Over a ******* of households in the United Kingdom (UK) had less than 1,500 British pounds in savings and investments in the financial year of 2023/24. Meanwhile, ** percent of all households had at least 30,000 British pounds saved up. In 2023/24, Northern Ireland was one of the regions in the United Kingdom with the lowest ownership rate of ISAs and other savings accounts.

In 2024, 49 percent of adults with a savings account had two to four different providers in the United Kingdom. That referred to credit union savings accounts, cash ISAs, or NS&I bonds. Roughly 36 percent of UK adults had just a saving account with just one provider.

The values of any financial assets held including both formal investments, such as bank or building society current or saving accounts, investment vehicles such as Individual Savings Accounts, endowments, stocks and shares, and informal savings.

Key information about UK Gross Savings Rate

• UK Gross Savings Rate was measured at 17.5% in Jun 2025, compared with 17.5% in the previous quarter.
• UK Gross Savings Rate is updated quarterly, with data available from Mar 1955 to Jun 2025, and an average rate of 17.5%.
• CEIC calculates Gross Domestic Savings Rate from quarterly Gross Domestic Savings and quarterly Nominal GDP. Gross Domestic Savings is calculated as Nominal GDP less Final Consumption Expenditure. Final Consumption Expenditure is calculated as the sum of Household, NPISHs and Government Expenditure. Office for National Statistics provides Final Consumption Expenditure in local currency and Nominal GDP in local currency.
• In the latest reports, UK GDP expanded 1.3% YoY in Sep 2025.
• UK Nominal GDP reached 1,029,876.0 USD mn in Sep 2025. Its GDP deflator (implicit price deflator) increased 3.7% in Sep 2025.
• UK GDP Per Capita reached 53,191.3 USD in Dec 2024.

Household Saving Rate in the United Kingdom increased to 10.70 percent in the second quarter of 2025 from 10.50 percent in the first quarter of 2025. This dataset provides - United Kingdom Households Saving Ratio - actual values, historical data, forecast, chart, statistics, economic calendar and news.

According to a survey conducted in the first quarter of 2025, disabled and self-employed people were the demographic groups in the United Kingdom with the lowest levels of retirement savings. ** percent of disabled people had less than the minimum retirement savings and thus were at risk of not being able to cover basic needs when they retire. Individuals who were non-disabled, white, not LGBTQ+, aged 30 to 39, and working full-time were more likely to report comfortable or moderate retirement lifestyles. The largest differences were observed across disability status, sexual and gender orientation, and employment type.

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Context

The UK savings interest rate dataset offers a comprehensive snapshot of the nation's interest rates on a range of savings accounts from fixed rate bonds to ISAs.

Content

This dataset spans from January 1999 to October 2023, providing a comprehensive and longitudinal perspective on the evolution of savings rates in the United Kingdom.

This dataset includes the the interest rate time series for the following rates:

• Instant access accounts
• Branch accounts
• Fixed rate bonds (1-year and 2-year)
• Cash ISA accounts
• Fixed rate ISA accounts (1-year)
• Bank of England official rate

Links

This data has been sourced from the Building Societies Association website: https://www.bsa.org.uk/statistics/

Provides information on savings in adult and junior Individual Savings Accounts - the number of individuals subscribing to ISAs and market values of ISAs. Source agency: HM Revenue and Customs Designation: National Statistics Language: English Alternative title: Individual Savings Accounts Main Tables 9.6

Provides general information on all HMRC taxes, including tax receipts, the number of taxpayers, personal tax credits, child benefit and estimates of the cost of tax expenditures and structural relief. Source agency: HM Revenue and Customs Designation: National Statistics Language: English Alternative title: Revenue Based Taxes

The savings rate of households in the United Kingdom (UK) fell in the first quarter of 2025. That came after a period of rising household savings that peaked in the second quarter of 2020, when they amounted to 27.5 percent of their disposable income.

Preliminary estimates for Great Britain from the Wealth and Assets Survey using attitudinal data around individuals' attitudes towards saving for retirement, not dependent on thorough checking and imputation methodology.

This dataset provides values for PERSONAL SAVINGS reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.