******** and *************** offered some of the highest interest rates on savings accounts in the United States as of December 2024. Meanwhile, the savings accounts of most of the major banks, such as Goldman Sachs, American Express, or Barclays Bank, offered somewhat lower interest rates.

Graph and download economic data for Personal Saving Rate (PSAVERT) from Jan 1959 to May 2025 about savings, personal, rate, and USA.

Graph and download economic data for National Rate: Savings (SNDR) from Apr 2021 to Jun 2025 about savings, deposits, rate, and USA.

In the 1st quarter of 2025, personal savings amounted to 3.97 percent of the disposable income in the United States. The personal savings rate peaked in 2020, when U.S. households saved on average over 15 percent of their income. After that, it has remained between three and five percent. Savings during recessions During recessions, households often tend to increase their savings due to economic uncertainty and to compensate for any possible loss of income, which could occur, for example, in the case of falling into unemployment. For example, as seen in this statistic, the savings rate increased noticeably between 2007 and 2012, coinciding with a period of crisis. However, there are also factors that affect the amount of money that households can manage to set aside, such as inflation. Saving can be particularly difficult during periods when the inflation rate has been higher than the growth rates of wages. Savings accounts The value of savings deposits and other checkable deposits in the U.S. amounted to roughly 11 trillion U.S. dollars in early 2025, even after a significant fall in the amount of money placed in those types of instruments. In other words, savings accounts are a type of financial asset that is very widely used among households to save money. Nevertheless, interest rates of savings’ accounts differ a lot from one financial institution to another. Some of the lesser-known online banks had the highest interest rates, while the major banks often offered lower interest rates.

As of July 2023, several financial service providers in the Netherlands had an interest rate on their savings accounts that was over two percent. Rabobank and ABN AMRO, which were among the largest banks in the Netherlands terms of assets, offered interest rates of 1.25 and one percent, respectively. Generally speaking, this ranking indicated that larger banks and financial service providers offered lower rates than more specific banks or particular online brokers.

Bank Lending Rate in Peru increased to 0.81 percent in June from 0.80 percent in May of 2025. This dataset provides - Peru Bank Savings Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The average interest rate of instant access deposits in the United Kingdom (UK) has started declining since the second half of 2024. That was after the interest rates of those products soared in 2022 and 2023, peaking at **** percent in January 2024. In contrast, the interest rate of instant access deposits amounted to **** percent in April 2021.

Each bank publishes information on current accounts, savings deposits, fixed deposits, fixed-term savings deposits, and various interest rates such as mortgage index rates and benchmark rates. (Data for that day)

Graph and download economic data for Personal Saving (PSAVE) from Q1 1947 to Q1 2025 about savings, personal, GDP, and USA.

Bank deposit interest rate, percent in El Salvador, March, 2025 The most recent value is 5.93 percent as of March 2025, an increase compared to the previous value of 5.75 percent. Historically, the average for El Salvador from January 2010 to March 2025 is 4.41 percent. The minimum of 2.11 percent was recorded in February 2011, while the maximum of 6.25 percent was reached in September 2024. | TheGlobalEconomy.com

Mexico Savings Accounts: Weighted Avg Rates Before Tax data was reported at 6.460 % pa in Mar 2025. This records a decrease from the previous number of 6.530 % pa for Feb 2025. Mexico Savings Accounts: Weighted Avg Rates Before Tax data is updated monthly, averaging 3.690 % pa from Dec 1990 (Median) to Mar 2025, with 412 observations. The data reached an all-time high of 20.720 % pa in Dec 1990 and a record low of 0.460 % pa in Mar 2011. Mexico Savings Accounts: Weighted Avg Rates Before Tax data remains active status in CEIC and is reported by Bank of Mexico. The data is categorized under Global Database’s Mexico – Table MX.M005: Bank Instruments Interest Rates.

Bank deposit interest rate, percent in Guatemala, April, 2025 The most recent value is 7.07 percent as of April 2025, a decline compared to the previous value of 7.09 percent. Historically, the average for Guatemala from October 2017 to April 2025 is 6.18 percent. The minimum of 5.18 percent was recorded in July 2022, while the maximum of 7.09 percent was reached in February 2025. | TheGlobalEconomy.com

Bank deposit interest rate, percent in Costa Rica, March, 2025 The most recent value is 5.86 percent as of March 2025, a decline compared to the previous value of 6.13 percent. Historically, the average for Costa Rica from January 2015 to March 2025 is 7.2 percent. The minimum of 4.24 percent was recorded in October 2021, while the maximum of 11.08 percent was reached in January 2023. | TheGlobalEconomy.com

Azerbaijan Deposit Interest Rate data was reported at 8.653 % pa in 2023. This records a decrease from the previous number of 8.976 % pa for 2022. Azerbaijan Deposit Interest Rate data is updated yearly, averaging 9.619 % pa from Dec 1998 (Median) to 2023, with 26 observations. The data reached an all-time high of 13.460 % pa in 1998 and a record low of 7.733 % pa in 2016. Azerbaijan Deposit Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Azerbaijan – Table AZ.World Bank.WDI: Interest Rates. Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics and data files.;;

Graph and download economic data for Interest Rates: Other 3-Month Rates: Bank Deposit Rates: Total for Indonesia (IR3OBD01IDM156N) from Jan 1998 to Nov 2023 about Indonesia, 3-month, deposits, interest rate, banks, interest, depository institutions, and rate.

