Graph and download economic data for Personal Saving Rate (PSAVERT) from Jan 1959 to Jan 2026 about savings, personal, rate, and USA.

Household Saving Rate in the United States increased to 4.50 percent in January from 4 percent in December of 2025. This dataset provides - United States Personal Savings Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

In the 1st quarter of 2025, personal savings amounted to 3.97 percent of the disposable income in the United States. The personal savings rate peaked in 2020, when U.S. households saved on average over 15 percent of their income. After that, it has remained between three and five percent. Savings during recessions During recessions, households often tend to increase their savings due to economic uncertainty and to compensate for any possible loss of income, which could occur, for example, in the case of falling into unemployment. For example, as seen in this statistic, the savings rate increased noticeably between 2007 and 2012, coinciding with a period of crisis. However, there are also factors that affect the amount of money that households can manage to set aside, such as inflation. Saving can be particularly difficult during periods when the inflation rate has been higher than the growth rates of wages. Savings accounts The value of savings deposits and other checkable deposits in the U.S. amounted to roughly 11 trillion U.S. dollars in early 2025, even after a significant fall in the amount of money placed in those types of instruments. In other words, savings accounts are a type of financial asset that is very widely used among households to save money. Nevertheless, interest rates of savings’ accounts differ a lot from one financial institution to another. Some of the lesser-known online banks had the highest interest rates, while the major banks often offered lower interest rates.

Household Saving Rate in Canada decreased to 4.40 percent in the fourth quarter of 2025 from 5.20 percent in the third quarter of 2025. This dataset provides - Canada Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

In January 2026, the personal savings rate in the United States amounted to 4.5 percent. That was a slightly lower figure than a year earlier. The personal savings rate is calculated as the ratio of personal savings to disposable personal income. Within the topic of personal savings in the U.S., there are different goals and reasons for saving. What are personal savings? Saving refers to strategies of accumulating capital for future use by either not spending a part of one’s income or cutting down on certain costs. Saved money may be preserved as cash, put on a deposit account, or invested in various financial instruments. Investing usually incorporates some level of risk which means that part of the invested money can be gone. An example of a relatively safe investment would be saving bonds, such as the debt securities issued by the U.S. Department of the Treasury. Saving trends in the U.S. and abroad Looking at the personal saving rate in the United States throughout the past decades, it can be observed that savings had been decreasing until the mid-2000s, and they increased after the 2008 financial crisis. Still, the largest savings rates were reached in 2020 and 2021. The reason for that increase in the savings rate that year might be related to the measures to contain the COVID-19 pandemic. The value of personal savings in the United Kingdom has also followed a similar trend. Although events like the COVID-19 pandemic may have affect many countries in a similar way, the ability to save, as well as the average savings as a share of personal income across countries can vary significantly depending on multiple factors affecting each territory.

Corresponds to the gross saving of households (including non-profit institutions serving households) divided by gross disposable income (the latter adjusted for the net change in pension entitlements), expressed as a percentage. Gross saving is the part of the gross disposable income which is not spent as final consumption expenditure.

Key information about US Gross Savings Rate

• US Gross Savings Rate was measured at 17.0% in Jun 2025, compared with 17.0% in the previous quarter.
• US Gross Savings Rate is updated quarterly, with data available from Mar 1947 to Jun 2025, and an average rate of 17.0%.
• The data reached an all-time high of 17.0% in Mar 1965 and a record low of 13.4% in Sep 2009.
• The Bureau of Economic Analysis provides quarterly Gross National Savings Rate.
• In the latest reports, US GDP expanded 2.1% YoY in Jun 2025.
• US Nominal GDP reached 7,621,432.3 USD mn in Jun 2025. Its GDP deflator (implicit price deflator) increased 2.5% in Jun 2025.
• US GDP Per Capita reached 59,484.0 USD in Dec 2017.

View monthly updates and historical trends for US Personal Saving Rate. from United States. Source: Bureau of Economic Analysis. Track economic data with …

Graph and download economic data for Personal saving as a percentage of disposable personal income (A072RC1Q156SBEA) from Q1 1947 to Q4 2025 about disposable, savings, personal income, personal, percent, income, GDP, and USA.

