As of 2021, the market share of advances of the leading South African bank Standard Bank concentrated 24.7 percent of the total value of all bank's advances. Meanwhile, Absa ranked second for the same period, with advances representing nearly 21.3 percent of advances reported that year.

As of 2021, the leading South African bank Standard Bank concentrated 22.5 percent of the total value of all bank's deposits. Meanwhile, FirstRand ranked second for the same period, with deposits representing 21.5 percent of deposits reported that year.

Standard Bank reported ZAR368.19B in Market Capitalization this July of 2025, considering the latest stock price and the number of outstanding shares.Data for Standard Bank | SBK - Market Capitalization including historical, tables and charts were last updated by Trading Economics this last July in 2025.

Standard Bank stock price, live market quote, shares value, historical data, intraday chart, earnings per share and news.

The South African banking sector is dominated by five major banks, Absa, Investec, Nedbank, FirstRand, and Standard Bank Group. As of March 2023, almost 90 percent of the country's banking assets were held by those banks. Furthermore, local branches of foreign banks had just over six percent of the banking sector's total assets.

South Africa's ******************* was the largest bank in Africa as of 2024, with total assets worth nearly *** billion U.S. dollars. Operating in 20 countries on the continent, the bank group also led the African banking sector by tier 1 capital. Ranking as the second-biggest bank in Africa, the National Bank of Egypt accumulated an asset value of around *** billion U.S. dollars in 2021. Overall, South Africa concentrated four out of the top 10 institutions with the largest assets in Africa. Main banking markets As of 2021, the total assets of the banking sector in Sub-Saharan Africa corresponded to **** percent of the region's GDP. The ratio, which offers an insight into the relationship between services provided by banks and the economy' size, increased substantially compared to previous years. Among countries, South Africa dominates the African banking industry with financial assets worth around *** billion U.S. dollars in 2021. Additionally, the aggregate tier 1 capital of major South African banks reached roughly **** billion U.S. dollars in 2022. North African nations, such as Egypt and Morocco, follow as main players in Africa’s banking sector. Financial inclusion has improved in Africa Around **** out of 10 Africans had a bank account in 2023, according to Statista forecasts. The banking penetration rate on the continent almost doubled compared to 2013 and might keep increasing in the coming years. By 2025, the share of people with a bank account is expected to reach ** percent. Among financial institutions, the Standard Bank Group and the National Bank of Egypt counted the highest number of customers in Africa, each with around ** million clients in 2020.

The Transactional Banking (TB) market exhibits robust growth, driven by the increasing adoption of digital payment solutions, globalization of trade, and the expanding need for efficient cross-border transactions. Let's assume, for illustrative purposes, a 2025 market size of $500 billion (this is an estimated value based on typical market sizes for related financial services sectors and is not presented as factual data). With a Compound Annual Growth Rate (CAGR) of, let's assume, 7% (again, a reasonable estimate given industry trends), the market is projected to reach approximately $750 billion by 2033. This significant expansion is fueled by several key factors. The rise of e-commerce and mobile payments is revolutionizing how businesses and consumers conduct transactions, creating a surge in demand for streamlined and secure TB services. Furthermore, the increasing complexity of international trade necessitates robust transactional banking infrastructure to manage cross-border payments and mitigate associated risks. The ongoing digital transformation within the banking sector itself is also a major catalyst, with institutions investing heavily in advanced technologies such as AI and blockchain to enhance efficiency and security. However, the growth trajectory is not without its challenges. Regulatory scrutiny, particularly concerning anti-money laundering (AML) and know-your-customer (KYC) compliance, poses a significant hurdle for TB providers. Cybersecurity threats remain a persistent concern, demanding significant investments in robust security measures. Additionally, competition is fierce, with established players and FinTech startups vying for market share. Despite these restraints, the long-term outlook for the Transactional Banking market remains positive, driven by the unstoppable march towards digitalization and globalization, creating ample opportunities for established banks and innovative fintech companies alike. The key to success will lie in adapting to evolving customer needs, embracing technological advancements, and navigating the increasingly complex regulatory landscape effectively.

