Graph and download economic data for Personal Saving Rate (PSAVERT) from Jan 1959 to Jul 2025 about savings, personal, rate, and USA.

Household Saving Rate in the United States remained unchanged at 4.40 percent in July from 4.40 percent in June of 2025. This dataset provides - United States Personal Savings Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for National Rate: Savings (SNDR) from Apr 2021 to Aug 2025 about savings, deposits, rate, and USA.

Key information about US Gross Savings Rate

• US Gross Savings Rate was measured at 17.8% in Dec 2022, compared with 17.8% in the previous quarter.
• US Gross Savings Rate is updated quarterly, with data available from Mar 1947 to Dec 2022, and an average rate of 17.8%.
• The data reached an all-time high of 17.8% in Mar 1965 and a record low of 13.3% in Sep 2009.
• The Bureau of Economic Analysis provides quarterly Gross National Savings Rate.
• In the latest reports, US GDP expanded 0.9% YoY in Dec 2022.
• US Nominal GDP reached 6,534,498.0 USD mn in Dec 2022. Its GDP deflator (implicit price deflator) increased 6.4% in Dec 2022.
• US GDP Per Capita reached 59,484.0 USD in Dec 2017.

Key information about Japan Gross Savings Rate

• Japan Gross Savings Rate was measured at 28.8% in Mar 2022, compared with 28.8% in the previous quarter.
• Japan Gross Savings Rate is updated quarterly, with data available from Mar 1980 to Mar 2022, and an average rate of 28.8%.
• The data reached an all-time high of 28.8% in Mar 1992 and a record low of 22.9% in Mar 2014.
• CEIC calculates quarterly Gross National Savings Rate from quarterly Gross Savings and quarterly Gross National Income. Economic and Social Research Institute provides Gross Savings in local currency and Gross National Income in local currency, based on SNA 2008 with benchmark year 2015. Gross National Savings Rate prior to Q1 1994 is based on SNA 1993 with benchmark year 2000.
• In the latest reports, Japan GDP expanded 1.8% YoY in Mar 2023.
• Japan Nominal GDP reached 1,080,149.8 USD mn in Mar 2023. Its GDP deflator (implicit price deflator) increased 1.7% in Mar 2023.
• Japan GDP Per Capita reached 33,906.0 USD in Dec 2022.

The gross national savings rate in Russia was forecast to continuously increase between 2024 and 2029 by in total *** percentage points. According to this forecast, in 2029, the savings rate will have increased for the fifth consecutive year to ***** percent. The savings rate here refers to the gross domestic saving by the state, private households, and corporations and is shown as a percentage of total gross domestic product (GDP).The shown data are an excerpt of Statista's Key Market Indicators (KMI). The KMI are a collection of primary and secondary indicators on the macro-economic, demographic and technological environment in more than *** countries and regions worldwide. All input data are sourced from international institutions, national statistical offices, and trade associations. All data has been are processed to generate comparable datasets (see supplementary notes under details for more information).

Graph and download economic data for Net saving as a percentage of gross national income (W207RC1Q156SBEA) from Q1 1947 to Q2 2025 about national income, GNI, savings, gross, Net, percent, income, GDP, and USA.

In the 1st quarter of 2025, personal savings amounted to 3.97 percent of the disposable income in the United States. The personal savings rate peaked in 2020, when U.S. households saved on average over 15 percent of their income. After that, it has remained between three and five percent. Savings during recessions During recessions, households often tend to increase their savings due to economic uncertainty and to compensate for any possible loss of income, which could occur, for example, in the case of falling into unemployment. For example, as seen in this statistic, the savings rate increased noticeably between 2007 and 2012, coinciding with a period of crisis. However, there are also factors that affect the amount of money that households can manage to set aside, such as inflation. Saving can be particularly difficult during periods when the inflation rate has been higher than the growth rates of wages. Savings accounts The value of savings deposits and other checkable deposits in the U.S. amounted to roughly 11 trillion U.S. dollars in early 2025, even after a significant fall in the amount of money placed in those types of instruments. In other words, savings accounts are a type of financial asset that is very widely used among households to save money. Nevertheless, interest rates of savings’ accounts differ a lot from one financial institution to another. Some of the lesser-known online banks had the highest interest rates, while the major banks often offered lower interest rates.

Graph and download economic data for Gross saving as a percentage of gross national income (W206RC1Q156SBEA) from Q1 1947 to Q1 2025 about national income, GNI, savings, gross, percent, income, GDP, and USA.

In June 2025, the personal savings rate in the United States amounted to 4.5 percent. That was a slightly lower figure than a year earlier. The personal savings rate is calculated as the ratio of personal savings to disposable personal income. Within the topic of personal savings in the U.S., there are different goals and reasons for saving. What are personal savings? Saving refers to strategies of accumulating capital for future use by either not spending a part of one’s income or cutting down on certain costs. Saved money may be preserved as cash, put on a deposit account, or invested in various financial instruments. Investing usually incorporates some level of risk which means that part of the invested money can be gone. An example of a relatively safe investment would be saving bonds, such as the debt securities issued by the U.S. Department of the Treasury. Saving trends in the U.S. and abroad Looking at the personal saving rate in the United States throughout the past decades, it can be observed that savings had been decreasing until the mid-2000s, and they increased after the 2008 financial crisis. Still, the largest savings rates were reached in 2020 and 2021. The reason for that increase in the savings rate that year might be related to the measures to contain the COVID-19 pandemic. The value of personal savings in the United Kingdom has also followed a similar trend. Although events like the COVID-19 pandemic may have affect many countries in a similar way, the ability to save, as well as the average savings as a share of personal income across countries can vary significantly depending on multiple factors affecting each territory.

