Pakistan PK: Domestic Credit: Provided by Financial Sector: % of GDP data was reported at 53.862 % in 2017. This records an increase from the previous number of 52.356 % for 2016. Pakistan PK: Domestic Credit: Provided by Financial Sector: % of GDP data is updated yearly, averaging 48.462 % from Dec 1960 (Median) to 2017, with 58 observations. The data reached an all-time high of 57.786 % in 1987 and a record low of 35.418 % in 1961. Pakistan PK: Domestic Credit: Provided by Financial Sector: % of GDP data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Pakistan – Table PK.World Bank.WDI: Bank Loans. Domestic credit provided by the financial sector includes all credit to various sectors on a gross basis, with the exception of credit to the central government, which is net. The financial sector includes monetary authorities and deposit money banks, as well as other financial corporations where data are available (including corporations that do not accept transferable deposits but do incur such liabilities as time and savings deposits). Examples of other financial corporations are finance and leasing companies, money lenders, insurance corporations, pension funds, and foreign exchange companies.; ; International Monetary Fund, International Financial Statistics and data files, and World Bank and OECD GDP estimates.; Weighted average;

In 2022, 36.43 percent of the workforce in Pakistan worked in the agricultural sector, about a quarter worked in industry, and 38.05 percent in the services sector. The primary sectorThe most common breakdown of a country’s economy is into three sectors; the primary sector, which includes agriculture, raw materials, fishing, and hunting, the secondary sector, which is also called the industrial sector and includes manufacturing, and the tertiary sector, which encompasses intangible goods and services, like financial services, tourism, or telecommunications. Usually, an advanced economy focuses on the services sector, while in a developing economy, the primary sector is still prevalent. In Pakistan, agriculture plays an important role in trade and production, and most Pakistanis are employed in the agricultural sector – however, the services sector generates the lion’s share of GDP Is Pakistan on the verge of being a developed country?Typically, a developed country shifts GDP generation and employment to intangible goods, which also often means that its citizens move to the city, away from rural areas. In Pakistan, urbanization progresses slowly, and most inhabitants live in rural areas. One reason for this is Pakistan’s vast arable land area, which allows for the production and export of raw materials. To be a developed country, Pakistan still needs to put in some work and improve the standard of living and infrastructure, among other factors.

Graph and download economic data for Amount Outstanding of Total Debt Securities in General Government Sector, All Maturities, Residence of Issuer in Pakistan (DISCONTINUED) (TDSAMRIAOGGPK) from Q4 1989 to Q4 2013 about Pakistan, sector, maturity, debt, residents, securities, and government.

Pakistan PK: Domestic Credit: to Private Sector: % of GDP data was reported at 17.034 % in 2017. This records an increase from the previous number of 16.525 % for 2016. Pakistan PK: Domestic Credit: to Private Sector: % of GDP data is updated yearly, averaging 24.182 % from Dec 1960 (Median) to 2017, with 58 observations. The data reached an all-time high of 29.786 % in 1986 and a record low of 11.148 % in 1960. Pakistan PK: Domestic Credit: to Private Sector: % of GDP data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Pakistan – Table PK.World Bank.WDI: Bank Loans. Domestic credit to private sector refers to financial resources provided to the private sector by financial corporations, such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. The financial corporations include monetary authorities and deposit money banks, as well as other financial corporations where data are available (including corporations that do not accept transferable deposits but do incur such liabilities as time and savings deposits). Examples of other financial corporations are finance and leasing companies, money lenders, insurance corporations, pension funds, and foreign exchange companies.; ; International Monetary Fund, International Financial Statistics and data files, and World Bank and OECD GDP estimates.; Weighted average;

Graph and download economic data for Amount Outstanding Due within One Year of International Debt Securities for Non-financial Corporations Sector, Residence of Issuer in Pakistan (IDS1YMAORINCPK) from Q2 1994 to Q4 2024 about Pakistan, 1-year, nonfinancial, sector, debt, residents, securities, and corporate.