Current Deposit & Loan Rates - These rates are compiled from information reported by the commercial banks to the Economic Information and Publications Department. The rates of interest being offered on time deposits relate to amounts J$100,000 and over. The savings rate represents an average range of rates offered on all categories of savings deposits. The average lending rate is a simple average of the range of interest rates offered on demand loans only.

Domestic Interest Rates (Commercial Banks Weighted Deposit Rates) - Compiled from monthly reports submitted by the commercial banks. These rates are based on actual volumes of all local currency deposits and loans extended at non zero rates of interest.

Domestic Interest Rates (Commercial Banks Weighted Time Deposit Rates) - Compiled from monthly reports submitted by the commercial banks. These rates are based on actual volumes of all local currency deposits and loans extended at non zero rates of interest.

Domestic Interest Rates (Commercial Banks Weighted Loan Rates) - Compiled from monthly reports submitted by the commercial banks. These rates are based on actual volumes of all local currency deposits and loans extended at non zero rates of interest.

Foreign Currency Interest Rates (Commercial Banks Weighted Time Deposit Rates) - Compiled from monthly reports submitted by the commercial banks. These rates are based on actual volumes of all foreign currency deposits and loans extended at non zero rates of interest.

Foreign Currency Interest Rates (Commercial Banks Weighted Loan Rates) - Compiled from monthly reports submitted by the commercial banks. These rates are based on actual volumes of all foreign currency deposits and loans extended at non zero rates of interest.

Comparative Bank Rates & Treasury Bill Rates - The average discount rate on three-month Treasury Bills or six month Treasury Bills in the case of Jamaica. The average discount rates for respective countries are sourced from the International Financial Statistics, an International Monetary Fund publication.

Private Money Markets Interest Rates

BOJ Interest Rates On Lending Facilities For DTI's - These interest rates fall under the Enhanced Liquidity Management Framework (ELMF), which was implemented by the Bank in 2013, for DTI.

Source: http://boj.org.jm/statistics/econdata/stats_list.php?type=5

This table contains 39 series, with data for starting from 1991 (not all combinations necessarily have data for all years). This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada); Financial market statistics (39 items: Government of Canada Treasury Bills, 1-month (composite rates); Government of Canada Treasury Bills, 2-month (composite rates); Government of Canada Treasury Bills, 3-month (composite rates);Government of Canada Treasury Bills, 6-month (composite rates); ...).

The savings banks sector has developed negatively over the last five years. Since 2019, their turnover, which is made up of interest and commission income, has fallen by an average of 1% per year. The reason for the decline was the phase of low interest rates, which made it difficult for savings banks to generate increasing income in their traditional business. The most recent upturn is due to the European Central Bank's increase in the base rate to combat high inflation in Europe. At the same time, however, the tense global situation, demographic change and continued high inflation are having a negative impact on the industry. Turnover of €40.8 billion is expected for 2024, which corresponds to an increase of 0.8% compared to the previous year.The digitalisation of society is also fundamentally changing the sector. Branches are being closed and staff cut. The number of branches has fallen from over 12,000 in 2013 to around 7,300 in the current year. Companies are increasingly focussing on conducting their business online and using modern technologies. However, the investments associated with the integration of apps and online banking into business processes, as well as the high personnel costs in relation to turnover, have led to a reduction in profit margins in the low-interest phase. The pandemic-related increase in write-downs on non-performing loans and intensified price competition are also likely to have contributed to this. The sector is characterised above all by its strong focus on small and medium-sized enterprises. Savings banks account for a high percentage of loan financing for these companies, but banks from outside the sector, fintechs and other competitors are also pushing into this market. For the next five years, IBISWorld expects sales to increase slightly. The industry's turnover is expected to grow by an average of 0.5% per year during this period, meaning that it is likely to amount to 41.8 billion euros in 2029. How the industry reacts to change will be shown by how the savings banks and Landesbanken deal with new technologies and their use. At the same time, it can be assumed that increasing regulation and the tightening of rules will weaken the positive effects of the key interest rate hike. The number of institutions and branches is likely to continue to decline, as is the number of employees. However, this should have a positive impact on the profitability of the sector.

This dataset provides values for PERSONAL SAVINGS reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Central Bank Rates: Total for Japan (IRSTCB01JPA156N) from 1960 to 2023 about overnight, Japan, interest rate, banks, interest, depository institutions, and rate.