Household Saving Rate in Canada decreased to 5 percent in the second quarter of 2025 from 6 percent in the first quarter of 2025. This dataset provides - Canada Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about China Gross Savings Rate

• China Gross Savings Rate was measured at 44.3% in Dec 2023, compared with 44.3% in the previous year.
• China Gross Savings Rate is updated yearly, with data available from Dec 1952 to Dec 2023, and an average rate of 44.3%.
• The data reached an all-time high of 44.3% in Dec 2010 and a record low of 16.5% in Dec 1962.
• CEIC calculates Gross Domestic Savings Rate from annual Gross Domestic Savings and annual Nominal GDP. Gross Domestic Savings is calculated as Nominal GDP less Final Consumption Expenditure. The National Bureau of Statistics provides Final Consumption Expenditure in local currency and Nominal GDP in local currency.
• In the latest reports, China GDP expanded 4.5% YoY in Mar 2023.
• China Nominal GDP reached 4,166,759.1 USD mn in Mar 2023. Its GDP deflator (implicit price deflator) increased 0.4% in Mar 2023.
• China GDP Per Capita reached 12,621.7 USD in Dec 2023.

This report analyses the gross national savings rate in the United Kingdom. The data is sourced from the World Bank in addition to estimates by IBISWorld. The gross national savings rate is calculated as gross national income less total consumption, plus net transfers. The data is measured as a percentage of nominal Gross Domestic Product (GDP) - nominal GDP is GDP evaluated at current market prices - over each calendar year.

In 2024, gross national savings in China reached around **** percent of the gross domestic product (GDP). Gross savings are calculated by subtracting the total consumption value from gross national income, plus net transfers.

Graph and download economic data for National Rate on Non-Jumbo Deposits (less than $100,000): Savings (DISCONTINUED) (SAVNRNJ) from 2009-05-18 to 2021-03-29 about non-jumbo, savings, deposits, rate, and USA.

Key information about Switzerland Gross Savings Rate

• Switzerland Gross Savings Rate was measured at 31.7% in Dec 2024, compared with 31.7% in the previous quarter.
• Switzerland Gross Savings Rate is updated quarterly, with data available from Mar 1990 to Dec 2024, and an average rate of 31.7%.
• The data reached an all-time high of 31.7% in Dec 2006 and a record low of 24.3% in Dec 2020.
• CEIC calculates quarterly Gross National Savings Rate from quarterly Gross National Savings and quarterly Gross National Income. Gross National Savings is calculated as Gross National Disposable Income less Final Consumption Expenditure. State Secretariat for Economic Affairs provides Gross National Income, Gross National Disposable Income and Final Consumption Expenditure in local currency.
• In the latest reports, Switzerland GDP expanded 0.7% YoY in Mar 2023.
• Switzerland Nominal GDP reached 213,316.3 USD mn in Mar 2023. Its GDP deflator (implicit price deflator) increased 3.1% in Mar 2023.
• Switzerland GDP Per Capita reached 91,640.9 USD in Dec 2021.

In the observed period, the gross national saving rate in Czechia reached its peak in 2023 at **** percent. The second highest value observed was in 1995 with **** percent.

United States - Net saving as a percentage of gross national income was 0.90% in January of 2024, according to the United States Federal Reserve. Historically, United States - Net saving as a percentage of gross national income reached a record high of 16.00 in January of 1942 and a record low of -7.30 in January of 1932. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Net saving as a percentage of gross national income - last updated from the United States Federal Reserve on September of 2025.

U.S. National Savings Rate - Historical chart and current data through 2025.

Key information about Denmark Gross Savings Rate

• Denmark Gross Savings Rate was measured at 34.9% in Dec 2024, compared with 34.9% in the previous quarter.
• Denmark Gross Savings Rate is updated quarterly, with data available from Mar 1990 to Dec 2024, and an average rate of 34.9%.
• The data reached an all-time high of 34.9% in Sep 2022 and a record low of 17.1% in Dec 1993.
• CEIC calculates Gross National Savings Rate from quarterly Gross National Savings and quarterly Gross National Income. Statistics Denmark provides Gross National Savings in local currency and Gross National Income in local currency.
• In the latest reports, Denmark GDP expanded 1.7% YoY in Mar 2023.
• Denmark Nominal GDP reached 102,023.3 USD mn in Mar 2023. Its GDP deflator (implicit price deflator) increased 1.9% in Mar 2023.
• Denmark GDP Per Capita reached 67,743.6 USD in Dec 2022.