions that offer superior performance and reliability.

Another significant factor contributing to market growth is the increasing trend of digital transformation across industries such as healthcare, finance, and retail. In healthcare, for example, the digitization of medical records, imaging data, and patient information necessitates effective storage solutions that can handle vast amounts of data securely and efficiently. Similarly, in the finance sector, the surge in digital transactions and the need for real-time data processing and analytics drive the demand for advanced storage systems. Retailers, on the other hand, rely on data analytics for personalized customer experiences and inventory management, further boosting the need for high-capacity, efficient storage solutions.

Cloud adoption and hybrid IT environments are also pivotal in driving the ECB Disk Storage market. Organizations are increasingly opting for cloud-based solutions for their scalability, flexibility, and cost-effectiveness. However, concerns regarding data security and compliance in cloud environments are prompting businesses to adopt hybrid storage solutions that combine on-premises and cloud storage. This trend is bolstered by the capabilities of ECB disk storage to seamlessly integrate with existing IT infrastructure while providing the necessary agility and control over data management in hybrid environments.

Regionally, the market exhibits diverse growth patterns with North America leading in terms of technology adoption and market size. The regionÂ’s rapidly growing IT infrastructure and high concentration of technology-driven industries contribute to its dominant market position. However, Asia Pacific is expected to witness the highest growth rate during the forecast period, driven by rapid digitalization, increasing internet penetration, and rising investments in data centers. The growing economies in this region are embracing technological advancements at an unprecedented pace, thus creating a fertile market for ECB disk storage solutions.

In recent years, the concept of Computational Storage has emerged as a transformative force in the data storage landscape. This innovative approach integrates processing power directly within the storage device, allowing for data processing to occur closer to where the data resides. By offloading certain computational tasks from the central processing unit (CPU) to the storage device itself, computational storage can significantly enhance data processing efficiency and reduce latency. This is particularly beneficial for data-intensive applications such as real-time analytics, artificial intelligence, and machine learning, where rapid data access and processing are crucial. As enterprises continue to seek ways to optimize their IT infrastructure and improve performance, the adoption of computational storage solutions is expected to rise, offering a new paradigm in data management.

Storage Type Analysis

In the E

As of November 2024, Luxembourg government bonds with maturities of close to ten years reached an average of 2.31 percent per annum. That was almost 0.8 percent less than the previous year. Treasury notes: a safe haven in times of trouble Ten-year government bonds, otherwise known as treasury notes, are debt obligations issued by a government which matures in ten years. They are considered a low-risk investment as they are backed by the government and their ability to raise taxes to cover its obligations. In August 2019, investors became more interested in these investments as global developments sparked uncertainty on the stock markets. Traditionally, government bonds from the U.S. and Germany have the highest liquidity. When stock exchanges fall with around ten percent, a German treasury note with an interest rate of around 2.43 percent is then considered a relatively safe place. What are other options to do with your money in Luxembourg? In March 2023, the interest rate of short-term household deposits (with an agreed maturity of up to one year) in Luxembourg was 2.35. This was the lowest of all Benelux countries (Belgium, Luxembourg and the Netherlands). Low interest rates on consumer savings are deemed a consequence of the monetary policy of the European Central Bank (ECB), as it maintains artificially low interest rates to increase inflation on the European continent. Low interest rates and uncertainty on the stock exchange might therefore explain investors’ interest in gold. The international price of gold per troy ounce has increased sharply in recent years.

The OATH ECB Hearings Case Status dataset contains information about alleged public safety and quality of life violations that are filed and adjudicated through the City’s administrative law court, the NYC Office of Administrative Trials and Hearings (OATH) and provides information about the infraction charged, decision outcome, payments, amounts and fees relating to the case.

Frequencies of farmers' survey participation.

The External Controller-Based (ECB) Disk Storage market is experiencing robust growth, driven by the increasing demand for high-performance, scalable, and reliable data storage solutions across various industries. The market, estimated at $25 billion in 2025, is projected to exhibit a Compound Annual Growth Rate (CAGR) of 8% from 2025 to 2033, reaching an estimated market size of $45 billion by 2033. This growth is fueled by several key factors, including the proliferation of big data analytics, the rise of cloud computing, and the increasing adoption of virtualization technologies. Furthermore, the growing need for disaster recovery and business continuity solutions is further bolstering market expansion. Major players like Dell EMC, IBM, NetApp, and Hewlett Packard Enterprise are actively investing in research and development to enhance their product offerings and cater to evolving customer requirements. The market is segmented based on storage capacity, deployment type (on-premises, cloud), and industry vertical. The market's growth trajectory is anticipated to be influenced by technological advancements such as NVMe over Fabrics and the increasing adoption of software-defined storage solutions. However, factors like the emergence of alternative storage technologies, such as solid-state drives (SSDs) and object storage, pose challenges to the ECB market's sustained expansion. The competitive landscape is characterized by intense competition amongst established vendors and the emergence of new players offering innovative storage solutions. Geographic expansion, particularly in developing economies, presents significant opportunities for market growth. Strategic partnerships, mergers, and acquisitions are expected to shape the market dynamics in the coming years, resulting in a constantly evolving competitive landscape.