100+ datasets found
  1. Pension Funding in Denmark - Market Research Report (2015-2030)

    • img3.ibisworld.com
    • ibisworld.com
    Updated Mar 15, 2024
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    IBISWorld (2024). Pension Funding in Denmark - Market Research Report (2015-2030) [Dataset]. https://img3.ibisworld.com/denmark/industry/pension-funding/200277/
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    Dataset updated
    Mar 15, 2024
    Dataset authored and provided by
    IBISWorld
    Time period covered
    2014 - 2029
    Area covered
    Denmark
    Description

    In the decade after the 2008 financial crisis, pension providers across faced challenging conditions thanks to interest rates falling to historical lows, affecting the returns on fixed-income investments, like bonds. However, despite interest rates picking up in recent years amid the inflationary environment, headwinds remain. Revenue is expected to drop at a compound annual rate of 4.2% over the five years through 2024 to €793 billion, including a forecast fall of 1.8% in 2024. Profit has also edged downwards due to rising interest rates hitting equity and bond markets, though the average industry profit margin still stands strong, at an estimated 43.5% in 2024. Pension providers invest the contributions of policyholders into investment markets like bonds and equity, with the aim of making sure their assets can meet their liabilities – the benefits paid to retirees. Pension funds invest heavily in bond markets due to their relatively low risk and low volatility. However, this type of fixed-income investment has struggled since 2022 in the rising base rate environment, which saw yields skyrocket and bond prices plummet, hitting investment income. Equity markets, an asset class that traditionally performed inversely to bonds when interest rates were low, also performed poorly, stunted by muted economic growth and rock bottom investor sentiment. However, at the tail end of 2023, optimism picked up, with investors pricing in rate cuts, a scenario that should support economic growth and, in turn, equity markets. Bond markets also experienced considerable capital inflows as investors looked to lock in higher yields before they fell in line with a declining interest rates. Revenue is anticipated to climb at a compound annual rate of 3% over the five years through 2029 to €919.2 billion, while the average industry profit margin is estimated to swell to 45.1%. Investment returns are set to improve in the short term as markets benefit from interest rate cuts and improving economic conditions. However, an ageing population will remain a concern for pension providers as more people retire and claim their retirement benefits, ratcheting up liabilities.

  2. Wellness Industry: effects of increased interest in wellness on businesses

    • statista.com
    Updated May 26, 2010
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    Statista (2010). Wellness Industry: effects of increased interest in wellness on businesses [Dataset]. https://www.statista.com/statistics/270737/effects-of-increased-interest-in-wellness-on-businesses/
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    Dataset updated
    May 26, 2010
    Dataset authored and provided by
    Statistahttp://statista.com/
    Area covered
    Worldwide
    Description

    This graph depicts expectation of welness industry respondents regarding the effects the heightened interest in wellness has on their businesses. 39 percent believe that new investments will be needed.

  3. Mortgage interest rates in selected countries worldwide 2024

    • statista.com
    Updated Jan 28, 2025
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    Statista (2025). Mortgage interest rates in selected countries worldwide 2024 [Dataset]. https://www.statista.com/statistics/1211807/mortgage-interest-rates-globally-by-country/
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    Dataset updated
    Jan 28, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Time period covered
    Jun 2024
    Area covered
    Worldwide
    Description

    Mortgage interest rates worldwide varied greatly in 2024, from less than four percent in many European countries, to as high as 44 percent in Turkey. The average mortgage rate in a country depends on the central bank's base lending rate and macroeconomic indicators such as inflation and forecast economic growth. Since 2022, inflationary pressures have led to rapid increase in mortgage interest rates. Which are the leading mortgage markets? An easy way to estimate the importance of the mortgage sector in each country is by comparing household debt depth, or the ratio of the debt held by households compared to the county's GDP. In 2023, Switzerland, Australia, and Canada had some of the highest household debt to GDP ratios worldwide. While this indicator shows the size of the sector relative to the country’s economy, the value of mortgages outstanding allows to compare the market size in different countries. In Europe, for instance, the United Kingdom, Germany, and France were the largest mortgage markets by outstanding mortgage lending. Mortgage lending trends in the U.S. In the United States, new mortgage lending soared in 2021. This was largely due to the growth of new refinance loans that allow homeowners to renegotiate their mortgage terms and replace their existing loan with a more favorable one. Following the rise in interest rates, the mortgage market cooled, and refinance loans declined.

  4. Commercial Leasing in the US - Market Research Report (2015-2030)

    • ibisworld.com
    Updated Sep 7, 2019
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    IBISWorld (2019). Commercial Leasing in the US - Market Research Report (2015-2030) [Dataset]. https://www.ibisworld.com/united-states/industry/commercial-leasing/1350
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    Dataset updated
    Sep 7, 2019
    Dataset authored and provided by
    IBISWorld
    Time period covered
    2015 - 2030
    Area covered
    United States
    Description

    Commercial leasing providers serve as lessors of buildings for nonresidential purposes. Industry participants include owner-lessors of nonresidential buildings, establishments that rent real estate and then act as lessors in subleasing it and establishments that provide full-service office space. Through the end of 2025, lessors have experienced mixed demand from critical downstream market segments. Since the onset of COVID-19, demand for office space has been volatile amid work-from-home and hybrid work arrangements. However, demand for industrial and retail spaces has risen, bolstered by gaining e-commerce sales and resilient consumer spending, buoying industry revenue. Over the past five years, industry revenue has climbed at a CAGR of 0.6% to reach $257.5 billion, including an estimated 0.7% gain in 2025. From 2020 to 2022, commercial leasing companies benefited from low interest rates, stimulating business expansion. However, in response to surging inflation, the Federal Reserve began raising interest rates in 2022 and continued into 2023. Rising interest rates translated into higher borrowing costs for tenants seeking new leases for their business operations. This can make expanding or relocating to a larger space more expensive. The industry benefited from three interest rate cuts in 2024. Industry profit remains high, reaching 51.6% of industry revenue in 2025. Industry revenue will climb at a CAGR of 2.6% to $292.9 billion through the end of 2030. Demand for office space will remain subdued over the next five years. However, a shortage of prime office spaces will elevate rent for Class A office buildings, benefiting lessors with those in their portfolios. Per capita disposable income growth and a continuation of climbing consumer spending will bolster demand for retail spaces, especially in suburban and Sun Belt markets. E-commerce sales will continue to power demand for industrial space as the percentage of e-commerce sales to total retail sales will mount.