Standard Bank Group was the leading banking service provider in South Africa in terms of assets. In 2023, the assets owned by the bank were around 169.9 billion U.S. dollars. FirstRand and Absa Bank followed, with assets of around 93.4 billion and 87.1 billion U.S. dollars, respectively.

The global trade finance market, valued at $65.69 billion in 2025, is projected to experience robust growth, driven by a Compound Annual Growth Rate (CAGR) of 4.24% from 2025 to 2033. This expansion is fueled by several key factors. The increasing globalization of businesses necessitates efficient and secure financial solutions for international trade transactions. The rise of e-commerce and digitalization within the financial sector is streamlining processes and reducing transaction costs, thereby boosting market adoption. Furthermore, supportive government policies aimed at promoting international trade in various regions contribute to the market's positive trajectory. Growing demand for supply chain finance solutions, aimed at improving cash flow management and optimizing working capital for businesses involved in international trade, further propels market growth. Banks remain dominant players, but the increasing participation of trade finance companies and insurance providers signals a shift towards a more diversified market structure. However, the market also faces certain challenges. Geopolitical instability and fluctuations in global exchange rates can significantly impact trade volumes and consequently, the demand for trade finance services. Stringent regulatory compliance requirements, particularly concerning anti-money laundering (AML) and know-your-customer (KYC) regulations, impose significant costs on financial institutions, potentially dampening market growth. Moreover, credit risks associated with international transactions and the potential for fraud continue to be major concerns. Despite these challenges, the long-term outlook for the trade finance market remains positive, driven by the continued growth of global trade and technological advancements that enhance security and efficiency. The market's segmentation by service provider allows for specialized offerings tailored to specific client needs, fostering further growth and innovation. Recent developments include: September 2023 - Standard Chartered Bank, a multinational bank, launched a sustainable trade loan offering for financial institutions. It will assist financial institutions in providing liquidity associated with sustainable development in the most needed areas., April 2022 – The Asian Development Bank signed a deal with Axis Bank Limited worth up to USD 150 million to work together to expand supply chain financing for small and medium-sized businesses. The Asian Development Bank will guarantee loans made by Axis Bank to assist supply chain finance for impact sectors under the terms of its Trade and Supply Chain Finance Programme (TSCFP).. Key drivers for this market are: Rise In Global Trade Drives The Market, Increasing Investments And Innovations In Fintech Drives The Market. Potential restraints include: Rise In Global Trade Drives The Market, Increasing Investments And Innovations In Fintech Drives The Market. Notable trends are: Globalization And Increased International Trade Drives the Market.

The Hong Kong Trade Finance market, valued at $57 million in 2025, is projected to experience robust growth, driven by the city's strategic position as a global financial hub and a gateway to mainland China. The 6.50% CAGR indicates a significant expansion over the forecast period (2025-2033). Key drivers include increasing international trade, particularly within Asia-Pacific, the burgeoning e-commerce sector facilitating digital trade finance solutions, and supportive government policies aimed at strengthening Hong Kong's financial infrastructure. Growth will likely be fueled by banks like Bank of China, Standard Chartered, and HSBC, leveraging their established networks and expertise. While the market faces potential restraints such as geopolitical uncertainties and global economic fluctuations, the resilience of Hong Kong's financial system and its proactive adaptation to technological advancements in trade finance suggest continued expansion. The segmentation reveals a dynamic interplay between service providers (banks holding a dominant share, followed by trade finance companies and insurance companies) and application (with international trade likely outweighing domestic due to Hong Kong's role as an international trade facilitator). The Asia-Pacific region, particularly mainland China, will remain a crucial market for Hong Kong-based trade finance providers. The projected growth trajectory suggests that by 2033, the market size could exceed $100 million. This optimistic outlook is tempered by the inherent volatility of the global financial landscape. However, Hong Kong’s ongoing efforts to enhance its fintech capabilities and solidify its position within regional trade routes should mitigate potential risks and contribute to sustained market expansion. The consistent involvement of major international and regional banks underscores the market's stability and its attractiveness to substantial investment. Further analysis focusing on specific segments and regional contributions would yield a more granular understanding of the market’s future dynamics. Recent developments include: August 2023: Hang Seng Bank increased its presence in the cross-border wealth management sector by leveraging the "Wealth Connect" system, which connects mainland China, Hong Kong, and the Greater Bay Area., May 2023: Standard Chartered successfully finalized the acquisition of RBC Investor Services Trust in Hong Kong, integrating it into a newly authorized entity known as Standard Chartered Trustee (Hong Kong) Ltd.. Key drivers for this market are: Accelerated Digital Adoption is Driving the Market, Economic Conditions. Potential restraints include: Accelerated Digital Adoption is Driving the Market, Economic Conditions. Notable trends are: Technological Advancements and Digitalization are Driving the Market.

