This dataset provides values for PERSONAL SAVINGS reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

The average for 2023 based on 140 countries was 23.02 percent. The highest value was in Macao: 46.87 percent and the lowest value was in Lebanon: -11.82 percent. The indicator is available from 1960 to 2024. Below is a chart for all countries where data are available.

Graph and download economic data for Personal Saving Rate (PSAVERT) from Jan 1959 to Aug 2025 about savings, personal, rate, and USA.

Despite some exceptions, the household savings rate during the COVID-19 pandemic was quite high in most of the countries considered. As of 2020, the saving rate of households in Switzerland was the highest among the selected countries (**** percent). Ireland followed in the list, with a saving rate of **** percent.

Household Saving Rate in the United States decreased to 4.60 percent in August from 4.80 percent in July of 2025. This dataset provides - United States Personal Savings Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

This dataset provides values for PERSONAL SAVINGS reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

Between 2012 and 2024, German households have had the highest saving rates of the major economies in the European Union (EU-27). While the gross savings of German households amounted to over ** percent of their disposable income in the first three quarters of 2024, that percentage just reached **** percent in Italy.

Key information about China Gross Savings Rate

• China Gross Savings Rate was measured at 44.3% in Dec 2023, compared with 44.3% in the previous year.
• China Gross Savings Rate is updated yearly, with data available from Dec 1952 to Dec 2023, and an average rate of 44.3%.
• The data reached an all-time high of 44.3% in Dec 2010 and a record low of 16.5% in Dec 1962.
• CEIC calculates Gross Domestic Savings Rate from annual Gross Domestic Savings and annual Nominal GDP. Gross Domestic Savings is calculated as Nominal GDP less Final Consumption Expenditure. The National Bureau of Statistics provides Final Consumption Expenditure in local currency and Nominal GDP in local currency.
• In the latest reports, China GDP expanded 4.5% YoY in Mar 2023.
• China Nominal GDP reached 4,166,759.1 USD mn in Mar 2023. Its GDP deflator (implicit price deflator) increased 0.4% in Mar 2023.
• China GDP Per Capita reached 12,621.7 USD in Dec 2023.

Key information about US Gross Savings Rate

• US Gross Savings Rate was measured at 17.8% in Dec 2022, compared with 17.8% in the previous quarter.
• US Gross Savings Rate is updated quarterly, with data available from Mar 1947 to Dec 2022, and an average rate of 17.8%.
• The data reached an all-time high of 17.8% in Mar 1965 and a record low of 13.3% in Sep 2009.
• The Bureau of Economic Analysis provides quarterly Gross National Savings Rate.
• In the latest reports, US GDP expanded 0.9% YoY in Dec 2022.
• US Nominal GDP reached 6,534,498.0 USD mn in Dec 2022. Its GDP deflator (implicit price deflator) increased 6.4% in Dec 2022.
• US GDP Per Capita reached 59,484.0 USD in Dec 2017.

Key information about Japan Gross Savings Rate

• Japan Gross Savings Rate was measured at 28.8% in Mar 2022, compared with 28.8% in the previous quarter.
• Japan Gross Savings Rate is updated quarterly, with data available from Mar 1980 to Mar 2022, and an average rate of 28.8%.
• The data reached an all-time high of 28.8% in Mar 1992 and a record low of 22.9% in Mar 2014.
• CEIC calculates quarterly Gross National Savings Rate from quarterly Gross Savings and quarterly Gross National Income. Economic and Social Research Institute provides Gross Savings in local currency and Gross National Income in local currency, based on SNA 2008 with benchmark year 2015. Gross National Savings Rate prior to Q1 1994 is based on SNA 1993 with benchmark year 2000.
• In the latest reports, Japan GDP expanded 1.8% YoY in Mar 2023.
• Japan Nominal GDP reached 1,080,149.8 USD mn in Mar 2023. Its GDP deflator (implicit price deflator) increased 1.7% in Mar 2023.
• Japan GDP Per Capita reached 33,906.0 USD in Dec 2022.

Among the ten largest economies worldwide, China was by far the one with the highest savings rate in 2023. Meanwhile, gross savings in the United States amounted to ***** percent of its gross domestic product (GDP) in 2024. Within this group of countries, the United Kingdom was the one with the lowest savings rate at nearly ***** percent in 2024. The rest of the countries in the list saved between ** and ** of their GDP.