  5. I

    India Private Sector Banks: Derivatives: Futures and Swaps: Cross Currency...

    • ceicdata.com
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    CEICdata.com, India Private Sector Banks: Derivatives: Futures and Swaps: Cross Currency Interest Rate Swaps [Dataset]. https://www.ceicdata.com/en/india/scheduled-commercial-banks-overview-derivatives-private-sector-banks/private-sector-banks-derivatives-futures-and-swaps-cross-currency-interest-rate-swaps
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    Dataset provided by
    CEICdata.com
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Mar 1, 2012 - Mar 1, 2018
    Area covered
    India
    Variables measured
    Performance Indicators
    Description

    India Private Sector Banks: Derivatives: Futures and Swaps: Cross Currency Interest Rate Swaps data was reported at 1,657.280 INR bn in 2018. This records an increase from the previous number of 1,381.399 INR bn for 2017. India Private Sector Banks: Derivatives: Futures and Swaps: Cross Currency Interest Rate Swaps data is updated yearly, averaging 947.020 INR bn from Mar 2012 (Median) to 2018, with 7 observations. The data reached an all-time high of 1,657.280 INR bn in 2018 and a record low of 627.707 INR bn in 2012. India Private Sector Banks: Derivatives: Futures and Swaps: Cross Currency Interest Rate Swaps data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Banking Sector – Table IN.KBB010: Scheduled Commercial Banks: Overview: Derivatives: Private Sector Banks.

  6. U

    USA Commercial Real Estate Industry Report

    • datainsightsmarket.com
    doc, pdf, ppt
    Updated Mar 7, 2025
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    AMA Research & Media LLP (2025). USA Commercial Real Estate Industry Report [Dataset]. https://www.datainsightsmarket.com/reports/usa-commercial-real-estate-industry-17411
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    ppt, doc, pdfAvailable download formats
    Dataset updated
    Mar 7, 2025
    Dataset provided by
    AMA Research & Media LLP
    License

    https://www.datainsightsmarket.com/privacy-policyhttps://www.datainsightsmarket.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    Global, United States
    Variables measured
    Market Size
    Description

    The US commercial real estate (CRE) market, valued at $1.66 trillion in 2025, is projected to experience steady growth, driven by several key factors. Strong economic fundamentals, including a robust job market and increasing demand for office, retail, and industrial space in major metropolitan areas like New York, Los Angeles, and Chicago, contribute to this positive outlook. The ongoing expansion of e-commerce fuels the demand for logistics and warehousing facilities, while the multi-family sector benefits from population growth and urbanization trends. However, rising interest rates and potential economic slowdown pose challenges, potentially impacting investment activity and rental growth. The diverse range of property types within the CRE market creates opportunities and risks. Office space faces ongoing adaptation to hybrid work models, requiring landlords to enhance amenities and improve workplace flexibility. Retail spaces are undergoing transformation, with a focus on experiential retail and omni-channel strategies to compete with online retailers. The industrial and logistics sector remains strong, driven by continued e-commerce growth and supply chain optimization efforts. Competition among CRE companies like Zillow, Keller Williams, and CBRE remains fierce, emphasizing the need for innovation in property management and technological advancements in market analysis and transaction processes. While several cities experience robust growth, others might face localized challenges that influence individual market dynamics. The overall trajectory suggests a moderate expansion, albeit with variations across sectors and geographic locations. Careful consideration of these factors is crucial for successful investment and strategic decision-making within the US CRE industry. The forecast period of 2025-2033 suggests a continuation of these trends. While the 2.61% CAGR indicates a moderate growth rate, significant variations are expected across specific segments. The industrial and logistics sectors are likely to outperform others due to sustained demand, while office space may exhibit slower growth reflecting the ongoing adjustments to hybrid work. Regional variations will also be significant, with major metropolitan areas and technology hubs likely leading the growth trajectory. Understanding these nuances and deploying appropriate risk mitigation strategies will be vital for all stakeholders in the US commercial real estate market. This comprehensive report provides an in-depth analysis of the USA commercial real estate industry, covering the period from 2019 to 2033. With a focus on key market segments – offices, retail, industrial, logistics, multi-family, and hospitality – across major cities like New York, Los Angeles, Chicago, San Francisco, Boston, Denver, Houston, Phoenix, Atlanta, and Salt Lake City, this report offers invaluable insights for investors, developers, and industry professionals. The study utilizes 2025 as the base and estimated year, with a forecast period spanning 2025-2033 and a historical period covering 2019-2024. This report projects the market value in the billions of dollars, providing granular data and analysis of market dynamics. Key drivers for this market are: Increasing number of startups. Potential restraints include: Low Awareness and Privacy Issues. Notable trends are: Industrial Sector Expected to Record High Demand.

  7. Financial sector AI spending worldwide 2023-2024, with forecasts to 2028

    • statista.com
    Updated Feb 21, 2025
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    Statista (2025). Financial sector AI spending worldwide 2023-2024, with forecasts to 2028 [Dataset]. https://www.statista.com/statistics/1446037/financial-sector-estimated-ai-spending-forecast/
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    Dataset updated
    Feb 21, 2025
    Dataset authored and provided by
    Statistahttp://statista.com/
    Time period covered
    2024
    Area covered
    Worldwide
    Description

    The financial sector's spending on artificial intelligence (AI) is projected to experience substantial growth, with an estimated increase from 35 billion U.S. dollars in 2023 to 126.4 billion U.S. dollars in 2028. This represents a compound annual growth rate (CAGR) of 29 percent, indicating a significant upward trajectory in AI investment within the financial industry. AI investment across industries In 2023, the banking and retail sectors led in AI investments, with the banking sector accounting for 20.6 billion U.S. dollars and the retail sector investing 19.7 billion U.S. dollars. This demonstrates the varying degrees of AI adoption across different industries, with the financial sector poised for substantial growth over the coming years. These findings highlight the competitive landscape of AI investment and the potential for the financial sector to capitalize on AI technologies. Global corporate AI investment trends The global corporate investment in AI reached nearly 92 billion U.S. dollars in 2022, marking a significant increase from previous years. Private investments played a substantial role in driving this growth, underscoring the increasing importance of AI development worldwide. This trend signifies a strong foundation for the expansion of AI technologies, with implications for the financial sector's investment landscape as it navigates the evolving AI market.