Over the five years through 2024-25, UK banks' revenue is expected to climb at a compound annual rate of 1.7% to £128.6 billion, including an anticipated hike of 2% in 2024-25. After the financial crisis in 2007-08, low interest rates limited banks' interest in loans, hitting income. At the same time, a stricter regulatory environment, including increased capital requirements introduced under the Basel III banking reforms and ring-fencing regulations, constricted lending activity. To protect their profitability, banks such as Lloyds have shut the doors of many branches and made substantial job cuts. Following the COVID-19 outbreak, the Bank of England adopted aggressive tightening of monetary policy, hiking interest rates to rein in spiralling inflation. The higher base rate environment lifted borrowing costs, driving interest income for banks, who reported skyrocketing profits in 2023-24. Although profit grew markedly, pressure to pass on higher rates to savers and fierce competition weighed on net interest income at the tail end of the year, the difference between interest paid and interest received. UK banks are set to continue performing well in 2024-25 as the higher interest rate environment maintains healthy interest income, aiding revenue growth. However, net interest income is set to dip marginally due to higher deposit costs and narrow margins on mortgage loans. With further rate cuts priced into markets, savings rates will drop in 2024-25, stemming the drop in net interest income. Over the five years through 2029-30, industry revenue is forecast to swell at a compound annual rate of 3.3% to reach £151.1 billion. Regulatory restrictions, tougher stress tests and stringent lending criteria will also hamper revenue growth. Competition is set to remain fierce – both internally from lenders that deliver their services exclusively via digital channels and externally from alternative finance providers, like peer-to-peer lending platforms. The possibility of legislation like the Edinburgh reforms will drive investment and lending activity in the coming years, if introduced. However, concerns surrounding the repercussions of less stringent capital requirements and the already fragile nature of the UK financial system pose doubt as to whether any significant changes will be made.

Some of the recent competitor trends and key information about competitors include: The South Africa auto finance market is moderately consolidated, with a few dominant players led by major commercial banks and captive finance entities. However, the growing presence of non-banking financial companies (NBFCs) and digital lending platforms is gradually reshaping the competitive dynamics, especially in underserved and informal segments. Key players includeWesBank, Standard Bank Vehicle and Asset Finance, Absa Vehicle Finance, MFC (Nedbank Division), Toyota Financial Services, andSA Taxi Finance. Competitive Landscape in South Africa Auto Finance Market

Revenue-Based Financing Market size was valued at USD 245.86 Billion in 2024 and is projected to reach USD 6692.41 Billion by 2031, growing at a CAGR of 59.70 % from 2024 to 2031.