Private Sector Credit in Pakistan decreased to 9519803 PKR Million in February from 9908051 PKR Million in January of 2025. This dataset provides - Pakistan Private Sector Credit- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Pakistan External Debt: Public Sector Enterprise (PSE) data was reported at 2.741 USD bn in Mar 2018. This records a decrease from the previous number of 2.880 USD bn for Dec 2017. Pakistan External Debt: Public Sector Enterprise (PSE) data is updated quarterly, averaging 2.063 USD bn from Mar 2010 (Median) to Mar 2018, with 33 observations. The data reached an all-time high of 2.978 USD bn in Sep 2017 and a record low of 1.356 USD bn in Jun 2011. Pakistan External Debt: Public Sector Enterprise (PSE) data remains active status in CEIC and is reported by State Bank of Pakistan. The data is categorized under Global Database’s Pakistan – Table PK.JB011: External Debt.

In 2023, agriculture contributed around 23.37 percent to the GDP of Pakistan, 20.76 percent came from the industry, and over half of the economy’s contribution to GDP came from the services sector. Divisions of the economy There are three main sectors of economy: The primary sector encompassed agriculture, fishing and mining. The secondary sector is the manufacturing sector, also known as the industry sector; and last but not least, the tertiary sector, alias the services sector, which includes services and intangible goods, like tourism, financial services, or telecommunications. Today, most developed countries have a well-established services sector that contributes the lion’s share to their GDP. On the other hand, economies that still need support and are still developing typically rely on agriculture to fuel their economy. If they transition to a developed nation, it is usually because their economy is now able to focus on services as an economic driver. Pakistan’s economic driver Although Pakistan is not considered a fully developed nation yet, over half of its annual GDP is now generated by the services sector. However, the primary sector plays an important role for the country: It is still responsible for almost a quarter of GDP contribution, and it employs almost half of Pakistan’s workforce. Pakistan is rich in arable land, which explains why the majority of the Pakistani population lives in rural areas, producing and selling sugarcane, wheat, cotton, and rice, which are also exported to other countries.

Abstract

This research was conducted in Pakistan between January 2006 and December 2007. Data from 935 manufacturing and service sector registered establishments was analyzed.

The objective of the survey is to obtain feedback from enterprises in client countries on the state of the private sector as well as to help in building a panel of enterprise data that will make it possible to track changes in the business environment over time, thus allowing, for example, impact assessments of reforms. Through interviews with firms in the manufacturing and services sectors, the survey assesses the constraints to private sector growth and creates statistically significant business environment indicators that are comparable across countries.

The survey topics include firm characteristics, gender participation, access to finance, annual sales, costs of inputs/labor, workforce composition, bribery, licensing, infrastructure, trade, crime, competition, capacity utilization, land and permits, taxation, informality, business-government relations, innovation and technology, and performance measures. The questionnaire also assesses the survey respondents' opinions on what are the obstacles to firm growth and performance. The mode of data collection is face-to-face interviews.

Geographic coverage

National

Analysis unit

The primary sampling unit of the study is the establishment. An establishment is a physical location where business is carried out and where industrial operations take place or services are provided. A firm may be composed of one or more establishments. For example, a brewery may have several bottling plants and several establishments for distribution. For the purposes of this survey an establishment must make its own financial decisions and have its own financial statements separate from those of the firm. An establishment must also have its own management and control over its payroll.

Kind of data

Sample survey data [ssd]

Sampling procedure

Establishments were selected using stratified random sampling design. The survey covered manufacturing and services sectors and generated a large enough sample size for selected industries to conduct statistically robust analyses. With level of precision at a minimum 7.5 percent for 90 percent confidence intervals about estimates of population proportions and mean of log sales at the national, provincial and industry level.

The sampling frame was drawn from the 2005 Economic Census of Pakistan, conducted by Pakistan's Federal Bureau of Statistics (FBS). As the target population was formal, urban manufacturing and services establishments with more than 5 full-time employees, the census identified 583,329 manufacturing firms and 1,566,722 establishments in Wholesale/Retail trade & Restaurants.