  8. B

    Brazil Public Sector: Last 12 Months Accumulated: State Government: Uses:...

    • ceicdata.com
    + more versions
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    CEICdata.com, Brazil Public Sector: Last 12 Months Accumulated: State Government: Uses: Internal Interest Rate: Monetary Updating [Dataset]. https://www.ceicdata.com/en/brazil/public-sector-uses-and-sources-state-government-last-12-months-accumulated/public-sector-last-12-months-accumulated-state-government-uses-internal-interest-rate-monetary-updating
    Explore at:
    Dataset provided by
    CEICdata.com
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    May 1, 2018 - Apr 1, 2019
    Area covered
    Brazil
    Variables measured
    Government Budget
    Description

    Brazil Public Sector: Last 12 Months Accumulated: State Government: Uses: Internal Interest Rate: Monetary Updating data was reported at 47,776.027 BRL mn in Apr 2019. This records a decrease from the previous number of 51,733.155 BRL mn for Mar 2019. Brazil Public Sector: Last 12 Months Accumulated: State Government: Uses: Internal Interest Rate: Monetary Updating data is updated monthly, averaging 22,716.653 BRL mn from Dec 2001 (Median) to Apr 2019, with 209 observations. The data reached an all-time high of 62,889.831 BRL mn in Sep 2018 and a record low of -8,920.633 BRL mn in Jul 2017. Brazil Public Sector: Last 12 Months Accumulated: State Government: Uses: Internal Interest Rate: Monetary Updating data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Government and Public Finance – Table BR.FA030: Public Sector: Uses and Sources: State Government: Last 12 Months Accumulated.

  9. B

    Brazil PSND: Implicit Interest Rate: State Government

    • ceicdata.com
    Updated Dec 15, 2022
    + more versions
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    Brazil PSND: Implicit Interest Rate: State Government [Dataset]. https://www.ceicdata.com/en/brazil/public-sector-net-debt-implicit-interest-rate/psnd-implicit-interest-rate-state-government
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    Dataset updated
    Dec 15, 2022
    Dataset provided by
    CEICdata.com
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    May 1, 2018 - Apr 1, 2019
    Area covered
    Brazil
    Variables measured
    Public Sector Debt
    Description

    Brazil PSND: Implicit Interest Rate: State Government data was reported at 0.595 % pa in Apr 2019. This records a decrease from the previous number of 0.667 % pa for Mar 2019. Brazil PSND: Implicit Interest Rate: State Government data is updated monthly, averaging 0.867 % pa from Dec 2001 (Median) to Apr 2019, with 209 observations. The data reached an all-time high of 4.985 % pa in Dec 2002 and a record low of -0.308 % pa in Apr 2009. Brazil PSND: Implicit Interest Rate: State Government data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Government and Public Finance – Table BR.FB032: Public Sector Net Debt: Implicit Interest Rate.

  10. B

    Brazil Public Sector: State Government: Uses: Internal Interest Rate: Real...

    • ceicdata.com
    Updated Feb 15, 2025
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    CEICdata.com (2025). Brazil Public Sector: State Government: Uses: Internal Interest Rate: Real Interest [Dataset]. https://www.ceicdata.com/en/brazil/public-sector-uses-and-sources-state-government/public-sector-state-government-uses-internal-interest-rate-real-interest
    Explore at:
    Dataset updated
    Feb 15, 2025
    Dataset provided by
    CEICdata.com
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    May 1, 2018 - Apr 1, 2019
    Area covered
    Brazil
    Variables measured
    Government Budget
    Description

    Brazil Public Sector: State Government: Uses: Internal Interest Rate: Real Interest data was reported at 237.139 BRL mn in Apr 2019. This records an increase from the previous number of -1,805.813 BRL mn for Mar 2019. Brazil Public Sector: State Government: Uses: Internal Interest Rate: Real Interest data is updated monthly, averaging 1,470.150 BRL mn from Jan 2001 (Median) to Apr 2019, with 220 observations. The data reached an all-time high of 10,943.312 BRL mn in Jul 2016 and a record low of -6,641.444 BRL mn in May 2018. Brazil Public Sector: State Government: Uses: Internal Interest Rate: Real Interest data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Government and Public Finance – Table BR.FA028: Public Sector: Uses and Sources: State Government.

  11. Commercial real estate cap rates in the U.S. 2012-2023 with a forecast until...

    • flwrdeptvarieties.store
    • statista.com
    Updated Mar 21, 2025
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    Statista Research Department (2025). Commercial real estate cap rates in the U.S. 2012-2023 with a forecast until 2026 [Dataset]. https://flwrdeptvarieties.store/?_=%2Fstudy%2F11660%2Fcommercial-property-statista-dossier%2F%23zUpilBfjadnL7vc%2F8wIHANZKd8oHtis%3D
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    Dataset updated
    Mar 21, 2025
    Dataset provided by
    Statistahttp://statista.com/
    Authors
    Statista Research Department
    Area covered
    United States
    Description

    Retail properties had the highest capitalization rates in the United States in 2023, followed by offices. The cap rate for office real estate was 6.54 percent in the fourth quarter of the year and was forecast to rise further to 7.39 percent in 2024. Cap rates measure the expected rate of return on investment, and show the net operating income of a property as a percentage share of the current asset value. While a higher cap rate indicates a higher rate of return, it also suggests a higher risk. Why have cap rates increased? The increase in cap rates is a consequence of a repricing in the commercial real estate sector. According to the National NCREIF Property Return Index, prices for commercial real estate declined across all property types in 2023. Rental growth was slow during the same period, resulting in a negative annual return. The increase in cap rates reflects the increased risk in the investment environment. Pricing uncertainty in the commercial real estate sector Between 2014 and 2021, commercial property prices in the U.S. enjoyed steady growth. Access to credit with low interest rates facilitated economic growth and real estate investment. As inflation surged in the following two years, lending policy tightened. That had a significant effect on the sector. First, it worsened sentiment among occupiers. Second, it led to a decline in demand for commercial spaces and commercial real estate investment volumes. Uncertainty about the future development of interest rates and occupier demand further contributed to the repricing of real estate assets.