Graph and download economic data for National Rate: Savings (SNDR) from Apr 2021 to Mar 2026 about savings, deposits, rate, and USA.

Household Saving Rate in European Union decreased to 11.95 percent in the third quarter of 2025 from 18.83 percent in the second quarter of 2025. This dataset provides - European Union Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Japan Gross Savings Rate

• Japan Gross Savings Rate was measured at 30.1% in Mar 2024, compared with 30.1% in the previous quarter.
• Japan Gross Savings Rate is updated quarterly, with data available from Mar 1980 to Mar 2024, and an average rate of 30.1%.
• The data reached an all-time high of 30.1% in Mar 1992 and a record low of 22.9% in Mar 2014.
• CEIC calculates quarterly Gross National Savings Rate from quarterly Gross Savings and quarterly Gross National Income. Economic and Social Research Institute provides Gross Savings in local currency and Gross National Income in local currency, based on SNA 2008 with benchmark year 2015. Gross National Savings Rate prior to Q1 1994 is based on SNA 1993 with benchmark year 2000.
• In the latest reports, Japan GDP expanded 1.1% YoY in Sep 2025.
• Japan Nominal GDP reached 1,077,560.8 USD mn in Sep 2025. Its GDP deflator (implicit price deflator) increased 2.8% in Sep 2025.
• Japan GDP Per Capita reached 32,434.4 USD in Dec 2024.

Income, consumption and wealth (ICW) statistics are experimental statistics computed by Eurostat through the statistical matching of three data sources: the EU Statistics on Income and Living Conditions (EU-SILC), the Household Budget Survey (HBS) and the Household Finance and Consumption Survey (HFCS). These statistics enable us to observe at the same time the income that households receive, their expenditures and their accumulated wealth.

The annual collection of EU-SILC was launched in 2003 and is governed by Regulation 1700/2019 (previously: Regulation 1177/2003) of the European Parliament and of the Council. The EU-SILC collects cross-sectional and longitudinal information on income. HBS is a survey conducted every 5 years on the basis of an agreement between Eurostat, the Member States and EFTA countries. Data are collected using national questionnaires and, in most cases, expenditure diaries that respondents are asked to keep over a certain period of time. HFCS collects information on assets, liabilities, and to a limited extent income and consumption, of households. The survey is run by National Central Banks and coordinated by the European Central Bank.

This page focuses on the main issues of importance for the use and interpretation of ICW statistics. Information on the primary data sources can be found on the respective EU-SILC and HBS metadata pages and following the links provided in the sections 'related metadata' and 'annexes' below.

Experimental ICW statistics cover six topics: household economic resources, affordability of essential services, saving rates, poverty, household characteristics and taxation. Each topic contains several indicators with a number of different breakdowns, mainly by income quantile, by the age group of the household reference person, by household type, by the educational attainment level of the reference person, by the activity status of the reference person and by the degree of urbanization of the household. The indicators provide information on the joint distribution of income, consumption and wealth and the links between these three economic dimensions. They help to describe households' economic vulnerability and material well-being. They also help to explain the dynamics of wealth inequalities.

All indicators are to be understood to describe households, not persons. Breakdowns by age group, educational attainment level and activity status refer to the household reference person, which is the person with the highest income. The only exception are the tables icw_pov_01, icw_pov_10, icw_pov_11 and icw_pov_12 for which the income, consumption and wealth of households have been equivalised such that equal shares were attributed to each household member. Values in tables icw_aff are calculated for households reporting non-zero values only.

Note on table icw _res_01 and icw_res_02: The indicator “Households” [HH] in icw_res_01 shows the share of households in the selection, which hold the corresponding shares of total disposable income [INC_DISP], consumption expenditure [EXPN_CONS] and net wealth [WLTH_NET] of the entire population. In theory, turning two of the three dimensions [quant_inc, quant_expn, quant_wlth] to TOTAL and the third one to any quintile, should result into a share of 20% of households. Nevertheless, this share is often below or above 20% of the total population of households in the country. The reason for this is that our figures are based on sample surveys. This means that the share of households corresponds indeed to 20% of households in the sample, however when we multiply each household of the sample with its sampling weight, the resulting shares of households in the total population differ from the 20%. If, for example, we disregard the income and wealth of households in our sample, the first consumption quintile contains the 20% of households with lowest consumption in the sample. However, multiplying this selection of households with their corresponding sampling weights may result into a different share of the total population. The “Households” [HH] indicator indicates the real share of households in the population that make up the theoretical quintile.