In accordance with the size and make up of the economy, the manufacturing sector was stratified into five 2-digit Pakistan Standard Industrial Classification (PSIC) sectors: (i) food processing, (ii) textiles, apparel & leather, (iii) chemicals and products, (iv) metal and electric machinery, and (v) sports goods and handicrafts with a residual stratum based on the 14 largest cities from the four provinces of the country. Services establishments engaged in wholesale & retail trade, hotels & restaurants were grouped to constitute an independent stratum for each provincial capital.

Within each industry, the total sample size was distributed to the provincial/city sub-strata based on proportional allocation in order to be representative of the nation, the industry groups and the urban areas of each of the four provinces. Given the domination of smaller firms in sample frame, a sampling approach which oversampled larger firms was employed to ensure a sufficient number of large enterprise which otherwise might be underrepresented.

The specific steps involved: (i) extracting from the frame and dividing into activity/industry groups with selection made in proportion to each group's contribution to total industrial employment, (ii) allocating the establishments selected in to each industry group across the provinces/cities selected using a proportional allocation, and (iii) selecting the establishments for each province/city sub-stratum with a probability of selection which is inversely proportional to size (i.e. larger firms will be selected with a higher probability). Due to the oversampling of larger firms, weights were computed so that inferences about the population could be extrapolated from the sample.

The Pakistan Enterprise Survey 2007 sample was also designed to include up to 600 firms from the original sample of Pakistan ICS 2002. Out of a total of 846 establishments surveyed in 2002 (panel firms with location and other identifiers). The remaining firms were kept as potential replacements in case of non-response by an establishment of similar characteristics in the original panel sample. In the end, 402 firms were interviewed out of 795 firms contacted.

Mode of data collection

Face-to-face [f2f]

Research instrument

The current survey instruments are available: - Pakistan 2007 Manufacturing Sector Questionnaire; - Pakistan 2007 Services Sector Questionnaire.

The survey is fielded via two instruments in order to not ask questions that are irrelevant to specific types of firms, e.g. a question that relates to production and nonproduction workers should not be asked of a retail firm.

The survey topics include firm characteristics, gender participation, access to finance, annual sales, costs of inputs/labor, workforce composition, bribery, licensing, infrastructure, trade, crime, competition, capacity utilization, land and permits, taxation, informality, business-government relations, innovation and technology, and performance measures. Over 90% of the questions objectively ascertain characteristics of a country’s business environment. The remaining questions assess the survey respondents’ opinions on what are the obstacles to firm growth and performance.

Response rate

The field work involved a sample of almost 2700 firms with more than 2300 firms contacted in order to complete the survey of 1337 firms - 57 percent success rate. Of the 1000 non-successful contacts, about 45 percent were not located due to poor contact information and 25 percent refused to participate. Of the rest, 20 percent were closed and 10 percent were either non-responsive or produced non-usable data. For the non-panel sample, the response rate was slightly higher at 60 percent, but of the 612 nonresponding firms, 55 percent were not found due to insufficient contact information, 21 percent refused participation, 11 percent were non-usable and 13 percent were confirmed as closed.

Contains data from the World Bank's data portal covering the following topics which also exist as individual datasets on HDX: Agriculture and Rural Development, Aid Effectiveness, Economy and Growth, Education, Energy and Mining, Environment, Financial Sector, Health, Infrastructure, Social Protection and Labor, Poverty, Private Sector, Public Sector, Science and Technology, Social Development, Urban Development, Gender, Millenium development goals, Climate Change, External Debt, Trade.

Contains data from the World Bank's data portal. There is also a consolidated country dataset on HDX.

Private markets drive economic growth, tapping initiative and investment to create productive jobs and raise incomes. Trade is also a driver of economic growth as it integrates developing countries into the world economy and generates benefits for their people. Data on the private sector and trade are from the World Bank Group's Private Participation in Infrastructure Project Database, Enterprise Surveys, and Doing Business Indicators, as well as from the International Monetary Fund's Balance of Payments database and International Financial Statistics, the UN Commission on Trade and Development, the World Trade Organization, and various other sources.

