Graph and download economic data for Personal Saving Rate (PSAVERT) from Jan 1959 to Aug 2025 about savings, personal, rate, and USA.

Personal savings in the United States reached a value of 975 billion U.S. dollars in 2024, marking a slight increase compared to 2023. Personal savings peaked in 2020 at nearly 2.7 trillion U.S. dollars. Those figures remained very high until 2021. The excess savings during the COVID-19 pandemic in the U.S. and other countries were the main reason for that increase, as the measures implemented to contain the spread of the virus had an impact on consumer spending. Saving before and after the 2008 financial crisis During the periods of growth and certain economic stability in the pre-2008 crisis period, there were falling savings rates. People were confident the good times would stay and felt comfortable borrowing money. Credit was easily accessible and widely available, which encouraged people to spend money. However, in times of austerity, people generally tend to their private savings due to a higher economic uncertainty. That was also the case in the wake of the 2008 financial crisis. Savings and inflation The economic climate of high inflation and rising Federal Reserve interest rates in the U.S. made it increasingly difficult to save money in 2022. Not only does inflation affect the ability of people to save, but reversely, consumer behavior also affects inflation. On the one hand, prices can increase when the production costs are higher. That can be the case, for example, when the price of West Texas Intermediate crude oil or other raw materials increases. On the other hand, when people have a lot of savings and the economy is strong, high levels of consumer demand can also increase the final price of products.

Nearly half of people in the United States had 1,000 U.S. dollars or less in their saving accounts. Meanwhile, ** percent of respondents had at least ****** U.S. dollars in their savings accounts, and ** percent with amounts between ***** and ***** U.S. dollars.

Graph and download economic data for Personal Saving (PSAVE) from Q1 1947 to Q2 2025 about savings, personal, GDP, and USA.

View monthly updates and historical trends for US Personal Saving Rate. from United States. Source: Bureau of Economic Analysis. Track economic data with …

Graph and download economic data for Savings Deposits: Total (DISCONTINUED) (SAVINGS) from 1975-01-06 to 2020-04-27 about savings, deposits, depository institutions, and USA.

In 2022, approximately 39 percent of children from eight to fourteen years old owned a savings account in the United States. One of the least popular financial instruments for children to own were cryptocurrencies and digital assets at around five percent. Meanwhile, 29 percent of children had piggy banks. When focusing on their parents, 401(k) plans were the most popular type of retirement savings accounts in the U.S.

For much of 2020, Americans have saved a greater share of their income than ever before. This increase in savings appears to be predominantly driven by precautionary motives. Therefore, consumers may be reluctant to draw down these savings in the future to support spending.

This dataset provides values for PERSONAL SAVINGS. reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

The average for 2022 based on 15 countries was 376.14 billion U.S. dollars. The highest value was in the USA: 4710.67 billion U.S. dollars and the lowest value was in Belize: 0.54 billion U.S. dollars. The indicator is available from 1960 to 2024. Below is a chart for all countries where data are available.

Actual value and historical data chart for United States Adjusted Savings Net National Savings Us Dollar

Commercial and Savings Banks Across US

FDIC: Commercial and Savings Banks Across US

By Finance [source]

About this dataset

This dataset from the Federal Deposit Insurance Corporation (FDIC) and Office of Thrift Supervision (OTS) contains deposit data for branches and offices of all FDIC-insured institutions in the United States as of June 30th, 2012. Featuring a wide range of detailed fields such as branch names, zip codes, total deposits, metropolitan statistical area and more—this dataset offers insight into the financial health and performance of US banks. With this data in hand, anyone with an interest in banking can gain knowledge about bank industry trends through time-tested figures associated with each institution. No matter what you're looking to learn about our nation's banks—from consolidated or non-consolidated status to office numbers or FDIC certificate numbers — this comprehensive summary is sure to give you valuable insight into the state of banking across America!

