The Small Business Administration maintains the Dynamic Small Business Search (DSBS) database. As a small business registers in the System for Award Management, there is an opportunity to fill out the small business profile. The information provided populates DSBS. DSBS is another tool contracting officers use to identify potential small business contractors for upcoming contracting opportunities. Small businesses can also use DSBS to identify other small businesses for teaming and joint venturing.

Reflects the number of loans approved by fiscal year for the major programs and aggregate totals for the other direct and guarantied programs.

U.S. Small Business Loan Market size was valued at USD 30,833.44 Million in 2023 and is projected to reach USD 56,135.67 Million by 2031, growing at a CAGR of 8.94% during the forecast period 2024-2031.The U.S. Small Business Loan Executive SummaryA small business loan is a form of financing offered to small businesses by banks, credit unions, or alternative lenders for a variety of uses, including beginning a new business, growing an existing one, buying inventory or equipment, paying for operating costs, or fulfilling other financial requirements. These loans often have terms and circumstances that are different from those of loans provided to larger firms, and they are designed specifically to meet the needs of small enterprises. There are several methods to organize small business loans: SBA (Small Business Administration) loans, invoice financing, term loans, credit lines, equipment financing, and more. The borrower's creditworthiness, the lender's policies, and the loan's intended use are some of the variables that affect the conditions of the loan, including interest rates, payback schedules, and collateral requirements. These loans are essential in helping small business owners and entrepreneurs launch, grow, and maintain their enterprises, which promotes economic growth and employment generation. But getting a small company loan frequently calls for thorough preparation, supporting documentation, and a strong business plan that demonstrates the borrower's capacity to pay back the loan.The growing need for U.S. Small Business Loan Market is driven by several factors, including the increasing number of start-ups and small businesses, availability of a variety of loan options tailored to meet the unique needs of small businesses, technological advancements in financial services, and changing consumer behavior. The United States has a supportive ecosystem for small businesses, with resources such as business incubators, accelerators, mentorship programs, and networking opportunities. These resources provide guidance, funding, and support services to aspiring entrepreneurs, helping them navigate the complexities of starting and growing a business. Thus, the number of small businesses is continuously growing in the United States. However, high interest rates act as a significant constraint on the growth of U.S. Small Business Loan Market. Businesses can be discouraged from taking out loans, leading to reduced borrowing activity and slower market growth.

The congressional district profiles are part of Advocacy’s state profile series, which provides user-friendly snapshots of national, state, and congressional district small business statistics. The district profiles focus on the impact of small employers. Each profile provides the district’s total number of small employers and their industry breakout, plus the number of people employed and payroll expended. The profiles also show the total number of self-employed workers and a map showing how they are distributed in the district.

Small Business Administration Loan Guarantee (SBA)

1.5 Million Loan Guarantees Across 7(a) and 504 Programs

By Noah Brod [source]

About this dataset

The Small Business Administration (SBA) Loan Guarantee Data provides a comprehensive look at loans that were approved by the SBA from January 1, 1990 to December 31, 1999. This dataset offers insight into roughly 1.5 million approved loans, including details such as the loan amount, interest rate, project county, and more.

This data was collected as part of an FOIA request and is updated quarterly for up-to-date information. It should be noted that the SBA is not a direct lender but rather a guarantor of the loan which is made by either a bank or non-bank lender.

The dataset includes detailed fields such as AsOfDate, Program Type, Gross Approval Amounts and Initial Interest Rates; Fanchise Codes and County Information; Delivery Method and Status Reports; Congressional Districts involved in financing these loans; Jobs Supported as part of each loan; Billing Information related to ChargeOff Dates and Amounts; SBADistrict Office associated with individual loan approvals ;and more!

This unique pool of data can offer invaluable insights into the mechanisms behind small business lending throughout the nineties in America – showing how much has changed since then but also how some trends remain consistent over time. The Small Business Administration Loan Guarantee Data can help shine light on important topics such as demographic disparities among borrowers or regional differences between approving offices - increasing our understanding of American business practices overall!

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Research Ideas

• Using NaicsCode, initialize a visual representation of the most popular types of businesses that receive SBA loan ensures to get a better sense of which industries are the biggest uses for this financing program.
• Calculating Loan Status data over a period of time to analyse trends in terms of loan defaults and how much money is disbursed vs charged off.
• Examining GrossApproval and SBAGuarterNeedApproval data to determine which zipcodes or states have received more funding from the SBA and apply this information in aid targeting certain areas as part of govermental stimulus packages during tough economic times

Acknowledgements

If you use this dataset in your research, please credit the original authors. Data Source

License

Unknown License - Please check the dataset description for more information.