  12. Personal Loans Market Analysis North America, Europe, APAC, South America,...

    • technavio.com
    Updated Feb 12, 2025
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    Personal Loans Market Analysis North America, Europe, APAC, South America, Middle East and Africa - US, Canada, UK, India, Germany, China, France, Japan, Italy, Brazil - Size and Forecast 2025-2029 [Dataset]. https://www.technavio.com/report/personal-loans-market-analysis
    Explore at:
    Dataset updated
    Feb 12, 2025
    Dataset provided by
    TechNavio
    Authors
    Technavio
    Time period covered
    2021 - 2025
    Area covered
    Global, Canada, United Kingdom, United States, Germany, Brazil
    Description

    Snapshot img

    Personal Loans Market Size 2025-2029

    The personal loans market size is forecast to increase by USD 803.4 billion, at a CAGR of 15.2% between 2024 and 2029.

    The market is witnessing significant growth, driven by the adoption of advanced technologies in loan processing and the rise in the use of cloud-based personal loan servicing software offerings. These technological advancements enable faster loan processing, improved customer experience, and enhanced security. However, the market faces challenges related to regulatory compliance, with increasing regulations and scrutiny from regulatory bodies. Lenders must ensure they adhere to these regulations to maintain trust and transparency with their customers. Digitalization, including cloud computing, chatbots, big data analytics, and artificial intelligence, has transformed the market. Additionally, the market is witnessing an increase in competition, with new players entering the market and existing players offering innovative products to attract customers. Overall, the market is expected to continue its growth trajectory, driven by technological advancements and the need for flexible financing solutions.
    

    What will be the Size of the Personal Loans Market During the Forecast Period?

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    The market encompasses short-term financing solutions designed for individuals to meet their various financial needs. Employment status and credit history significantly influence borrowing limits and interest rates in this sector. Traditional balance sheet lending institutions, such as credit unions, have long dominated the market, but online loan providers have gained traction due to quick lending processes and digitalized business operations. Interest rates and borrowing limits continue to be key market drivers, with competitive insights from credit unions and online providers shaping the landscape. Employment instability and economic uncertainty have increased demand for personal loans, particularly among those with less-than-ideal credit histories.
    Digitalization, including cloud computing, chatbots, big data analytics, and artificial intelligence, have transformed the market. These technologies streamline loan assessments, enabling faster approval processes and more personalized customer experiences. However, the rise of digital credit platforms also presents challenges, such as increased competition, potential bad debts, and penalties for late payments. Collateral is less common in personal loans compared to other types of loans, but awareness of digitalization and automation continues to grow. Credit cards serve as a competitive alternative for some consumers, but personal loans offer more flexibility and potentially lower interest rates for larger borrowing needs.
    

    How is this Personal Loans Industry segmented and which is the largest segment?

    The personal loans industry research report provides comprehensive data (region-wise segment analysis), with forecasts and estimates in 'USD billion' for the period 2025-2029, as well as historical data from 2019-2023 for the following segments.

    Application
    
      Short term loans
      Medium term loans
      Long term loans
    
    
    Type
    
      P2P marketplace lending
      Balance sheet lending
    
    
    Channel
    
      Banks
      Credit union
      Online lenders
    
    
    Geography
    
      North America
    
        Canada
        US
    
    
      Europe
    
        Germany
        UK
        France
        Italy
    
    
      APAC
    
        China
        India
        Japan
    
    
      South America
    
        Brazil
    
    
      Middle East and Africa
    

    By Application Insights

    The short term loans segment is estimated to witness significant growth during the forecast period.
    

    Personal loans have gained popularity as a flexible financing solution for individuals, particularly In the form of short-term loans. These loans cater to urgent needs, such as medical emergencies or car repairs, offering quick access to funds with shorter repayment periods, typically within a year. Unlike home or gold loans, personal loans do not require collateral, making them an accessible option for borrowers. Employment status, credit history, and borrowing limits are key factors in determining eligibility and loan amounts. The market is undergoing digital transformation, with cloud computing, chatbots, big data analytics, and artificial intelligence streamlining business operations. Fintech companies and online loan providers are disrupting traditional financial institutions, such as banks and credit unions, by offering instantaneous loan approvals and digital credit platforms.

    However, challenges persist, including regulatory compliance, competition, and managing bad debts and penalties. In the competitive environment, Zopa, Startups, and other fintech companies are leveraging automation, AI technology, and credit history assessments to provide personalized loan solutions. Economic uncertainty and the increasing use of the Internet of Things have heightened aware

  13. Real Estate Market Analysis APAC, North America, Europe, South America,...

    • technavio.com
    Updated Feb 24, 2025
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    Technavio (2025). Real Estate Market Analysis APAC, North America, Europe, South America, Middle East and Africa - US, China, Japan, India, South Korea, Australia, Canada, UK, Germany, Brazil - Size and Forecast 2025-2029 [Dataset]. https://www.technavio.com/report/real-estate-market-analysis
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    Dataset updated
    Feb 24, 2025
    Dataset provided by
    TechNavio
    Authors
    Technavio
    Time period covered
    2021 - 2025
    Area covered
    Australia, Japan, Canada, United Kingdom, United States, Germany, Europe, South Korea, Brazil, Global
    Description

    Snapshot img

    Real Estate Market Size 2025-2029

    The real estate market size is forecast to increase by USD 1,258.6 billion at a CAGR of 5.6% between 2024 and 2029.

    The market is experiencing significant shifts and innovations, with both residential and commercial sectors adapting to new trends and challenges. In the commercial realm, e-commerce growth is driving the demand for logistics and distribution centers, while virtual reality technology is revolutionizing property viewings. Europe's commercial real estate sector is witnessing a rise in smart city development, incorporating LED lighting and data centers to enhance sustainability and efficiency. In the residential sector, wellness real estate is gaining popularity, focusing on health and well-being. Real estate software and advertising services are essential tools for asset management, streamlining operations, and reaching potential buyers. Regulatory uncertainty remains a challenge, but innovation in construction technologies, such as generators and renewable energy solutions, is helping mitigate risks.
    