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How to use the dataset

This dataset provides information on the deposits of all FDIC-insured institutions as of June 30th, 2012. The data includes: branch name, institution name, street address, city/state/country, zip code, FDIC certificate number, total deposits in millions and total offices. It also includes the geographical coordinates of branches and offices.

Research Ideas

• Create a risk management system for FDIC-insured institutions by analyzing data regarding deposit trends and identifying areas of potential risk.
• Utilize geographic information of the branches and offices to create a visualization tool showing the spacial distribution of deposits per city, state, or metropolitan statistical area.
• Analyze branch name variables as they relate to total deposits across different banks and evaluate naming patterns that have been successful in driving increased amounts of deposits at certain locations or branches

Acknowledgements

If you use this dataset in your research, please credit the original authors. Data Source

License

Unknown License - Please check the dataset description for more information.

Columns

File: ALL_2012.csv | Column name | Description | |:----------------------------------------|:---------------------------------------| | 2012 | Year of the deposit data (Integer) | | 19048 | FDIC Institution Number (Integer) | | 152 | Office Number (Integer) | | 286690 | Zip Code (Integer) | | Compass Bank | Name of the Bank (String) | | 3805 A1a South | Street Address (String) | | Saint Augustine | City (String) | | St. Johns | County (String) | | FL | State (String) | | 32080 | Zip Code (Integer) | | BRCENM | Branch Name (String) | | CONSOLD | Consolidated/Non-Consolidated (String) | | 11 | Number of Offices/Branches (Integer) | | 33,317 | Deposit Balances in Millions (Integer) | | Los Angeles-Long Beach-Glendale, CA | Metropolitan Statistical Area (String) | | Saint Augustine.1 | City (String) | | United States | Country (String) | | 109 | FDIC Region Number (Integer) | | 300 | Latitude (Integer) |

Acknowledgements

If you use this dataset in your research, please credit the original authors. If you use this dataset in your research, please credit Finance.

Graph and download economic data for Savings of Individuals for United States (A10041USA027NNBR) from 1919 to 1938 about savings, personal, and USA.

View monthly updates and historical trends for US Savings Account Rate. from United States. Source: Federal Deposit Insurance Corporation. Track economic …

Key information about US Gross Savings Rate

• US Gross Savings Rate was measured at 17.0% in Jun 2025, compared with 17.0% in the previous quarter.
• US Gross Savings Rate is updated quarterly, with data available from Mar 1947 to Jun 2025, and an average rate of 17.0%.
• The data reached an all-time high of 17.0% in Mar 1965 and a record low of 13.4% in Sep 2009.
• The Bureau of Economic Analysis provides quarterly Gross National Savings Rate.
• In the latest reports, US GDP expanded 2.1% YoY in Jun 2025.
• US Nominal GDP reached 7,621,432.3 USD mn in Jun 2025. Its GDP deflator (implicit price deflator) increased 2.5% in Jun 2025.
• US GDP Per Capita reached 59,484.0 USD in Dec 2017.

As of between ********** and *********, the median amount of savings that adults had in their balance in the United States decreased significantly. The average savings balance also decreased, according to a survey. The reason for the disparity between the median and mean values is that the answers of those respondents with very high savings that distort the results of the mean, but not the median.

Actual value and historical data chart for United States Gross Savings Us Dollar

The average for 2022 based on 18 countries was 55.6 billion U.S. dollars. The highest value was in Brazil: 308.93 billion U.S. dollars and the lowest value was in Haiti: 2.35 billion U.S. dollars. The indicator is available from 1960 to 2024. Below is a chart for all countries where data are available.

The average for 2023 based on 15 countries was 22.37 percent. The highest value was in Bermuda: 43.04 percent and the lowest value was in Haiti: 11.37 percent. The indicator is available from 1960 to 2024. Below is a chart for all countries where data are available.

Graph and download economic data for Personal Saving for United States (Q1091BUSQ027SNBR) from Q1 1946 to Q3 1966 about savings, personal, and USA.