Statistics on student debt, including the average debt at graduation, the percentage of graduates who owed large debt at graduation and the percentage of graduates with debt who had paid it off at the time of the interview, are presented by the province of study and the level of study. Estimates are available at five-year intervals.

How high is the average student debt in the Netherlands? In 2016, a university (in Dutch: WO) graduate had a debt of around 10,700 euros. Newer numbers were not available, as the national system for student loans changed in 2015. In 2015-2016, the so-called basisbeurs (a conditional loan a student would receive in the Netherlands, which would turn into a gift when he/she graduated within ten years) was abolished. This currently means that if students need more money, they must loan it from the government. In 2017, the Dutch government granted 2.4 billion euros worth of loans to students.

University graduates had a higher chance of a student debt

The total student debt in the Netherlands was worth 11.2 billion euros in 2017. Roughly six out of ten research university graduates had a student debt. This was significantly higher than university of applied sciences graduates (in Dutch: HBO), of which 33 percent had a student debt.

Student debts influence house purchases in the Netherlands

In 2017, approximately 16 percent of all first-time homebuyers in the Netherlands consisted of the age group between 25 and 29 years old. This was a decrease from the approximately 25 percent in 2013. As (student) debts and personal income count towards mortgage requests and partly determine whether or not mortgage providers are willing to lend money for the purchase of a house, an increasing student debt made it more difficult for starters in the Netherlands to enter the real estate market. Mortgages are the most common way to finance real estate for households in the Netherlands.

Graph and download economic data for Student Loans Owned and Securitized (DISCONTINUED) (SLOAS) from Q1 2006 to Q4 2024 about student, securitized, owned, loans, and USA.

In 2025, students graduating from English universities will have incurred an average of 53,000 British pounds of student loan debt, compared with 39,000 pounds in Wales, 28,000 pounds in Northern Ireland, and around 18,000 pounds in Scotland.

The National Collegiate Athletic Association, or NCAA, is an American sports association that organizes different sports programs for many schools and universities in United States. Its headquarters are located in Indianapolis, Indiana. The NCAA is the largest university sports organization in the world and, due to the great popularity of university sports with fans in the United States, it occupies a prominent place in the American sports scene. Some of the top performing athletes at high school level are often awarded college scholarships that cover all, or part, of their college tuition fees. During a November 2019 survey, 41 percent of NCAA student-athletes in the United States stated that they left college with no student debt.

The National Postsecondary Student Aid Survey (NPSAS) provides information on how postsecondary student financial aid is targeted, received, and used. A significant component of the NPSAS is the Student Loan Recipient Transcript Survey, which collected postsecondary-school transcripts for Guaranteed Student Loan (GSL) recipients who were surveyed in the Student Loan Recipient Survey (SLRS, Part 4). This component provides the means to analyze basic policy issues such as relationships between educational activities and ability to cope with indebtedness, and the patterns of student loan repayment or default. The Transcript Survey data cover 11,847 students, 12,213 transcripts, and 1,412 schools and are organized into four categories, consisting of data at the student (Part 5), transcript (Part 7), term (Part 6), and course (Part 2) levels. At least one student-level and one transcript-level record exist for each sample member for whom a transcript was requested, even if the school in question reported that an individual had never attended or had withdrawn before establishing a formal record of attendance. Student-level data (Part 5) provide general information about the respondent's academic career. Each record is given a case ID code, allowing the merger of transcript data and other files, sampling weights, and data that summarize information found on transcripts from all postsecondary schools attended as well as selected items from Part 4, the Student Loan Recipient Survey data files. Transcript-level records (Part 7) contain data pertaining to the student's academic record at a single institution, including the school ID code, degree or other credentials conferred with accompanying dates, major and minor field(s) of study, and the student's cumulative grade-point average. Term records (Part 6) contain type of term (quarters, trimesters, and semesters), season of occurrence, start and end dates, grade-scale type, the number of courses corresponding to a given term, and a special flag indicating regular or transfer status for the term. Included in term type is a code that signifies credit earned via standardized tests and other life experience. Course-level data (Part 2) include records for every course reported on a transcript. The Student Loan Recipient Survey data (Part 4, Questionnaire Data) contain identifying information about the students such as sex, age, race, citizenship, residence, marital status, and current employment, as well as survey control data, a counter variable for the NPSAS transcripts, and weights. The Composite Data file (Part 1) contains information from the student transcript data in Part 5 and the student questionnaire data in Part 4. It also contains composite variables that combine information from the record abstract done at the institution and the student questionnaire. A Parent Survey (Part 3) was also conducted to collect data on the total number of children in the family, how much respondents spent on clothing, food, and books and supplies for their children, other loans taken out to pay for schooling, when the respondents started saving for their children's college expenses, and what type of savings programs they used.

Provides statistics on student debt such as average debt at graduation, percentage of graduates owing large debt after graduation and percentage of graduates with debt who had paid it off at time of interview. These data are presented by province and level of study.

Statistics on postsecondary graduates who owed money for their education to government-sponsored student loans at graduation, including the average debt at graduation, the percentage of graduates who owed large debt at graduation and the percentage of debt paid off at the time of the interview, are presented by the location of residence at the time of the interview and the level of study. Estimates are available at five-year intervals.

