Household Saving Rate in the United States decreased to 4.60 percent in August from 4.80 percent in July of 2025. This dataset provides - United States Personal Savings Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Personal Saving Rate (PSAVERT) from Jan 1959 to Aug 2025 about savings, personal, rate, and USA.

Household Saving Rate in European Union increased to 18.79 percent in the second quarter of 2025 from 13.52 percent in the first quarter of 2025. This dataset provides - European Union Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

View monthly updates and historical trends for US Personal Saving Rate. from United States. Source: Bureau of Economic Analysis. Track economic data with …

In June 2025, the personal savings rate in the United States amounted to 4.5 percent. That was a slightly lower figure than a year earlier. The personal savings rate is calculated as the ratio of personal savings to disposable personal income. Within the topic of personal savings in the U.S., there are different goals and reasons for saving. What are personal savings? Saving refers to strategies of accumulating capital for future use by either not spending a part of one’s income or cutting down on certain costs. Saved money may be preserved as cash, put on a deposit account, or invested in various financial instruments. Investing usually incorporates some level of risk which means that part of the invested money can be gone. An example of a relatively safe investment would be saving bonds, such as the debt securities issued by the U.S. Department of the Treasury. Saving trends in the U.S. and abroad Looking at the personal saving rate in the United States throughout the past decades, it can be observed that savings had been decreasing until the mid-2000s, and they increased after the 2008 financial crisis. Still, the largest savings rates were reached in 2020 and 2021. The reason for that increase in the savings rate that year might be related to the measures to contain the COVID-19 pandemic. The value of personal savings in the United Kingdom has also followed a similar trend. Although events like the COVID-19 pandemic may have affect many countries in a similar way, the ability to save, as well as the average savings as a share of personal income across countries can vary significantly depending on multiple factors affecting each territory.

Household Saving Rate in Canada decreased to 5 percent in the second quarter of 2025 from 6 percent in the first quarter of 2025. This dataset provides - Canada Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Household Saving Rate in Hong Kong decreased to 0.11 percent in October from 0.17 percent in September of 2025. This dataset provides - Hong Kong Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Personal Saving (PSAVE) from Q1 1947 to Q2 2025 about savings, personal, GDP, and USA.

Household Saving Rate in Switzerland increased to 18.10 percent in 2024 from 17.70 percent in 2023. This dataset provides - Switzerland Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for National Rate: Savings (SNDR) from Apr 2021 to Nov 2025 about savings, deposits, rate, and USA.

View quarterly updates and historical trends for US Personal Savings Rate. from United States. Source: Bureau of Economic Analysis. Track economic data wi…

Household Saving Rate in Sweden increased to 25.54 percent in the second quarter of 2025 from 18.97 percent in the first quarter of 2025. This dataset provides - Sweden Gross Household Saving Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

U.S. National Savings Rate - Historical chart and current data through 2025.

Historical savings account interest rates for Irish banks and EU digital banks available to Irish residents

Personal savings in the United States reached a value of 975 billion U.S. dollars in 2024, marking a slight increase compared to 2023. Personal savings peaked in 2020 at nearly 2.7 trillion U.S. dollars. Those figures remained very high until 2021. The excess savings during the COVID-19 pandemic in the U.S. and other countries were the main reason for that increase, as the measures implemented to contain the spread of the virus had an impact on consumer spending. Saving before and after the 2008 financial crisis During the periods of growth and certain economic stability in the pre-2008 crisis period, there were falling savings rates. People were confident the good times would stay and felt comfortable borrowing money. Credit was easily accessible and widely available, which encouraged people to spend money. However, in times of austerity, people generally tend to their private savings due to a higher economic uncertainty. That was also the case in the wake of the 2008 financial crisis. Savings and inflation The economic climate of high inflation and rising Federal Reserve interest rates in the U.S. made it increasingly difficult to save money in 2022. Not only does inflation affect the ability of people to save, but reversely, consumer behavior also affects inflation. On the one hand, prices can increase when the production costs are higher. That can be the case, for example, when the price of West Texas Intermediate crude oil or other raw materials increases. On the other hand, when people have a lot of savings and the economy is strong, high levels of consumer demand can also increase the final price of products.

Personal Saving Rate - Historical chart and current data through 2025.

This dataset provides values for PERSONAL SAVINGS reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

Key information about US Gross Savings Rate

• US Gross Savings Rate was measured at 17.0% in Jun 2025, compared with 17.0% in the previous quarter.
• US Gross Savings Rate is updated quarterly, with data available from Mar 1947 to Jun 2025, and an average rate of 17.0%.
• The data reached an all-time high of 17.0% in Mar 1965 and a record low of 13.4% in Sep 2009.
• The Bureau of Economic Analysis provides quarterly Gross National Savings Rate.
• In the latest reports, US GDP expanded 2.1% YoY in Jun 2025.
• US Nominal GDP reached 7,621,432.3 USD mn in Jun 2025. Its GDP deflator (implicit price deflator) increased 2.5% in Jun 2025.
• US GDP Per Capita reached 59,484.0 USD in Dec 2017.

View monthly updates and historical trends for US Savings Account Rate. from United States. Source: Federal Deposit Insurance Corporation. Track economic …

View quarterly updates and historical trends for Canada Households Saving Rate. Source: Statistics Canada. Track economic data with YCharts analytics.