    What will be the Size of the Real Estate Market During the Forecast Period?

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    The market continues to exhibit strong activity, driven by rising population growth and increasing demand for personal household space. Both residential and commercial sectors have experienced a rebound in home sales and leasing activity. The trend towards live-streaming rooms and remote work has further fueled demand for housing and commercial real estate. Economic conditions and local market dynamics influence the direction of the market, with interest rates playing a significant role in investment decisions. Fully furnished, semi-furnished, and unfurnished properties, as well as rental properties, remain popular options for buyers and tenants. Offline transactions continue to dominate, but online transactions are gaining traction.
    The market encompasses a diverse range of assets, including land, improvements, buildings, fixtures, roads, structures, utility systems, and undeveloped property. Vacant land and undeveloped property present opportunities for investors, while the construction and development of new housing and commercial projects contribute to the market's overall growth.
    

    How is this Real Estate Industry segmented and which is the largest segment?

    The industry research report provides comprehensive data (region-wise segment analysis), with forecasts and estimates in 'USD billion' for the period 2025-2029, as well as historical data from 2019-2023 for the following segments.

    Type
    
      Residential
      Commercial
      Industrial
    
    
    Business Segment
    
      Rental
      Sales
    
    
    Manufacturing Type
    
      New construction
      Renovation and redevelopment
      Land development
    
    
    Geography
    
      APAC
    
        China
        India
        Japan
        South Korea
    
    
      North America
    
        Canada
        US
    
    
      Europe
    
        Germany
        UK
    
    
      South America
    
        Brazil
    
    
      Middle East and Africa
    

    By Type Insights

    The residential segment is estimated to witness significant growth during the forecast period.
    

    The market encompasses the buying and selling of properties designed for dwelling purposes, including buildings, single-family homes, apartments, townhouses, and more. Factors fueling growth in this sector include the increasing homeownership rate among millennials and urbanization trends. The Asia Pacific region, specifically China, dominates the market due to escalating homeownership rates. In India, the demand for affordable housing is a major driver, with initiatives like Pradhan Mantri Awas Yojana (PMAY) spurring the development of affordable housing projects catering to the needs of lower and middle-income groups. The commercial real estate segment, consisting of office buildings, shopping malls, hotels, and other commercial properties, is also experiencing growth.

    Furthermore, economic and local market conditions, interest rates, and investment opportunities in fully furnished, semi-furnished, unfurnished properties, and rental properties influence the market dynamics. Technological integration, infrastructure development, and construction projects further shape the real estate landscape. Key sectors like transportation, logistics, agriculture, and the e-commerce sector also impact the market.

    Get a glance at the market report of share of various segments Request Free Sample

    The Residential segment was valued at USD 1440.30 billion in 2019 and showed a gradual increase during the forecast period.

    Regional Analysis

    APAC is estimated to contribute 64% to the growth of the global market during the forecast period.
    

    Technavio's analysts have elaborately explained the regional trends and drivers that shape the market during the forecast period.

    For more insights on the market share of various regions, Request Free Sample

    The Asia Pacific region holds the largest share of The market, dr

  14. B

    Brazil Public Sector: State Government: Uses: External Interest Rate

    • ceicdata.com
    Updated Feb 15, 2025
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    CEICdata.com (2025). Brazil Public Sector: State Government: Uses: External Interest Rate [Dataset]. https://www.ceicdata.com/en/brazil/public-sector-uses-and-sources-state-government/public-sector-state-government-uses-external-interest-rate
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    Dataset updated
    Feb 15, 2025
    Dataset provided by
    CEICdata.com
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    May 1, 2018 - Apr 1, 2019
    Area covered
    Brazil
    Variables measured
    Government Budget
    Description

    Brazil Public Sector: State Government: Uses: External Interest Rate data was reported at 353.988 BRL mn in Apr 2019. This records a decrease from the previous number of 434.557 BRL mn for Mar 2019. Brazil Public Sector: State Government: Uses: External Interest Rate data is updated monthly, averaging 56.034 BRL mn from Jan 2001 (Median) to Apr 2019, with 220 observations. The data reached an all-time high of 519.292 BRL mn in Dec 2018 and a record low of 3.362 BRL mn in Jan 2016. Brazil Public Sector: State Government: Uses: External Interest Rate data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Government and Public Finance – Table BR.FA028: Public Sector: Uses and Sources: State Government.

  15. Credit Unions in the US - Market Research Report (2015-2030)

    • ibisworld.com
    Updated Sep 7, 2019
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    IBISWorld (2019). Credit Unions in the US - Market Research Report (2015-2030) [Dataset]. https://www.ibisworld.com/united-states/market-research-reports/credit-unions-industry/
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    Dataset updated
    Sep 7, 2019
    Dataset authored and provided by
    IBISWorld
    Time period covered
    2015 - 2030
    Area covered
    United States
    Description

    Credit unions have experienced growth in recent years, stemming from increased membership and elevated interest rates throughout the period. The industry experienced improving macroeconomic conditions over the past five years, credit unions benefitted from increased consumer borrowing. Although at the onset of the period the industry was negatively impacted by economic volatility. Economic uncertainty led consumers to limit spending, while interest rates declined because the Federal Reserve lowered the Federal Funds Rate to the zero-bound range. Revenue climbed marginally by 0.2% in 2020. However, as the Federal Reserve raised interest rates in an attempt to curb inflation in 2022, industry revenue benefited. The industry experienced greater interest income demand although loan volumes were limited. However, in the latter part of the period the Fed slashed interest rates as inflationary pressures eased, hindering interest income but boosting loan demand volumes. Overall, industry revenue swelled at a CAGR of 2.1% to $113.1 billion over the past five years, including a 1.6% jump in 2025 alone. Industry profit has also climbed due to greater interest income revenue and will comprise 19.9% of revenue in 2025. Changes in the regulatory environment have and will continue to shape the direction of this industry. Greater demand for credit unions increases their systemic importance to the overall economy. These intermediaries are federally insured, so any liquidity crisis requiring federal intervention would burden taxpayers. Legislation dictating stricter capital requirements has been passed under the National Credit Union Association's Risk-Based Capital Final Rule despite lobbying and opposition. Despite an intensified regulatory landscape, industry revenue is expected to expand at a CAGR of 0.8% to $118.0 billion over the five years to 2030. As the economy settles back to normal, consumer borrowing activity is expected to mount. The industry is also likely to endure greater competition from commercial banks, as their improving customer satisfaction threatens credit union membership. Despite this challenge, credit unions are expected to continue to receive strong demand for mortgages as the rate of a 30-year conventional mortgage is expected to decline over the next five years.