Columns

File: 7a_504_FOIA%20Data%20Dictionary.csv

File: FOIA%20-%207(a)(FY1991-FY1999).csv | Column name | Description | |:--------------------------|:-------------------------------------------------------------| | AsOfDate | Date the data was last updated. (Date) | | Program | Type of loan program. (String) | | BorrName | Name of the borrower. (String) | | BorrStreet | Street address of the borrower. (String) | | BorrCity | City of the borrower. (String) | | BorrState | State of the borrower. (String) | | BorrZip | Zip code of the borrower. (String) | | BankName | Name of the bank. (String) | | BankStreet | Street address of the bank. (String) | | BankCity | City of the bank. (String) | | BankState | State of the bank. (String) | | BankZip | Zip code of the bank. (String) | | GrossApproval | Total amount of the loan approved. (Number) | | SBAGuaranteedApproval | Amount of the loan guaranteed by the SBA. (Number) | | ApprovalDate | Date the loan was approved. (Date) | | ApprovalFiscalYear | Fiscal year the loan was approved. (Number) | | FirstDisbursementDate | Date the loan was disbursed. (Date) | | DeliveryMethod | Method of delivery for the loan. (String) | | subpgmdesc | Description of the loan program. (String) ...

The global SBA 8(a) Business Development Program Consulting Services market is projected to experience significant growth over the forecast period of 2025-2033. The market size was valued at USD XXX million in 2025 and is estimated to reach USD XXX million by 2033, with a CAGR of XX% during the forecast period. The growth of the market is primarily attributed to the increasing demand for business development services among 8(a) certified small businesses. These businesses require guidance and assistance in areas such as strategic planning, financial management, and marketing to enhance their competitiveness and achieve their business goals. Key market segments include type (on-premise and web-based) and application (small enterprises and minority businesses). The web-based segment is expected to hold a dominant market share due to its ease of access, affordability, and scalability. The small enterprises segment is also expected to witness significant growth due to the increasing number of start-ups and small businesses seeking support in business development. Major companies operating in the market include Cherry Bekaert, A3 Consulting LLC, Cayenne Consulting, LLC, Galindo Consulting Group Inc., ICMS, FAMR, SHR Consulting Group, Street Legal, Magadia Consulting, Inc., 9Tech Resources LLC, and others. North America and Europe are expected to dominate the market due to the presence of a large number of small businesses and a supportive regulatory environment.

Small business transactions and revenue data aggregated from several credit card processors, collected by Womply and compiled by Opportunity Insights. Transactions and revenue are reported based on the ZIP code where the business is located. Data provided for CT (FIPS code 9), MA (25), NJ (34), NY (36), and RI (44). Data notes from Opportunity Insights: Seasonally adjusted change since January 2020. Data is indexed in 2019 and 2020 as the change relative to the January index period. We then seasonally adjust by dividing year-over-year, which represents the difference between the change since January observed in 2020 compared to the change since January observed since 2019. We account for differences in the dates of federal holidays between 2019 and 2020 by shifting the 2019 reference data to align the holidays before performing the year-over-year division. Small businesses are defined as those with annual revenue below the Small Business Administration’s thresholds. Thresholds vary by 6 digit NAICS code ranging from a maximum number of employees between 100 to 1500 to be considered a small business depending on the industry. County-level and metro-level data and breakdowns by High/Middle/Low income ZIP codes have been temporarily removed since the August 21st 2020 update due to revisions in the structure of the raw data we receive. We hope to add them back to the OI Economic Tracker soon. More detailed documentation on Opportunity Insights data can be found here: https://github.com/OpportunityInsights/EconomicTracker/blob/main/docs/oi_tracker_data_documentation.pdf

description: Small Business Lending in the United States, published by the SBA s Office of Advocacy annually since 1994, looks at small business lending locally and nationally using two types of data supplied by depository institutions to their respective regulating agencies Call Reports for June 2011 and Community Reinvestment Act (CRA) reports for 2010. The annual banking study includes cooperative banks in addition to existing depository institutions and gives a brief review on the institution lending patterns in 2010 and 2011. The rankings and performance of these lenders are summarized and organized by state/ territory, loan size, number of loans, and asset size of the institution. The Small Business Lending tables use the call report data to rank all lenders by state.; abstract: Small Business Lending in the United States, published by the SBA s Office of Advocacy annually since 1994, looks at small business lending locally and nationally using two types of data supplied by depository institutions to their respective regulating agencies Call Reports for June 2011 and Community Reinvestment Act (CRA) reports for 2010. The annual banking study includes cooperative banks in addition to existing depository institutions and gives a brief review on the institution lending patterns in 2010 and 2011. The rankings and performance of these lenders are summarized and organized by state/ territory, loan size, number of loans, and asset size of the institution. The Small Business Lending tables use the call report data to rank all lenders by state.

