The benchmark interest rate in South Africa was last recorded at 6.75 percent. This dataset provides - South Africa Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Central Bank Rates: Total for South Africa (IRSTCB01ZAQ156N) from Q1 1960 to Q4 2023 about South Africa, overnight, interest rate, banks, depository institutions, interest, and rate.

Monthly and long-term South Africa Interest Rate data: historical series and analyst forecasts curated by FocusEconomics.

Key information about South Africa Short Term Interest Rate

• South Africa Short Term Interest Rate: Month End: Treasury Bills Rate: 91 Days was reported at 6.66 % pa in Nov 2025, compared with 6.84 % pa in the previous month.
• South Africa Short Term Interest Rate data is updated monthly, available from Dec 1980 to Nov 2025.
• The data reached an all-time high of 11.00 % pa in Feb 2012 and a record low of 3.00 % pa in Oct 2025.
• Short Term Interest Rate is reported by reported by South African Reserve Bank.

• In the latest reports, South Africa Government Bond Yield: Month End: 10 Years and Over was reported at 8.98 % pa in Nov 2025.
• The cash rate (Policy Rate: Month End: Repo Rate) was set at 6.75 % pa in Nov 2025.
• South Africa Exchange Rate against USD averaged 17.27 (USD/ZAR) in Oct 2025.

FocusEconomics' economic data is provided by official state statistical reporting agencies as well as our global network of leading banks, think tanks and consultancies. Our datasets provide not only historical data, but also Consensus Forecasts and individual forecasts from the aformentioned global network of economic analysts. This includes the latest forecasts as well as historical forecasts going back to 2010. Our global network consists of over 1000 world-renowned economic analysts from which we calculate our Consensus Forecasts. In this specific dataset you will find economic data for South Africa Interest Rate.

Deposit Interest Rate in South Africa decreased to 7.22 percent in August from 7.36 percent in July of 2025. This dataset includes a chart with historical data for Deposit Interest Rate in South Africa.

Actual value and historical data chart for South Africa Real Interest Rate Percent

South Africa: Real interest rate: Bank lending rate minus inflation: The latest value from 2024 is 7.49 percent, an increase from 6.39 percent in 2023. In comparison, the world average is 4.99 percent, based on data from 73 countries. Historically, the average for South Africa from 1961 to 2024 is 3.4 percent. The minimum value, -11.01 percent, was reached in 1980 while the maximum of 12.69 percent was recorded in 1998.

This dataset provides values for INTEREST RATE reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

South Africa ZA: Deposit Interest Rate data was reported at 7.245 % pa in 2017. This records an increase from the previous number of 7.172 % pa for 2016. South Africa ZA: Deposit Interest Rate data is updated yearly, averaging 6.309 % pa from Dec 2008 (Median) to 2017, with 10 observations. The data reached an all-time high of 11.613 % pa in 2008 and a record low of 5.152 % pa in 2013. South Africa ZA: Deposit Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s South Africa – Table ZA.World Bank.WDI: Interest Rates. Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

South Africa: Interest rates on bank credit to the private sector: The latest value from 2024 is 11.63 percent, an increase from 11.5 percent in 2023. In comparison, the world average is 11.26 percent, based on data from 75 countries. Historically, the average for South Africa from 1960 to 2024 is 12.32 percent. The minimum value, 5.5 percent, was reached in 1963 while the maximum of 22.33 percent was recorded in 1984.

Graph and download economic data for Interest Rates: 3-Month or 90-Day Rates and Yields: Treasury Securities: Total for South Africa (IR3TTS01ZAM156N) from Dec 1980 to Dec 2023 about South Africa, 3-month, Treasury, yield, securities, interest rate, interest, and rate.

Forecast: Bank Lending Interest Rate in South Africa 2022 - 2026 Discover more data with ReportLinker!

Lending Rate in South Africa remained unchanged at 10.50 percent in October. This dataset provides - South Africa Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

South Africa ZA: Real Interest Rate data was reported at 4.584 % pa in 2017. This records an increase from the previous number of 3.451 % pa for 2016. South Africa ZA: Real Interest Rate data is updated yearly, averaging 3.728 % pa from Dec 1961 (Median) to 2017, with 57 observations. The data reached an all-time high of 13.012 % pa in 1998 and a record low of -12.315 % pa in 1980. South Africa ZA: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s South Africa – Table ZA.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

View yearly updates and historical trends for South Africa Real Interest Rate. Source: World Bank. Track economic data with YCharts analytics.

Actual value and historical data chart for South Africa Interest Rate Spread Lending Rate Minus Deposit Rate Percent

Bank deposit interest rate, percent in South Africa, June, 2025 The most recent value is 8.62 percent as of June 2025, no change compared to the previous value of 8.62 percent. Historically, the average for South Africa from January 2001 to June 2025 is 7.95 percent. The minimum of 6.14 percent was recorded in June 2021, while the maximum of 11.7 percent was reached in July 2008. | TheGlobalEconomy.com

Key information about South Africa Policy Rate

• South Africa cash rate (Policy Rate: Month End: Repo Rate) was set at 6.75 % pa in Nov 2025, compared with 7.00 % pa in the previous Oct 2025.
• South Africa Policy Rate averaged 5.00 % pa and is updated monthly, available from Nov 1999 to Nov 2025.
• The data reached an all-time high of 13.50 % pa in May 2003 and a record low of 3.50 % pa in Oct 2021.

• In the latest reports, South Africa Short Term Interest Rate: Month End: Treasury Bills Rate: 91 Days was reported at 6.66 % pa in Nov 2025.
• Its Long Term Interest Rate (Government Bond Yield: Month End: 10 Years and Over) was reported at 8.98 % pa in Nov 2025.
• South Africa Exchange Rate against USD averaged 17.27 (USD/ZAR) in Oct 2025.
• Its Real Effective Exchange Rate was 89.88 in Sep 2025.

Actual value and historical data chart for South Africa Deposit Interest Rate Percent