Key information about United States Household Debt

• United States Household Debt reached 18,036.0 USD bn in Dec 2024, compared with the reported number of 17,943.0 USD bn in the previous quarter
• US Household Debt: USD mn data is updated quarterly, available from Mar 1999 to Dec 2024
• The data reached an all-time high of 18,036.0 USD bn in Dec 2024 and a record low of 4,540.0 USD bn in Mar 1999

• In the latest reports, United States Household Debt accounted for 61.7 % of the country's Nominal GDP in Dec 2024
• Money Supply M2 in United States increased 21,533.8 USD bn YoY in Dec 2024
• United States Foreign Exchange Reserves was measured at 34.9 USD bn in Dec 2024
• The Foreign Exchange Reserves equaled 0.1 Months of Import in Dec 2024
• United States Domestic Credit reached 30,648.3 USD bn in Mar 2024, representing an drop of 0.3 % YoY

description: A cohort default rate is the percentage of a school's borrowers who enter repayment on certain Federal Family Education Loan (FFEL) Program or William D. Ford Federal Direct Loan (Direct Loan) Program loans during a particular federal fiscal year (FY), October 1 to September 30, and default or meet other specified conditions prior to the end of the second following fiscal year, as calculated by Federal Student Aid using data derived from the National Student Loan Data System (NSLDS).; abstract: A cohort default rate is the percentage of a school's borrowers who enter repayment on certain Federal Family Education Loan (FFEL) Program or William D. Ford Federal Direct Loan (Direct Loan) Program loans during a particular federal fiscal year (FY), October 1 to September 30, and default or meet other specified conditions prior to the end of the second following fiscal year, as calculated by Federal Student Aid using data derived from the National Student Loan Data System (NSLDS).

This material is based upon work supported by the National Science Foundation under Grant No. 2049358. Any opinions, findings, and conclusions or recommendations expressed in this material are those of the author and do not necessarily reflect the views of the National Science Foundation.Income-driven repayment plans lower required payments for student loan borrowers when their income decreases. This helps to reduce student loan defaults. Despite universal availability, only a minority of student loan borrowers in the U.S. are in an income-driven repayment plan. In this study, I test whether a student’s choice of repayment plan is related to their expectations of earning a low income. Using an information experiment in a web survey, I create two groups of college seniors with an exogenous difference in low-income expectations. I find that respondents who see the major specific income information believe they, on average, have a higher probability of earning a low income. However, those respondents are not any more likely to choose the income-driven repayment plan. I conclude that students’ repayment plan preferences are not strongly related to their expectations of earning a low income. This may be due to students caring about things other than minimizing monthly payments when choosing a repayment plan.

The value of the debt per adult in Europe in 2022 varied a lot from country to country. While Swiss adults had on average over 151,600 U.S. dollars of debt in 2022, adults from Azerbaijan had a debt of 540 dollars. Meanwhile, the average volume of debt in Europe that year was almost 25,000 U.S. dollars per adult. The household debt to disposable income ratio in Europe follows a similarly varied distribution. As varied as the volume of debts in Europe are, the most common forms of debt are still very similar and they tend to include: credit cards, medical debt, student loans, overdrafts, mortgages, automobile financing and personal loans.

Annex provides additional tables to complement Student Loans publication released in June. It shows how students are repaying their income contingent student loans and the average amount outstanding for each cohort.

Source agency: Scottish Government

Designation: Official Statistics not designated as National Statistics

Language: English

Alternative title: Income Contingent Repayments by Repayment Cohort and Tax Year

Annex provides additional tables to complement Student Loans publication released in June. It shows how students are repaying their income contingent student loans and the average amount outstanding for each cohort. Source agency: Scottish Government Designation: Official Statistics not designated as National Statistics Language: English Alternative title: Income Contingent Repayments by Repayment Cohort and Tax Year

As of the end of 2022, debt per adult in Japan amounted to approximately 27.3 thousand U.S. dollars. This represented a decrease from 30.8 thousand dollars per capita in the previous year.

The foreclosure rate in the United States has experienced significant fluctuations over the past two decades, reaching its peak in 2010 at 2.23 percent following the financial crisis. Since then, the rate has steadily declined, with a notable drop to 0.11 percent in 2021 due to government interventions during the COVID-19 pandemic. In 2024, the rate stood slightly higher at 0.23 percent but remained well below historical averages, indicating a relatively stable housing market. Impact of economic conditions on foreclosures The foreclosure rate is closely tied to broader economic trends and housing market conditions. During the aftermath of the 2008 financial crisis, the share of non-performing mortgage loans climbed significantly, with loans 90 to 180 days past due reaching 4.6 percent. Since then, the share of seriously delinquent loans has dropped notably, demonstrating a substantial improvement in mortgage performance. Among other things, the improved mortgage performance has to do with changes in the mortgage approval process. Homebuyers are subject to much stricter lending standards, such as higher credit score requirements. These changes ensure that borrowers can meet their payment obligations and are at a lower risk of defaulting and losing their home. Challenges for potential homebuyers Despite the low foreclosure rates, potential homebuyers face significant challenges in the current market. Homebuyer sentiment worsened substantially in 2021 and remained low across all age groups through 2024, with the 45 to 64 age group expressing the most negative outlook. Factors contributing to this sentiment include high housing costs and various financial obligations. For instance, in 2023, 52 percent of non-homeowners reported that student loan expenses hindered their ability to save for a down payment.

Approximately ** percent of Americans aged 26 to 34 who bought a home were first-home buyers, whereas ** percent of home buyers between 35 and 44 bought their first home in that year. Gen Z and Millennial first-time buyers It is no surprise that many Gen Z (18 to 24 years old) and Millennial (25 to 43 years old) home buyers are mostly first-time home buyers. These home buyers are in the early stages of their careers, or still studying in some cases, and often struggling to repay student debt, so they need to save for many years before they afford a down payment. When do they sell? These generations tend to stay in their first homes for several years, which means that the majority of home sellers are older than them. The share of income needed to afford a trade-up home is significantly lower than the money needed for a starter home. A trade-up home is a larger and more expensive home, which homeowners often buy after living in their starter home, or their first home, for several years. This progression generally happens when homeowners have climbed the career ladder and increased their incomes.