Small business transactions and revenue data aggregated from several credit card processors, collected by Womply and compiled by Opportunity Insights. Transactions and revenue are reported based on the ZIP code where the business is located.

Data provided for CT (FIPS code 9), MA (25), NJ (34), NY (36), and RI (44).

Data notes from Opportunity Insights: Seasonally adjusted change since January 2020. Data is indexed in 2019 and 2020 as the change relative to the January index period. We then seasonally adjust by dividing year-over-year, which represents the difference between the change since January observed in 2020 compared to the change since January observed since 2019. We account for differences in the dates of federal holidays between 2019 and 2020 by shifting the 2019 reference data to align the holidays before performing the year-over-year division.

Small businesses are defined as those with annual revenue below the Small Business Administration’s thresholds. Thresholds vary by 6 digit NAICS code ranging from a maximum number of employees between 100 to 1500 to be considered a small business depending on the industry.

County-level and metro-level data and breakdowns by High/Middle/Low income ZIP codes have been temporarily removed since the August 21st 2020 update due to revisions in the structure of the raw data we receive. We hope to add them back to the OI Economic Tracker soon.

More detailed documentation on Opportunity Insights data can be found here: https://github.com/OpportunityInsights/EconomicTracker/blob/main/docs/oi_tracker_data_documentation.pdf

Business Loans For Women Market Outlook

The global business loans for women market size is projected to grow significantly from 2023 to 2032, with an estimated Compound Annual Growth Rate (CAGR) of 13.5%. In 2023, the market size was valued at approximately USD 45 billion, and it is forecasted to reach around USD 145 billion by 2032. The growth of this market is primarily driven by increasing female entrepreneurship, supportive government policies, and the rising need for gender-specific financial products.

One of the key growth factors of this market is the increasing number of women entrepreneurs globally. Over the past decade, the number of female-owned businesses has grown substantially, contributing to economic development and job creation. These women entrepreneurs are now seeking financial support to scale their ventures, thus driving the demand for business loans specifically tailored for women. The rise in female entrepreneurship is further supported by various initiatives and programs launched by governments and non-governmental organizations (NGOs) aimed at empowering women economically.

Another significant driver is the evolution of financial services tailored to meet the unique needs of women. Traditional financial institutions, as well as new-age fintech companies, are increasingly recognizing the importance of catering to female entrepreneurs. Customized loan products, reduced interest rates for women, and flexible repayment terms are some of the financial innovations designed to attract women business owners. Furthermore, the development of digital lending platforms has made it easier for women to access business loans, thus contributing to market growth.

Supportive government policies and grants play an indispensable role in fostering the growth of this market. Various countries have introduced policies aimed at reducing gender disparity in business finance. For example, some governments offer subsidies, lower collateral requirements, or credit guarantees for women-owned businesses. These policies not only encourage more women to enter entrepreneurship but also make it easier for them to obtain the financial resources needed for business expansion. The collaboration between public and private sectors in offering these financial aids amplifies their reach and effectiveness.

In terms of regional outlook, North America is expected to maintain its dominance in the business loans for women market. This is due to a well-established infrastructure for female entrepreneurship, extensive support programs, and a robust financial services sector. However, the Asia Pacific region is anticipated to exhibit the highest growth rate during the forecast period. Countries like India and China are witnessing a surge in female business ownership, driven by supportive government policies and increasing awareness about gender equality in business.

Loan Type Analysis

Business loans for women can be categorized into several types, each designed to meet specific financial needs. Term loans are one of the most commonly sought-after loan types. These loans offer a lump sum amount that must be repaid over a fixed term, usually with a set interest rate. Term loans are popular among women entrepreneurs who need substantial capital investment for business expansion, purchasing inventory, or other large expenses. The predictability of fixed monthly payments makes term loans a preferred option for long-term financial planning.