Contains data from the World Bank's data portal. There is also a consolidated country dataset on HDX.

Effective governments improve people's standard of living by ensuring access to essential services – health, education, water and sanitation, electricity, transport – and the opportunity to live and work in peace and security. Data here includes World Bank staff assessments of country performance in economic management, structural policies, policies for social inclusion and equity, and public sector management and institutions for the poorest countries. Also included are indicators on revenues and expenses from the International Monetary Fund's Government Finance Statistics, and on tax policies from various sources.

Graph and download economic data for Amount Outstanding Due within One Year of International Debt Securities for Financial Corporations Sector, Residence of Issuer in Pakistan (DISCONTINUED) (IDS1YMAORIFCPK) from Q4 1999 to Q4 2009 about Pakistan, finance companies, 1-year, companies, finance, sector, financial, debt, residents, and securities.

Domestic credit to private sector by banks (% of GDP) in Pakistan was reported at 11.9 % in 2023, according to the World Bank collection of development indicators, compiled from officially recognized sources. Pakistan - Domestic credit to private sector by banks (% of GDP) - actual values, historical data, forecasts and projections were sourced from the World Bank on March of 2025.

Graph and download economic data for Amount Outstanding Due within One Year of International Debt Securities for General Government Sector, Residence of Issuer in Pakistan (IDS1YMAORIGGPK) from Q4 1994 to Q3 2024 about Pakistan, 1-year, sector, debt, residents, securities, and government.

Pakistan External Debt: Private Sector data was reported at 12.183 USD bn in Dec 2024. This records a decrease from the previous number of 12.606 USD bn for Sep 2024. Pakistan External Debt: Private Sector data is updated quarterly, averaging 4.314 USD bn from Jun 2006 (Median) to Dec 2024, with 75 observations. The data reached an all-time high of 13.316 USD bn in Dec 2022 and a record low of 952.000 USD mn in Jun 2006. Pakistan External Debt: Private Sector data remains active status in CEIC and is reported by State Bank of Pakistan. The data is categorized under Global Database’s Pakistan – Table PK.JB014: External Debt.

Graph and download economic data for Net Issues of International Debt Securities for Issuers in General Government Sector, All Maturities, Residence of Issuer in Pakistan (IDSGAMRINIPK) from Q4 1994 to Q4 2024 about Pakistan, issues, sector, maturity, debt, residents, securities, Net, and government.

Pakistan Deposits: Central Government data was reported at 614.000 PKR mn in Sep 2019. This records a decrease from the previous number of 1,116.000 PKR mn for Jun 2019. Pakistan Deposits: Central Government data is updated quarterly, averaging 824.000 PKR mn from Mar 2015 (Median) to Sep 2019, with 19 observations. The data reached an all-time high of 1,266.000 PKR mn in Mar 2019 and a record low of 614.000 PKR mn in Sep 2019. Pakistan Deposits: Central Government data remains active status in CEIC and is reported by State Bank of Pakistan. The data is categorized under Global Database’s Pakistan – Table PK.KB007: Deposits by Sector.

Loans to Private Sector in Pakistan decreased to 8087459 PKR Million in February from 8478481 PKR Million in January of 2025. This dataset provides - Pakistan Loans To Private Sector- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Pakistan EL: Debt: Annual: Private Sector data was reported at 9.071 USD bn in 2018. This records an increase from the previous number of 6.759 USD bn for 2017. Pakistan EL: Debt: Annual: Private Sector data is updated yearly, averaging 2.774 USD bn from Jun 1995 (Median) to 2018, with 24 observations. The data reached an all-time high of 9.071 USD bn in 2018 and a record low of 952.000 USD mn in 2006. Pakistan EL: Debt: Annual: Private Sector data remains active status in CEIC and is reported by State Bank of Pakistan. The data is categorized under Global Database’s Pakistan – Table PK.JB012: External Debt and Liabilities.