Household Saving Rate in Japan remained unchanged at 0.40 percent in the third quarter of 2025 from 0.40 percent in the second quarter of 2025. This dataset provides - Japan Workers Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

View quarterly updates and historical trends for US Personal Savings Rate. from United States. Source: Bureau of Economic Analysis. Track economic data wi…

Key information about Hong Kong SAR (China) Gross Savings Rate

• Hong Kong SAR (China) Gross Savings Rate was measured at 29.2% in Dec 2025, compared with 29.2% in the previous quarter.
• Hong Kong SAR (China) Gross Savings Rate is updated quarterly, with data available from Mar 1999 to Dec 2025, and an average rate of 29.2%.
• The data reached an all-time high of 29.2% in Sep 2006 and a record low of 18.9% in Jun 2023.
• CEIC calculates Gross National Savings Rate from quarterly Gross National Savings and quarterly Gross National Income. Gross National Savings is calculated as Gross National Income less Private and Government Consumption Expenditure plus Net Secondary Income. Census and Statistics Department provides Gross National Income, Private Consumption Expenditure, Government Consumption Expenditure and Secondary Income in local currency.
• In the latest reports, Hong Kong SAR (China) GDP expanded 3.9% YoY in Sep 2025.
• Hong Kong SAR (China) Nominal GDP reached 109,161.3 USD mn in Sep 2025. Its GDP deflator (implicit price deflator) increased 1.0% in Sep 2025.
• Hong Kong SAR (China) GDP Per Capita reached 54,081.5 USD in Dec 2024.

Graph and download economic data for Personal Saving (PMSAVE) from Jan 1959 to Jan 2026 about savings, personal, and USA.

Key information about China Gross Savings Rate

• China Gross Savings Rate was measured at 43.4% in Dec 2024, compared with 43.4% in the previous year.
• China Gross Savings Rate is updated yearly, with data available from Dec 1952 to Dec 2024, and an average rate of 43.4%.
• The data reached an all-time high of 43.4% in Dec 2010 and a record low of 16.5% in Dec 1962.
• CEIC calculates Gross Domestic Savings Rate from annual Gross Domestic Savings and annual Nominal GDP. Gross Domestic Savings is calculated as Nominal GDP less Final Consumption Expenditure. The National Bureau of Statistics provides Final Consumption Expenditure in local currency and Nominal GDP in local currency.
• In the latest reports, China GDP expanded 4.8% YoY in Sep 2025.
• China Nominal GDP reached 4,953,358.4 USD mn in Sep 2025. Its GDP deflator (implicit price deflator) fell 1.0% in Sep 2025.
• China GDP Per Capita reached 13,306.2 USD in Dec 2024.

The saving rate of Canadian households increased considerably during the start of the COVID-19 pandemic in 2020. As of the second quarter of 2020, the saving rate of households in Canada peaked at **** percent. By the second quarter of 2025, Canadian households saved on average *****percent of their disposable income.

Key information about Taiwan Gross Savings Rate

• Taiwan Gross Savings Rate was measured at 43.6% in Sep 2025, compared with 43.6% in the previous quarter.
• Taiwan Gross Savings Rate is updated quarterly, with data available from Mar 1966 to Sep 2025, and an average rate of 43.6%.
• The data reached an all-time high of 43.6% in Dec 2017 and a record low of 66.1% in Dec 1996.
• CEIC calculates Gross National Savings Rate from quarterly Gross National Savings and quarterly Gross National Income. The Directorate-General of Budget, Accounting and Statistics, Executive Yuan provides Gross National Savings in local currency and Gross National Income in local currency.
• In the latest reports, Taiwan GDP expanded 8.2% YoY in Sep 2025.
• Taiwan Nominal GDP reached 237,795.3 USD mn in Sep 2025. Its GDP deflator (implicit price deflator) increased 1.5% in Sep 2025.