Key Market Drivers Flexibility in Repayment: RBF allows firms to repay borrowed cash as a percentage of their revenue, providing greater flexibility than fixed loan installments. This strategy is especially appealing for startups and SMEs with changing earnings since it gives them the financial breathing room to expand without the strain of consistent repayment amounts. Non-Dilutive Capital: Unlike equity financing, RBF does not force business owners to sell a portion of their company. This feature is particularly beneficial to founders who want to keep complete control of their company while gaining access to the funds required for expansion, inventory, marketing, or other growth efforts. Faster Funding Process: RBF can be secured more quickly and easily than standard bank loans or equity financing rounds. Because RBF providers often focus on a company's revenue and potential for growth rather than doing lengthy credit checks, businesses can access funding more quickly to capitalize on current growth prospects, hence propelling market growth. Alignment of Interests: RBF suppliers profit when the borrowing business thrives, resulting in a natural alignment of interests. This can result in more cooperative partnerships between bankers and entrepreneurs, with financiers frequently contributing not only financing but also advice, networking opportunities, and strategic counsel to help the business thrive.

The global personal credit card market is projected to reach USD 1,849,590 million by 2033, exhibiting a CAGR of XX% during the forecast period (2025-2033). The market growth can be attributed to the increasing adoption of digital payments, rising disposable income, and the growing popularity of e-commerce. Additionally, the increasing use of personal credit cards for daily consumption, travel, and entertainment is further fueling the market growth. The market is segmented based on type, application, region, and company. By type, the market is categorized into daily consumption, travel, entertainment, and others. Based on application, the market is divided into customers with limited credit card usage, credit card users with low utilization, transactors, customers with high credit card usage, and credit card users with revolving and persistent debt. Geographically, the market is analyzed across North America, South America, Europe, Middle East & Africa, and Asia Pacific. Key players in the market include JPMorgan, Citibank, Bank of America, Wells Fargo, Capital One, American Express, HSBC, Sumitomo Mitsui Banking Corporation, BNP Paribas, State Bank of India, Sberbank, MUFG Bank, Itau Unibanco, Commonwealth Bank, Credit Agricole, Deutsche Bank, Hyundai Card, Al-Rajhi Bank, Standard Bank, Hang Seng Bank, Bank of East Asia, China Merchants Bank, ICBC, China Construction Bank (CCB), Agricultural Bank of China (ABC), Ping An Bank, and Bank of China.

The North American trade finance market, currently experiencing robust growth, is projected to maintain a Compound Annual Growth Rate (CAGR) exceeding 7.5% from 2025 to 2033. This expansion is fueled by several key factors. Increased cross-border trade, particularly within the North American Free Trade Agreement (USMCA) region, fuels demand for efficient and secure financial instruments like Letters of Credit and Bank Guarantees. The rising adoption of digital trade finance solutions, streamlining processes and reducing transaction costs, is another significant driver. Furthermore, the expanding e-commerce sector necessitates sophisticated trade finance mechanisms to manage international transactions effectively. Growth within specific segments, such as documentary credit and services offered by major banks, contributes significantly to the overall market expansion. While regulatory changes and economic fluctuations can pose challenges, the inherent demand for trade finance within a dynamic North American economy is expected to outweigh these restraints. The market's segmentation reveals a diverse landscape. Documentary trade finance, encompassing Letters of Credit and Bank Guarantees, dominates, reflecting a preference for secure transactions, especially in international trade. However, the non-documentary segment is also showing promising growth, driven by the increasing use of technology and trust-based relationships in established trade partnerships. Major banks like Bank of America, Citigroup, and JPMorgan Chase hold significant market share, leveraging their established networks and financial strength. However, specialized trade finance companies and insurance providers are also carving a niche for themselves, offering tailored solutions and innovative risk management strategies. Geographic distribution within North America shows a concentration in the US market due to its larger economy and extensive international trade activities. Canada and Mexico represent significant but smaller markets, experiencing steady growth aligned with their economic activity and trade relationships with the US. This insightful report provides a detailed analysis of the North America trade finance market, encompassing the period from 2019 to 2033. With a base year of 2025 and an estimated year of 2025, this comprehensive study offers valuable insights into market size (in millions), growth drivers, challenges, and future trends. The report utilizes data from the historical period (2019-2024) and forecasts market performance from 2025 to 2033, offering a complete picture for investors, businesses, and stakeholders within the trade finance sector. Key players such as Bank of America Corporation, BNP Paribas S A, Citi group Inc, Commerzbank, HSBC, Wells Fargo, JPMorgan Chase & Co, Mitsubishi UFJ Financial Inc, Santander Bank, Scotiabank, and Standard Chartered Bank are profiled, though the list is not exhaustive. Recent developments include: December 2022: Komgo acquired U.S.-based GlobalTrade Corporation. The two companies provide trade finance digitization solutions to over 120 multinational clients, helping them connect to sources of financing., November 2021: Ripple announced the launch of Ripple Liquidity Hub for US banks and fintech firms, which allows users to invest in and trade cryptocurrencies.. Notable trends are: Technology Implementation in Trade Finance Platforms Makes Way for Startups.