View monthly updates and historical trends for US Personal Saving Rate. from United States. Source: Bureau of Economic Analysis. Track economic data with …

Key information about Turkey Gross Savings Rate

• Turkey Gross Savings Rate was measured at 23.9% in Dec 2024, compared with 23.9% in the previous quarter.
• Turkey Gross Savings Rate is updated quarterly, with data available from Mar 1998 to Dec 2024, and an average rate of 23.9%.
• The data reached an all-time high of 23.9% in Sep 2018 and a record low of 14.8% in Mar 2000.
• CEIC calculates Gross Domestic Savings Rate from quarterly Gross Domestic Savings and quarterly Nominal GDP. Gross Domestic Savings is calculated as Nominal GDP less Final Consumption Expenditure. Final Consumption Expenditure is calculated as the sum of Household, NPISHs and Government Consumption Expenditure. Turkish Statistical Institute provides Final Consumption Expenditure in local currency and Nominal GDP in local currency.
• In the latest reports, Turkey GDP expanded 4.0% YoY in Mar 2023.
• Turkey Nominal GDP reached 245,496.5 USD mn in Mar 2023. Its GDP deflator (implicit price deflator) increased 77.3% in Mar 2023.
• Turkey GDP Per Capita reached 15,463.4 USD in Dec 2024.

This dataset provides values for PERSONAL SAVINGS reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

In 2023, the savings of households in Switzerland represented over ***** percent of their disposable income. In contrast, households in Poland and Luxembourg amounted to **** and *** percent of their disposable income, respectively. Poland and Portugal had negative figures, which means that the final consumption of the households of that country was higher than their net disposable income.

Key information about Indonesia Gross Savings Rate

• Indonesia Gross Savings Rate was measured at 35.0% in Dec 2024, compared with 35.0% in the previous quarter.
• Indonesia Gross Savings Rate is updated quarterly, with data available from Mar 2010 to Dec 2024, and an average rate of 35.0%.
• The data reached an all-time high of 35.0% in Mar 2023 and a record low of 28.3% in Dec 2015.
• CEIC calculates Gross Domestic Savings Rate from quarterly Gross Domestic Savings and quarterly Nominal GDP. Gross Domestic Savings is calculated as Nominal GDP less Consumption Expenditure. Statistics Indonesia provides Consumption Expenditure in local currency and Nominal GDP in local currency.
• In the latest reports, Indonesia GDP expanded 5.0% YoY in Mar 2023.
• Indonesia Nominal GDP reached 332,773.0 USD mn in Mar 2023. Its GDP deflator (implicit price deflator) increased 7.1% in Mar 2023.
• Indonesia GDP Per Capita reached 4,783.3 USD in Dec 2022.

In 2019, the household savings rates in these selected developed countries ranged from *** percent of disposable income in Finland to **** percent in Switzerland. In 2020, the coronavirus (COVID-19) outbreak and lockdowns implemented by governments led to an increase in the savings rate worldwide, due to reduced consumption expenditure. Why do people save? Savings behavior differs from country, as shown in this statistic. In the United States, most people save for unexpected expenses or retirement. In countries such as Finland, the savings rate may be lower because retirees can rely on generous pension funds. Other reasons that households save include vacation, educational expenses, and home purchase. Factors that affect saving High inflation leads to lower household savings. The projected increase in prices means that people would rather buy immediately, because saving and buying later means paying a higher price. As such, countries with an inflation rate are less likely to have a high savings rate. Other factors include a cultural disposition towards saving mechanisms, such as the emphasis on home ownership seen in the United States.

Corresponds to the gross saving of households (including non-profit institutions serving households) divided by gross disposable income (the latter adjusted for the net change in pension entitlements), expressed as a percentage. Gross saving is the part of the gross disposable income which is not spent as final consumption expenditure.

Global Total Household Savings Gross Rate by Country, 2023 Discover more data with ReportLinker!

Graph and download economic data for Personal Saving (PSAVE) from Q1 1947 to Q2 2025 about savings, personal, GDP, and USA.