  16. Prediction of 10 year U.S. Treasury note rates 2019-2025

    • flwrdeptvarieties.store
    • statista.com
    Updated Mar 18, 2025
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    Statista Research Department (2025). Prediction of 10 year U.S. Treasury note rates 2019-2025 [Dataset]. https://flwrdeptvarieties.store/?_=%2Fstudy%2F17880%2Fmortgage-industry-of-the-united-states--statista-dossier%2F%23zUpilBfjadnL7vc%2F8wIHANZKd8oHtis%3D
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    Dataset updated
    Mar 18, 2025
    Dataset provided by
    Statistahttp://statista.com/
    Authors
    Statista Research Department
    Description

    In December 2024, the yield on a 10-year U.S. Treasury note was 4.39 percent, forecasted to decrease to reach 3.27 percent by August 2025. Treasury securities are debt instruments used by the government to finance the national debt. Who owns treasury notes? Because the U.S. treasury notes are generally assumed to be a risk-free investment, they are often used by large financial institutions as collateral. Because of this, billions of dollars in treasury securities are traded daily. Other countries also hold U.S. treasury securities, as do U.S. households. Investors and institutions accept the relatively low interest rate because the U.S. Treasury guarantees the investment. Looking into the future Because these notes are so commonly traded, their interest rate also serves as a signal about the market’s expectations of future growth. When markets expect the economy to grow, forecasts for treasury notes will reflect that in a higher interest rate. In fact, one harbinger of recession is an inverted yield curve, when the return on 3-month treasury bills is higher than the ten year rate. While this does not always lead to a recession, it certainly signals pessimism from financial markets.

  17. Global Structured Trade Finance in Energy Sector market size is USD XX...

    • cognitivemarketresearch.com
    pdf,excel,csv,ppt
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    Cognitive Market Research, Global Structured Trade Finance in Energy Sector market size is USD XX million in 2024. [Dataset]. https://www.cognitivemarketresearch.com/structured-trade-finance-in-energy-sector-market-report
    Explore at:
    pdf,excel,csv,pptAvailable download formats
    Dataset authored and provided by
    Cognitive Market Research
    License

    https://www.cognitivemarketresearch.com/privacy-policyhttps://www.cognitivemarketresearch.com/privacy-policy

    Time period covered
    2021 - 2033
    Area covered
    Global
    Description

    According to Cognitive Market Research, the global Structured Trade Finance in Energy Sectormarket size is USD XX million in 2024. It will expand at a compound annual growth rate (CAGR) of 5.20% from 2024 to 2031.

    North America held the major market share for more than 40% of the global revenue with a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 3.4% from 2024 to 2031.
    Europe accounted for a market share of over 30% of the global revenue with a market size of USD XX million.
    Asia Pacific held a market share of around 23% of the global revenue with a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 7.2% from 2024 to 2031.
    Latin America had a market share for more than 5% of the global revenue with a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 4.6% from 2024 to 2031.
    Middle East and Africa hada market share of around 2% of the global revenue and was estimated at a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 4.9% from 2024 to 2031.
    The Traders are the dominant end users in the Structured Trade Finance in the Energy Sector market. Traders play a crucial role in the energy sector by facilitating the movement of energy commodities between producers and consumers.
    

    Market Dynamics of Structured Trade Finance in Energy Sector Market

    Key Drivers for Structured Trade Finance in Energy Sector Market

    Rising Demand for Energy Resources to Increase the Demand Globally

    The global demand for energy resources has been escalating, driven by rapid industrialization, urbanization, and population growth. As countries strive to meet their energy needs, the structured trade finance market in the energy sector is experiencing significant growth. Structured trade finance solutions facilitate large-scale transactions, mitigate risks, and enhance liquidity, making them essential for financing energy projects. This rising demand for energy resources necessitates substantial capital investments, which structured trade finance effectively supports by offering customized financial instruments that align with the complex nature of energy trade and projects.

    Increasing Focus on Renewable Energy to Propel Market Growth

    The shift towards renewable energy sources is another crucial driver in the structured trade finance market for the energy sector. Governments and corporations worldwide are increasingly investing in renewable energy projects to reduce carbon emissions and combat climate change. Structured trade finance provides the necessary financial backing to these projects by offering tailored solutions that address the unique challenges of renewable energy investments. These include long project lifecycles, regulatory complexities, and the need for substantial upfront capital. As the renewable energy sector expands, the demand for structured trade finance solutions continues to rise, facilitating the transition to a sustainable energy future.

    Restraint Factor for the Structured Trade Finance in Energy Sector Market

    Regulatory Compliance and Legal Challenges to Limit the Sales

    One significant restraint for the Structured Trade Finance in the Energy Sector market is regulatory compliance and legal challenges. The energy sector operates under stringent regulations and varying legal frameworks across different regions, creating complexities for trade finance structures. Compliance with environmental laws, financial regulations, and international trade policies demands extensive due diligence and increases transaction costs. Additionally, navigating through the legal intricacies of cross-border trade can delay financing processes and pose risks related to sanctions, tariffs, and trade restrictions. These factors collectively hinder the seamless execution of structured trade finance, limiting market growth.

    Impact of Covid-19 on the Structured Trade Finance in Energy Sector Market

    The COVID-19 pandemic significantly disrupted the structured trade finance market in the energy sector, leading to increased volatility and uncertainty. As global lockdowns and travel restrictions stifled demand for energy, prices for commodities like oil plummeted, creating a liquidity crunch for many energy companies. This, in turn, heightened the risk profile of the sector, making financiers more cautious and leading to ...