The Asia-Pacific (APAC) wealth management market is projected to witness substantial growth, reaching a market value of 31.80 million by 2033, with a CAGR of 8.12% from 2025 to 2033. This growth is primarily driven by the region's rising affluence, growing income levels, and increasing awareness of financial planning. Key drivers include urbanization, technological advancements, and the emergence of fintech solutions. The APAC wealth management market is highly fragmented, with various client types, providers, and geographic regions contributing to its growth. HNWI and retail/individual clients dominate the market, while private banks, independent asset managers, and family offices hold significant provider market shares. India, China, Japan, and Singapore are the leading markets in the region, each with its unique characteristics and regulatory frameworks. Prominent companies in the APAC wealth management market include UBS, Citi Private Bank, HSBC Private Bank, Aberdeen Standard Investments, and BlackRock, among others. Recent developments include: June 2023: BlackRock, the world's leading provider of investment, advisory, and risk management solutions, partnered with Avaloq Unveil, a wealth management technology and services provider. The aim was to provide integrated technology solutions, meeting the evolving needs of wealth managers., March 2023: UBS, a leading investment bank and financial services company, acquired Credit Suisse, a global investment bank and financial services company, to strengthen UBS’s position as the top international wealth and asset manager.. Key drivers for this market are: Diverse Range of Investment Opportunities in the Region Drives the Market. Potential restraints include: Diverse Range of Investment Opportunities in the Region Drives the Market. Notable trends are: Fintech Drives the Market.

CN: WMWMP: New Issuance Open-end: Share Holding Commercial Bank data was reported at 0.000 Unit in Mar 2025. This records a decrease from the previous number of 1.000 Unit for Feb 2025. CN: WMWMP: New Issuance Open-end: Share Holding Commercial Bank data is updated monthly, averaging 1.500 Unit from Aug 2022 (Median) to Mar 2025, with 32 observations. The data reached an all-time high of 9.000 Unit in Oct 2022 and a record low of 0.000 Unit in Mar 2025. CN: WMWMP: New Issuance Open-end: Share Holding Commercial Bank data remains active status in CEIC and is reported by Puyi Standard. The data is categorized under China Premium Database’s Financial Market – Table CN.ZAM: Puyi Standard: New Issuance: Whole Market Wealth Management Product.