Microloans are another crucial segment in the business loans for women market. These loans are generally smaller in amounts and are often provided by non-profit organizations or community-based lenders. Microloans are particularly beneficial for women who are just starting their business or require a small amount of capital for operational needs. These loans typically have shorter repayment periods and may come with higher interest rates compared to traditional loans. However, they are more accessible and require less stringent credit assessments, making them ideal for women with limited credit history.

SBA (Small Business Administration) loans are federally guaranteed loans aimed at supporting small businesses, including those owned by women. These loans offer competitive terms and lower interest rates, making them an attractive option for women entrepreneurs. SBA loans can be used for a variety of purposes, including working capital, equipment purchase, and real estate acquisition. The federal guarantee reduces the risk for lenders, encouraging them to offer loans to women who might otherwise struggle to secure tr

The Small Business Administration (SBA) headquartered in the U.S. executed the highest number of deals in ********. Second place was conjointly held by the CPP, Temasek, and Mubadala. Each having executed **** deals.

Complete set of loan-level data on the recipients of Paycheck Protection Program loans

According to Cognitive Market Research, The Global Web Design Services market size was USD 58.5 billion in 2022 and is expected to grow at a compound annual growth rate (CAGR) of 8.5% from 2023 to 2030. How are the Main Opportunities/Drivers Affecting the Web Design Services Market?

Growing Number of SMEs to Increase Market Output

Small and Medium Enterprises (SMEs) are important to every nation's economic growth. The existence of SMEs aids the efficient consumption of nearby assets and augments economies across the globe. Thus, small businesses have understood the importance of a strong online presence and have made website hosting services a top priority for their growth plans. Additionally, web hosting service providers have targeted small and medium-sized enterprises to augment their business growth.

For instance, in March 2021, DreamHost introduced a complete suite of professional web services to help its small business consumers enhance their growth and find success online. Thus, the rising number of small and medium-sized businesses and their need for web hosting services are driving market expansion in recent years.

(Source:www.dreamhost.com/news/press-releases/pro-services-from-dreamhost-pair-smb-customers-with-success-experts-2/)

Moreover, in March 2023, Namecheap, Inc. announced the launch of a new business site maker to join its list of visual tools, enabling small businesses to create personalized branding and web materials. This will not only help the company attract new customers but also allow customers to design their website along with privacy features.

(Source:www.hostingadvice.com/blog/namecheap-delivers-a-new-business-maker-to-simplify-website-building/)

Growing Government Initiatives to Propel Market Growth

The market for web design services has undergone governments of various developing and developed nations providing financial and non-financial support for small business entrepreneurs to assist them in growing their businesses.

For instance, the U.S. federal government delivers various funding programs such as Federal Contracting, Women-Owned Small Businesses (WOSB), and USDA Rural Business Enterprise Grant Program to small firm owners. Such government initiatives have encouraged more entrepreneurs to start new firms in the country.

(Source:www.sba.gov/federal-contracting/contracting-assistance-programs/women-owned-small-business-federal-contract-program)

Rising Demand of Online Presence and Advertising fuels the Market Growth

Moreover, these entrepreneurs seek an omnichannel sales model to sustain their companies in a highly competitive environment. The omnichannel sales model allows them to maximize the dimensions of their consumer base by offering their whole product portfolios via the internet globally.

The Growth of the Web Design Services Market has been Hampered

Challenges Associated with Ensuring Scalability and Maintaining Uptime to Hinder Market Growth

The high initial and implementation costs of web design services might hinder service adoption. As demand from SMEs is a major driver of hosting services, the cost might restrain market growth. Moreover, challenges that arise while ensuring scalability and maintaining uptime might restrain this market. Maintaining uptime becomes crucial as consumers spend more time on websites that are easily available to them.

Impact of COVID–19 on the Web Design Services Market

The COVID-19 pandemic has resulted in enhanced internet activity. Most companies have started to leverage internet services for conducting enterprise operations. Furthermore, the outbreak has made individuals spend more time on the internet making fitness videos, writing blogs, among other activities, and posting them over the internet. Moreover, due to the pandemic, the growing inclination towards online purchasing will encourage advanced investments by end users in developing a robust IT infrastructure and enterprise models. Besides, numerous market players actively take initiatives to help small businesses during that unprecedented time What is Web Design Services?

Web design services refer to the services of creating and developing a website and its web pages. These services include a range of activities aimed at creating a visually appealing, functional, and user-friendly website. Web design is an important aspect of establishing an online ...