  18. US Residential Construction Market Analysis, Size, and Forecast 2025-2029

    • technavio.com
    Updated Jan 6, 2025
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    Technavio (2025). US Residential Construction Market Analysis, Size, and Forecast 2025-2029 [Dataset]. https://www.technavio.com/report/residential-construction-market-industry-analysis
    Explore at:
    Dataset updated
    Jan 6, 2025
    Dataset provided by
    TechNavio
    Authors
    Technavio
    Time period covered
    2021 - 2025
    Area covered
    United States
    Description

    Snapshot img

    US Residential Construction Market Size 2025-2029

    The residential construction market size in the US is forecast to increase by USD 242.9 million at a CAGR of 4.5% between 2024 and 2029.

    The residential construction market is experiencing significant growth, driven by several key factors. Firstly, the increasing household formation rates in the US continue to fuel demand for new housing units. Secondly, there is a rising focus on sustainability in residential construction projects, with homebuilders increasingly adopting energy-efficient and eco-friendly building materials and practices.
    However, the market also faces challenges, including a shortage of skilled labor for large-scale residential real estate projects, which can impact project timelines and budgets. These trends and challenges are shaping the future of the residential construction industry in the US.
    

    What will be the US Residential Construction Market Size During the Forecast Period?

    Request Free Sample

    The residential construction market is experiencing a significant shift as the affordable housing trend gains momentum. The Federal Reserve's decision to keep the federal funds rate low has contributed to a decrease in mortgage rates, making it an opportune time for home buyers to enter the market. However, the housing supply remains a concern, with construction spending in the residential investment sector showing only modest growth. The labor market's current state is another factor influencing the residential construction industry. With a low unemployment rate, there is a high demand for labor, leading to increased wages and, in turn, higher construction costs.
    Inflation also poses a challenge, as it erodes the purchasing power of home buyers and builders alike. The economy's overall health plays a crucial role in the residential construction market's dynamics. A strong economy typically leads to increased demand for new homes, as evidenced by the double-digit growth in housing starts and building permits for single-family homes. However, a recession can lead to a significant decrease in construction activity, as seen in the cancellation rate of housing projects. The Federal Reserve's interest rate decisions, inflation, and the economy's health all impact the residential construction market. Affordable housing programs, such as housing choice vouchers and fair housing programs, play a vital role in ensuring access to housing for a broader population. The construction sectors must navigate these market dynamics to remain competitive and meet the demand for new homes.
    The US residential construction market is seeing significant shifts, driven by various housing market trends. Sustainable homebuilding practices are gaining momentum, with a focus on energy-efficient homes and green building materials. Modular construction and prefab housing are becoming increasingly popular for their cost-effective and timely solutions. Urban redevelopment projects are revitalizing city areas, while suburban expansion is fueling demand for new homes. Affordable housing projects are crucial in addressing housing shortages, and real estate investment continues to thrive in these sectors. Smart home integration is also on the rise, with luxury home construction embracing high-tech features. The impact of mortgage rates, coupled with multifamily housing growth and home renovation demand, adds complexity to the market's dynamics.
    

    How is this market segmented and which is the largest segment?

    The market research report provides comprehensive data (region-wise segment analysis), with forecasts and estimates in 'USD million' for the period 2025-2029, as well as historical data from 2019-2023 for the following segments.

    Product
    
      Apartments and condominiums
      Villas
      Other types
    
    
    Type
    
      New construction
      Renovation
    
    
    Application
    
      Single family
      Multi-family
    
    
    Geography
    
      US
    

    By Product Insights

    The apartments and condominiums segment is estimated to witness significant growth during the forecast period.
    

    The residential construction market in the US is experiencing growth in the apartment and condominium sectors, driven by shifting preferences and lifestyle choices. Urbanization is a significant factor fueling this trend, as more individuals opt for the conveniences and amenities offered in urban areas. As a result, developers are constructing modern, sustainable, and community-focused living spaces in the form of high-rise apartment buildings and condominium complexes. These structures cater to various demographics, including intergenerational groups and younger generations, reflecting diverse living circumstances. The labor economy and vaccination rates have also contributed to the continued activity in the residential sector, allowing for steady progress in construction projects. While the non-residential sector has faced challenges, the residential sector remains a vi

  19. Autonomous Construction Equipment market size will be $15,543.07 Million by...

    • cognitivemarketresearch.com
    pdf,excel,csv,ppt
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    Cognitive Market Research, Autonomous Construction Equipment market size will be $15,543.07 Million by 2028! [Dataset]. https://www.cognitivemarketresearch.com/autonomous-construction-equipment-market-report
    Explore at:
    pdf,excel,csv,pptAvailable download formats
    Dataset authored and provided by
    Cognitive Market Research
    License

    https://www.cognitivemarketresearch.com/privacy-policyhttps://www.cognitivemarketresearch.com/privacy-policy

    Time period covered
    2021 - 2033
    Area covered
    Global
    Description

    As per Cognitive Market Research's latest published report, the Global Autonomous Construction Equipment market size will be $15,543.07 Million by 2028. Autonomous Construction Equipment Industry's Compound Annual Growth Rate will be 10.14% from 2023 to 2030.

    The North America Autonomous Construction Equipment market size is expected market to reach USD 4,420.45 Million by 2028.
    

    Factors Impacting on Autonomous Construction Equipment Market

    Rising Building & Construction industry
    

    Global Building & Construction industry is particularly creating a positive impact and this industry is expected to grow above global gross domestic product (GDP) growth over the next decade. The building and construction sectors are some of the largest sectors in the world economy.

    Building & Construction industry spending worldwide amounted to 11.4 trillion U.S. dollars. Building & Construction expenditures are expected to reach 14 trillion U.S. dollars in 2025. This investment can increase the development activities of autonomous construction equipment.

    Furthermore, the global building & construction industry gets opportunities in residential, non-residential, and infrastructure. The main reason behind this growth is increasing housing starts and rising infrastructure due to the increasing urbanization and the growing population.

    Additionally, there are some factors that help to grow this industry such as population increase in emerging countries, necessary upgrades to infrastructure in developed countries, and the trend toward increased residential development.

    The continuous economic growth in various emerging and developed countries is adding lucrative financing deals with low-interest rates, which is anticipated to boost the revenues of the residential building sector.