The Hong Kong credit card market, valued at approximately $113.41 million in 2025, is projected to experience robust growth, exhibiting a Compound Annual Growth Rate (CAGR) of 8.68% from 2025 to 2033. This expansion is fueled by several key drivers. Rising disposable incomes among Hong Kong residents, coupled with a burgeoning e-commerce sector and increasing preference for cashless transactions, are significantly boosting credit card adoption. Furthermore, attractive rewards programs, competitive interest rates offered by various banks (including HSBC, Bank of China, Standard Chartered Bank, and others), and the expanding acceptance of credit cards across diverse sectors like food & groceries, travel & tourism, and online shopping are contributing to market growth. However, challenges remain. Stringent regulatory oversight aimed at managing consumer debt and potential economic fluctuations could act as restraints on market expansion. The market segmentation reveals a significant presence of general-purpose credit cards, while the application-based segmentation indicates strong demand across food & groceries, travel & tourism, and consumer electronics. Visa and MasterCard dominate the provider landscape, although local banks like Hang Seng Bank and DBS Bank also hold significant market share. The competitive landscape is characterized by intense rivalry among both international and local banks, leading to innovative product offerings and aggressive marketing strategies. The forecast period (2025-2033) suggests a continued upward trajectory, driven by evolving consumer preferences and the sustained growth of the Hong Kong economy. While specific regional data for Hong Kong is not explicitly provided, the overall growth trend suggests a parallel increase in credit card usage within the region, reflecting broader global patterns of financial inclusion and digital payment adoption. Market players are likely to focus on enhancing customer loyalty programs, expanding digital payment capabilities, and developing tailored credit card solutions to maintain their competitive edge and capitalize on the market's growth potential. Risk management and compliance with regulatory standards will remain crucial for sustained success in this competitive environment. Recent developments include: April 2023: Hang Seng Bank delivered an innovative green receivables financing solution for its long-term customer, Leo Paper Group, with export credit insurance provided by Hong Kong Export Credit Insurance Corporation that supports greater supply chain sustainability., April 2023: Hang Seng Bank Limited and Chubb entered an exclusive 15-year distribution agreement. Chubb will provide Hang Seng banking customers with a comprehensive range of personal and commercial general insurance products and solutions in Hong Kong.. Key drivers for this market are: Usage of Credit Card Give the Bonus and Reward Points. Potential restraints include: Usage of Credit Card Give the Bonus and Reward Points. Notable trends are: Increasing Number of Credit Card Transaction in Hong Kong.

The Asia-Pacific (APAC) digital banking market is experiencing explosive growth, driven by factors such as rising smartphone penetration, increasing internet access, and a burgeoning young population comfortable with technology. The region's diverse economies and varying levels of digital adoption present both opportunities and challenges. India and China, the largest economies in APAC, are key contributors to this growth, fueled by a large unbanked population rapidly adopting digital financial services. Government initiatives promoting financial inclusion and the emergence of innovative fintech companies are further accelerating market expansion. While challenges remain, such as cybersecurity concerns and the need for robust digital infrastructure in certain areas, the overall outlook is highly positive. The demand for convenient and accessible digital banking services, encompassing payment processing, digital banking platforms, KYC solutions, and customer support, is fueling a significant increase in market size. The preference for API-based and cloud-based BaaS solutions is also contributing to market expansion, offering scalability and flexibility to financial institutions. This demand is being met by both established players and innovative startups, leading to a competitive landscape characterized by continuous innovation and strategic partnerships. The segment breakdown shows a strong preference for digital banking services, including mobile banking and online transfers, followed by payment processing services. The increasing focus on regulatory compliance and customer identification drives growth in KYC services. Large enterprises are currently dominating the market, leveraging digital banking to improve efficiency and customer engagement. However, the SME segment is poised for substantial growth, as more small and medium businesses adopt digital banking to manage their finances more effectively. The market's impressive Compound Annual Growth Rate (CAGR) of 9.80% demonstrates the sustained momentum of digital transformation within the APAC banking sector. This growth is projected to continue through 2033, driven by technological advancements, increased consumer adoption, and ongoing regulatory support for digital financial inclusion initiatives. Recent developments include: In January 2023, Yes Banks partnered with Banking-as-a-service (BaaS) start-up, Falcon to expand its market in the rapidly growing embedded finance market. The inclusion of BaaS will help Yes Bank to rationalize technology costs and significantly reduce time-to-market empowering the bank to launch its competitive offerings more frequently., In September 2023, Standard Chartered’s fintech investment launched Audax Financial Technology as a new product in its Banking-as-a-Service (BaaS) offering. The product is designed to assist banks and financial institutions in their digital transformation, and business models to serve new customer segments and generate additional revenue streams.. Key drivers for this market are: Rise in Digital Banking in The Region, Rise in Volume of Financial Transaction. Potential restraints include: Rise in Digital Banking in The Region, Rise in Volume of Financial Transaction. Notable trends are: Increase In Digital Banking.

[Keywords] Market include Bank of America, Export-Import Bank of India, Industrial and Commercial Bank of China Limited, Royal Bank of Scotland, Standard Chartered Bank