    The rising demand from the road sector and commercial infrastructure also gradually enhances the demand for autonomous construction equipment. These are extremely useful on a construction site because of their versatile nature. They are adaptable which saves a lot of time and labor. Their versatileness comes from the attachments which need to be chosen correctly according to the job at hand.

    Hence, the rising construction and building sector across the globe boosts the growth of the autonomous construction equipment market.

    Restraints for Autonomous Construction Equipment Market

    Cyber security issues (Access Detailed Analysis in the Full Report Version)
    

    Opportunities for Autonomous Construction Equipment Market

    Adoption of Technologies in Construction Industries (Access Detailed Analysis in the Full Report Version)
    

    What is Autonomous Construction Equipment?

    Automated construction equipment is equipment that requires minimum or no manpower for the operation of vehicles. Construction work is well-suited for autonomous machinery. Most tasks are repetitive, physical, precise, and time-sensitive, and they don't require any creative or out-of-the-box thinking. Hence, the manufacturers can automate these types of jobs first.

    Autonomous construction equipment such as dozers, excavators, load carriers, and haul trucks can be employed on the construction site to excavate and grade dirt. The rovers are a smaller type of autonomous or semi-autonomous construction vehicle. They can follow workers carrying tools and materials around the construction site.

    Small robots, such as drones, are perhaps the most popular kind of construction automation. Drones are used by many construction teams to survey job sites. In 20 minutes, these airborne robots can collect more data than a week of traditional measurement. This incredible speed cuts project completion time in half, and the data's richness can indicate possible risks, boosting safety.

    The types of autonomous construction equipment include earthmoving equipment, material handling equipment, and concrete & road construction equipment. These autonomous construction types of equipment are either partial/semi-autonomous or fully autonomous that are widely used in road construction, building construction, and many other applications.

    Large, autonomous haul trucks are currently used on mining sites in some countries. Other autonomous vehicles are currently being tested in construction, and will probably be available on the market within a few years.

    Large, self-driving haul ...

  20. Information in the US - Market Research Report (2015-2030)

    • ibisworld.com
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    Information in the US - Market Research Report (2015-2030) [Dataset]. https://www.ibisworld.com/united-states/market-research-reports/information-sector/
    Explore at:
    Dataset authored and provided by
    IBISWorld
    Time period covered
    2014 - 2029
    Area covered
    United States
    Description

    The Information sector creates and distributes media content to US consumers and businesses. The Information sector responds to trends in household formation, which influences subscription volumes to communications services advertising expenditure, which generates nearly one-fourth of sector revenue, as well as consumer incomes and spending habits, which influence the extent to which households purchase discretionary entertainment products. The Information sector also sells some products and services directly to businesses and is influenced to a lesser extent by trends in corporate profit and business sentiment. The accelerated pace of digital transformation has fueled industry growth. As remote work and online learning became the norm, the demand for robust digital infrastructure and cloud services skyrocketed. This shift wasn't limited to cloud services alone, internet providers flourished spurred by the advent of 5G technology. Through the end of 2024, sector revenue will expand at a CAGR of 2.7% to reach $2.4 trillion, including a boost of 1.9% in 2024. Although consumer demand for media is generally steady and the Information sector has expanded consistently, revenue flows within the sector are uneven and determined by technology trends. Substantial expansion through the end of 2024 has stemmed from a proliferation of new consumer devices. However, most of the expansion has been concentrated on online publishing and data processing at the expense of more traditional information subsectors. For example, new digital channels have detracted from print advertising expenditure, which has dipped during the current period and curtailed print publishing. An expansion in mobile devices and the emergence of online streaming services have made consumers less reliant on more traditional communication services like wired voice, broadband internet and cable TV. Looking ahead, the information sector is poised for sustained growth over the next five years, fueled by rising consumer spending and private investment. As the economy recovers and interest rates stabilize, disposable incomes are poised to climb, allowing households to avail themselves of more digital subscriptions and services. The rollout of 5G will further augment mobile internet usage, potentially challenging wired broadband alternatives. Traditional media companies will continue to pivot to online platforms and streaming services, aiming to retain and expand their audience. Through the end of 2029, the Information sector revenue will strengthen at a CAGR of 2.2% to reach $2.7 trillion.

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IBISWorld (2024). Pension Funding in Denmark - Market Research Report (2015-2030) [Dataset]. https://img3.ibisworld.com/denmark/industry/pension-funding/200277/
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Pension Funding in Denmark - Market Research Report (2015-2030)

Explore at:
Dataset updated
Mar 15, 2024
Dataset authored and provided by
IBISWorld
Time period covered
2014 - 2029
Area covered
Denmark
Description

In the decade after the 2008 financial crisis, pension providers across faced challenging conditions thanks to interest rates falling to historical lows, affecting the returns on fixed-income investments, like bonds. However, despite interest rates picking up in recent years amid the inflationary environment, headwinds remain. Revenue is expected to drop at a compound annual rate of 4.2% over the five years through 2024 to €793 billion, including a forecast fall of 1.8% in 2024. Profit has also edged downwards due to rising interest rates hitting equity and bond markets, though the average industry profit margin still stands strong, at an estimated 43.5% in 2024. Pension providers invest the contributions of policyholders into investment markets like bonds and equity, with the aim of making sure their assets can meet their liabilities – the benefits paid to retirees. Pension funds invest heavily in bond markets due to their relatively low risk and low volatility. However, this type of fixed-income investment has struggled since 2022 in the rising base rate environment, which saw yields skyrocket and bond prices plummet, hitting investment income. Equity markets, an asset class that traditionally performed inversely to bonds when interest rates were low, also performed poorly, stunted by muted economic growth and rock bottom investor sentiment. However, at the tail end of 2023, optimism picked up, with investors pricing in rate cuts, a scenario that should support economic growth and, in turn, equity markets. Bond markets also experienced considerable capital inflows as investors looked to lock in higher yields before they fell in line with a declining interest rates. Revenue is anticipated to climb at a compound annual rate of 3% over the five years through 2029 to €919.2 billion, while the average industry profit margin is estimated to swell to 45.1%. Investment returns are set to improve in the short term as markets benefit from interest rate cuts and improving economic conditions. However, an ageing population will remain a concern for pension providers as more people retire and claim their retirement benefits, ratcheting up liabilities.

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